Export-Import Bank of the United States

What Export-Import Bank of the United States does

The Export-Import Bank of the United States (EXIM) is the official export credit agency of the U.S. federal government, established in 1934 by Executive Order of President Franklin D. Roosevelt and chartered as an independent agency by the Export-Import Bank Act of 1945. Headquartered at 811 Vermont Avenue NW in Washington, D.C., EXIM provides financing solutions to U.S. exporters and foreign buyers through direct loans, loan guarantees, export credit insurance, working capital guarantees, project and structured finance, and finance lease guarantees. The institution is statutorily mandated to level the playing field for American exporters competing against foreign companies receiving government-backed export credit, and its portfolio exceeds $130 billion in loans, guarantees, and insurance instruments. The bank operates 12 regional field offices co-located with U.S. Export Assistance Centers (USEACs), reaching customers through insurance brokers, delegated-authority lenders, and federal agency partnerships.

EXIM generates revenue through three primary streams: interest on direct loans extended to foreign buyers of U.S. exports, exposure fees charged for credit guarantees and insurance coverage, and premiums collected on export credit insurance policies protecting against buyer nonpayment. Since the Federal Credit Reform Act became effective in 1992, EXIM has been self-sustaining, generating $9.6 billion in revenues above expenses, loan-loss reserves, and administrative costs over the intervening period. The institution maintains a default rate of less than 0.5% on its portfolio and has supported more than 1.5 million private-sector American jobs over the past decade. Approximately 90% of EXIM transactions directly support small businesses, with the average small business transaction size around $1 million. Strategic initiatives include the Make More in America Initiative, the China & Transformational Exports Program (CTEP), Project Vault ($12 billion critical minerals reserve), the ExportAI Initiative (launched May 2026), and the Sub-Saharan Africa Initiative.

Name

Export-Import Bank of the United States

Legal name

Export-Import Bank of the United States

Website

http://www.exim.gov

Company type

Private

Founded year

1934

Operating status

Operating

Headcount range

251–500 employees

Short description

The Export-Import Bank of the United States is the official U.S. export credit agency, providing direct loans, loan guarantees, export credit insurance, and working capital guarantees to support U.S. exporters competing globally, with a portfolio exceeding $130 billion and a 91-year history of operation.

Ownership category

akta.pro rank

Product category

Export Credit Financing

akta.pro primary industry

Export Credit Agencies (ECAs) & Trade Finance Institutions (BPADACAF)

akta.pro secondary industries

Export Credit Agencies (ECAs) & Official Export Finance (FSABAKAC), Pre-Export & Export Finance (Working Capital, Packing Credit) (FSABAHAG)

Keywords

• Export credit financing
• Trade finance solutions
• Export credit insurance
• Loan guarantee programs
• Working capital guarantees

Headquarters

HQ city

Washington

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Loan Interest: EXIM generates revenue through interest charged on direct loans extended to foreign buyers of U.S. exports. The bank offers financing at rates and terms competitive with government-backed export financing from other countries.
2. Exposure Fees: Fees charged for credit guarantees and insurance coverage provided to exporters and lenders, helping protect against nonpayment risks.
3. Export Credit Insurance Premiums: Premiums collected from exporters for insurance policies protecting against buyer nonpayment on international sales.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

The Export-Import Bank of the United States (EXIM) is the official export credit agency of the U.S. federal government, providing export financing through direct loans, loan guarantees, working capital guarantees, project and structured finance, finance lease guarantees, and export credit insurance. Its offerings help U.S. exporters compete against foreign competitors receiving government-backed financing, protect against buyer nonpayment, and enable foreign buyers to purchase American goods and services.

Product overview

The Export-Import Bank of the United States is the official export credit agency of the United States, providing a comprehensive suite of financing products including Export Credit Insurance, Working Capital Guarantees, Loan Guarantees, Direct Loans, Project & Structured Finance, Finance Lease Guarantees, and Performance/Bid Bonds. These products support American job creation by helping U.S. exporters compete globally. Strategic initiatives include the Make More in America Initiative (supporting domestic production for export), the China & Transformational Exports Program (countering foreign competition), Project Vault (the $12 billion critical minerals reserve), and the ExportAI Initiative (AI leadership). EXIM also operates under congressionally mandated programs for Sub-Saharan Africa and maintains environmental and social due diligence procedures aligned with international standards.

Differentiator

Problem solved

Functional benefit

Products and services

• Export Credit Insurance Protects U.S. exporters against the risk of buyer nonpayment, covering commercial and political risks for foreign receivables. For U.S. small and medium-sized businesses exporting goods and services internationally.
• Working Capital Guarantees Provides guarantees to lenders to enable U.S. businesses to access working capital for fulfilling export orders. Targeted at small and medium-sized businesses unable to access adequate commercial financing for export production.
• Loan Guarantees Guarantees loans provided by commercial lenders to support U.S. export transactions, enabling exporters to access financing on competitive terms.
• Project & Structured Finance Provides financing for large-scale capital projects, often involving multiple lenders and complex structures. Used for major U.S. exporters and foreign buyers in strategic sectors (energy, infrastructure, mining, defense).
• Direct Loan Provides loans directly to foreign buyers or borrowers for the purchase of U.S. goods and services. Financing rates and terms are competitive with government-backed export financing from other countries.
• Finance Lease Guarantee Guarantees lease arrangements for U.S. equipment exports, enabling foreign buyers to lease American-made equipment with EXIM-backed credit support.
• Performance and Bid Bonds Supports U.S. exporters by providing performance and bid bonds for international contracts, reducing risk exposure when bidding on overseas projects.
• Make More in America Initiative (MMIA)

Quantifiable outcome

• Supports American jobs through exports - over 1.5 million jobs in the last ten years
• +2 more outcomes

Named customers8 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Four partnerships are on record, tiered core and strategic.

• U.S. Department of Agriculture (USDA)coreStrategic or Co-development Partner · 29 April 2026EXIM and USDA announced an expanded partnership to launch the Financial Assurance to Revitalize Markets (FARM) Initiative, expanding global banking participation and offering 100% coverage for payment guarantees to support American agricultural exports.
• Saudi EXIM BankstrategicStrategic or Co-development Partner · 29 April 2026EXIM signed a major reinsurance agreement with Saudi EXIM Bank to support financing for U.S. exports of capital goods and production inputs to Saudi Arabia, enhance credit coverage, and strengthen supply chain resilience.
• Export Finance AustraliacoreStrategic or Co-development Partner · 12 April 2026Coordinated letters of support with EXIM for Tronox Holdings' rare earth refinery project in Western Australia, with up to A$424 million each in financing as part of bilateral critical minerals alliance.
• Uzbekistan GovernmentcoreStrategic or Co-development Partner · 19 February 2026EXIM and DFC signed agreement with Uzbekistan to establish a Joint Investment Holding Company and Investment Platform, with a three-year program worth $35 billion focused on energy, minerals, transport, agriculture, and technology.

Scale indicators6 records

Expansion highlights7 records

Market position

Weaknesses5 records

Competitive moat5 records

Customer concentration

• Xx.com/eximbankus
• YouTubeyoutube.com/user/EximBankofUS
• LinkedInlinkedin.com/company/export-import-bank-of-the-united-states

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments37 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Export-Import Bank of the United States