IMH Finans AB
IMH Finans AB is a Stockholm-based, privately held Swedish specialty finance company founded in 2014 that provides financing secured against movable property through mortgaging and related lending activity. The company received a $150 million investment from Castlelake in 2022 to support its operations.
- Company typePrivate
- Founded2014
- HeadquartersStockholm, Sweden
- Headcount1–10
- GTM typeB2C
- OfferingServices
What IMH Finans AB does
IMH Finans AB is a Stockholm-based, privately held Swedish financial services company (Aktiebolag) founded in 2014 that engages in financing operations regarding movable property through mortgaging and other financial activity. The company's stated business is specialty lending secured against movable assets — a niche that typically includes financing for vehicles, equipment, or other chattel collateral in the Swedish market. Its operating footprint as evidenced by the active website (imhfinans.se) and ongoing business activity is concentrated in Sweden.
In May 2022, the company received a $150 million private equity investment from Castlelake, a global alternative-asset manager, executed as a private investment transaction. This is the only documented strategic event in the company's history and represents a substantial capital injection relative to the 1-10 employee headcount. The capital structure, use of funds, and post-money valuation were not disclosed in the input sources.
The company's revenue model is not disclosed. No pricing, customer-segment, product, technology, or distribution data is present in the input sources. The combination of a very small headcount and substantial institutional capital is consistent with either a balance-sheet specialty lender or an asset-management/loan-origination partnership vehicle; the input does not resolve this ambiguity. Beyond the Castlelake investment, no management team, board composition, M&A activity, partnerships beyond Castlelake, or operational milestones are documented, representing significant data gaps.
IMH Finans AB firmographics
Firmographics- Name
- IMH Finans AB
- Website
- https://imhfinans.se
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- IMH Finans AB is a Stockholm-based, privately held Swedish specialty finance company founded in 2014 that provides financing secured against movable property through mortgaging and related lending activity. The company received a $150 million investment from Castlelake in 2022 to support its operations.
- Ownership category
- akta.pro rank
IMH Finans AB industry classification
Industry- Product category
- Specialty Consumer Finance
- NAICS
- Credit Intermediation and Related Activities (522)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit) (BPAHAOAD)
- akta.pro secondary industry
- Repossession & Asset Recovery (Non-mortgage) (FSAKAJAF)
Keywords
Where IMH Finans AB is headquartered
LocationHeadquarters
- HQ city
- Stockholm
- HQ country
- Sweden
- HQ region
- Europe
Markets served
IMH Finans AB business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Others
IMH Finans AB product offering
Product offeringCore offering
IMH Finans AB engages in financing operations regarding movable property through mortgaging and other financial activity. The company provides lending products secured against movable (personal) assets to borrowers in Sweden, operating as a niche specialty finance provider headquartered in Stockholm.
Differentiator
Problem solved
Functional benefit
Products and services
- Movable property financing (mortgage-secured lending) Financing operations involving loans secured against movable (personal) property such as vehicles, equipment, or other chattel, provided to Swedish borrowers.
Companies that use IMH Finans AB
Customer profileIdeal customer profiles1 record
IMH Finans AB technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
IMH Finans AB partnerships and signals
Strategic signalScale indicators1 record
Recent moves3 records
Expansion highlights3 records
IMH Finans AB competitors and assessment
Company assessmentEmerging players
- Klarna: Swedish fintech offering consumer credit and BNPL at scale. Comparable to IMH Finans as a Stockholm-headquartered alternative credit provider, though serving consumer point-of-sale rather than movable-property-secured lending.
Direct peers
- Norion Bank (formerly Collector Bank): Swedish niche bank focused on SME lending, factoring, and consumer finance. Comparable to IMH Finans as a Stockholm-based specialty lender with a focus on non-bank-style credit products for Nordic SMEs.
- Resurs Bank: Nordic niche bank offering consumer and SME credit, retail finance, and factoring. Comparable to IMH Finans as a non-universal Nordic lender serving segments underserved by major banks, with similar focus on alternative credit products.
- Svea Bank (Svea Ekonomi): Swedish-headquartered financial group providing factoring, installment lending, and asset-based financing to SMEs and consumers across the Nordics. Directly comparable to IMH Finans as a Nordic specialty lender operating outside the universal banking model.
- Nordax Bank (now Norion Bank sister-brand history): Nordic specialist lender historically focused on larger-ticket consumer credit to non-prime borrowers. Comparable to IMH Finans as a Swedish-rooted non-bank lender with expertise in non-standard underwriting.
- Marginalen Bank: Swedish niche bank offering consumer and corporate lending. Comparable to IMH Finans as a smaller Swedish specialty lender targeting segments mainstream banks underserve.
- Svea Finans: Nordic subsidiary of Svea Ekonomi providing factoring, leasing, and installment financing to SMEs. Comparable to IMH Finans as a Swedish asset-based / receivables-focused lender serving SMEs.
- TF Bank: Swedish-headquartered specialist bank offering consumer and SME lending across the Nordics and Europe. Comparable to IMH Finans as a niche Nordic lender leveraging alternative credit models and capital-light distribution.
Broad incumbents
- Hoist Finance: Larger Swedish specialty finance firm primarily focused on non-performing loan portfolios and debt purchasing. Comparable to IMH Finans as a Stockholm-based specialty credit investor with deep Nordic expertise, though operating more on the recovery side of the credit cycle.
- Ikano Bank: IKEA-family owned bank active in the Nordics and Europe offering consumer and retail finance. Comparable to IMH Finans as a Nordic-headquartered specialty lender, though larger and tied to retail distribution.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights4 records
Customer concentration
IMH Finans AB financial estimates
Financial estimateRevenue estimate
Valuation estimate
IMH Finans AB leadership team
Management profileNumber of profiles
IMH Finans AB funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
IMH Finans AB M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about IMH Finans AB
What does IMH Finans AB do?
IMH Finans AB engages in financing operations regarding movable property through mortgaging and other financial activity. The company provides lending products secured against movable (personal) assets to borrowers in Sweden, operating as a niche specialty finance provider headquartered in Stockholm.
Is IMH Finans AB a public or private company?
IMH Finans AB is a private company. It is classified as private equity controlled and is currently operating.
When was IMH Finans AB founded?
IMH Finans AB was founded in 2014. It employs 1 to 10 people.
Where is IMH Finans AB based?
IMH Finans AB is headquartered in Stockholm, Sweden, in the Europe region.
Who are IMH Finans AB's main competitors?
Klarna is listed as an emerging player. Direct peers are Norion Bank (formerly Collector Bank), Resurs Bank, Svea Bank (Svea Ekonomi), Nordax Bank (now Norion Bank sister-brand history), Marginalen Bank, Svea Finans and TF Bank. Broad incumbents are Hoist Finance and Ikano Bank.
Does IMH Finans AB have an API?
No public API is recorded for IMH Finans AB.
What industry is IMH Finans AB in?
IMH Finans AB's product category is Specialty Consumer Finance. Its primary akta.pro industry code is BPAHAOAD, Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit), with a secondary code of FSAKAJAF, Repossession & Asset Recovery (Non-mortgage). Its NAICS code is 522 and its SIC code is 6159.