Solifi
Solifi provides end-to-end secured finance SaaS — originations, portfolio management, servicing, risk, and compliance — to banks, captives, independent lenders, and mid-market finance organizations across automotive, equipment, wholesale, and asset-based lending segments globally.
- Company typePrivate
- Founded1974
- HeadquartersMinneapolis, United States
- Headcount1,001–5,000
- GTM typeB2B
- OfferingSoftware
What Solifi does
Solifi is a Minneapolis-headquartered, Thoma Bravo and TA Associates-backed provider of end-to-end secured finance software serving banks, captives, independent lenders, and mid-market finance organizations across automotive, consumer, equipment, wholesale floorplan, asset-based lending, and factoring segments. The company operates the Solifi Open Finance Platform, a unified cloud-based SaaS architecture built on AWS and Microsoft infrastructure that connects originations, portfolio management, servicing, risk, and compliance across the full secured finance lifecycle, with composable modules and a Data Streaming layer supporting near real-time data sharing. Product surface includes Originations, Portfolio Management, Wholesale Finance, Asset-Based Lending, Factoring, Vehicle Data (DataDirect and SMR3), Experience Hub, Pricing Calculator, and the recently launched AI-powered Solifi Document Intelligence. The business runs on a quote-based enterprise SaaS subscription model with annual billing, supplemented by professional services for implementation, migration, and optimization, and vehicle data API monetization in the UK market.
The company has expanded aggressively through M&A, acquiring William Stucky & Associates (2021), White Clarke Group (2021), Leasepath (July 2025, mid-market equipment finance), and DataScan (September 2025, wholesale finance and inventory risk management), and operates regional offices in the United States, Canada, the United Kingdom, Germany, Austria, Australia, and India engineering centers. Go-to-market is enterprise field sales with 'Let's Talk' CTAs, event-driven demand generation (Solifi Summit Austin, Finance Connect UK, ELFA events), thought leadership via the annual Global Leasing Report tracking $1.54 trillion across 50 markets, and a certified delivery partner network including Liventus, Consult Disrupt, Tamarack, Fizen Technology, and JDR Solutions. Solifi reports 350+ customers globally and $165 billion+ in transaction volume processed on the platform.
Solifi firmographics
Firmographics- Name
- Solifi
- Legal name
- Solifi, Inc.
- Website
- https://solifi.com
- Company type
- Private
- Founded year
- 1974
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- Solifi provides end-to-end secured finance SaaS — originations, portfolio management, servicing, risk, and compliance — to banks, captives, independent lenders, and mid-market finance organizations across automotive, equipment, wholesale, and asset-based lending segments globally.
- Ownership category
- akta.pro rank
Where Solifi is headquartered
LocationHeadquarters
- HQ city
- Minneapolis
- HQ country
- United States
- HQ region
- North America
Offices10 records
Markets served
Solifi business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Operations
Revenue model
- SaaS Platform Subscriptions: Subscription-based SaaS model providing access to the Open Finance Platform. Customers pay for platform capabilities including originations, portfolio management, wholesale finance, ABL, and factoring modules.
- Professional Services: Implementation, migration, optimization, and ongoing platform support services. Includes system implementation, data migration, and configuration services delivered by Solifi's professional services team and certified delivery partners.
- Vehicle Data Services: DataDirect vehicle data API providing UK vehicle information, specifications, and SMR data. Sold as API access with daily updates.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise subscription - tailored to organization size and complexity |
Go-to-market motion4 records
Distribution channels4 records
Marketing channels6 records
Solifi product offering
Product offeringCore offering
Solifi provides a unified, cloud-based Open Finance Platform (SaaS) for secured finance organizations, connecting originations, portfolio management, servicing, risk, and compliance across the full lending lifecycle. Core product modules include lease and loan Originations, Portfolio Management, Wholesale Finance, Asset-Based Lending, Factoring, and Vehicle Data (DataDirect and SMR3), complemented by Professional Services for implementation, migration, and optimization. The company serves banks, independent lenders, captives, and equipment-finance providers worldwide.
Product overview
Solifi is a unified platform for secured finance, offering a comprehensive suite of integrated solutions across the full lending lifecycle. The platform architecture consists of the Open Finance Platform as the core infrastructure, supporting distinct vertical solutions including Equipment Finance, Wholesale Finance, Automotive and Fleet Finance, Working Capital Finance, Global Financial Institutions, and SMB and Mid-Market Finance. Key product modules include Originations (for lease and loan origination), Portfolio Management (for asset and contract oversight), Wholesale Finance (for dealer and inventory management), Asset-Based Lending, Factoring, and Vehicle Data (UK vehicle information database). The platform includes built-in capabilities such as Data Streaming (near real-time data sharing), Experience Hub (self-service digital engagement), and Pricing Calculator (complex deal structuring). Solifi has expanded its offerings through strategic acquisitions including Leasepath (mid-market lease and loan management) and DataScan (wholesale finance and inventory risk management). The company has also launched AI-powered Document Intelligence for automated document verification, and provides Professional Services for implementation and ongoing support.
Differentiator
Problem solved
Functional benefit
Brands
- DataScan by Solifi: Wholesale loan servicing, inventory audits, and digital risk management solutions for the automotive sector.
- Leasepath by Solifi
Products and services
- Open Finance Platform (OFP) Unified cloud-based SaaS platform for secured finance, connecting originations, portfolio management, servicing, risk, and compliance across the full lending lifecycle. Built on modern cloud infrastructure (AWS and Microsoft) with composable capabilities for enterprise and mid-market lenders.
- Originations Lease and loan origination software supporting the full front-end process from intake through credit decisioning, documentation, and approval for secured finance organizations.
- Portfolio Management Comprehensive portfolio management solution providing visibility across assets, borrowers, collateral, exposure, and performance with operational oversight for mid-market and enterprise lenders.
- Wholesale Finance Technology built for wholesale finance complexity supporting dealer visibility, inventory oversight, audit workflows, and portfolio control with Wholesale Intelligence for risk monitoring.
- Asset-Based Lending (Solifi ABL) ABL software (formerly Stucky ABL) providing collateral monitoring, borrowing base calculations, trend reporting, and self-service borrower portal for working capital operations.
- Factoring Invoice factoring software supporting the full factoring workflow including invoice posting, credit requests, customer payment tracking, credit limit verification, and recourse/non-recourse execution.
- Vehicle Data (DataDirect and SMR3) UK vehicle information database providing vehicle pricing, specifications, options, technical data, and SMR records via Web API. DataDirect covers 200,000+ cars, EVs, and LCVs with daily updates; SMR3 forecasts service, maintenance, and repair costs for 10,000+ vehicles.
- Leasepath by Solifi Cloud-based lease and loan management technology acquired by Solifi for the equipment finance industry, supporting mid-market sector growth in EMEA and APAC regions with cloud-based workflows.
- DataScan by Solifi Wholesale finance and inventory risk management company acquired by Solifi, providing wholesale lending and digital audit solutions for the automotive sector.
- Solifi Document Intelligence AI-powered document verification tool using agentic AI to automate document review, enabling up to 70% reduction in document verification time with audit trails for compliance and configurable verification logic including human oversight.
- Experience Hub Modern digital experience platform for secured finance customers providing secure self-service access to account, contract, invoice, document, and support interactions through a modern portal.
- Professional Services Implementation, migration, optimization, and ongoing platform support services designed to reduce risk, improve continuity, and help secured finance teams modernize with confidence.
Quantifiable outcome
- 70% reduction in document verification time
- +5 more outcomes
Companies that use Solifi
Customer profileNamed customers24 records
Segments7 records
Ideal customer profiles4 records
Solifi technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration17 records
AI capability7 records
Feature7 records
Solifi partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- Broadleaf Financial GroupcorePartnership to enhance leasing operations and portfolio management capabilities for Broadleaf. Implementation of Solifi's Portfolio Management platform supported by JDR Solutions, aimed at improving accuracy, workflow efficiency, and supporting growth.
- JDR SolutionscoreImplementation partner for Broadleaf Financial Group's Solifi Portfolio Management platform deployment. JDR Solutions led the implementation process, working closely with both companies to ensure alignment on configuration, business rules, and process optimization.
- LiventuscoreStrategic partnership to enhance implementation, automation, and cloud migration services for equipment finance clients. Liventus delivers custom software and automation for equipment finance and complex lending workflows, specializing in .NET, Azure, integrations, BI/analytics, and AI. The collaboration supports clients in modernizing systems and transitioning to Solifi's cloud-based solutions.
- Consult DisruptcoreStrategic partnership providing advisory experience and implementation support for equipment finance clients. Combined with Liventus, the alliance increases Solifi's capacity to handle specialized or complex deployments and brings additional development resources for customized solutions.
- TamarackcoreDelivery partner with expertise in AI, data integration, and process automation offering customers seamless onboarding, improved efficiency, and smarter portfolio management.
- Fizen TechnologyminorDelivery partner offering comprehensive IT services including 24/7 support, cybersecurity protection, cloud solutions, and custom software development.
- AWScoreCloud infrastructure partner. Platform built on AWS for resilience, scalability, and continuous improvement.
Scale indicators12 records
Recent moves6 records
Expansion highlights6 records
Solifi competitors and assessment
Company assessmentDirect peers
- Alfa Financial Software (Alfa Systems): Alfa is a UK-based provider of asset finance software used by banks, captives, and independents globally. Direct competitor in lease/loan origination and portfolio management for equipment and auto finance.
- LTi Technology Solutions: LTi provides lease and loan management software specifically for the equipment finance industry. Direct peer in origination, portfolio management, and servicing workflows for equipment lessors.
- Odessa (now Accenture): Odessa built asset finance software for equipment lessors and was acquired by Accenture. Direct competitor in lease accounting, contract management, and asset lifecycle platforms.
Broad incumbents
- Finastra: Finastra is a large financial software vendor serving banks and lenders across lending, treasury, and capital markets. Overlaps with Solifi in commercial and asset-based lending modules within a broader portfolio.
- FIS (Fidelity National Information Services): FIS is a broad incumbent in banking and capital markets technology, including commercial and consumer lending platforms. Competes at the procurement layer when banks consider integrated vendors over best-of-breed.
- nCino: nCino is a cloud banking platform with loan origination and account opening capabilities extending into commercial and small business lending. Emerging adjacent threat to Solifi's origination layer.
- Jack Henry & Associates: Jack Henry provides core banking and lending technology to community and regional banks. Overlaps with Solifi's SMB and mid-market finance segment, particularly for ABL and commercial lending.
- CGI Group: CGI delivers large-scale IT and business services to financial institutions, including lending and asset finance implementations. Competes for enterprise system integration and modernization mandates.
Emerging players
- Tavant: Tavant provides digital lending and asset finance solutions for equipment, auto, and home improvement lenders. Comparable in vertical SaaS approach to secured finance.
- IDS (International Decision Systems): IDS provides asset and commercial finance software for banks, captives, and independents. Direct peer in origination, pricing, and portfolio management for complex secured lending.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Solifi social profiles
Digital presenceSolifi compliance and trust
Trust signalCompliance2 records
Solifi financial estimates
Financial estimateRevenue estimate
Valuation estimate
Solifi leadership team
Management profileNumber of profiles
Profiles17 records
Solifi subsidiaries and ownership
Company hierarchySubsidiaries2 records
Solifi funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Solifi M&A and investment
M&A and investmentM&A5 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Solifi
What does Solifi do?
Solifi provides a unified, cloud-based Open Finance Platform (SaaS) for secured finance organizations, connecting originations, portfolio management, servicing, risk, and compliance across the full lending lifecycle. Core product modules include lease and loan Originations, Portfolio Management, Wholesale Finance, Asset-Based Lending, Factoring, and Vehicle Data (DataDirect and SMR3), complemented by Professional Services for implementation, migration, and optimization. The company serves banks, independent lenders, captives, and equipment-finance providers worldwide.
Is Solifi a public or private company?
Solifi is a private company. It is classified as private equity controlled and is currently operating.
When was Solifi founded?
Solifi was founded in 1974. It employs 1,001 to 5,000 people.
Where is Solifi based?
Solifi is headquartered in Minneapolis, United States, in the North America region.
How does Solifi make money?
Three revenue lines are on record. SaaS Platform Subscriptions are the primary driver. The others are professional Services and vehicle Data Services.
Who are Solifi's main competitors?
Direct peers on record are Alfa Financial Software (Alfa Systems), LTi Technology Solutions and Odessa (now Accenture). Broad incumbents are Finastra, FIS (Fidelity National Information Services), nCino, Jack Henry & Associates and CGI Group. Emerging players are Tavant and IDS (International Decision Systems).
Does Solifi have an API?
Yes. Solifi offers a Web API for vehicle data access by Vehicle Registration Mark (VRM) or description and model year, allowing easy integration into existing software and web services. The API provides vehicle pricing, specifications, options, technical data, and SMR (service, maintenance, and repair) records.