DigiSure

Name

DigiSure

Legal name

DigiSure, Inc.

Website

https://digisure.ai

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

InsurTech / Insurance Management Software

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411), Services-Computer Programming Services (7371)

akta.pro primary industry

IoT/Connected Risk Prevention & Parametric Triggers Platforms (FSAGAGAG)

akta.pro secondary industries

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN), Fraud Detection, Risk Scoring & KYC for Travel Protection (THALALAM)

Keywords

• Insurance management software
• Protection as a service
• Sharing economy insurance
• Mobility insurance platform
• Claims management software

Headquarters

HQ city

Burlingame

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Protection-as-a-Service Subscription: DigiSure provides comprehensive insurance and risk management services to mobility and sharing platforms on a subscription or managed services basis. Services include screening, policy administration, claims handling, and data consulting. Revenue is generated through program management fees, premiums allocated to insurance coverage, and claims handling services. The company works with platforms to design self-insured retention programs or traditional insurance placements.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

DigiSure sells an end-to-end Protection-as-a-Service software platform for mobility, sharing economy, and property management platforms. The platform unifies KYC and risk screening (TrustScreen), insurance policy administration and micro-policy creation via API (PolicyHub), digital claims handling (ClaimsHub), and expert insurance program management (Insurance Services). It enables platform operators to launch, price, and administer insurance and protection plans for their end users while reducing insurance program costs and claims handling time.

Product overview

DigiSure offers a Protection-as-a-Service platform that provides a unified, end-to-end solution for insurance and protection programs serving mobility, sharing economy, and property management platforms. The platform consists of four core integrated modules: TrustScreen (KYC and screening), PolicyHub (policy management and micro-policy creation), ClaimsHub (claims processing and handling), and Insurance Services (expert consulting and program management). These modules work together as a connected system, with shared data enabling faster claims resolution (average 6 days), automated policy quoting via API, and comprehensive risk management from screening through claims. The Risk Control product adds predictive analytics capability using machine learning models to score and predict claims risk, enabling platforms to weed out bad actors and reduce insurance losses.

Differentiator

Problem solved

Functional benefit

Brands

• TrustScreen: KYC and screening solution for identity verification
• PolicyHub
• ClaimsHub
• Insurance Services
• Protection-as-a-Service

Products and services

• Protection-as-a-Service Platform End-to-end Protection-as-a-Service platform for mobility, sharing economy, and property management platforms that streamlines insurance and protection programs by managing screening, insurance, policy administration, and claims handling in one connected system. Sold under multi-year subscriptions with full-suite or modular deployment.
• TrustScreen KYC and risk screening solution that verifies identity, detects fraud, and assesses credit and insurance risk for renters and owners on mobility and sharing platforms, delivered via API-based automated data enrichment and risk modeling without requiring in-house resources.
• PolicyHub Policy administration module that connects commercial policies or admitted insurance products with protection plans platform users want, enabling platforms to quote insurance packages via API and create micro policies for each individual transaction.
• ClaimsHub Digital claims handling platform that processes and pays claims quickly with real-time status visibility, supports claim intake via web, phone, or email, and uses an in-house claims platform designed to close claims twice as fast as industry standard.
• Insurance Services Expert insurance program management offering from DigiSure's team using the customer's own clean data, including insurance program management, pricing, policy administration, premium allocation, and state of account tracking.
• Risk Control Predictive risk scoring product that uses machine learning models combining customer, third-party, and claims data to predict insurance claims probability, identify high-risk variables (such as driver height to seat height ratio), and help platforms weed out high-risk users to reduce overall insurance losses.

Named customers6 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability5 records

Feature6 records

Partnerships

Six partnerships are on record, tiered core and flagship.

• UFODRIVEcoreStrategic or Co-development Partner · 28 February 2023Partnership supports UFODRIVE's expansion into the US market with screening and compliance for their all-electric car rental service. DigiSure's digital screening fits seamlessly into UFODRIVE's customer experience with new renters evaluated within seconds. UFODRIVE has launched 10 locations in 7 cities across the US.
• DriveItAwaycoreStrategic or Co-development Partner · 9 November 2022DigiSure provides turnkey screening solution enabling DriveItAway to qualify subscribers with quick onboarding for its subscription-to-purchase platform. Screening checks for identity & fraud, criminal history, insurance risk, and subscriber's ability to meet financial commitments. Supports DriveItAway's 'EVs for Everyone' mission.
• AutonomycoreStrategic or Co-development Partner · 3 August 2022Partnership provides Autonomy with ability to digitally onboard, evaluate, and qualify subscribers for month-to-month auto coverage. DigiSure enables fully digital auto coverage that is month-to-month without requiring annual insurance purchase. Core to Autonomy's promise of easy and affordable EV access.
• ArgylecoreTechnology or Integration · 13 July 2022Partnership enables vehicle rental and subscription platforms to screen customers with one turnkey solution using Argyle's 140 user data points combined with DigiSure's Protection-as-a-Service platform. The integration provides user-permissioned employment records in real-time along with streamlined insurance risk assessment using factors like driving history, trip count and ratings. Addresses gig workers being denied access to financial services due to limited credit history.
• RVshareflagshipStrategic or Co-development Partner · 18 April 2022Partnership enables RVshare to bring insurance and protection in-house, debuting as the largest program of its kind in the sharing economy with over 100,000 RVs. DigiSure provides digital claim management technology and experienced claims handling team. Expected 50% faster claim resolution time. Coverage includes comprehensive, collision, acts of God, and liability up to $1M across all 50 states and Canada.
• Crum & ForstercoreTechnology or Integration · 18 April 2022Crum & Forster serves as the insurance provider for the auto liability component of RVshare's insurance product. As a market leader in specialty insurance solutions, they enable RVshare customers direct access to exclusive insurance coverage from application through claim handling.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Next Insurance: Next Insurance is a digital insurer providing small business and gig-economy coverage through a direct and embedded channel. It is a broader incumbent offering comparable micro-policy products that could compete with DigiSure for the same platform customers.
• CoverWallet: CoverWallet (acquired by Aon) is a digital commercial insurance brokerage delivering online quotes and policy management. While broader in vertical, it overlaps with DigiSure's Insurance Services module and the digital brokerage layer DigiSure sells into platforms.

Direct peers

• INSHUR: INSHUR provides commercial auto insurance built specifically for ride-hail and on-demand delivery drivers, with mobile-first onboarding and digital policy issuance. Closely comparable to DigiSure's mobility and gig-economy focus, particularly around Autonomy and DriveItAway.
• Slice Labs: Slice Labs provides on-demand, cloud-based insurance for the gig and sharing economy (homesharing, rideshare, TNC) with digital policy issuance and claims handling. Closely comparable to DigiSure in targeting platform-distributed, micro-duration insurance for mobility and sharing platforms.
• Sure: Sure is an insurance platform-as-a-service providing policy administration, rating, and distribution APIs for embedded insurance use cases. Comparable to DigiSure's PolicyHub layer and a likely competitor as platforms evaluate embedded insurance vendors.
• Goose Insurance: Goose Insurance offers mobile-first, micro-duration insurance products distributed through partner platforms. It overlaps with DigiSure in API-driven, transaction-level insurance issuance for sharing and gig platforms.
• Boost Insurance: Boost Insurance provides embedded insurance infrastructure enabling digital platforms to offer insurance products via APIs. Comparable to DigiSure in powering platform-distributed insurance, though Boost focuses more on infrastructure and carrier enablement than full-stack mobility claims.
• Trov: Trov offered on-demand, item-level insurance with API-driven policy creation and claims automation before its assets were acquired by Travelers. It is a conceptual peer in micro-duration, API-first insurance, particularly relevant to DigiSure's PolicyHub micro-policy model.
• Thimble (now Slide Insurance): Thimble pioneered short-term, micro-duration insurance for drones, events, and small businesses. Comparable to DigiSure in selling transaction-level insurance policies to platform users and small commercial operators via digital channels.
• Buckle (formerly BlueFire): Buckle is a fintech-enabled insurance platform serving the gig economy and rideshare drivers with usage-based and commercial coverage. Comparable to DigiSure's gig-driver screening and insurance programs for mobility platforms.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/digi_sure
• LinkedInlinkedin.com/company/digisureinc

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds2 records

Investors9 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about DigiSure