Ledgebrook
- Company typePrivate
- Founded2022
- HeadquartersBoston, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
Ledgebrook firmographics
Firmographics- Name
- Ledgebrook
- Legal name
- Ledgebrook Inc.
- Website
- https://ledgebrook.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
Ledgebrook industry classification
Industry- Product category
- Specialty Insurance Underwriting (Excess and Surplus Lines)
- NAICS
- Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210), Insurance Carriers and Related Activities (524)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Professional Umbrella / Excess (E&O/D&O Wrap) (FSAJANAH)
Keywords
Where Ledgebrook is headquartered
LocationHeadquarters
- HQ city
- Boston
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Ledgebrook business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Insurance Premium Revenue: Ledgebrook generates revenue by underwriting E&S (Excess and Surplus) insurance products including General Liability, Professional Liability, and Cyber Insurance. As an MGA, the company earns premium revenue through partnerships with insurers who provide capacity. The company has developed a captive to retain business and align with reinsurers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Annual | Professional Liability - Capacity up to $5M max per risk |
| Unit Pricing | Annual | General Liability - Standard limits and up to $2M/$4M/$4M available |
| Unit Pricing | Annual | Cyber Insurance - Up to $10M in limits |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
Ledgebrook product offering
Product offeringCore offering
Ledgebrook is a tech-enabled Excess and Surplus (E&S) Managing General Agent (MGA) that underwrites and distributes specialty commercial insurance products — General Liability, Professional Liability, and Cyber Insurance — exclusively to wholesale insurance brokers. Underwriting is powered by a proprietary next-generation technology stack with AI-driven submission intake, data enrichment, automated prefill, and data-driven pricing, enabling quote delivery in as little as 90 minutes and a 3-minute median submission clearance. The company also operates Ledgebrook Re, a reinsurance subsidiary with international operations in Dubai and London.
Product overview
Ledgebrook is a tech-enabled Excess and Surplus (E&S) Managing General Agent (MGA) offering a portfolio of three core insurance products: General Liability, Professional Liability, and Cyber Insurance. Built on a next-gen tech stack, the platform delivers fast, data-empowered quoting and underwriting for wholesale brokers in the E&S market. The company's offerings also include Ledgebrook Re (reinsurance operations) and a dedicated Claims portal, providing an integrated insurance platform for liability and casualty products.
Differentiator
Problem solved
Functional benefit
Brands
- Ledgebrook Re: Reinsurance operations subsidiary of Ledgebrook, launched with operations in Dubai and London in January 2026.
Products and services
- General Liability Tech-enabled E&S General Liability insurance providing coverage for commercial businesses against bodily injury, property damage, and personal and advertising injury arising from premises/operations, products/completed operations, and liquor liability. Standard $1M/$2M/$2M primary limits available up to $2M/$4M/$4M, with occurrence or claims-made coverage options. Distributed exclusively to wholesale brokers; minimum premium $15,000 for Construction/Manufacturing and $25,000 for other classes, with sweet-spot risks in the $50,000–$200,000 premium range.
- Professional Liability Tech-enabled E&S Professional Liability insurance protecting professionals and businesses against financial losses from errors, omissions, or inadequate services. Capacity up to $5,000,000 max per risk, primary or excess, across three professional liability segments. Minimum premiums as low as $2,500 for most classes and industries. Targets the non-admitted market for non-standard, hard-to-place commercial risks placed through wholesale brokers.
- Cyber Insurance Tech-enabled E&S Cyber Insurance providing primary coverage up to $10 million in limits for middle-market businesses up to $1 billion in revenue. Includes first-party coverage (event response, business interruption, cyber extortion, data poisoning) and third-party coverage (privacy liability, regulatory liability, network security). Features AI Threat Coverage Expansion with Enhanced Social Engineering, Deepfake Fraud Protection, and Data Poisoning Protection. Distributed through wholesale brokers; submission inquiries accepted via [email protected].
- Ledgebrook Re Reinsurance operations subsidiary of Ledgebrook providing international capacity and reinsurance support for the parent MGA's E&S product lines. Established as a wholly-owned subsidiary with operations launching in Dubai and London in January 2026 to support capital, capacity, and reinsurer alignment.
Quantifiable outcome
- 90-minute quote turnaround for last-minute deals
- +2 more outcomes
Companies that use Ledgebrook
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles3 records
Ledgebrook technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability2 records
Feature7 records
Ledgebrook partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Insurance Carriers/ReinsurerscoreLedgebrook partners with insurance carriers to provide underwriting capacity for E&S products. The company has also created a captive insurance vehicle to retain business and align interests with reinsurers.
Scale indicators9 records
Recent moves7 records
Expansion highlights6 records
Ledgebrook competitors and assessment
Company assessmentDirect peers
- Coterie Insurance: Tech-enabled MGA focused on small commercial insurance distributed through agents. Comparable to Ledgebrook as an insurtech MGA targeting speed and digital underwriting for non-standard or hard-to-place risks.
- Next Insurance: Insurtech offering small business liability and specialty coverage with a digital-first distribution model. Comparable in target customer (small/mid-market businesses) and product set (GL, PL) though distributed direct rather than wholesale.
- Cover Whale Insurance Solutions: Insurtech MGA combining proprietary technology with underwriting for commercial transportation and specialty lines. Comparable as a tech-enabled MGA using AI and data-driven underwriting to compete with traditional carriers.
- Burns & Wilcox: Large specialty insurance wholesaler distributing E&S and excess lines through broker networks. Comparable to Ledgebrook's wholesale broker distribution model and E&S market focus, though a much larger established player.
- RPS (Risk Placement Services): Major wholesale broker and MGA platform specializing in E&S placement for retail agents. Comparable in serving the same wholesale channel and E&S risk appetite Ledgebrook targets, with broader product breadth.
Broad incumbents
- Markel Group: Large specialty insurer with significant E&S and excess & surplus lines operations. Comparable as a specialty insurance underwriter in many of the same product classes Ledgebrook offers (GL, PL), though vastly larger and more diversified.
- Hiscox: Specialty insurer with strong professional liability and small commercial E&S franchises. Comparable in product overlap (Professional Liability, Cyber) and small/mid-market customer focus, though globally established rather than insurtech-native.
- Kinsale Capital Group: Specialty E&S insurer with strong excess and surplus lines franchise across GL, professional, and other casualty lines. Comparable in E&S market positioning and product overlap, with deeper capital base and underwriting track record.
Emerging players
- Coalition: Cyber insurtech MGA focused on active monitoring and risk assessment for cyber coverage. Comparable directly in the cyber product line Ledgebrook offers, with a similarly tech-led underwriting approach.
- At-Bay: Cyber insurance MGA combining security scanning with underwriting for small/mid-market businesses. Comparable to Ledgebrook Cyber in customer profile and tech-enabled underwriting philosophy.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Ledgebrook social profiles
Digital presenceLedgebrook financial estimates
Financial estimateRevenue estimate
Valuation estimate
Ledgebrook leadership team
Management profileNumber of profiles
Profiles9 records
Ledgebrook subsidiaries and ownership
Company hierarchySubsidiaries1 record
Ledgebrook funding detail
Funding detailFunding overview
Funding rounds5 records
Investors7 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Ledgebrook M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Ledgebrook
What does Ledgebrook do?
Ledgebrook is a tech-enabled Excess and Surplus (E&S) Managing General Agent (MGA) that underwrites and distributes specialty commercial insurance products — General Liability, Professional Liability, and Cyber Insurance — exclusively to wholesale insurance brokers. Underwriting is powered by a proprietary next-generation technology stack with AI-driven submission intake, data enrichment, automated prefill, and data-driven pricing, enabling quote delivery in as little as 90 minutes and a 3-minute median submission clearance. The company also operates Ledgebrook Re, a reinsurance subsidiary with international operations in Dubai and London.
Is Ledgebrook a public or private company?
Ledgebrook is a private company. It is classified as venture growth investor backed and is currently operating.
When was Ledgebrook founded?
Ledgebrook was founded in 2022. It employs 51 to 100 people.
Where is Ledgebrook based?
Ledgebrook is headquartered in Boston, United States, in the North America region.
How does Ledgebrook make money?
One revenue line is on record: insurance Premium Revenue.
Who are Ledgebrook's main competitors?
Direct peers on record are Coterie Insurance, Next Insurance, Cover Whale Insurance Solutions, Burns & Wilcox and RPS (Risk Placement Services). Broad incumbents are Markel Group, Hiscox and Kinsale Capital Group. Emerging players are Coalition and At-Bay.
Does Ledgebrook have an API?
No public API is recorded for Ledgebrook.
What industry is Ledgebrook in?
Ledgebrook's product category is Specialty Insurance Underwriting (Excess and Surplus Lines). Its primary akta.pro industry code is FSAJANAH, Professional Umbrella / Excess (E&O/D&O Wrap). Its NAICS code is 52421 and its SIC code is 6411.