Oikocredit International
- Company typePrivate
- Founded1975
- HeadquartersAmersfoort, Netherlands
- Headcount251–500
- GTM typeB2B and B2C
- OfferingServices
Oikocredit International firmographics
Firmographics- Name
- Oikocredit International
- Legal name
- Oikocredit International
- Website
- https://oikocredit.coop
- Company type
- Private
- Founded year
- 1975
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Ownership category
- akta.pro rank
Oikocredit International industry classification
Industry- Product category
- Impact Investing Services
- NAICS
- Other Investment Pools and Funds (5259)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Impact Investment & Development Investment Funds (BPADACAO)
- akta.pro secondary industries
- Infrastructure & Project Finance Private Debt (FSANADAH), Private Credit — Infrastructure Debt & Project Finance (FSAHAJAJ)
Keywords
Where Oikocredit International is headquartered
LocationHeadquarters
- HQ city
- Amersfoort
- HQ country
- Netherlands
- HQ region
- Europe
Offices1 record
Markets served
Oikocredit International business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Investment Returns: Oikocredit operates as a cooperative that accepts investments from individuals and organizations and uses those funds to provide loans and financing to partners in financial services, agriculture, and renewable energy sectors. Returns to investors come from dividends generated by the loan portfolio. The organization generates revenue through interest income on development financing outstanding (€911.6m as stated).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Individual investor investment starting at €200 |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Oikocredit International product offering
Product offeringCore offering
Oikocredit is a cooperative social impact investor that pools capital from individual and institutional investors (minimum €200) and channels it as loans and equity to local partner organizations in financial inclusion, agriculture, and renewable energy across 33 focus countries. Investors receive modest dividends while end users — primarily low-income women and micro-entrepreneurs in developing regions — gain access to credit, agricultural financing, and clean energy solutions through 471 partner organizations, with €911.6m in development financing outstanding.
Product overview
Oikocredit operates as a cooperative offering a unified impact investing platform. The organization channels investor capital (starting from €200) to finance local partners across three focus areas: financial services, agriculture, and renewable energy. With 50 years of experience, 471 partners, and €911.6m in development financing outstanding, the platform enables individual and organizational investors to create social impact while receiving modest dividends. The organization operates across 33 focus countries with 88% female end users.
Differentiator
Problem solved
Functional benefit
Products and services
- Impact Investing Services Oikocredit's unified impact investing platform channels investor capital (starting from €200) to finance local partners across three focus areas — financial services, agriculture, and renewable energy — in 33 focus countries. The service enables individual and organizational investors to create measurable social impact while receiving modest dividends, backed by 50 years of experience, 471 partners, and €911.6m in development financing outstanding with 88% female end users.
Quantifiable outcome
- 88% female end users
- +3 more outcomes
Companies that use Oikocredit International
Customer profileSegments3 records
Ideal customer profiles4 records
Oikocredit International technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Oikocredit International partnerships and signals
Strategic signalScale indicators8 records
Recent moves6 records
Expansion highlights4 records
Oikocredit International competitors and assessment
Company assessmentDirect peers
- Triodos Investment Management: Dutch impact investment manager pooling capital from individual and institutional investors to finance financial inclusion, sustainable agriculture, and renewable energy in emerging markets. Closest direct peer given shared Dutch cooperative heritage, EM focus, and three-pillar sector strategy.
- BlueOrchard Finance: Swiss impact investment manager and a global leader in microfinance debt, now expanding into climate and SME finance across emerging markets. Directly comparable on lending model to MFIs and agricultural co-ops, institutional capital base, and EM focus.
- responsAbility Investments: Swiss impact asset manager providing debt and equity financing to financial inclusion, agriculture, and renewable energy businesses in developing countries. Direct peer on three focus sectors, EM geography, and pooled-fund structure serving both retail and institutional investors.
- Incofin Investment Management: Belgian impact investment manager specializing in financial inclusion and agricultural finance through debt and equity vehicles in emerging markets. Direct peer on microfinance lending model, fund-of-funds capability, and EM focus.
- Calvert Impact Capital: US-based nonprofit impact investing intermediary that pools capital from individuals and institutions to finance underserved communities and climate solutions globally. Direct peer on community-capital structure, individual investor accessibility, and EM/community development lending.
- MCE Social Capital: California-based impact debt fund manager deploying capital from retail and institutional investors to microfinance and small enterprise lenders in emerging markets. Direct peer on pooled retail capital, microfinance debt focus, and EM reach.
Broad incumbents
- FMO (Dutch Entrepreneurial Development Bank): Netherlands-based development finance institution investing in private sector growth in developing countries across financial services, agribusiness, and renewable energy. Comparable on Dutch base, EM development mandate, and three sector focus, but operates as DFI at much larger scale.
- ASN Bank / ASN Impact Investors: Dutch sustainable bank and asset manager with strong impact investing platform focused on inclusive finance and sustainability. Comparable on Dutch heritage, cooperative/social values, and individual investor access to EM impact products, though operates as a much broader retail bank.
- European Investment Fund (EIF): EU-level fund-of-funds providing guarantees, counter-guarantees, and fund investments to support SME and microfinance across Europe and emerging markets. Comparable on fund-of-funds and microfinance infrastructure role, though at much larger institutional scale.
Emerging players
- Acumen: Global nonprofit impact investor deploying patient capital into early-stage enterprises serving low-income communities in Africa and South Asia. Comparable on impact mandate and EM geography, but more equity/grant focused versus Oikocredit's debt-heavy model.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Oikocredit International social profiles
Digital presenceOikocredit International financial estimates
Financial estimateRevenue estimate
Valuation estimate
Oikocredit International leadership team
Management profileNumber of profiles
Profiles4 records
Oikocredit International funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Oikocredit International M&A and investment
M&A and investmentM&A
Investments70 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Oikocredit International
What does Oikocredit International do?
Oikocredit is a cooperative social impact investor that pools capital from individual and institutional investors (minimum €200) and channels it as loans and equity to local partner organizations in financial inclusion, agriculture, and renewable energy across 33 focus countries. Investors receive modest dividends while end users — primarily low-income women and micro-entrepreneurs in developing regions — gain access to credit, agricultural financing, and clean energy solutions through 471 partner organizations, with €911.6m in development financing outstanding.
Is Oikocredit International a public or private company?
Oikocredit International is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Oikocredit International founded?
Oikocredit International was founded in 1975. It employs 251 to 500 people.
Where is Oikocredit International based?
Oikocredit International is headquartered in Amersfoort, Netherlands, in the Europe region.
How does Oikocredit International make money?
One revenue line is on record: investment Returns.
Who are Oikocredit International's main competitors?
Direct peers on record are Triodos Investment Management, BlueOrchard Finance, responsAbility Investments, Incofin Investment Management, Calvert Impact Capital and MCE Social Capital. Broad incumbents are FMO (Dutch Entrepreneurial Development Bank), ASN Bank / ASN Impact Investors and European Investment Fund (EIF). Acumen is listed as an emerging player.
Does Oikocredit International have an API?
No public API is recorded for Oikocredit International.
What industry is Oikocredit International in?
Oikocredit International's product category is Impact Investing Services. Its primary akta.pro industry code is BPADACAO, Impact Investment & Development Investment Funds, with a secondary code of FSANADAH, Infrastructure & Project Finance Private Debt. Its NAICS code is 5259 and its SIC code is 6159.