iPOS

What iPOS does

iPOS Spółka Akcyjna is a Polish FinTech company founded in 2014 and part of the OEX capital group, headquartered in Warsaw. It designs and sells integrated point-of-sale systems that combine a fiscal cash register (kasa fiskalna), a payment terminal, and a cloud-based sales management platform into a single device, marketed as the "kasoterminal." Its product portfolio spans stationary terminals (iPOS evo, iPOS pospay2, iPOS vero), mobile software-only "virtual cash registers" (iPOS pocket2, iPOS lite, iPOS ultra) with built-in GSM connectivity, and the iPOS web platform (iposweb.pl), which provides remote device management, price and product administration, role-based employee permissions, sales analytics, and configuration of payment methods and discounts. Adjacent modules include deliko.pl for integrated online store creation and a KSeF (Krajowy System e-Faktur) e-invoice module that auto-retrieves buyer data from REGON by NIP, built for Poland's mandatory 1 April 2026 e-invoicing requirement.

The company targets Polish small and medium businesses across multiple verticals — with primary focus on gastronomy/HoReCa and retail, and secondary coverage of medical services, beauty/hairdressing, legal services, and automotive workshops. Revenue is generated through a mix of hardware rental subscriptions starting at 79 PLN/month, outright hardware sales, software/subscription access, and payment transaction processing fees on card, BLIK, and phone payments. Distribution combines a self-serve e-commerce storefront (ipos.pl/sklep), a regional dealer network organized by Polish voivodeships with named managers, a WebDemo channel, and a key-account team for franchise networks and multi-location retailers. The company participates in the Polska Bezgotówkowa cashless program, which subsidizes terminal adoption and provides 12 months of fee-free processing up to 100,000 PLN for eligible merchants. In March 2026, iPOS received a corporate investment from SunCulture as part of SunCulture's B2B agrodealer marketplace, marking the first disclosed cross-border commercial linkage.

Leadership comprises CEO Adam Tomaszewski (strategy, product, security, systems; previously built transactional systems for an electronic payment processor in Poland) and board member Michał Pawłowski (marketing, sales, and distribution; 15 years in the fiscal industry). The company employs 11–50 people, is incorporated as a private joint-stock company (Spółka Akcyjna) under KRS 0000495492 with a 14,594,000 PLN paid-in share capital, and operates solely within Poland, with no public ticker or stock exchange listing.

Name

iPOS

Legal name

iPOS Spółka Akcyjna

Website

https://ipos.pl

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

iPOS is a Polish FinTech that sells integrated kasoterminal devices combining fiscal cash registers, payment terminals, and cloud-based sales management, serving small and medium businesses in gastronomy, retail, medical, beauty, automotive, and legal verticals across Poland.

Ownership category

akta.pro rank

Headquarters

HQ city

Warsaw

HQ country

Poland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Supply Chain, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Hardware Rental: Monthly rental model for kasoterminal devices starting at 79 PLN/month, providing fiscal device with analytics and connectivity included.
2. Hardware Sales: One-time purchase option available for kasoterminal devices.
3. iPOS Web Platform Subscription: Cloud-based sales management platform accessible via subscription, included with rental plans.
4. Payment Transaction Processing: Payment processing through integrated terminal accepting card, BLIK, and other non-cash payments.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

iPOS sells integrated point-of-sale solutions for Polish small and medium businesses, combining certified fiscal cash register hardware with built-in payment terminals and a cloud-based remote store management software platform. Its product family spans multiple fiscal devices (iPOS evo, iPOS pospay2, iPOS vero, iPOS pocket2, iPOS lite, iPOS ultra), the iPOS web Platform for back-office operations, and the deliko.pl online ordering solution, with industry-specific variants for retail, gastronomy, medical, beauty, automotive, and legal sectors. All offerings are designed to meet Polish KSeF e-invoicing and fiscal regulatory requirements.

Product overview

iPOS is a Polish FinTech company (founded 2014, part of the OEX capital group) offering an integrated point-of-sale ecosystem combining fiscal cash registers, payment terminals, and sales management software. The product portfolio consists of two hardware terminal lines (iPOS evo, iPOS pospay2, iPOS vero — stationary online fiscal registers) and a virtual cash register line (iPOS pocket2, iPOS lite, iPOS ultra — software-only fiscal solutions). All terminals share access to the iPOS web management platform for remote device control, analytics, and configuration. The deliko.pl module adds a free integrated online store with unified inventory management. KSeF integration provides mandatory electronic invoice functionality from April 2026. The ecosystem supports multiple industries (retail, gastronomy, medical services, beauty, automotive, legal) and offers a range of accessories (barcode scanners, scales, cash drawers, kitchen printers). The company also offers a franchise program (Franczyzy) for distribution networks.

Differentiator

Problem solved

Functional benefit

Brands

• iPOS evo: Online cash register terminal (kasa online) with integrated payment terminal and sales management.
• iPOS pospay2
• iPOS vero
• iPOS pocket2
• iPOS lite
• iPOS ultra
• iPOS web
• deliko.pl

Products and services

• iPOS evo A fiscal cash register device with integrated payment terminal functionality for Polish SMB point-of-sale operations.
• iPOS pospay2 Integrated fiscal cash register and payment terminal product for SMB retail and service operations in Poland.
• iPOS vero A fiscal point-of-sale device from the iPOS hardware family for Polish SMBs.
• iPOS pocket2 Mobile/compact fiscal cash register with payment terminal capabilities for SMB merchants in Poland.
• iPOS lite An entry-level fiscal cash register device in the iPOS family for Polish SMB point-of-sale use.
• iPOS ultra A premium fiscal cash register with integrated payment terminal for Polish SMB point-of-sale operations.
• iPOS web Platform Cloud-based remote store management software platform that pairs with iPOS fiscal devices to provide back-office, reporting, and operational management for SMB retailers.
• deliko.pl An online ordering and delivery platform within the iPOS portfolio enabling SMB merchants to accept and manage digital orders.

Segments6 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature6 records

Partnerships

One partnership is on record.

• Fundacja Polska BezgotówkowacoreGTM or Marketing PartneriPOS participates in the 'Program Polska Bezgotówkowa' (Poland Cashless Program) which subsidizes terminal costs for eligible businesses. The program covers the terminal component of iPOS devices and provides 12 months of free card transaction processing up to 100,000 PLN. iPOS actively promotes this program to new customers.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Emerging players

• Block (Square): Block's Square is a leading SMB POS and payments platform that competes in the broader software-plus-payment-acceptance category where iPOS operates. Square represents the software-first benchmark for the integrated merchant experience that iPOS is replicating for the Polish fiscal market.

Direct peers

• myPOS: myPOS is a European all-in-one POS and payment acceptance provider offering integrated card terminals and merchant software. It targets the same Polish SMB segment as iPOS with a comparable bundled hardware-plus-software value proposition.
• Elzab: Elzab S.A. is a long-established Polish manufacturer of fiscal cash registers, fiscal printers, and POS systems. It directly competes with iPOS in the Polish fiscal hardware market, serving the same SMB retail and HoReCa customer base with overlapping product lines.
• Zettle by PayPal: Zettle (formerly iZettle, owned by PayPal) is a European mobile POS and payment terminal provider. It competes with iPOS for Polish small-merchant card acceptance, though it focuses on mobile-first acceptance rather than fiscal compliance.
• Novitus: Novitus (part of Comp SA group) is a major Polish fiscal cash register and POS terminal manufacturer. It sells directly comparable integrated fiscal/payment solutions to Polish SMBs and franchise networks, overlapping with iPOS's core product and customer set.
• SumUp: SumUp is a European-headquartered mobile POS and payment acceptance provider targeting SMBs. It competes with iPOS for the same Polish small-merchant wallet on payment acceptance, though with a software/hardware-mobile-first model rather than fiscal-register bundling.
• Datecs: Datecs is a Bulgarian POS and payment terminal manufacturer with strong Central and Eastern European distribution, including Poland. It produces integrated fiscal/POS devices that compete with iPOS's kasoterminal portfolio for SMB merchants.
• Posnet: Posnet Polska is a leading Polish POS and fiscal cash register manufacturer. It competes head-to-head with iPOS across online fiscal registers, payment terminals, and integrated solutions for Polish SMBs across multiple verticals.

Broad incumbents

• Verifone: Verifone is a global payment terminal manufacturer with broad merchant-acquiring relationships. iPOS already references Verifone terminals in its help center integration, and Verifone represents the larger incumbent vendor that iPOS's integrated kasoterminal partially disintermediates.
• Worldline (Ingenico): Worldline, the parent of Ingenico, is a global payment services and terminal provider. As one of the dominant payment-terminal incumbents across Europe, it competes with iPOS in the integrated payment acceptance layer for SMBs, with much broader scope and scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/iPOS_SA

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about iPOS