Adelphi Trust
Adelphi Trust Company is a Florida-chartered independent trust company founded in 2022 and headquartered in St. Petersburg, providing trust administration, estate settlement, and wealth and investment management services to high-net-worth individuals, families, nonprofits, and business owners across Florida.
- Company typePrivate
- Founded2022
- HeadquartersSt. Petersburg, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Adelphi Trust does
Adelphi Trust Company is a Florida-chartered independent trust company headquartered in St. Petersburg, Florida. Founded in August 2022 and majority-owned and operated by women, it is the first and only WBENC-certified trust company in Florida and the only independent trust company headquartered in Tampa Bay. The firm provides fiduciary services to high-net-worth individuals and families with $500,000 to $10 million in assets, with secondary offerings to nonprofit organizations and business owners/executives navigating transitions.
Its service offering is organized into three product lines: Trust Services (revocable, irrevocable, charitable, special needs, directed, testamentary, and life insurance trusts plus trust administration), Estate Settlement (estate plan review, settlement, guardianship, specialty assets, and legacy planning), and Wealth and Investment Management (goals-based portfolio construction, asset allocation, retirement planning, and tax-efficient investment strategies). The technology stack is described as standard trust accounting and CRM platforms rather than proprietary systems.
The business model is predominantly recurring AUM-based fees on trust administration and wealth management, supplemented by project-based fees on estate settlement mandates. Distribution is relationship-driven rather than marketing-driven: founders and senior officers rely on personal networks, professional advisor referrals (attorneys, CPAs), community involvement in Tampa Bay, and thought leadership content. The company operates from a single office serving clients across Florida and beyond via virtual and phone channels, with fewer than 10 employees and cumulative parent-level funding of approximately $10.7M across 2022-2024.
Adelphi Trust firmographics
Firmographics- Name
- Adelphi Trust
- Legal name
- Adelphi Trust Company
- Website
- https://adelphitrust.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Adelphi Trust Company is a Florida-chartered independent trust company founded in 2022 and headquartered in St. Petersburg, providing trust administration, estate settlement, and wealth and investment management services to high-net-worth individuals, families, nonprofits, and business owners across Florida.
- Ownership category
- akta.pro rank
Adelphi Trust industry classification
Industry- Product category
- Trust and Wealth Management Services
- NAICS
- Trust, Fiduciary, and Custody Activities (523991), Trusts, Estates, and Agency Accounts (52592), Portfolio Management and Investment Advice (52394)
- akta.pro primary industry
- Personal Trust & Fiduciary Administration (FSAEAKAA)
- akta.pro secondary industries
- Corporate & Institutional Trust Services (FSAAANAB), Trust Administration & Fiduciary Accounting Services (FSAAANAF), Fiduciary Investment Management (Trust Portfolios) (FSAEAKAI), Trust & Fiduciary Advisory for HNW/UHNW (Trust Structuring & Trustee Oversight) (FSAAABAF)
Keywords
Where Adelphi Trust is headquartered
LocationHeadquarters
- HQ city
- St. Petersburg
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Adelphi Trust business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Trust Administration Services: Ongoing fiduciary and trust administration services, typically charged as a percentage of assets under management (AUM) or flat fees for specific services.
- Wealth and Investment Management: Investment management and financial planning services generating recurring fees based on assets managed or flat-rate planning fees.
- Estate Settlement Services: One-time or project-based fees for estate settlement and settlement services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Custom pricing based on assets under management and service complexity |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels6 records
Adelphi Trust product offering
Product offeringCore offering
Adelphi Trust Company is a Florida-chartered independent trust company providing comprehensive fiduciary services including trust planning and administration (revocable, irrevocable, charitable, special needs, directed, testamentary, and life insurance trusts), estate settlement and guardianship services, and wealth and investment management (goals-based portfolio construction, asset allocation, retirement planning, and tax-efficient investment strategies). The company serves primarily high-net-worth individuals and families with $500,000 to $10 million in investable assets, alongside select business owners and nonprofit organizations.
Product overview
Adelphi Trust Company offers a unified suite of fiduciary and wealth management services organized into three core offerings: Trust Services (trust planning and custodial services including revocable, charitable, special needs, and irrevocable trusts), Estate Settlement (estate planning, settlement, guardianship, and legacy planning), and Wealth and Investment Management (portfolio construction, asset allocation, retirement planning, and tax-efficient investment strategies). The company operates as a Florida-chartered trust company and corporate fiduciary, serving clients with $500,000 to $10 million in assets.
Differentiator
Problem solved
Functional benefit
Products and services
- Trust Services Comprehensive trust planning and custodial services including revocable trusts, charitable trusts, special needs trusts, irrevocable trusts, directed trusts, testamentary trusts, life insurance trusts, trust administration, and fiduciary oversight for individuals, families, and organizations.
- Estate Settlement Comprehensive estate settlement services including estate plan review, estate settlement, guardianship services, specialty assets handling, and legacy planning, delivered in coordination with clients' attorneys and CPAs.
- Wealth and Investment Management Comprehensive wealth management including holistic goals-based portfolio construction, asset allocation, risk management, retirement planning, tax-efficient fiduciary investment discipline, and charitable planning for high-net-worth individuals and families.
Quantifiable outcome
- Target client segment: individuals with $500,000 to $10 million in assets
Companies that use Adelphi Trust
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles3 records
Adelphi Trust technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Adelphi Trust partnerships and signals
Strategic signalScale indicators3 records
Recent moves7 records
Expansion highlights5 records
Adelphi Trust competitors and assessment
Company assessmentDirect peers
- Bessemer Trust: Bessemer Trust is one of the largest privately-held multifamily offices and trust companies in the U.S., serving HNW and UHNW families with comprehensive trust, estate, investment management, and family office services. It is the most direct comparable to Adelphi in terms of operating model (independent, trust-company structure; HNW target; multi-generational fiduciary services), though at vastly greater scale.
- Raymond James Trust: Raymond James Trust, N.A. is the trust subsidiary of Raymond James Financial and is headquartered in the same Florida/Tampa Bay region. It is a direct competitor for HNW trust and estate clients, and was the former employer of Adelphi's Chief Fiduciary Officer, making it a strong comparable in product mix and target client.
- Wilmington Trust: Wilmington Trust (an M&T Bank subsidiary) is a well-known independent trust and wealth management franchise serving HNW families and institutions with personal trust, estate, and investment services. It is a direct comparable in operating model — independent trust-company identity focused on fiduciary services for HNW clients.
Broad incumbents
- Northern Trust: Northern Trust is a major publicly-traded wealth management and trust company providing personal trust, estate administration, and investment management to HNW and UHNW clients. It represents the institutional incumbent Adelphi competes against for sophisticated trust mandates in Florida, but with national reach and far greater AUM.
- Bank of America Private Bank: Bank of America Private Bank offers trust, estate, and investment management services to HNW and UHNW clients nationally. It is a broad incumbent competing for the same client pool Adelphi targets and was the former employer of Adelphi's CEO — making it both a competitor and a key reference point for the talent pedigree of the founding team.
- Wells Fargo Wealth & Investment Management: Wells Fargo Wealth & Investment Management provides personal trust, estate planning, and investment management to HNW clients. It is a broad incumbent competitor; the COO of Adelphi's co-founder previously served as Senior Regional Trust Manager for Wells Fargo in Florida, making it a directly relevant comparable in the same geography.
- PNC Wealth Management: PNC Wealth Management provides personal trust, estate administration, and investment management to HNW clients across the Eastern U.S. It is a broad incumbent competing for Florida-based HNW trust clients alongside Adelphi, with a much larger branch and advisor footprint.
- Truist Wealth: Truist Wealth (formed from the BB&T/SunTrust merger) is a major U.S. wealth manager with significant personal trust and estate administration capabilities, particularly in the Southeast U.S. It is a broad incumbent competitor for Florida HNW clients and has scale advantages across SunTrust's former Florida trust franchise.
Regional players
- Regions Wealth Management: Regions Wealth Management offers personal trust, estate, and investment services through a regional Southeast U.S. bank franchise. It is a regional player competing in Florida HNW trust markets with deeper branch infrastructure than Adelphi but a narrower product specialization than national incumbents.
- First Horizon Advisors: First Horizon Advisors (formerly Iberia Capital Partners and First Tennessee wealth business) provides trust, estate, and investment management services primarily in the Southeast. It is a regional player comparable to Adelphi in operating model and Southeast geography, though at greater scale.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks1 record
Key highlights6 records
Customer concentration
Adelphi Trust social profiles
Digital presenceAdelphi Trust compliance and trust
Trust signalCompliance1 record
Adelphi Trust financial estimates
Financial estimateRevenue estimate
Valuation estimate
Adelphi Trust leadership team
Management profileNumber of profiles
Profiles9 records
Adelphi Trust funding detail
Funding detailFunding overview
Funding rounds3 records
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Adelphi Trust M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Adelphi Trust
What does Adelphi Trust do?
Adelphi Trust Company is a Florida-chartered independent trust company providing comprehensive fiduciary services including trust planning and administration (revocable, irrevocable, charitable, special needs, directed, testamentary, and life insurance trusts), estate settlement and guardianship services, and wealth and investment management (goals-based portfolio construction, asset allocation, retirement planning, and tax-efficient investment strategies). The company serves primarily high-net-worth individuals and families with $500,000 to $10 million in investable assets, alongside select business owners and nonprofit organizations.
Is Adelphi Trust a public or private company?
Adelphi Trust is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Adelphi Trust founded?
Adelphi Trust was founded in 2022. It employs 11 to 50 people.
Where is Adelphi Trust based?
Adelphi Trust is headquartered in St. Petersburg, United States, in the North America region.
How does Adelphi Trust make money?
Three revenue lines are on record. Trust Administration Services are the primary driver. The others are wealth and Investment Management and estate Settlement Services.
Who are Adelphi Trust's main competitors?
Direct peers on record are Bessemer Trust, Raymond James Trust and Wilmington Trust. Broad incumbents are Northern Trust, Bank of America Private Bank, Wells Fargo Wealth & Investment Management, PNC Wealth Management and Truist Wealth. Regional players are Regions Wealth Management and First Horizon Advisors.
Does Adelphi Trust have an API?
No public API is recorded for Adelphi Trust.
What industry is Adelphi Trust in?
Adelphi Trust's product category is Trust and Wealth Management Services. Its primary akta.pro industry code is FSAEAKAA, Personal Trust & Fiduciary Administration, with a secondary code of FSAAANAB, Corporate & Institutional Trust Services. Its NAICS code is 523991.