Solifi

What Solifi does

Solifi is a Minneapolis-headquartered, Thoma Bravo and TA Associates-backed provider of end-to-end secured finance software serving banks, captives, independent lenders, and mid-market finance organizations across automotive, consumer, equipment, wholesale floorplan, asset-based lending, and factoring segments. The company operates the Solifi Open Finance Platform, a unified cloud-based SaaS architecture built on AWS and Microsoft infrastructure that connects originations, portfolio management, servicing, risk, and compliance across the full secured finance lifecycle, with composable modules and a Data Streaming layer supporting near real-time data sharing. Product surface includes Originations, Portfolio Management, Wholesale Finance, Asset-Based Lending, Factoring, Vehicle Data (DataDirect and SMR3), Experience Hub, Pricing Calculator, and the recently launched AI-powered Solifi Document Intelligence. The business runs on a quote-based enterprise SaaS subscription model with annual billing, supplemented by professional services for implementation, migration, and optimization, and vehicle data API monetization in the UK market.

The company has expanded aggressively through M&A, acquiring William Stucky & Associates (2021), White Clarke Group (2021), Leasepath (July 2025, mid-market equipment finance), and DataScan (September 2025, wholesale finance and inventory risk management), and operates regional offices in the United States, Canada, the United Kingdom, Germany, Austria, Australia, and India engineering centers. Go-to-market is enterprise field sales with 'Let's Talk' CTAs, event-driven demand generation (Solifi Summit Austin, Finance Connect UK, ELFA events), thought leadership via the annual Global Leasing Report tracking $1.54 trillion across 50 markets, and a certified delivery partner network including Liventus, Consult Disrupt, Tamarack, Fizen Technology, and JDR Solutions. Solifi reports 350+ customers globally and $165 billion+ in transaction volume processed on the platform.

Name

Solifi

Legal name

Solifi, Inc.

Website

https://solifi.com

Company type

Private

Founded year

1974

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Solifi provides end-to-end secured finance SaaS — originations, portfolio management, servicing, risk, and compliance — to banks, captives, independent lenders, and mid-market finance organizations across automotive, equipment, wholesale, and asset-based lending segments globally.

Ownership category

akta.pro rank

Headquarters

HQ city

Minneapolis

HQ country

United States

HQ region

North America

Offices10 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Operations

Revenue model

1. SaaS Platform Subscriptions: Subscription-based SaaS model providing access to the Open Finance Platform. Customers pay for platform capabilities including originations, portfolio management, wholesale finance, ABL, and factoring modules.
2. Professional Services: Implementation, migration, optimization, and ongoing platform support services. Includes system implementation, data migration, and configuration services delivered by Solifi's professional services team and certified delivery partners.
3. Vehicle Data Services: DataDirect vehicle data API providing UK vehicle information, specifications, and SMR data. Sold as API access with daily updates.

Pricing tiers

Go-to-market motion4 records

Distribution channels4 records

Marketing channels6 records

Core offering

Solifi provides a unified, cloud-based Open Finance Platform (SaaS) for secured finance organizations, connecting originations, portfolio management, servicing, risk, and compliance across the full lending lifecycle. Core product modules include lease and loan Originations, Portfolio Management, Wholesale Finance, Asset-Based Lending, Factoring, and Vehicle Data (DataDirect and SMR3), complemented by Professional Services for implementation, migration, and optimization. The company serves banks, independent lenders, captives, and equipment-finance providers worldwide.

Product overview

Solifi is a unified platform for secured finance, offering a comprehensive suite of integrated solutions across the full lending lifecycle. The platform architecture consists of the Open Finance Platform as the core infrastructure, supporting distinct vertical solutions including Equipment Finance, Wholesale Finance, Automotive and Fleet Finance, Working Capital Finance, Global Financial Institutions, and SMB and Mid-Market Finance. Key product modules include Originations (for lease and loan origination), Portfolio Management (for asset and contract oversight), Wholesale Finance (for dealer and inventory management), Asset-Based Lending, Factoring, and Vehicle Data (UK vehicle information database). The platform includes built-in capabilities such as Data Streaming (near real-time data sharing), Experience Hub (self-service digital engagement), and Pricing Calculator (complex deal structuring). Solifi has expanded its offerings through strategic acquisitions including Leasepath (mid-market lease and loan management) and DataScan (wholesale finance and inventory risk management). The company has also launched AI-powered Document Intelligence for automated document verification, and provides Professional Services for implementation and ongoing support.

Differentiator

Problem solved

Functional benefit

Brands

• DataScan by Solifi: Wholesale loan servicing, inventory audits, and digital risk management solutions for the automotive sector.
• Leasepath by Solifi

Products and services

• Open Finance Platform (OFP) Unified cloud-based SaaS platform for secured finance, connecting originations, portfolio management, servicing, risk, and compliance across the full lending lifecycle. Built on modern cloud infrastructure (AWS and Microsoft) with composable capabilities for enterprise and mid-market lenders.
• Originations Lease and loan origination software supporting the full front-end process from intake through credit decisioning, documentation, and approval for secured finance organizations.
• Portfolio Management Comprehensive portfolio management solution providing visibility across assets, borrowers, collateral, exposure, and performance with operational oversight for mid-market and enterprise lenders.
• Wholesale Finance Technology built for wholesale finance complexity supporting dealer visibility, inventory oversight, audit workflows, and portfolio control with Wholesale Intelligence for risk monitoring.
• Asset-Based Lending (Solifi ABL) ABL software (formerly Stucky ABL) providing collateral monitoring, borrowing base calculations, trend reporting, and self-service borrower portal for working capital operations.
• Factoring Invoice factoring software supporting the full factoring workflow including invoice posting, credit requests, customer payment tracking, credit limit verification, and recourse/non-recourse execution.
• Vehicle Data (DataDirect and SMR3) UK vehicle information database providing vehicle pricing, specifications, options, technical data, and SMR records via Web API. DataDirect covers 200,000+ cars, EVs, and LCVs with daily updates; SMR3 forecasts service, maintenance, and repair costs for 10,000+ vehicles.
• Leasepath by Solifi Cloud-based lease and loan management technology acquired by Solifi for the equipment finance industry, supporting mid-market sector growth in EMEA and APAC regions with cloud-based workflows.
• DataScan by Solifi Wholesale finance and inventory risk management company acquired by Solifi, providing wholesale lending and digital audit solutions for the automotive sector.
• Solifi Document Intelligence AI-powered document verification tool using agentic AI to automate document review, enabling up to 70% reduction in document verification time with audit trails for compliance and configurable verification logic including human oversight.
• Experience Hub Modern digital experience platform for secured finance customers providing secure self-service access to account, contract, invoice, document, and support interactions through a modern portal.
• Professional Services Implementation, migration, optimization, and ongoing platform support services designed to reduce risk, improve continuity, and help secured finance teams modernize with confidence.

Quantifiable outcome

• 70% reduction in document verification time
• +5 more outcomes

Named customers24 records

Segments7 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration17 records

AI capability7 records

Feature7 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• Broadleaf Financial GroupcoreStrategic or Co-development Partner · 17 March 2026Partnership to enhance leasing operations and portfolio management capabilities for Broadleaf. Implementation of Solifi's Portfolio Management platform supported by JDR Solutions, aimed at improving accuracy, workflow efficiency, and supporting growth.
• JDR SolutionscoreImplementation/ SI/ Consulting Partner · 17 March 2026Implementation partner for Broadleaf Financial Group's Solifi Portfolio Management platform deployment. JDR Solutions led the implementation process, working closely with both companies to ensure alignment on configuration, business rules, and process optimization.
• LiventuscoreImplementation/ SI/ Consulting Partner · 11 December 2025Strategic partnership to enhance implementation, automation, and cloud migration services for equipment finance clients. Liventus delivers custom software and automation for equipment finance and complex lending workflows, specializing in .NET, Azure, integrations, BI/analytics, and AI. The collaboration supports clients in modernizing systems and transitioning to Solifi's cloud-based solutions.
• Consult DisruptcoreImplementation/ SI/ Consulting Partner · 11 December 2025Strategic partnership providing advisory experience and implementation support for equipment finance clients. Combined with Liventus, the alliance increases Solifi's capacity to handle specialized or complex deployments and brings additional development resources for customized solutions.
• TamarackcoreImplementation/ SI/ Consulting PartnerDelivery partner with expertise in AI, data integration, and process automation offering customers seamless onboarding, improved efficiency, and smarter portfolio management.
• Fizen TechnologyminorImplementation/ SI/ Consulting PartnerDelivery partner offering comprehensive IT services including 24/7 support, cybersecurity protection, cloud solutions, and custom software development.
• AWScoreTechnology or IntegrationCloud infrastructure partner. Platform built on AWS for resilience, scalability, and continuous improvement.

Scale indicators12 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Alfa Financial Software (Alfa Systems): Alfa is a UK-based provider of asset finance software used by banks, captives, and independents globally. Direct competitor in lease/loan origination and portfolio management for equipment and auto finance.
• LTi Technology Solutions: LTi provides lease and loan management software specifically for the equipment finance industry. Direct peer in origination, portfolio management, and servicing workflows for equipment lessors.
• Odessa (now Accenture): Odessa built asset finance software for equipment lessors and was acquired by Accenture. Direct competitor in lease accounting, contract management, and asset lifecycle platforms.

Broad incumbents

• Finastra: Finastra is a large financial software vendor serving banks and lenders across lending, treasury, and capital markets. Overlaps with Solifi in commercial and asset-based lending modules within a broader portfolio.
• FIS (Fidelity National Information Services): FIS is a broad incumbent in banking and capital markets technology, including commercial and consumer lending platforms. Competes at the procurement layer when banks consider integrated vendors over best-of-breed.
• nCino: nCino is a cloud banking platform with loan origination and account opening capabilities extending into commercial and small business lending. Emerging adjacent threat to Solifi's origination layer.
• Jack Henry & Associates: Jack Henry provides core banking and lending technology to community and regional banks. Overlaps with Solifi's SMB and mid-market finance segment, particularly for ABL and commercial lending.
• CGI Group: CGI delivers large-scale IT and business services to financial institutions, including lending and asset finance implementations. Competes for enterprise system integration and modernization mandates.

Emerging players

• Tavant: Tavant provides digital lending and asset finance solutions for equipment, auto, and home improvement lenders. Comparable in vertical SaaS approach to secured finance.
• IDS (International Decision Systems): IDS provides asset and commercial finance software for banks, captives, and independents. Direct peer in origination, pricing, and portfolio management for complex secured lending.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/solifi-global
• Xx.com/solifi_global
• Facebookfacebook.com/SolifiGlobal

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles17 records

Subsidiaries2 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A5 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Solifi