Accountable

What Accountable does

Accountable is a BVI-incorporated crypto infrastructure company (Accountable Limited, registered in Road Town, Tortola) founded in 2024 that builds privacy-preserving real-time financial verification infrastructure for institutional counterparties in crypto, DeFi, and tokenized real-world asset markets. Its core product is the Data Verification Network (DVN), a neutral trust layer that uses a cryptographic stack — zero-knowledge proofs, Trusted Execution Environments (Intel SGX, AWS Nitro, AMD SEV, Intel TDX), zkTLS, and sumation Merkle Trees — to verify assets and liabilities across 100+ data sources spanning banks, custodians, exchanges, and wallets, and 115+ blockchains, without exposing API keys, wallet addresses, or trading strategies. The platform has completed six smart contract audits by Cyfrin, Quantstamp, and ABA, and reports verification latency as low as ten minutes from source connection.

The product suite is layered: Proof of Solvency provides continuous cryptographic verification of full balance sheets including assets, liabilities, exposures, and collateralization under stress scenarios; Vault-as-a-Service (VaaS) offers pre-audited smart contract infrastructure for deploying verified vaults on major EVM chains; YieldApp provides a self-serve marketplace connecting allocators with verified yield opportunities; and Accountable NAV publishes continuously verified net asset value feeds via dual calculation methods (balance-based NAV and Shadow NAV) that cross-validate each other.

Accountable monetizes through enterprise subscriptions to DVN, Proof of Solvency API access for stablecoin issuers, exchanges, funds, lending protocols, and RWA platforms, and VaaS deployment fees. Go-to-market combines enterprise field sales for DVN onboarding, a self-serve allocator-facing yield marketplace, and community-led growth via Telegram, X, LinkedIn, and Substack. Named customers include Galaxy, Amber Group, Neutrl, K3, Noon, XSY, Aegis, Yuzu, Unitas, HyperBeat, Valos, and Mu Digital, spanning trading desks, stablecoin issuers, lending protocols, tokenized credit, and onchain asset platforms. Total funding raised is approximately $9.8 million across a $2.3M seed (December 2024, led by MitonC and Zee Prime Capital) and a $7.5M round (October 2025, led by Pantera Capital with Auros, OKX Ventures, Onigiri Capital, and kpk participating).

Name

Accountable

Legal name

Accountable Limited

Website

https://accountable.capital

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

11–50 employees

Short description

Accountable provides real-time, privacy-preserving financial verification for crypto and DeFi institutions, using zero-knowledge proofs, Trusted Execution Environments, and zkTLS to verify assets and liabilities across 100+ data sources and 115+ blockchains.

Ownership category

akta.pro rank

Product category

Crypto / DeFi Financial Verification Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Proof of Reserves, Attestations & On-Chain Audit/Assurance (FSADALAK)

akta.pro secondary industries

RWA Oracles, Data Attestation & Proof-of-Reserve/Proof-of-Collateral (FSADAEAM), Tokenization, Network Vaults & Credential Management (FSAGABAF)

Keywords

• Real-time financial verification
• Proof of solvency
• Zero-knowledge proofs
• Cryptographic reserve audits
• DeFi verification infrastructure

Headquarters

HQ city

Dubai

HQ country

United Arab Emirates

HQ region

Middle East

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. DVN Enterprise Access: Enterprise-level access to Data Verification Network for institutional counterparties requiring real-time financial verification. Pricing not publicly disclosed, likely subscription or usage-based model for large institutions.
2. Proof of Solvency Verification: Cryptographic reserve and solvency verification services for stablecoin issuers, exchanges, and protocols. Enables on-chain and off-chain verifications through APIs.
3. Vault-as-a-Service Fees: Revenue from deploying verified vaults through VaaS framework. Includes configurable parameters, fee models, and verification policies.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels7 records

Core offering

Accountable operates a real-time financial verification platform that allows institutions to prove assets and liabilities privately using cryptographic proofs. Its Data Verification Network (DVN) aggregates data from 100+ banks, custodians, exchanges, and 115+ blockchains to deliver continuous Proof of Solvency, Vault-as-a-Service infrastructure for verified on-chain vaults, and a verified yield marketplace (YieldApp) for allocators.

Product overview

Accountable operates as a modular platform for real-time financial verification built around its Data Verification Network (DVN) as the foundational trust layer. The core products include Proof of Solvency (PoS) for cryptographic balance sheet verification and Vault-as-a-Service (VaaS) for deploying verified on-chain vaults. These are complemented by YieldApp for verified yield marketplace access and Accountable NAV for continuous net asset value feeds, with Data Feeds providing the underlying verified data streams. All products interlock through DVN's cryptographic verification infrastructure to provide transparency without exposing sensitive financial data.

Differentiator

Problem solved

Functional benefit

Brands

• Data Verification Network (DVN): A neutral trust layer that enables institutions to verify assets and liabilities across banks, custodians, exchanges, and wallets in real-time without revealing sensitive data.
• Proof of Solvency (PoS)
• Vault-as-a-Service (VaaS)
• YieldApp
• Accountable NAV

Products and services

• Data Verification Network (DVN) Neutral, private permissioned trust layer that aggregates data from 100+ banks, custodians, exchanges, and 115+ blockchains to verify assets and liabilities in real time using cryptographic proofs, without exposing sensitive data.
• Proof of Solvency (PoS) Cryptographic verification service that verifies the full balance sheet including assets, liabilities, exposures, and collateralization in real time via APIs, confirming assets exceed liabilities and tracking portfolio composition.
• Vault-as-a-Service (VaaS) Infrastructure platform enabling protocols, asset managers, and enterprises to deploy secure, pre-audited vaults with continuous verification through DVN integration for live proof of assets, liabilities, and performance.
• YieldApp Non-custodial marketplace connecting allocators with verified yield opportunities from borrowers, trading desks, and credit markets, each backed by real-time proofs of solvency, reserves, and performance via DVN.
• Accountable NAV Continuously verified NAV feed that cross-references live balance snapshots with reconstructed trade history using two independent calculation methods (balance-based NAV and Shadow NAV) that cross-validate each other.
• Data Feeds Real-time data feeds providing verified statistics of assets and liabilities, continuously published with cryptographic proofs across supported data sources.

Quantifiable outcome

• Assets and liabilities verified in real time (up to 10-minute reporting latency)
• +2 more outcomes

Named customers12 records

Segments8 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

AI capability6 records

Feature7 records

Partnerships

Eight partnerships are on record, tiered core and supporting.

• ValoscoreTechnology or Integration · 17 February 2026Valos built the first real-time verified credit vault on Monad blockchain using Accountable's Data Verification Network (DVN). The vault has $100M initial allocation with $200M target capacity, marking the shift from quarterly audits to continuous on-chain verification in digital asset credit markets.
• Mu DigitalcoreTechnology or Integration · 19 January 2026Mu Digital integrated Accountable as part of their Monad ecosystem integration partners for bringing Asia's $20 trillion credit markets onchain. Accountable provides verification for their Asia Dollar (AZND) and muBOND products.
• FireblockssupportingTechnology or IntegrationFireblocks is listed as a custodian data source that can be integrated with DVN for secure balance verification across institutional custodians.
• SygnumsupportingTechnology or IntegrationSygnum is listed as a bank data source that can be connected to DVN for real-time verification of banking balances.
• GalaxysupportingTechnology or IntegrationGalaxy is mentioned as a node operator example in the DVN ecosystem, participating in the private permissioned network for counterparty verification.
• DeloittesupportingTechnology or IntegrationDeloitte is mentioned as an auditor partner example in the DVN ecosystem, providing independent verification of connections and coverage alongside continuous proofs.
• MonadsupportingStrategic or Co-development PartnerMonad provides incentive programs for protocols building on their blockchain, including Valos's verified credit vault which uses Accountable's DVN.
• AgorasupportingStrategic or Co-development PartnerAgora provides incentive programs alongside Monad and Accountable for the first real-time verified credit vault on Monad blockchain.

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Chainalysis: Leading blockchain analytics and compliance platform used by regulators, financial institutions, and crypto businesses for transaction monitoring and risk assessment. While broader in scope (investigation, compliance, AML), it overlaps with Accountable's verification and risk-curation use cases for institutional crypto clients.
• TRM Labs: Blockchain intelligence platform for crypto compliance, fraud detection, and risk management. It targets the same institutional crypto customer base (exchanges, financial institutions, regulators) as Accountable, with overlapping risk monitoring and counterparty verification use cases.
• Elliptic: Blockchain analytics company focused on crypto compliance, AML, and risk management for financial institutions and crypto businesses. It serves an overlapping institutional customer base and is a credible competitor if it extends into continuous solvency and reserve verification.

Direct peers

• Fireblocks: Institutional digital asset custody and infrastructure platform used by banks, trading desks, and exchanges. It is both an Accountable data source partner and a direct competitor in offering institutional-grade crypto infrastructure including balance verification, transfer security, and settlement workflows.
• Anchorage Digital: Federally chartered crypto bank providing institutional custody, trading, and staking. It addresses the same institutional crypto customer base and offers reserve attestations and balance verification as part of its regulated custody proposition, competing with Accountable's DVN in the institutional trust layer.
• Maple Finance: Onchain credit market protocol for undercollateralized lending to institutional borrowers. It overlaps with Accountable's lender and credit-market customer segment and is itself a likely user of real-time verification to assess borrower solvency in pools it creates.
• Centrifuge: RWA tokenization platform that brings onchain financial products (including tokenized credit and treasuries) to DeFi. As tokenized RWA becomes more institutional, Centrifuge and Accountable are increasingly complementary — or competitive — in providing trusted verification and NAV for tokenized assets.

Emerging players

• Nansen: Onchain analytics platform providing wallet labeling, portfolio tracking, and real-time market intelligence. It is a partial overlap with Accountable's NAV and Data Feeds products, though Nansen is primarily an information provider rather than a verification platform.
• Sumsub: Identity verification, KYC/AML, and fraud prevention platform with growing crypto-native client base. While focused on onboarding compliance, it shares Accountable's institutional crypto GTM and could expand into continuous counterparty verification over time.

Others

• Armanino LLP: Top-20 US accounting firm that has been a leader in providing crypto reserve attestation services to exchanges, stablecoin issuers, and DeFi protocols. It is a direct substitute for Accountable's traditional-audit-replacement positioning, though it does not offer continuous, cryptographic real-time verification.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/AccountableData
• LinkedInlinkedin.com/company/accountablecapital

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds2 records

Investors12 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Accountable