JUDI.AI
- Company typePrivate
- Founded2015
- HeadquartersVancouver, Canada
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
JUDI.AI firmographics
Firmographics- Name
- JUDI.AI
- Legal name
- JUDI.AI
- Website
- https://judi.ai
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
JUDI.AI industry classification
Industry- Product category
- Small Business Lending Software
- NAICS
- Activities Related to Credit Intermediation (5223)
- SIC
- Services-Computer Processing & Data Preparation (7374)
- akta.pro primary industry
- SME Lending Platforms & Embedded SME Credit (FSAKAGAJ)
- akta.pro secondary industries
- Underwriting Automation & Income/Employment Verification (FSAGAHAD), SME Credit Underwriting, Scoring & Risk Analytics (FSAKAGAL)
Keywords
Where JUDI.AI is headquartered
LocationHeadquarters
- HQ city
- Vancouver
- HQ country
- Canada
- HQ region
- North America
Offices1 record
Markets served
JUDI.AI business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- SaaS Subscription Platform: JUDI.AI operates as a SaaS platform providing subscription-based access to their cash flow underwriting technology for credit unions and community banks. The platform is described as enabling fintech-like experiences for small business loans, with implementation taking eight weeks or less. The company also mentions donating 3% of December subscription fees to charity partners, indicating subscription-based recurring revenue.
Go-to-market motion2 records
Distribution channels2 records
Marketing channels7 records
JUDI.AI product offering
Product offeringCore offering
JUDI.AI provides a cloud-based SaaS platform that enables credit unions and community banks to deliver digital, automated small business lending using cash flow-based underwriting. The platform combines a digital lending workflow, AI/ML-driven credit decisioning using real-time bank transaction data, and ongoing portfolio monitoring, reducing loan decisioning from days to under 10 minutes. It is licensed on a subscription basis to financial institutions across North America.
Product overview
JUDI.AI offers a unified cloud-based cash flow underwriting platform for small business lending. The core platform consists of three integrated modules: Lending Workflow (for digital loan applications powered by Machine Learning), Underwriting Science (for cash flow-based credit decisioning using alternative data), and Implementation Services (for rapid deployment in eight weeks or less). Additional capabilities include Financial Monitoring for real-time portfolio risk analysis and the CEBA Digital Solution for processing government emergency loan programs. The platform enables community-based financial institutions to provide fintech-like experiences, reducing loan decisioning from 7+ days to under 10 minutes without requiring traditional financial statements.
Differentiator
Problem solved
Functional benefit
Products and services
- Lending Workflow A digital lending workflow platform powered by Machine Learning that enables quick and easy small business loan applications, providing an automated experience for borrowers and credit union staff. Reduces the application, decisioning, and documentation experience from days or weeks to less than 10 minutes.
- Underwriting Science A cash flow-based underwriting module using alternative data and Machine Learning to more effectively decision small business loans, leveraging real-time banking transaction data for credit assessment instead of traditional financial statements.
- Implementation Services Professional services offering enabling financial institutions to deploy the JUDI.AI platform in eight weeks or less, with easy-to-configure deployment tailored to each institution's unique lending policies.
- Financial Monitoring Real-time portfolio monitoring and risk analysis module that tracks fluctuations in debt service coverage ratios, account balances, tax payments, and NSFs to identify red flags in customer financial health.
- CEBA Digital Solution A specialized digital solution for processing Canada Emergency Business Account (CEBA) loan applications, enabling rapid deployment for government-supported COVID-19 lending programs with online applications and decisions in under 5 minutes.
Quantifiable outcome
- Loan processing time reduced from 7+ days to under 10 minutes
- +5 more outcomes
Companies that use JUDI.AI
Customer profileNamed customers11 records
Segments2 records
Ideal customer profiles2 records
JUDI.AI technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability4 records
Feature4 records
JUDI.AI partnerships and signals
Strategic signalScale indicators7 records
Recent moves6 records
Expansion highlights5 records
JUDI.AI competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
JUDI.AI social profiles
Digital presenceJUDI.AI compliance and trust
Trust signalCompliance1 record
JUDI.AI financial estimates
Financial estimateRevenue estimate
Valuation estimate
JUDI.AI leadership team
Management profileNumber of profiles
Profiles6 records
JUDI.AI funding detail
Funding detailFunding overview
Funding rounds2 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
JUDI.AI M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about JUDI.AI
What does JUDI.AI do?
JUDI.AI provides a cloud-based SaaS platform that enables credit unions and community banks to deliver digital, automated small business lending using cash flow-based underwriting. The platform combines a digital lending workflow, AI/ML-driven credit decisioning using real-time bank transaction data, and ongoing portfolio monitoring, reducing loan decisioning from days to under 10 minutes. It is licensed on a subscription basis to financial institutions across North America.
Is JUDI.AI a public or private company?
JUDI.AI is a private company. It is classified as venture growth investor backed and is currently operating.
When was JUDI.AI founded?
JUDI.AI was founded in 2015. It employs 11 to 50 people.
Where is JUDI.AI based?
JUDI.AI is headquartered in Vancouver, Canada, in the North America region.
How does JUDI.AI make money?
One revenue line is on record: saaS Subscription Platform.
Does JUDI.AI have an API?
No public API is recorded for JUDI.AI.
What industry is JUDI.AI in?
JUDI.AI's product category is Small Business Lending Software. Its primary akta.pro industry code is FSAKAGAJ, SME Lending Platforms & Embedded SME Credit, with a secondary code of FSAGAHAD, Underwriting Automation & Income/Employment Verification. Its NAICS code is 5223 and its SIC code is 7374.