What Linktera does

Linktera is a privately-held Turkish business technology company founded in 2011 that delivers IT consulting, systems integration, and proprietary financial software to banks, insurance firms, and large corporations in Turkey, the Middle East, and the United States. The company operates from six offices across three countries (headquarters in Istanbul-Atasehir plus three R&D sites at Yıldız Technical University, Marmara Teknopark, and TUBITAK Gebze, plus regional offices in Dubai and San Jose) with 300+ employees, and has delivered over 1,000 projects to more than 100 customers. Its service portfolio covers risk management, digital transformation, legal/regulatory reporting, process monitoring, robotic process automation, data analytics, cybersecurity, and project-based talent sourcing (Smart Sourcing).

The company's proprietary product suite, branded LinkteraLABS, is anchored on banking-specific software: SpineX (unified treasury management with modules for trade automation, market data, position tracking, pricing, limits, and cash flow), BRM (regulatory reporting platform managing 200+ reports with SAS/SPSS integration), CreditBoost (AI-powered credit scoring for personal loans), FinSO/FinSolidate (API-driven financial consolidation and balance sheet analytics), RateLink (application and behavioral rating calculation), Payify (mobile banking enhancement), Data Anomaly Detection, and Onboarding. These products are complemented by strategic partnerships with global technology vendors, including SAS (Gold Partner, first in MEA, 2019), UiPath (Diamond Partner, first in Turkey, 2023), Murex, Denodo, FICO, and SOCRadar, which provide both delivery capability and distribution leverage.

Linktera generates revenue through a combination of project-based consulting and system integration services and recurring software licenses/subscriptions for its proprietary products. Go-to-market is primarily direct enterprise sales to Tier-1 Turkish banks (Şekerbank, Halkbank, TEB, Denizbank, Akbank, Ziraat Katılım) and other large institutions, supplemented by partner-channel distribution through its global technology alliances. The company holds ISO 27001 certification and ranks 5th in Turkish Finance Software and 9th in Consulting/Systems Integration in the Bilişim 500 ICT research. In May 2023, Linktera closed its first disclosed institutional funding round, a $5.1 million growth equity investment led by Letven Capital.

Name

Linktera

Legal name

Linktera Bilgi Teknolojileri A.Ş.

Website

https://linktera.com

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

101–250 employees

Short description

Linktera is a Turkish IT consulting and proprietary software firm founded in 2011, serving 100+ banks, insurers, and large corporations across Turkey, the Middle East, and the United States with risk management, regulatory reporting, treasury, RPA, and AI-driven credit analytics solutions delivered via its LinkteraLABS product suite.

Ownership category

akta.pro rank

Product category

Financial Technology Software

NAICS

Management Consulting Services (54161), Computer Systems Design and Related Services (54151), Other Management Consulting Services (541618)

SIC

Services-Management Consulting Services (8742), Services-Engineering Services (8711), Services-Engineering, Accounting, Research, Management (8700)

akta.pro primary industry

Technology, Software & IT Services (FSABACAJ)

akta.pro secondary industry

Telecommunications & Network Engineering Consulting (BPAHAIAH)

Keywords

• IT consulting services
• Financial technology software
• Risk management consulting
• Robotic process automation
• Regulatory reporting platforms

Headquarters

HQ city

Istanbul

Offices6 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Consulting Services: Project-based consulting services in risk management, technology development, process monitoring, data analytics, and cyber security. Services include end-to-end consulting, implementation, system integration, and automation.
2. Software Products (LABS): Proprietary software products including SpineX (treasury management), Payify (mobile banking), CreditBoost (credit scoring), FinSolidate (financial analysis), RateLink (rating), BRM (legal reporting), and Data Anomaly Detection. Sold as licenses or subscriptions to financial institutions.
3. Smart Sourcing: Project-based talent sourcing service providing qualified professionals for specific projects or periods, enabling institutions to add expertise without technical or administrative burden.

Go-to-market motion3 records

Distribution channels3 records

Marketing channels6 records

Core offering

Linktera is a business technology consulting firm that delivers IT consulting, system integration, project management, and proprietary financial software products (LinkteraLABS) to financial institutions. Their offerings span risk management, treasury management, regulatory reporting, robotic process automation, data analytics, and cybersecurity, serving banks, insurance companies, and large enterprises across Turkey, the Middle East, and North America.

Product overview

Linktera offers a portfolio of specialized financial technology products developed through its LinkteraLabs R&D division, complemented by professional consulting services. The product suite centers on SpineX (treasury management), BRM (legal/regulatory reporting platform), CreditBoost (AI-powered credit scoring), Payify (mobile banking enhancement), FinSO (financial consolidation and analytics), RateLink (rating calculation), Data Anomaly Detection, and Onboarding solutions. Linktera also provides consulting services in risk management, technology development, robotic process automation, data analytics, cybersecurity, and process monitoring. The products are designed for financial institutions including banks, and are delivered through strategic partnerships with global technology providers including SAS, UiPath, and Murex.

Differentiator

Problem solved

Functional benefit

Products and services

• SpineX Intelligent treasury management product enabling all treasury department processes to be managed from a single platform, with modules for trading platforms (Tube), market data management (Genius), position tracking (Eye), price negotiation (Wit), limit management (Kick), and cash flow tracking (Beat). Designed for banks and financial institutions.
• BRM (Banking Report Management) Legal reporting platform that enables financial institutions to manage all regulatory and internal control reports on a single platform. Supports 200+ report requirements and integrates with SAS and SPSS analytical modules for risk management calculations.
• CreditBoost AI-powered credit scoring and decision support product for personal loans. Uses next-generation AI approach to solve the problem of traditional internal rating models rejecting loyal customers, enabling higher approval rates without compromising NPL ratios.
• Payify Service that enhances mobile banking applications for financial institutions with cost and customization advantages, optimizing user experience to make financial transactions faster, more secure, and user-friendly.
• FinSO (FinSolidate) Financial consolidation and balance sheet analytics platform enabling high-quality data collection, consolidation, and reconciliation from subsidiaries and large umbrella organizations. Features powerful API, cross-control, and dynamic rule management.
• RateLink Rating calculation tool providing precise and accurate rating calculations, enabling both application ratings and behavioral-based comprehensive evaluations with detailed rating reports showing sector positions and historical performance.
• Data Anomaly Detection System Advanced anomaly detection tool that uses AI to identify and correct erroneous entries or potential data manipulation.
• Onboarding Remote customer onboarding solution addressing digital customer acquisition as a key step in the digitalization journey for financial institutions.
• Smart Sourcing Project-based talent sourcing service providing qualified professionals from Linktera's talent pool for specific projects or periods, enabling institutions to add expertise without technical or administrative burden.
• Risk Management Consulting Consulting, implementation, system integration, and automation services in Active-Passive Risk Management, Funds Transfer Pricing, and Market Risk for financial institutions.
• Robotic Process Automation (RPA) Services Implementation of RPA solutions as a UiPath Diamond Partner, delivering 7/24 uninterrupted, error-free operations with robots working 365 days a year. Achieves 10x faster processing, zero error rates, and 50-90% cost reduction for enterprises.
• Cybersecurity Services (Linktera Guard) Comprehensive cyber security program with services including Table Top Exercise, penetration testing (BDDK compliant), Red Team services, SOC services, and vulnerability detection integrated with USOM.

Quantifiable outcome

• Up to 90% cost reduction in operational processes through RPA
• +4 more outcomes

Named customers8 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

AI capability6 records

Feature6 records

Partnerships

Six partnerships are on record, tiered core and minor.

• DenodocoreStrategic or Co-development Partner · 1 January 2023Strategic partnership where Denodo enters Turkey market through Linktera. Jointly providing data virtualization consulting, analysis, software, and integration services across Turkey and the region.
• UiPathcoreTechnology or Integration · 1 January 2021UiPath is the leading RPA platform. Linktera became the first Turkish company to achieve Diamond Partner status, providing RPA implementation and automation solutions across Turkey and the region.
• SAScoreTechnology or Integration · 1 January 2017SAS is used by over 75,000 institutions globally for risk management. Linktera is a Gold Partner (since 2019, previously Best Partner in MEA in 2017) providing SAS risk solutions implementation and consulting to Turkish financial institutions.
• MurexcoreTechnology or IntegrationFrance-based Murex provides treasury management solutions. Linktera is a key partner for Murex implementations in Turkey.
• FICOcoreStrategic or Co-development PartnerGlobal partnership with FICO providing fraud, compliance, and credit risk products. Linktera offers consulting and integration services for FICO's intelligent decisioning, customer acquisition, and debt management solutions.
• Sade Yazılım (Detera)minorStrategic or Co-development PartnerJoint venture Detera with Sade Yazılım for SAS solutions, combining Linktera's consulting expertise with Sade's data analytics and governance capabilities.

Scale indicators8 records

Recent moves6 records

Expansion highlights7 records

Broad incumbents

• Murex: Global treasury and capital markets software vendor. Linktera is a regional implementation partner for Murex in Turkey; Murex competes with Linktera's SpineX treasury product at the product level for treasury system budgets.
• Capgemini: Global IT services firm with a strong financial services practice in Turkey and EMEA, delivering risk, regulatory, data, and digital banking services. Competes with Linktera on enterprise banking transformation deals across the region.
• Deloitte Turkey: Big Four consulting firm with a Turkish banking and financial services practice delivering risk, regulatory, and technology transformation services. Competes with Linktera on large bank transformation mandates where scale and global methodology matter.
• Accenture Turkey: Global consulting and SI giant with a significant Turkish banking and insurance practice. Competes with Linktera on large-scale digital transformation, core banking modernization, and risk/regulatory programs across Turkish and regional banks.
• KPMG Turkey: Big Four firm providing risk, regulatory, and technology advisory to Turkish banks. Overlaps with Linktera in financial services consulting and increasingly in technology-enabled risk and compliance implementations.
• SAS (regional SI partner ecosystem): Global analytics and risk platform vendor whose regional SI partners (Linktera among them) deliver implementations. While a vendor rather than a direct peer, SAS's growing direct-services capacity and competing partner ecosystem shape Linktera's competitive set.

Direct peers

• KoçSistem: Largest Turkish IT services and consulting firm, providing system integration, managed services, and software solutions to banks and large enterprises across Turkey. Directly comparable to Linktera as a domestic IT consulting peer competing for Turkish banking IT modernization budgets.
• Biltur: Turkish IT services firm specialized in banking and financial services, offering consulting, system integration, and software development. Direct domestic peer to Linktera competing for the same Turkish banking IT wallet.
• Havelsan: Turkish technology company providing software, system integration, and IT consulting services, with a financial services vertical and proprietary banking software products. Comparable to Linktera in its blend of consulting plus proprietary fintech products serving Turkish banks and government.

Emerging players

• Apsiyon (formerly BDDK-aligned banking IT vendors): Smaller Turkish banking-focused IT vendors delivering risk, regulatory, and core banking adjacent software to the same Turkish bank customer base that Linktera serves — competing for similar product-budget line items.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/linktera
• LinkedInlinkedin.com/company/linktera
• Instagraminstagram.com/linkteratr
• Facebookfacebook.com/profile.php

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries2 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Linktera