Okticket

What Okticket does

Okticket is a Spanish fintech SaaS company, founded in 2017 and headquartered in Gijón (Asturias), that provides a cloud-based expense management platform for professional travel expenses. The platform combines a mobile application (iOS and Android), a web admin portal, and an AEAT-homologated receipt recognition engine (Orden EHA 962/2007) that gives digitized expense documents the same legal validity as paper under Spanish tax law. The product suite includes a Custom Logic Engine for configurable approval workflows, automatic bank reconciliation with 100+ banks, and the OKT Card — a company Mastercard (physical and virtual) issued in partnership with Swan and Transact Payments Malta. Native bidirectional integrations with major ERP, HR, and BI systems are positioned as a primary enterprise value driver, and Okticket has accumulated a customer base of 2,000+ companies and 400,000+ users across Spain, France, Portugal, and Mexico.

The business model is hybrid: per-user SaaS subscriptions with a free tier for ≤5 users, supplemented by a Spanish government distribution channel (Kit Digital / Red.es) under which Okticket operates as an approved agente digitalizador, processing €18,000–€19,000 per eligible SMB in process-management subsidies. Pricing on enterprise contracts is individually negotiated. Go-to-market combines enterprise direct sales with self-serve product-led growth through mobile app stores, alongside channel partnerships with ERP vendors. The team numbers ~60 across offices in Gijón, Madrid, Barcelona, Lyon, Lisbon, and Mexico City.

The company is venture-backed with a €1.8M seed round in January 2023 led by Angels Capital and Zamit Capital, plus earlier funding from Encomenda VC, GVC Gaesco, and Astorius Capital. Public debt and grant support includes ENISA PYME 2022, IDEPA PINT (multiple callouts 2022–2024 for international promotion into France, Portugal, and Mexico), ICEX Next/FEDER co-financing, and ISO 9001 / ISO 27001 / ENS certifications obtained 2022–2024. Active R&D projects include IA Pelaio (AI agent), SPOTAPROMPT (NLP), ROBOINTICKET, VOICEINTICKET, and OkGoing (biometric mileage). No public revenue, ARR, or post-money valuation is disclosed in the source material.

Name

Okticket

Legal name

OKTICKET S.L.

Website

https://okticket.es

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

101–250 employees

Short description

Okticket (Gijón, Spain; founded 2017) is a SaaS fintech providing cloud-based expense management for business travel, with AEAT-homologated receipt OCR, OKT Card payment cards, and ERP/HR/BI integrations. Serves 2,000+ companies and 400,000+ users across Spain, France, Portugal, and Mexico.

Ownership category

akta.pro rank

Product category

Expense Management Software

NAICS

Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Finance Services (6199)

akta.pro industry

PRIMARYBPAMAIAI

Corporate Travel & Expense Booking Platforms

Business & Public Services/Web, Mobile & Digital Platforms/Travel, Mobility & Booking Platforms

SECONDARYBPAMAFAF

Bill Pay, Invoicing & Payables Platforms

Business & Public Services/Web, Mobile & Digital Platforms/Payments, Wallets & Digital Banking Platforms

SECONDARYFSAGALAB

Embedded Payments (Pay-ins, Pay-outs, Wallets)

Financial & Insurance/Financial Technology (Fintech)/Embedded Finance & Banking-as-a-Service (BaaS)

Keywords

• Expense management software
• Travel expense automation
• Corporate card solutions
• Invoice digitization
• Saas fintech solutions

Headquarters

HQ city

Gijón

HQ country

Spain

HQ region

Europe

Offices6 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure, Others

Revenue model

1. SaaS Subscription (Per User): Subscription-based SaaS model with pricing per user. Free license for up to 5 users of registered account. For accounts with more than 5 users, commercial conditions are negotiated individually. The company offers plans with different feature tiers for companies of various sizes.
2. Kit Digital Government Funding: As an official digital agent (agente digitalizador), Okticket receives government funding through the Kit Digital program to subsidize customer adoption. Customers can receive up to €18,000-€19,000 in aid for process management solutions, with Okticket collecting directly from Red.es.
3. Professional Services: Implementation, consulting, and support services provided during and after deployment. The company has dedicated departments for Product, Marketing/Sales, Consulting, and Support to guarantee a 360-degree service experience.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

Okticket sells a cloud-based SaaS platform that automates business travel expense management for companies. Employees capture receipts via iOS/Android apps using an AEAT-homologated recognition engine, the platform applies company-specific custom logic to approve or reject expenses, and finance teams reconcile corporate card transactions automatically against more than 100 banks. The offering is complemented by the OKT Card Mastercard (physical/virtual) with configurable spending controls and native integrations with ERP, HR and BI systems.

Product overview

Okticket is a Spanish Fintech company offering a comprehensive expense management platform for business travel expenses. The core product provides end-to-end expense digitization including receipt capture via a recognition engine, custom approval/rejection logic, and automatic bank reconciliation. Key add-ons include the OKT Card (company Mastercard with configurable limits) and an AI Agent for intelligent automation. The platform integrates natively with ERP, HR, and BI systems via connectors, API, or CSV exports. The company serves over 2,000 businesses and 400,000 users across Spain, France, Portugal, and Mexico.

Differentiator

Problem solved

Functional benefit

Brands

• OKT Card: A company debit Mastercard card offered by Okticket, allowing businesses to configure spending limits by user, category, or time period, with both physical and virtual card options.
• IA Pelaio
• OkGoing

Products and services

• Okticket Expense Management Platform Cloud-based SaaS platform that digitizes and automates end-to-end business travel expense management for companies. Employees capture receipts in real time via iOS/Android apps, finance teams apply company-specific approval rules, and the platform reconciles transactions across 100+ banks and integrates with major ERP, HR and BI systems.
• OKT Card Mastercard Corporate debit Mastercard (physical and virtual) for business travel expenses with configurable per-user, per-category, and per-period spending limits, automatic reconciliation with the Okticket platform, push notifications, and 3DS v2 payment security.
• IA Pelaio AI Assistant AI-powered assistant that interprets expense context, automates expense classification and approval workflows, detects duplicate tickets, and learns company-specific spending patterns to streamline expense management.
• OkGoing Mileage & Travel Route Certification Geolocation and biometric certification service that validates mileage and travel routes for expense reporting, preventing fraud and improving accuracy of kilometer calculations.

Quantifiable outcome

• 80% time savings on administrative tasks compared to manual expense management
• +2 more outcomes

Named customers6 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

AI capability9 records

Feature10 records

Partnerships

Five partnerships are on record, tiered core and minor.

• SwancoreTechnology or IntegrationElectronic money institution authorized by the French ACPR (Autorité de contrôle prudentiel et de résolution) providing OKT Card SWAN payment services, including account management, card issuance (physical and virtual Mastercard), SEPA transfers, and direct debits.
• Transact Payments Malta Limited (TPML)coreTechnology or IntegrationElectronic money institution authorized and regulated by the Malta Financial Services Authority providing OKT Card HUBUC payment card issuance. TPML is the issuer of the payment card and independent data controller for card-related personal data.
• Neocheck S.L.minorStrategic or Co-development PartnerTechnology partner in the OkGoing project for development of geolocation and biometric technologies to certify mileage and travel routes, preventing fraud and improving accuracy.
• Cluster TIC de AsturiasminorStrategic or Co-development PartnerRegional technology cluster providing support for the OkGoing project, jointly developing solutions for travel expense certification.
• AEI en Ciberseguridad y Tecnologías AvanzadasminorStrategic or Co-development PartnerBusiness grouping in cybersecurity and advanced technologies supporting the OkGoing project for certification of travel expenses and mileage.

Scale indicators6 records

Recent moves8 records

Expansion highlights6 records

Market position

Competitive moat5 records

Key risks1 record

Key highlights6 records

Customer concentration

• Xx.com/OkticketApp
• Facebookfacebook.com/okticketapp
• LinkedInlinkedin.com/company/okticket
• Instagraminstagram.com/okticket.app/?hl=es

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds2 records

Investors6 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Okticket