Levers

What Levers does

Levers is a Saudi Arabia-based, venture-backed B2B SaaS company that provides an AI-powered receivables management platform for mid-market and enterprise finance teams. The platform automates the full collections workflow — including customer communication across email, SMS, WhatsApp, and phone; an AI-driven phone-call collection agent; self-learning bank reconciliation; customer credit risk assessment; and a B2B payments portal with embedded invoice financing — and is built to layer on top of existing ERP, CRM, accounting, and banking systems rather than replace them. Its products carry regional regulatory specialization, including ZATCA-compliant e-invoicing for Saudi Arabia and VAT alignment for the UAE.

The company sells primarily through a sales-led, enterprise field-sales motion with a Request Demo call-to-action, targeting CFOs, Finance Managers, and AR teams in verticals such as B2B SaaS, construction, food and manufacturing, real estate, logistics, and professional services. Pricing is a tiered annual subscription based on invoicing volume, with no setup or onboarding fees and flexible upgrades or downgrades. Distribution is augmented by a strategic partnership with Wafeq in MENA and a broader channel program covering accounting firms, financing companies, payment gateways, and consulting businesses.

Levers was co-founded by Ammar Alkhouli (Yale; prior experience at an $800M MENA venture fund) and Motasim Zawawi (Stanford; ex-Mozn AML product lead), and is backed by Y Combinator, STV, and Shorooq Partners following a $2M seed round in September 2022. The team operates across KSA, Brazil, the Philippines, and Pakistan, and the company is actively scaling product surface, geographic reach (KSA plus UAE), and indirect channel distribution.

Name

Levers

Legal name

Levers

Website

https://uselevers.com

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Short description

Levers is a Saudi Arabia-based B2B SaaS company that provides an AI-powered receivables collection platform for mid-market and enterprise finance teams in KSA and the UAE. Its software automates omni-channel dunning, AI phone-call collections, bank reconciliation, credit assessment, and B2B payments across multiple industries.

Ownership category

akta.pro rank

Product category

Accounts Receivable Automation Software

NAICS

Other Activities Related to Credit Intermediation (52239)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Collections Technology, Dialing & Workflow Platforms (FSAKAJAI)

akta.pro secondary industry

Bill Pay, Invoicing & Payables Platforms (BPAMAFAF)

Keywords

• Accounts receivable automation
• B2B collections software
• Cash flow management
• Invoice collection platform
• AI receivables management

Headquarters

HQ city

Jeddah

HQ country

Saudi Arabia

HQ region

Middle East

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Subscription (Tiered): Tiered subscription pricing based on invoicing volume. Plans cater to various levels from small businesses with lower volumes to larger enterprises. Annual subscriptions available with discounts. No setup or onboarding fees. Flexible upgrades/downgrades based on business needs.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Levers is an AI-powered B2B receivables collection platform that helps finance teams automate payment follow-ups across email, phone, SMS, and WhatsApp, reconcile bank transactions against invoices, run credit risk assessments, and offer customers a self-service B2B payment portal with embedded financing. The platform layers on top of existing ERP and accounting systems, serving mid-market to enterprise companies in KSA, UAE, and other markets with high invoice volumes and complex collection workflows.

Product overview

Levers is an AI-powered B2B receivables management platform consisting of five interconnected product modules. The core platform centers on Automated Collection (AI-powered dunning and customer communication across omni-channels), Bank Reconciliation (automated transaction-to-invoice matching with self-learning engine), and B2B Payments (modern payment portal with multiple payment methods). These are supplemented by Credit Assessment (customer risk evaluation and payment terms recommendations) and Embedded Financing (short-term invoice financing). Levers AI serves as the analytical layer across all modules, providing insights on disputes, payment patterns, and generating optimized collection workflows. The platform is designed for B2B finance teams in industries including SaaS/subscription, construction, manufacturing, real estate, logistics, and professional services, with primary markets in UAE and KSA.

Differentiator

Problem solved

Functional benefit

Products and services

• Automated Collection AI-powered customer communication automation for payment follow-ups and dunning workflows across email, phone, SMS, and WhatsApp at scale. Includes customizable dunning workflows, customer segmentation, team collaboration, and AI-generated content for optimal collection rates; designed for B2B finance and collections teams.
• Bank Reconciliation Automated matching of incoming bank transactions with outstanding invoices using a self-learning reconciliation engine that outputs confidence levels for matches. Supports one-to-one, one-to-many, many-to-many matching, and partial payments with proportional allocation.
• B2B Payments Modern B2B payment portal that lets customers view account statements, pay invoices, and access multiple payment methods including credit/debit cards and bank payments. Includes invoice financing, automated KYC/KYB checks, installment plans, and instant payment-to-invoice reconciliation.
• Credit Assessment Customer credit risk assessment module that evaluates financial health by connecting bank data and analyzing payment behavior to recommend smart payment terms from onboarding; continuously reassesses risk post-onboarding.
• Embedded Financing Short-term invoice financing capabilities offered to customers through the B2B payment portal, enabling buyers to finance outstanding invoices as an integrated payment option.
• Levers AI AI-powered analytics and automation layer providing insights on invoice disputes, customer questions, payment history patterns, DSO changes, write-offs, and aging balances, and generating optimal dunning workflows and reminder content.

Quantifiable outcome

• 1000+ hours saved annually on manual receivable tasks
• +4 more outcomes

Named customers12 records

Segments6 records

Ideal customer profiles6 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

AI capability8 records

Feature9 records

Partnerships

Five partnerships are on record, tiered core and minor.

• WafeqcoreStrategic or Co-development Partner · 26 September 2024Wafeq, a leader in accounting and invoicing software in the MENA region, partnered with Levers to help B2B companies in UAE and Saudi Arabia accelerate receivables collection, boost cashflow, and eliminate manual AR work. The integration automates sending reminders for overdue invoices, monitors payment timelines, and generates detailed reports on customer payment behaviors. Wafeq provides compliance-ready e-invoicing meeting ZATCA (KSA) and VAT (UAE) requirements, while Levers provides robust dunning and AR automation tools.
• Accounting Software ProviderscoreTechnology or IntegrationPartnership program for accounting software providers to increase customer satisfaction by helping them optimize their receivables management processes and expedite payments. Integrations include connectivity with Zoho, Odoo, and other accounting platforms.
• Accounting FirmsminorChannel Partner/ Reseller/ DistributorAccounting firms can join the Levers Partnership Program to get special discounts and streamline their internal processes in managing accounts receivable for their customers.
• Financing CompaniesminorChannel Partner/ Reseller/ DistributorFinancing companies can earn new revenue by offering invoice factoring opportunities or vetted customers directly through Levers.
• Consulting BusinessesminorChannel Partner/ Reseller/ DistributorConsulting businesses can refer clients to earn new revenue, improve their customer's receivables processes, and increase their satisfaction.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• HighRadius: HighRadius is a global leader in AI-powered order-to-cash and treasury automation, offering automated collections, cash forecasting, and bank reconciliation for enterprise finance teams. While larger and broader in scope, its collections platform directly overlaps with Levers' core offering and is the benchmark competitor in AR automation.
• BILL: BILL (formerly Bill.com) is a publicly traded B2B payments and AR/AP automation platform serving SMBs and mid-market. While broader in scope (AP, spend management), its receivables/payments and ERP integration overlap significantly with Levers.

Direct peers

• Yaydoo: Yaydoo is a B2B payments and accounts-receivable automation platform founded in a Spanish-speaking emerging market (Mexico) with similar AI-driven dunning, reconciliation, and B2B payment portal functionality. Highly comparable as a region-specific AR-automation challenger with similar vertical breadth.
• Versapay: Versapay provides collaborative AR automation, B2B payment networks, and customer-centric collections workflows for mid-market and enterprise finance teams. Closely aligned with Levers' offering on collections orchestration, payment portal, and ERP integration.
• Sidetrade: Sidetrade is an AI-driven order-to-cash platform focused on cash collection, dunning, and dispute resolution for B2B finance teams. Directly comparable product overlap, particularly in AI-led collection workflows and predictive analytics.
• Emagia: Emagia offers AI-powered order-to-cash automation including collections, credit, deductions, and cash application. Comparable in its use of AI agents for collections and global enterprise target market.
• Upflow: Upflow is a B2B accounts-receivable management platform that automates invoicing, follow-ups, and payment collection for SaaS and services businesses. Closely comparable for SMB/mid-market AR automation use cases and omni-channel dunning.

Emerging players

• Trovata: Trovata provides cash flow, treasury, and AR/AF data automation connecting directly to bank APIs for finance teams. Comparable bank-data-driven automation for cash management and reconciliation.
• Simetrik: Simetrik is a LatAm-based reconciliation and financial-close automation platform that auto-matches high-volume transactions. Strongly comparable on bank reconciliation engine, though with different primary verticals.

Others

• Wafeq: Wafeq is a leading MENA accounting and e-invoicing platform, partner of Levers for ZATCA/VAT-compliant AR automation. Adjacent/complementary: while it offers invoicing, its native AR-collection capabilities and AI phone agents make Levers a value-add, not direct head-to-head competitor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/uselevers
• LinkedInlinkedin.com/company/uselevers

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds1 record

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Levers