What AID:Tech does

AID:Tech is an Ireland-based, venture-backed fintech platform founded in 2016 that builds blockchain-based payments and digital-identity infrastructure for humanitarian aid and climate-risk use cases. Its core products include the Kare Platform (an agency/NGO-facing disaster-relief management system) and the consumer-facing Kare Survivor Wallet (iOS/Android), which together deliver rapid disbursements to disaster survivors via decentralised identifiers (DIDs), KYC/AML verification, virtual Visa debit cards, gift cards from Amazon, Walmart and Home Depot, and Apple/Google Pay wallet rails, all built primarily on the Algorand blockchain with Go-based microservices on AWS. Supporting modules include Kaulana ID (a self-sovereign NFT/Soulbound-Token identity product with cross-chain BYOR reputation portability), the Volunteer-And-Earn (VAE) token ecosystem, an Identity Aggregator, and Klimify (a Climate Data API plus embedded parametric-insurance product that aggregates NASA, NOAA, DeepMind and DePIN sensor feeds).

The company monetises through a mix of managed-services/platform fees licensed to NGOs and government agencies (notably SVDP, the National VOAD coalition and a FEMA pilot), transaction fees on payouts and virtual-card activity, usage-based Klimify API revenue, and token-utility economics within the VAE ecosystem; pricing is not publicly disclosed and engagements are quote-based enterprise contracts, while the Kare Survivor Wallet app is free for end-user survivors. Go-to-market combines direct enterprise field sales to governments, NGOs and disaster-relief agencies with channel partnerships (Visa, Amazon Business, Walmart) and an API-first motion for Klimify; the company operates as a 100% remote team and reports cumulative platform metrics of $10M raised, 500K users and $300M in funds disbursed.

Name

AID:Tech

Legal name

AID:Tech

Website

https://aid.technology

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

AID:Tech builds blockchain-based payments and self-sovereign identity infrastructure for humanitarian aid and climate-risk use cases, serving NGOs, government agencies (including a FEMA pilot) and disaster survivors via the Kare Survivor Wallet, Kaulana ID and Klimify Climate Data API.

Ownership category

akta.pro rank

Product category

Blockchain-based Payments & Digital Identity Infrastructure

akta.pro primary industry

AML/KYC, KYB & Identity Verification (VASP/Travel Rule) (FSAPAJAC)

akta.pro secondary industries

Fraud, Risk, KYC/AML & Compliance Platforms (BPAMAFAI), Compliance, Risk & RegTech for Tokenized Assets (KYC/AML, sanctions, travel rule, reporting) (FSAPAIAH)

Keywords

• Blockchain payments infrastructure
• Self-sovereign digital identity
• Disaster relief disbursement
• Parametric climate insurance
• Web3 identity verification

Headquarters

HQ city

Dublin

HQ country

Ireland

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Platform / managed-services fees from NGOs and agencies: AID:Tech licenses the Kare Platform to NGOs, agencies and governments for disaster relief disbursement workflows (event management, application builder, virtual debit cards, wallet management). Recurring SaaS / managed-services style engagement with each partner organization.
2. Transaction fees on payouts and wallet activity: Fees on payments, payouts, gift card issuance (Amazon, Walmart, Home Depot) and virtual Visa debit card transactions issued via the Kare wallet and underlying Visa rails.
3. Enterprise Climate API / parametric insurance revenue: Enterprise-tier Climate API access and embedded parametric insurance products sold to merchants (e.g., Amazon, Walmart, Home Depot), generating usage-based and licensing-style revenue.
4. VAE / Volunteer-And-Earn token ecosystem: Rewards-token based ecosystem for volunteers; revenue tied to token utility and engagement within the Volunteer-And-Earn wallet.

Pricing tiers

Go-to-market motion4 records

Distribution channels5 records

Marketing channels6 records

Core offering

AID:Tech builds blockchain-based payments and self-sovereign identity infrastructure that bridges Web2 and Web3, anchored by the Kare Platform (with the consumer-facing Kare Survivor Wallet mobile app) for fast, KYC/AML-verified disaster-relief disbursements via virtual Visa debit cards and branded gift cards, and the Klimify climate-resilience platform offering a Climate Data API, embedded parametric insurance and risk dashboards. Supporting offerings include the Kaulana ID NFT/Soulbound Token identity product, the Volunteer-And-Earn (VAE) rewards token and BYOR cross-chain reputation system, targeted at NGOs, charities, governments, enterprises and disaster survivors.

Product overview

AID:Tech offers a platform-plus-modules architecture of blockchain-focused fintech products that bridge Web2 and Web3 by merging decentralized digital identity with payments. The core offering consists of two main products: the Kare Platform (with its consumer-facing Kare Survivor Wallet), which delivers fast, instant disbursements to disaster survivors via digital ID, virtual Visa debit cards, gift cards from brands like Amazon, Walmart, and Home Depot, and Apple Pay/Google Pay support on the Algorand blockchain; and Klimify, a climate resilience platform offering a Klimify Wallet, Dashboard, Embedded Parametric Insurance, and a Climate Data API that aggregates data from NASA, NOAA, DeepMind, and DePIN sources. Supporting modules include the Kaulana ID self-sovereign identity system (NFT/Soulbound Token based), the Volunteer-And-Earn (VAE) rewards token with BYOR (Bring Your Own Reputation) cross-chain reputation, and an Identity Aggregator that links multiple blockchain, Web3, and social accounts to a single user identity. AID:Tech also operates 'Fulfilment by AID:Tech & Amazon' to ship supplies directly to survivors.

Differentiator

Problem solved

Functional benefit

Brands

• Kare: AID:Tech's Kare Platform enables fast and instant disbursements to survivors via digital ID. Includes the Kare Survivor Wallet (iOS/Android), event management for disaster situations (hurricanes, flooding, wildfires), virtual Visa debit cards with spend controls, marketplace for Amazon/Walmart gift cards, and dashboard tools for NGOs and government agencies.
• Klimify
• Kaulana ID

Products and services

• Kare Survivor Wallet Mobile digital wallet (iOS/Android) that delivers fast, KYC/AML-verified disaster-relief disbursements to survivors via virtual Visa debit cards, branded gift cards (Amazon, Walmart, Home Depot), and Apple Pay/Google Pay support; linked to Decentralized Identifiers (DID) for self-sovereign identity verification.
• Kare Platform Agency/NGO-facing disaster-relief management platform built on Algorand, with applications and user management, event management for hurricanes/wildfires/floods, a drag-and-drop application builder, virtual debit card issuance with category-based spend controls (blocking alcohol/tobacco/firearms), GPS-based support finder, gift card marketplace and Apple Pay/Google Pay wallet integration. Licensed to NGOs, charities and government agencies.
• Klimify Climate Finance Platform Climate resilience platform offering a Klimify Wallet, Dashboard, Embedded Parametric Insurance and a Climate Data API. Aggregates weather and climate data from NASA, NOAA, DeepMind and DePIN sensor networks through proprietary ML risk models to power parametric insurance smart contracts that execute instant payouts on natural-disaster trigger events via Visa debit card or digital wallet. Targeted at citizens, enterprises and governments managing climate-related financial risk.
• Klimify Climate Data API Enterprise-tier API exposing aggregated climate and weather data from NASA, NOAA, DeepMind and DePIN sensors, processed through proprietary algorithms and machine learning models to deliver climate-related risk insights that can power parametric insurance triggers and automatic payouts.
• Kaulana ID Self-sovereign digital identity product representing a user's identity as an NFT or Soulbound Token (SBT) on the blockchain. Stores user-controlled identity data on-chain (personal data, volunteer achievements, on-chain activity) and enables BYOR (Bring Your Own Reputation) portability across chains, plus an Identity Aggregator that links multiple blockchain, Web3 and social-network accounts to the same identity.
• Fulfilment by AID:Tech & Amazon Partnership-enabled fulfilment service that delivers new furniture and furnishings directly to disaster survivors who have lost everything. Product listings are displayed inside the Kare Survivor Wallet and shipping is handled via Amazon Business.

Quantifiable outcome

• $300M total funds disbursed through AID:Tech platforms
• +3 more outcomes

Named customers13 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration10 records

AI capability5 records

Feature10 records

Partnerships

Six partnerships are on record, tiered flagship and core.

• Algorand FoundationflagshipStrategic or Co-development PartnerListed as an Investor and Backer and as a "Trusted by our partners" logo. The Kare Survivor Wallet is built in partnership with AID:Tech and the Algorand Foundation, and uses the Algorand blockchain for decentralized identity and aid disbursement.
• VisaflagshipTechnology or IntegrationVisa is listed as a "Trusted partner" and powers the Virtual Visa Debit Card issued inside the Kare Survivor Wallet for disaster-relief payouts.
• Amazon BusinessflagshipStrategic or Co-development PartnerAmazon Business is a "Trusted partner" and powers "Fulfilment by AID:Tech & Amazon", where product listings and bundles selected in the Kare Survivor Wallet are shipped directly to disaster survivors via Amazon's fulfilment network.
• WalmartcoreStrategic or Co-development PartnerWalmart (and Walmart.org) is featured as a "Trusted partner" and powers trusted Walmart gift cards inside the Kare Survivor Wallet as an anti-fraud assurance mechanism.
• CirclecoreTechnology or IntegrationCircle integrates with AID:Tech to deliver relief payouts via USDC to people impacted by natural disasters and connect underserved individuals to financial services (quote from Jeremy Allaire, Circle).
• NASA / NOAA / DeepMind (data sources for Klimify Climate API)coreTechnology or IntegrationKlimify Climate Data API synchronizes with NASA, NOAA, DeepMind and DePIN sensor networks to extract climate-risk insights using proprietary algorithms and models.

Scale indicators9 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• ID.me: Established digital identity verification platform used by US government agencies (including for benefits and disaster programs). Comparable to AID:Tech in the identity-for-government-services use case, but operates as a broader Web2 incumbent rather than a blockchain-native stack.
• ConsenSys: Ethereum-focused blockchain software company building identity, payments and infrastructure products. Overlaps with AID:Tech's Web3 identity and payments stack via MetaMask and other identity/wallet tooling, with much larger scale.
• Circle: Issuer of USDC stablecoin and operator of payments infrastructure; an existing AID:Tech integration partner for relief payouts. Comparable in the stablecoin-payout layer, but at vastly greater scale and with a broader institutional client base.
• Ripple Labs: Enterprise blockchain payments network targeting banks, remittance and cross-border use cases. Comparable to AID:Tech on the payment-rail side (especially via Circle/USDC integration) but at much larger scale and with a more institutional customer base.
• Polygon (Polygon ID): Major Layer-1/Layer-2 blockchain ecosystem with a dedicated decentralized identity product (Polygon ID). Competes with AID:Tech for developer mindshare on identity primitives and on-chain reputation, with significantly greater resources.
• Mastercard (Inclusive Growth / Start Path): Global payments network with humanitarian and financial-inclusion programs and an existing relationship with AID:Tech via Mastercard Start Path. Comparable on the payments-network and aid-disbursement layer, with vastly greater scale and regulatory standing.

Direct peers

• Affinidi: Decentralized digital identity infrastructure provider and an existing investor/backer of AID:Tech. Competes head-on with Kaulana ID in portable, user-consented identity, and overlaps in DID-linked verification for underbanked users.
• Stellar Development Foundation: Open blockchain network purpose-built for cross-border payments and financial inclusion. Overlaps with AID:Tech's payout-rail mission (e.g., MoneyGram on Stellar), and supports DID-style identity use cases that compete with Kaulana.
• Worldcoin (Tools for Humanity): Provides blockchain-based, user-controlled digital identity (World ID) and a wallet for global consumers. Closely comparable to AID:Tech's Kaulana ID and identity-linked payout stack, though focused on consumer onboarding rather than humanitarian aid.

Emerging players

• GiveDirectly: Operates large-scale direct cash transfer programs to low-income and disaster-affected households. Shares AID:Tech's mission of replacing slow aid distribution with rapid, traceable transfers to recipients, though GiveDirectly is non-blockchain-native.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/aidtechnology
• LinkedInlinkedin.com/company/aid-tech

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Funding overview

Funding rounds9 records

Investors17 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about AID:Tech