Sachem Capital
Sachem Capital Corp. is a Connecticut-based mortgage REIT that originates, services, and manages short-term (12–36 month) first mortgage loans to real estate investors pursuing fix-and-flip, bridge, and development projects primarily along the Eastern Seaboard of the United States.
- Company typePublic
- Founded2010
- HeadquartersBranford, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Sachem Capital does
Sachem Capital Corp. is a Connecticut-based mortgage real estate investment trust (REIT) that originates, underwrites, funds, services, and manages a portfolio of first mortgage loans. Founded in 2010 by John L. Villano and headquartered in Branford, Connecticut, the company provides short-term (typically 12–36 months) secured loans — colloquially referred to as "hard money" loans — to real estate investors for acquisition, renovation, rehabilitation, development, and improvement of residential and commercial properties. Its product suite, marketed under its Bridge Loan Programs, includes Stabilized & Value Add Bridge, Entitled Land Development, Distressed Acquisition, Fix and Flip, and New Construction financing. Loans are secured by first mortgage liens on the underlying real estate, are personally guaranteed by borrower principals, and are originated directly through the company's in-house team with support from external legal counsel and independent appraisers. As of March 31, 2026, the portfolio comprised 114+ loans across 22 states (primarily Eastern Seaboard), with cumulative originations exceeding $1.3 billion since inception.
The company monetizes primarily through interest income on its loan portfolio, supplemented by origination, servicing, and other loan-related fee income, as well as opportunistic returns from real estate investments made via its Urbane Capital, LLC development and asset management subsidiary (acquired 2022). Sachem went public in February 2017 on NYSE American (ticker SACH) and has since accessed capital markets through multiple debt offerings, including $30M of 6.875% notes (2019), $25M of 7.75% notes (2020), a $200M master repurchase facility with Churchill MRA Funding (2021), a $45M revolving credit facility with Needham Bank (expandable to $75M, 2023), and $100M of 9.875% senior secured notes due 2030 (2024). Total assets stood at $473.3 million and total indebtedness at $298.3 million as of March 31, 2026.
The company's strategic trajectory is being reshaped by a definitive contribution agreement (announced May 18, 2026) with Industrial Realty Group to combine businesses and form IRG Realty Trust, a top-10 publicly listed industrial REIT with implied enterprise value of approximately $3.4 billion. Under the terms, IRG will contribute 98 industrial assets in exchange for 94.1% of the combined entity, with existing Sachem shareholders retaining approximately 5.9% on a fully diluted basis; the transaction includes a 20-to-1 reverse stock split and is expected to close by end of 2026 pending shareholder approval.
Sachem Capital firmographics
Firmographics- Name
- Sachem Capital
- Legal name
- Sachem Capital Corp.
- Website
- https://sachemcapitalcorp.com
- Company type
- Public
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Sachem Capital Corp. is a Connecticut-based mortgage REIT that originates, services, and manages short-term (12–36 month) first mortgage loans to real estate investors pursuing fix-and-flip, bridge, and development projects primarily along the Eastern Seaboard of the United States.
- Ownership category
- akta.pro rank
Sachem Capital industry classification
Industry- Product category
- Mortgage Lending
- NAICS
- Real Estate Credit (522292)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Construction & Development (C&D) Lending — Commercial/Multifamily (FSALADAH)
- akta.pro secondary industry
- Commercial Mortgage Servicing & Asset Management (Master/Special) (FSALADAJ)
Keywords
Where Sachem Capital is headquartered
LocationHeadquarters
- HQ city
- Branford
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Sachem Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Operations, Personnel, Infrastructure, Others
Revenue model
- Interest Income from Loans: The primary revenue stream is interest income from short-term secured loans (typically 12-36 months) secured by first mortgages on residential and commercial real estate. Loans are personally guaranteed by principals of borrowers. The company also earns fee income from loan origination and servicing activities.
- Loan Fees and Service Income: Fee income from loans including origination fees, servicing fees, and other loan-related charges. For 2025, total other income was $9.9 million, which includes fee income from loans of $6.0 million.
- Real Estate Investment Returns: Income from investments in limited liability companies ($467K in 2025), gain on sale of investments in developmental real estate ($4.1 million in 2025), and other investment income streams from the company's opportunistic real estate purchase activities.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
Sachem Capital product offering
Product offeringCore offering
Sachem Capital Corp. is a mortgage REIT that originates, underwrites, funds, services, and manages a portfolio of short-term (typically 12–36 months) first mortgage loans secured by residential and commercial real estate. The company offers customized bridge loan programs including Stabilized & Value Add Bridge, Entitled Land Development, Distressed Acquisition, Fix and Flip, and New Construction financing to real estate investors, primarily along the Eastern Seaboard of the United States.
Product overview
Sachem Capital Corp is a Connecticut-based mortgage REIT that operates as a single unified lending platform offering short-term secured loans to real estate investors. The company provides first mortgage loan products through its Bridge Loan Programs, which include Stabilized & Value Add Bridge, Entitled Land Development, Distressed Acquisition, Fix and Flip, and New Construction financing. These products are offered as a consolidated lending service focused on originating, underwriting, funding, servicing, and managing a portfolio of first mortgage loans primarily on the Eastern Seaboard of the United States.
Differentiator
Problem solved
Functional benefit
Brands
- Urbane Capital: In-house development and asset management platform specializing in real estate development and construction projects.
Products and services
- Bridge Loan Programs Customized short-term secured first mortgage loan programs for real estate investors, spanning Stabilized & Value Add Bridge, Entitled Land Development, Distressed Acquisition, Fix and Flip, and New Construction financing. Loans are typically 12–36 months in duration and secured by first mortgages on residential or commercial real estate, with personal guarantees from borrower principals.
- First Mortgage Loans Short-term (typically 12–36 months), secured, non-banking loans, commonly referred to as 'hard money' loans, made to real estate investors and secured by first mortgages on residential or commercial properties. Loans are personally guaranteed by the principals of the borrowing entity.
Companies that use Sachem Capital
Customer profileSegments3 records
Ideal customer profiles2 records
Sachem Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Sachem Capital partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- Industrial Realty Group (IRG)coreSachem Capital and Industrial Realty Group entered into a definitive contribution agreement to combine their businesses and create IRG Realty Trust, a top-10 publicly listed industrial REIT with implied enterprise value of approximately $3.4 billion. Under the terms, IRG will contribute 98 industrial assets to Sachem, with existing Sachem shareholders retaining approximately 5.9% ownership on a fully diluted basis. The transaction includes a 20-to-1 reverse stock split and is expected to close by end of 2026 pending shareholder approval.
- IRG Realty Advisors (IRGRA)coreIRG Realty Advisors, IRG's wholly owned asset management, property management and real estate operating company, is expected to support day-to-day property and asset management operations of IRG Realty Trust following closing of the combination transaction.
- King & Spalding LLP and Morrison & Foerster LLPminorLegal advisors to the transaction: King & Spalding LLP serving as legal advisor to IRG, and Morrison & Foerster LLP serving as legal advisor to Sachem Capital.
- ICR, LLCminorICR, LLC is serving as strategic communications advisor for the transaction between Sachem Capital and Industrial Realty Group.
- Urbane Capital, LLCcoreSachem Capital acquired Urbane New Haven, LLC in 2022, a premier real estate development and construction firm, expanding capabilities. Urbane Capital serves as the company's in-house development and asset management platform, managing owned real estate and development initiatives including the Westport, Connecticut office asset and Naples, Florida condominium assets.
Scale indicators13 records
Recent moves6 records
Expansion highlights5 records
Sachem Capital competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks1 record
Key highlights7 records
Customer concentration
Sachem Capital social profiles
Digital presenceSachem Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Sachem Capital leadership team
Management profileNumber of profiles
Profiles6 records
Sachem Capital subsidiaries and ownership
Company hierarchySubsidiaries2 records
Sachem Capital funding detail
Funding detailFunding overview
Funding rounds3 records
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Sachem Capital M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Sachem Capital
What does Sachem Capital do?
Sachem Capital Corp. is a mortgage REIT that originates, underwrites, funds, services, and manages a portfolio of short-term (typically 12–36 months) first mortgage loans secured by residential and commercial real estate. The company offers customized bridge loan programs including Stabilized & Value Add Bridge, Entitled Land Development, Distressed Acquisition, Fix and Flip, and New Construction financing to real estate investors, primarily along the Eastern Seaboard of the United States.
Is Sachem Capital a public or private company?
Sachem Capital is a public company. It is classified as public and is currently operating.
When was Sachem Capital founded?
Sachem Capital was founded in 2010. It employs 11 to 50 people.
Where is Sachem Capital based?
Sachem Capital is headquartered in Branford, United States, in the North America region.
How does Sachem Capital make money?
Three revenue lines are on record. Interest Income from Loans are the primary driver. The others are loan Fees and Service Income and real Estate Investment Returns.
Does Sachem Capital have an API?
No public API is recorded for Sachem Capital.
What industry is Sachem Capital in?
Sachem Capital's product category is Mortgage Lending. Its primary akta.pro industry code is FSALADAH, Construction & Development (C&D) Lending — Commercial/Multifamily, with a secondary code of FSALADAJ, Commercial Mortgage Servicing & Asset Management (Master/Special). Its NAICS code is 522292 and its SIC code is 6162.