fija Finance GmbH

Name

fija Finance GmbH

Legal name

fija Finance GmbH

Website

https://fija.finance

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

DeFi Yield Platform

NAICS

Securities and Commodity Contracts Intermediation and Brokerage (5231)

SIC

Finance Services (6199)

akta.pro primary industry

Yield Aggregators, Auto-Compounding & Strategy Vaults (DeFi Yield) (FSADAHAK)

akta.pro secondary industries

Yield, Vaults & Asset Management (vault strategies, robo-vaults, structured yield) (FSAPAEAG), Yield Aggregators & Strategy Vaults (FSADAMAF)

Keywords

• DeFi yield strategies
• Crypto asset management
• Automated yield farming
• Tokenized financial products
• Smart contract infrastructure

Headquarters

HQ city

Munich

HQ country

Germany

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales

Revenue model

1. Performance Fee (Profit Share): fija earns 25% of the returns generated by each Yield Strategy, automatically deducted by the smart contract and transferred to the fija wallet. No fixed fees or subscription charges.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

fija Finance GmbH operates a compliant DeFi yield platform that enables users to access curated, automated crypto yield strategies at the click of a button. Users connect a whitelisted Web3 wallet, complete KYC/KYB onboarding, and deposit crypto-assets into Vault Smart Contracts that execute strategies such as USDC Yield Master, crvUSD Yield Master, and Aave Yield Optimizer across Ethereum and Arbitrum blockchains. The company generates revenue through a 25% performance fee on yields and also licenses its smart contract infrastructure to enterprise partners.

Product overview

fija is a unified DeFi yield platform that enables users to access curated automated DeFi strategies with a single click. The core fija Platform connects users to multiple yield strategies including USDC Yield Master, crvUSD Yield Master, Aave Yield Optimizer, and ETH Yield Master. The group structure includes parent company fija Finance GmbH (SaaS infrastructure provider in Munich), operating entity fija Digital Services s.r.o. (app operator in Prague), fija Strategies GmbH (security token issuer in Liechtenstein), and fija Capital UG (debt instrument issuer in Germany).

Differentiator

Problem solved

Functional benefit

Products and services

• fija Platform A DeFi yield platform that enables users to connect a Web3 wallet, complete onboarding, and access curated automated DeFi yield strategies without active trading. Designed for crypto platforms, exchanges, institutional investors, and retail crypto holders seeking compliant, automated crypto yield generation.
• USDC Yield Master A curated DeFi strategy offering 4.1% APY with a 45-day lock-up period. Operates on Ethereum blockchain using CURVE/CONVEX protocols for delta-neutral yield generation. Has a Safety Score of 7.8 and a €15m liquidity limit.
• crvUSD Yield Master A curated DeFi strategy focused on crvUSD stablecoin yield generation using Curve Finance's crvUSD lending market. Safety Score of 7.8 with €15m liquidity limit on Ethereum blockchain.
• Aave Yield Optimizer A delta-neutral DeFi strategy on Arbitrum blockchain using the Aave lending protocol. Safety Score of 8.7 with a €66m liquidity limit.
• ETH Yield Master A curated DeFi yield strategy referenced among fija's portfolio of strategies, currently showing -14.3% APY in available data.

Quantifiable outcome

• Up to 15% APY advertised for DeFi strategies
• +2 more outcomes

Named customers11 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature4 records

Partnerships

Four partnerships are on record, tiered flagship and core.

• KeyrockflagshipStrategic or Co-development PartnerKeyrock is acquiring fija in a strategic merger. The acquisition combines Keyrock's market-making and DeFi liquidity expertise with fija's retail-facing yield platform, creating a comprehensive DeFi ecosystem.
• CURVEcoreTechnology or IntegrationCurve is a decentralized exchange (DEX) used by fija's USDC Yield Master strategy for liquidity provision and yield generation.
• CONVEXcoreTechnology or IntegrationConvex Finance is integrated into fija's USDC Yield Master strategy for enhanced yield optimization on Curve pools.
• AAVEcoreTechnology or IntegrationAAVE lending protocol is used by fija's Aave Yield Optimizer strategy for liquidity provision.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Enzyme Finance: Enzyme is an on-chain asset management protocol enabling automated, rule-based DeFi strategies. Comparable to fija's curated, automated vault model and shares the institutional DeFi target customer.
• Beefy Finance: Beefy is a multi-chain yield optimizer that auto-compounds user deposits across dozens of DeFi protocols. Competes head-to-head with fija in the "one-click curated vault" category across EVM chains.
• Idle Finance: Idle Finance is a DeFi yield aggregator offering automated "Best Yield" strategies across lending protocols like Aave, Compound, and Morpho. Directly comparable to fija's Aave Yield Optimizer.
• Convex Finance: Convex optimizes Curve LP yields via boosted CRV rewards and is one of fija's underlying yield sources. Competes with fija for Curve-based yield strategies and end-user deposits.
• Yearn Finance: Yearn is the pioneering DeFi yield aggregator offering automated vault strategies that optimize returns across lending and liquidity protocols. Directly comparable to fija's curated, automated yield product on Ethereum and L2s.
• Stake DAO: Stake DAO offers automated yield strategies across Curve, Convex, Balancer, and lending markets. Closely comparable product to fija's USDC and crvUSD Yield Master strategies on Ethereum.

Broad incumbents

• Coinbase Earn: Coinbase offers retail-facing staking and yield products with full US/EU regulatory compliance. Broad incumbent competing for the same retail and institutional customers fija targets, with much larger distribution.
• Lido Finance: Lido is the largest liquid staking protocol and offers an institutional-grade yield wrapper for staked ETH. While narrower in scope (staking only), it represents the regulated, one-click crypto yield category fija targets.

Emerging players

• Sommelier Finance: Sommelier provides automated, curated DeFi yield strategies via Cosmos-based off-chain computation. Competes in the same "managed, automated DeFi vaults" category with a different technical stack.
• Mellow Protocol: Mellow is a permissionless DeFi yield vault primitive with modular strategy composition. Emerging player in the same automated yield category but at infrastructure level rather than consumer-facing.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights6 records

Customer concentration

• Xx.com/fija_finance
• LinkedInlinkedin.com/company/fija-finance-gmbh

Compliance7 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries3 records

Funding overview

Funding rounds3 records

Investors4 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about fija Finance GmbH