Export-Import Bank of the United States
The Export-Import Bank of the United States is the official U.S. export credit agency, providing direct loans, loan guarantees, export credit insurance, and working capital guarantees to support U.S. exporters competing globally, with a portfolio exceeding $130 billion and a 91-year history of operation.
- Company typePrivate
- Founded1934
- HeadquartersWashington, United States
- Headcount251–500
- GTM typeB2B
- OfferingServices
What Export-Import Bank of the United States does
The Export-Import Bank of the United States (EXIM) is the official export credit agency of the U.S. federal government, established in 1934 by Executive Order of President Franklin D. Roosevelt and chartered as an independent agency by the Export-Import Bank Act of 1945. Headquartered at 811 Vermont Avenue NW in Washington, D.C., EXIM provides financing solutions to U.S. exporters and foreign buyers through direct loans, loan guarantees, export credit insurance, working capital guarantees, project and structured finance, and finance lease guarantees. The institution is statutorily mandated to level the playing field for American exporters competing against foreign companies receiving government-backed export credit, and its portfolio exceeds $130 billion in loans, guarantees, and insurance instruments. The bank operates 12 regional field offices co-located with U.S. Export Assistance Centers (USEACs), reaching customers through insurance brokers, delegated-authority lenders, and federal agency partnerships.
EXIM generates revenue through three primary streams: interest on direct loans extended to foreign buyers of U.S. exports, exposure fees charged for credit guarantees and insurance coverage, and premiums collected on export credit insurance policies protecting against buyer nonpayment. Since the Federal Credit Reform Act became effective in 1992, EXIM has been self-sustaining, generating $9.6 billion in revenues above expenses, loan-loss reserves, and administrative costs over the intervening period. The institution maintains a default rate of less than 0.5% on its portfolio and has supported more than 1.5 million private-sector American jobs over the past decade. Approximately 90% of EXIM transactions directly support small businesses, with the average small business transaction size around $1 million. Strategic initiatives include the Make More in America Initiative, the China & Transformational Exports Program (CTEP), Project Vault ($12 billion critical minerals reserve), the ExportAI Initiative (launched May 2026), and the Sub-Saharan Africa Initiative.
Export-Import Bank of the United States firmographics
Firmographics- Name
- Export-Import Bank of the United States
- Legal name
- Export-Import Bank of the United States
- Website
- http://www.exim.gov
- Company type
- Private
- Founded year
- 1934
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- The Export-Import Bank of the United States is the official U.S. export credit agency, providing direct loans, loan guarantees, export credit insurance, and working capital guarantees to support U.S. exporters competing globally, with a portfolio exceeding $130 billion and a 91-year history of operation.
- Ownership category
- akta.pro rank
Export-Import Bank of the United States industry classification
Industry- Product category
- Export Credit Financing
- akta.pro primary industry
- Export Credit Agencies (ECAs) & Trade Finance Institutions (BPADACAF)
- akta.pro secondary industries
- Export Credit Agencies (ECAs) & Official Export Finance (FSABAKAC), Pre-Export & Export Finance (Working Capital, Packing Credit) (FSABAHAG)
Keywords
Where Export-Import Bank of the United States is headquartered
LocationHeadquarters
- HQ city
- Washington
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Export-Import Bank of the United States business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Loan Interest: EXIM generates revenue through interest charged on direct loans extended to foreign buyers of U.S. exports. The bank offers financing at rates and terms competitive with government-backed export financing from other countries.
- Exposure Fees: Fees charged for credit guarantees and insurance coverage provided to exporters and lenders, helping protect against nonpayment risks.
- Export Credit Insurance Premiums: Premiums collected from exporters for insurance policies protecting against buyer nonpayment on international sales.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Annual | Export Credit Insurance - Short-term policies for small businesses up to $25 million with delegated authority |
| Subscription | Monthly | Working Capital Loan Guarantees |
| Transaction based/ take rate | Multi-year contract | Project Finance - Large transactions exceeding $25 million requiring full Board review |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels7 records
Export-Import Bank of the United States product offering
Product offeringCore offering
The Export-Import Bank of the United States (EXIM) is the official export credit agency of the U.S. federal government, providing export financing through direct loans, loan guarantees, working capital guarantees, project and structured finance, finance lease guarantees, and export credit insurance. Its offerings help U.S. exporters compete against foreign competitors receiving government-backed financing, protect against buyer nonpayment, and enable foreign buyers to purchase American goods and services.
Product overview
The Export-Import Bank of the United States is the official export credit agency of the United States, providing a comprehensive suite of financing products including Export Credit Insurance, Working Capital Guarantees, Loan Guarantees, Direct Loans, Project & Structured Finance, Finance Lease Guarantees, and Performance/Bid Bonds. These products support American job creation by helping U.S. exporters compete globally. Strategic initiatives include the Make More in America Initiative (supporting domestic production for export), the China & Transformational Exports Program (countering foreign competition), Project Vault (the $12 billion critical minerals reserve), and the ExportAI Initiative (AI leadership). EXIM also operates under congressionally mandated programs for Sub-Saharan Africa and maintains environmental and social due diligence procedures aligned with international standards.
Differentiator
Problem solved
Functional benefit
Products and services
- Export Credit Insurance Protects U.S. exporters against the risk of buyer nonpayment, covering commercial and political risks for foreign receivables. For U.S. small and medium-sized businesses exporting goods and services internationally.
- Working Capital Guarantees Provides guarantees to lenders to enable U.S. businesses to access working capital for fulfilling export orders. Targeted at small and medium-sized businesses unable to access adequate commercial financing for export production.
- Loan Guarantees Guarantees loans provided by commercial lenders to support U.S. export transactions, enabling exporters to access financing on competitive terms.
- Project & Structured Finance Provides financing for large-scale capital projects, often involving multiple lenders and complex structures. Used for major U.S. exporters and foreign buyers in strategic sectors (energy, infrastructure, mining, defense).
- Direct Loan Provides loans directly to foreign buyers or borrowers for the purchase of U.S. goods and services. Financing rates and terms are competitive with government-backed export financing from other countries.
- Finance Lease Guarantee Guarantees lease arrangements for U.S. equipment exports, enabling foreign buyers to lease American-made equipment with EXIM-backed credit support.
- Performance and Bid Bonds Supports U.S. exporters by providing performance and bid bonds for international contracts, reducing risk exposure when bidding on overseas projects.
- Make More in America Initiative (MMIA)
Quantifiable outcome
- Supports American jobs through exports - over 1.5 million jobs in the last ten years
- +2 more outcomes
Companies that use Export-Import Bank of the United States
Customer profileNamed customers8 records
Segments5 records
Ideal customer profiles4 records
Export-Import Bank of the United States technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Export-Import Bank of the United States partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and strategic.
- U.S. Department of Agriculture (USDA)coreEXIM and USDA announced an expanded partnership to launch the Financial Assurance to Revitalize Markets (FARM) Initiative, expanding global banking participation and offering 100% coverage for payment guarantees to support American agricultural exports.
- Saudi EXIM BankstrategicEXIM signed a major reinsurance agreement with Saudi EXIM Bank to support financing for U.S. exports of capital goods and production inputs to Saudi Arabia, enhance credit coverage, and strengthen supply chain resilience.
- Export Finance AustraliacoreCoordinated letters of support with EXIM for Tronox Holdings' rare earth refinery project in Western Australia, with up to A$424 million each in financing as part of bilateral critical minerals alliance.
- Uzbekistan GovernmentcoreEXIM and DFC signed agreement with Uzbekistan to establish a Joint Investment Holding Company and Investment Platform, with a three-year program worth $35 billion focused on energy, minerals, transport, agriculture, and technology.
Scale indicators6 records
Expansion highlights7 records
Export-Import Bank of the United States competitors and assessment
Company assessmentMarket position
Weaknesses5 records
Competitive moat5 records
Customer concentration
Export-Import Bank of the United States social profiles
Digital presenceExport-Import Bank of the United States financial estimates
Financial estimateRevenue estimate
Valuation estimate
Export-Import Bank of the United States leadership team
Management profileNumber of profiles
Profiles10 records
Export-Import Bank of the United States funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Export-Import Bank of the United States M&A and investment
M&A and investmentM&A
Investments37 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Export-Import Bank of the United States
What does Export-Import Bank of the United States do?
The Export-Import Bank of the United States (EXIM) is the official export credit agency of the U.S. federal government, providing export financing through direct loans, loan guarantees, working capital guarantees, project and structured finance, finance lease guarantees, and export credit insurance. Its offerings help U.S. exporters compete against foreign competitors receiving government-backed financing, protect against buyer nonpayment, and enable foreign buyers to purchase American goods and services.
Is Export-Import Bank of the United States a public or private company?
Export-Import Bank of the United States is a private company. It is classified as state government owned and is currently operating.
When was Export-Import Bank of the United States founded?
Export-Import Bank of the United States was founded in 1934. It employs 251 to 500 people.
Where is Export-Import Bank of the United States based?
Export-Import Bank of the United States is headquartered in Washington, United States, in the North America region.
How does Export-Import Bank of the United States make money?
Three revenue lines are on record. Loan Interest is the primary driver. The others are exposure Fees and export Credit Insurance Premiums.
Does Export-Import Bank of the United States have an API?
No public API is recorded for Export-Import Bank of the United States.
What industry is Export-Import Bank of the United States in?
Export-Import Bank of the United States's product category is Export Credit Financing. Its primary akta.pro industry code is BPADACAF, Export Credit Agencies (ECAs) & Trade Finance Institutions, with a secondary code of FSABAKAC, Export Credit Agencies (ECAs) & Official Export Finance.