Housing Assistance Council

Name

Housing Assistance Council

Legal name

Housing Assistance Council

Website

https://ruralhome.org

Company type

Private

Founded year

1971

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Rural Affordable Housing Finance

NAICS

Community Housing Services (62422), Other Community Housing Services (624229)

SIC

Services-Social Services (8300), Services-To Dwellings & Other Buildings (7340), Federal & Federally-Sponsored Credit Agencies (6111)

akta.pro primary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

akta.pro secondary industries

Housing Assistance & Homeless Services (BPAGAEAB), Public & Affordable Housing Programs (Subsidies, Vouchers, Public Housing) (BPAIANAA), Community Development Credit Unions (CDCUs) (FSABAEAC), Residential Affordable Housing Development & Construction (IMAFABAI)

Keywords

• Rural affordable housing
• Community development lending
• CDFI loan fund
• Nonprofit capacity building
• Rural housing policy

Headquarters

HQ city

Washington

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Loan Fund Operations: HAC provides below-market financing for affordable housing and community development as a certified Community Development Financial Institution (CDFI). HAC's loan fund provides low interest rate loans to support single- and multifamily affordable housing projects for low-income rural residents throughout the U.S. and territories. Capital is available for all types of affordable and mixed-income housing projects including preservation, new development, farmworker, senior and veteran housing. HAC loan funds can be used for pre-development, site acquisition, site development, construction/rehabilitation and permanent financing.
2. Grant Administration: HAC administers grants from foundations such as The Home Depot Foundation to support rural veterans housing. HAC works with The Home Depot Foundation to award grants to local nonprofit housing agencies to preserve housing for veterans across rural America. Grants totaled $453,850 to seventeen organizations in 2026.
3. Training Programs: HAC provides certified training programs including USDA Section 502 Direct Certified Loan Application Packaging Training. Registration fee is $825 per participant. Training limited to 30 participants with $75 cancellation fee.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

Housing Assistance Council is a national nonprofit and certified Community Development Financial Institution (CDFI) that provides below-market financing for affordable housing and community development in rural America, alongside training and technical assistance, research and information, and policy formulation. Its loan fund supports pre-development, site acquisition, construction, rehabilitation, and permanent financing for single- and multifamily affordable housing serving low-income rural residents.

Product overview

Housing Assistance Council (HAC) is a national nonprofit organization that operates as a platform of integrated services supporting affordable housing in rural America. The core offering consists of four interconnected program areas: a CDFI-certified lending/loan fund providing below-market financing for housing development; training and technical assistance helping nonprofit organizations build capacity; research and information services including data portals like Rural Data Central and publications like Taking Stock and HAC News; and policy advocacy representing rural communities' interests. Additional specialized offerings include the Center for Rural Multifamily Housing Preservation focused on USDA Section 515 property preservation, the Rural Resilience disaster program, and the biennial National Rural Housing Conference. HAC does not operate as a technology product company and has no public API, AI/ML capabilities, or software integrations.

Differentiator

Problem solved

Functional benefit

Brands

• Rural Data Central: A data portal providing comprehensive data on rural communities
• Taking Stock
• Veterans Data Central
• Center for Rural Multifamily Housing Preservation
• Affordable Housing for Rural Veterans (AHRV)
• HAC News
• Rural Voices
• Vision 2071

Products and services

• Lending / Loan Fund Below-market financing for affordable housing and community development in rural America; covers pre-development, site acquisition, site development, construction/rehabilitation, and permanent financing for nonprofit organizations, for-profit developers, and government entities.
• Training and Technical Assistance Formal trainings, one-on-one technical assistance, USDA Section 502 direct loan packaging certification, and Section 515 preservation technical assistance for nonprofit housing developers and community-based organizations.
• Research and Information Data-driven research, reports, guides, and analyses on social, economic, and housing issues affecting rural America.
• Policy Public policy advocacy and analysis responding to Congressional committees, federal agencies, and policy coalitions to inform decisions on rural housing issues.
• Center for Rural Multifamily Housing Preservation Dedicated center providing technical assistance, policy advocacy, research, and lending to preserve USDA Section 515 rural rental housing at risk of losing affordability provisions.
• Rural Data Central Comprehensive data portal providing USDA housing loan and grant activity, veterans data, rural demographic, housing condition, and socioeconomic indicators for rural communities.
• Taking Stock Decennial research publication presenting social, economic, and housing trends for rural places and rural people.
• HAC News Newsletter Bi-weekly email newsletter providing funding opportunities, federal program updates, new research, and policy developments affecting rural communities.
• Rural Voices Magazine Quarterly national magazine providing information that local groups need, with each issue focusing on topics important to rural communities.
• Rural Resilience Disaster preparedness and recovery resource helping rural communities bridge the information gap about assistance available when disasters strike rural areas.
• National Rural Housing Conference Biennial conference bringing together rural housing stakeholders from nonprofits, federal agencies, Congress, state and local governments, and industry for training, networking, and discussion.

Quantifiable outcome

• Over 70,000 homes created across rural America with $340M+ invested
• +2 more outcomes

Named customers7 records

Segments9 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Eight partnerships are on record, tiered core and minor.

• UnidosUScoreStrategic or Co-development Partner · 9 June 2026HAC partnered with UnidosUS to develop report 'Heirs' Property in Latino Communities' examining prevalence and contributing factors related to heirs' property and title issues among Latino households. Report draws on insights from four communities and the work of local organizations.
• The Robert Wood Johnson FoundationcoreStrategic or Co-development Partner · 9 June 2026Partnered with HAC on the 'Understanding Investment, Unlocking Ownership' research report and event featuring presentation on legal process of clearing property title for heirs' property owners. Foundation participates in national experts discussion on strategies, solutions, and policies supporting heirs' property owners.
• Fannie MaecoreStrategic or Co-development Partner · 9 June 2026Participated in HAC's hybrid event on recognizing heirs' property owners during Homeownership Month. Fannie Mae representatives joined national experts discussion on strategies, solutions, and policies that support heirs' property owners.
• The Neal FirmcoreStrategic or Co-development Partner · 9 June 2026The Neal Firm, a legal firm specializing in heirs' property issues, participated in HAC's hybrid event presenting research on collective landownership and clearing title to heirs' property. Part of national experts discussion on strategies and policies supporting heirs' property owners.
• USDA Rural DevelopmentcoreStrategic or Co-development PartnerHAC works closely with USDA Rural Development on Section 502 direct loan programs, providing technical assistance and training for local organizations to assist potential borrowers and work in partnership with RD staff to deliver successful Section 502 loan packages. HAC is a certified Community Development Financial Institution (CDFI) certified by the U.S. Treasury Department.
• Appalachian Agency for Senior CitizensminorOthers17 grant recipients across the U.S. receiving funding from The Home Depot Foundation through HAC's AHRV Initiative to provide housing rehabilitation for veterans. Recipients include organizations in Virginia, Texas, New York, South Dakota, Massachusetts, California, Nebraska, Maryland, South Carolina, Georgia, Oklahoma, Oregon, Minnesota, Washington, and Wisconsin.
• Partners for Rural TransformationminorStrategic or Co-development PartnerHAC partnered with Partners for Rural Transformation on Opportunity Zone recommendations guide and webinar for rural communities facing persistent poverty.
• HOPE Enterprise CorporationminorStrategic or Co-development PartnerHAC partnered with HOPE Enterprise Corporation on Opportunity Zone recommendations guide and webinar providing recommendations for making OZ designations to drive investments into rural communities facing persistent poverty.

Scale indicators12 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• NeighborWorks America: National network of 250+ nonprofit affordable housing and community development organizations; directly comparable as a federally chartered intermediary that provides capital, training, and technical assistance to local affordable housing providers, overlapping significantly with HAC's grant administration and TA model.
• Local Initiatives Support Corporation (LISC): Major national CDFI deploying capital and capacity-building support for community development, including affordable housing. Directly comparable as a peer CDFI with an integrated lending + TA + policy model and national footprint, though LISC operates at substantially larger scale and is more urban-focused.
• Enterprise Community Partners: National CDFI and affordable housing intermediary providing below-market financing, technical assistance, and policy advocacy. Closely comparable to HAC in its integrated lending-plus-services model, though Enterprise operates at much larger scale and has historically focused on urban markets.
• Fahe: Appalachian-focused CDFI providing lending, technical assistance, and policy advocacy for affordable housing. Directly comparable as a rural-focused CDFI serving distressed geographies, with similar reliance on federal and foundation capital — and a regional overlap with HAC's Appalachian footprint.
• Self-Help Credit Union: CDFI credit union providing below-market mortgages and small-business lending, including rural and underserved geographies. Comparable to HAC as a CDFI providing affordable housing finance with a community-development mission, though Self-Help operates as a regulated depository rather than a nonprofit intermediary.
• National Rural Housing Coalition: National coalition advocating for federal rural housing policy and resources. Comparable to HAC's policy arm and overlapping on rural affordable housing advocacy, though NRHC is policy-only without HAC's lending, training, and research functions.
• Rural Community Assistance Partnership (RCAP): National network of rural community assistance providers focused on water, wastewater, and community development in rural areas. Comparable to HAC as a rural-focused national nonprofit providing technical assistance and training to underserved communities, with overlapping federal funding sources.
• NeighborWorks Umpqua: Oregon-based rural CDFI and HAC grant recipient serving rural communities in the Pacific Northwest. Comparable to HAC as a rural-focused nonprofit housing developer and CDFI, though at much smaller scale and regional scope.

Broad incumbents

• Opportunity Finance Network (OFN): National membership association and intermediary for the CDFI industry, providing capital, training, and policy advocacy on behalf of 400+ member CDFIs. Comparable to HAC as a CDFI intermediary advancing rural affordable housing, though OFN operates as an industry association rather than a direct lender.
• Fannie Mae: Government-sponsored enterprise supporting affordable housing finance through mortgage products, capital deployment, and policy advocacy. Comparable to HAC in affordable housing mission and policy engagement — Fannie Mae co-participated in HAC's 2026 heirs' property event — but operates at vastly greater scale as a secondary market participant.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/RuralHome
• YouTubeyoutube.com/channel/UCE48sGPWAk7pNs-ZU2VXxIQ
• Facebookfacebook.com/HousingAssistanceCouncil
• LinkedInlinkedin.com/company/housing-assistance-council
• Instagraminstagram.com/ruralhomehac

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Housing Assistance Council