Total Processing
The company is a global payment solutions provider offering acquiring, online and in-store payments, payouts, and a unified management platform across 40+ regulated markets, serving enterprise and mid-market merchants worldwide.
- Company typePrivate
- Founded2015
- HeadquartersManchester, United Kingdom
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Total Processing does
Total Processing, operating commercially as Nomupay (legal entity Nomu Pay Limited), is a payment solutions provider offering global acquiring, online payments, in-store payments, and payouts to enterprise and mid-market merchants. The company operates across 40+ regulated markets spanning Southeast Asia, Europe, and MENA, with local licenses in each jurisdiction, 180+ local currencies, and 200+ alternative payment methods. Its technology architecture centers on a Unified Platform that consolidates transaction history, settlement data, and approval rates across all channels and geographies into a single reporting and analytics interface, with complementary add-on modules covering Smart Checkout, Fraud & Risk, Recurring Payments, Pay By Link, and APM routing. The company claims 230+ local payment experts embedded across markets to support compliance, scheme relationships, and merchant onboarding.
Total Processing firmographics
Firmographics- Name
- Total Processing
- Legal name
- Nomu Pay Limited
- Website
- https://totalprocessing.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- The company is a global payment solutions provider offering acquiring, online and in-store payments, payouts, and a unified management platform across 40+ regulated markets, serving enterprise and mid-market merchants worldwide.
- Ownership category
- akta.pro rank
Total Processing industry classification
Industry- Product category
- Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Integrated Payment Processors (PSP/Acquirer) (FSAMABAA)
- akta.pro secondary industries
- Processor-Agnostic / White-Label Acquiring Platforms (Acquiring-as-a-Service) (FSAMABAI), Payment Processing & Acquiring Infrastructure (FSAGABAC), Merchant Acquiring & Processing Platforms (BPAMAFAB)
Keywords
Where Total Processing is headquartered
LocationHeadquarters
- HQ city
- Manchester
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Total Processing business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Payment Processing & Transaction Fees: Nomupay earns revenue through transaction processing fees charged to merchants for accepting and processing payments across their global network. The company offers online payments, in-store payments, and payouts services.
- Subscription/Platform Fees: Revenue generated from platform access fees for their unified platform, recurring payment tools, and other solution modules offered to merchants.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Custom enterprise pricing based on transaction volume and services required |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Total Processing product offering
Product offeringCore offering
Total Processing provides all-in-one payment processing and payment gateway solutions for businesses. Its platform enables merchants to accept online and in-store payments, execute mass payouts, and manage transactions globally through a Unified Platform that consolidates payment history, settlement data, and approval rates across 40+ regulated markets.
Product overview
Nomupay operates as a payment platform with a modular architecture comprising core payment acceptance products (Global Acquiring, Online Payments, Payouts, In-Store Payments) built on a Unified Platform backbone. The platform is enhanced through complementary add-on modules including Alternative Payment Methods (200+ methods), Fraud & Risk management, Recurring Payments, Smart Checkout optimization, Pay By Link, Payment Gateway, and Merchant Account services. The company processes across 40+ regulated markets, supporting 180+ local currencies with 230+ local experts, serving enterprise and growth-stage merchants globally.
Differentiator
Problem solved
Functional benefit
Brands
- Unified Platform: All-in-one payment management platform that consolidates payment history, settlement data, approval rates and more from around the world.
Products and services
- Global Acquiring Enables merchants to expand into new markets globally through access to local licenses and a worldwide acquiring network across 40+ regulated markets.
- Online Payments E-commerce payment solution that optimizes every transaction for online merchants and streamlines customer checkout journeys to drive conversion.
- Payouts Global payouts solution enabling businesses to send mass payments quickly to multiple recipients in local currencies via local bank transfers or APMs.
- In-Store Payments Point-of-sale payment acceptance solution supporting local payment methods across different stores and markets.
- Unified Platform Centralized data platform that consolidates payment history, settlement data, and approval rates from global operations, providing real-time reporting and analytics across all channels and locations.
- Alternative Payment Methods Provides access to 200+ alternative payment methods allowing customers to pay using their preferred local payment options across global markets.
- Fraud & Risk Customizable suite of fraud prevention and risk management tools designed to combat fraud and prevent high-risk transaction scenarios.
- Recurring Payments Subscription payment tools with flexible schedules and automated collection features to generate recurring revenue and boost collection rates.
- Smart Checkout Revenue optimization solution that intelligently optimizes checkout flow to deliver seamless customer experiences and maximize conversion rates.
- Pay By Link Payment link solution enabling businesses to send and accept payments via shared links for remote transactions.
- Online Payment Gateway Gateway infrastructure facilitating the secure processing of online payment transactions for merchants.
- Merchant Account Merchant account services for business payment acceptance and fund settlement, enabling merchants to receive proceeds from card and alternative payment method transactions.
Quantifiable outcome
- 6.3% CAGR projected growth in Ireland cards and payments market through 2033
- +1 more outcomes
Companies that use Total Processing
Customer profileNamed customers11 records
Segments4 records
Ideal customer profiles4 records
Total Processing technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Total Processing partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- TechquitycoreTechquity is a partner integration providing retailers with the latest advancements in payment technologies. Matthew Pearson, E-commerce Consultant at Techquity, expressed pride in the partnership enabling Techquity to enhance retail customer experiences.
- InvevocoreInvevo is an integration partner that has enabled success stories through their Nomupay integration, enhancing customer experience (CX) for their clients. Richard Moreton, CEO & Founder at Invevo, cited multiple client success stories resulting from the partnership.
Scale indicators7 records
Recent moves6 records
Expansion highlights5 records
Total Processing competitors and assessment
Company assessmentBroad incumbents
- Stripe: Global integrated payment processor and acquirer serving online and in-person merchants of all sizes, with broad API-based payment infrastructure. Directly comparable to Nomupay's online payments, gateway, and APM offerings, but at vastly larger scale and broader geographic coverage.
- Adyen: Unified global payment platform offering acquiring, processing, and cross-border payouts for enterprise merchants. Closest comparable to Nomupay's value proposition (single platform, multi-market acquiring, unified reporting) and serves many of the same enterprise customer segments.
- Worldpay: Large incumbent global acquirer and payment processor serving enterprise and SMB merchants across online, in-store, and cross-border channels. Comparable to Nomupay across global acquiring, in-store, and online payment rails, though broader and more established.
- Nuvei: Global payment technology provider offering acquiring, processing, and APM coverage across e-commerce, in-store, and verticals such as iGaming. Comparable to Nomupay on multi-market acquiring and APM breadth, with particular overlap in vertical-sensitive segments.
- Paysafe: Global integrated payments provider with acquiring, processing, digital wallets, and APM coverage serving merchants and consumers across regulated verticals. Comparable to Nomupay on regulated-market acquiring and APM breadth, particularly in EMEA and online verticals.
Direct peers
- Checkout.com: Global unified payment processor focused on enterprise merchants with cross-border acquiring and APM coverage. Closely aligned with Nomupay's product mix (global acquiring, online payments, APMs, fraud) and customer segment (enterprise and growth-stage digital merchants).
- Mollie: European payment processor offering multi-method online checkout, gateway, and acquiring services for SMB and mid-market merchants. Comparable on payment-method breadth and European focus, though skewed to smaller merchants and lacking Nomupay's enterprise and SE Asia/MENA reach.
- SumUp: European-headquartered payment processor and acquirer with strong POS and online capabilities, recently raising €1.5B led by Goldman Sachs. Comparable in geographic focus (Europe) and merchant acquiring model; broader on consumer hardware/SMB and less focused on enterprise APM coverage than Nomupay.
- Rapyd: Fintech infrastructure platform providing global acquiring, payouts, and APM coverage for marketplaces and platforms. Closely comparable to Nomupay's payouts and APM-enabled cross-border proposition, particularly for marketplace/platform customer segments.
- PPRO: Payment orchestration and APM aggregation platform enabling PSPs and merchants to access local payment methods globally. Comparable to Nomupay's APM and orchestration capabilities, though more infrastructure-layer focused and less direct-merchant.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks2 records
Key highlights6 records
Customer concentration
Total Processing social profiles
Digital presenceTotal Processing financial estimates
Financial estimateRevenue estimate
Valuation estimate
Total Processing leadership team
Management profileNumber of profiles
Profiles3 records
Total Processing funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Total Processing M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Total Processing
What does Total Processing do?
Total Processing provides all-in-one payment processing and payment gateway solutions for businesses. Its platform enables merchants to accept online and in-store payments, execute mass payouts, and manage transactions globally through a Unified Platform that consolidates payment history, settlement data, and approval rates across 40+ regulated markets.
Is Total Processing a public or private company?
Total Processing is a private company. It is classified as venture growth investor backed and is currently operating.
When was Total Processing founded?
Total Processing was founded in 2015. It employs 1 to 10 people.
Where is Total Processing based?
Total Processing is headquartered in Manchester, United Kingdom, in the Europe region.
How does Total Processing make money?
Two revenue lines are on record. Payment Processing & Transaction Fees are the primary driver. The others are subscription/Platform Fees.
Who are Total Processing's main competitors?
Broad incumbents on record are Stripe, Adyen, Worldpay, Nuvei and Paysafe. Direct peers are Checkout.com, Mollie, SumUp, Rapyd and PPRO.
Does Total Processing have an API?
No public API is recorded for Total Processing.
What industry is Total Processing in?
Total Processing's product category is Payment Processing. Its primary akta.pro industry code is FSAMABAA, Integrated Payment Processors (PSP/Acquirer), with a secondary code of FSAMABAI, Processor-Agnostic / White-Label Acquiring Platforms (Acquiring-as-a-Service). Its NAICS code is 52232 and its SIC code is 7370.