Capital Banking Solutions
Capital Banking Solutions is a Paris-based, privately held banking-software vendor founded in 1997 that provides a modular core-banking platform and 15+ add-on modules to 200+ retail, corporate, private, Islamic, microfinance, and government banks across Europe, Africa, the Middle East, and the Americas.
- Company typePrivate
- Founded1997
- HeadquartersNew York, United States
- Headcount251–500
- GTM typeB2B
- OfferingSoftware
What Capital Banking Solutions does
Capital Banking Solutions (CBS) is a privately held French banking-software vendor founded in 1997 and headquartered in Paris, with regional offices in Geneva, Monaco, Dubai, Abidjan, New York, Miami, and Lebanon. The company provides an end-to-end, modular banking platform — anchored by its core banking system CapitalBanker (formerly Orion) and extended through 15+ specialized add-on modules covering digital banking (CapitalDigital), loan origination (CapitalLending), AML/compliance (CapitalCompliance), payments and SWIFT/ISO 20022 messaging (CapitalPayments, SwiftManager), open-banking middleware (CapitalConnect), clearing (CapitalClearing), reconciliation, internal controls, wealth management (CapitalPrivate), microfinance (CapitalBanker MFI), analytics, and WhatsApp Banking. The platform is built on an open, API-first architecture deployable on cloud or on-premise, multilingual, multi-currency, and configurable to local regulatory regimes.
CBS serves 200+ financial institutions across retail, corporate, private, Islamic, microfinance, neobank, government, and fintech segments, with a pronounced concentration in Francophone Africa, the Middle East, and select European private-banking centers. Its revenue model combines one-time software licensing, recurring subscriptions and maintenance, and professional services for implementation and integration. The company is ISO 27001:2022 certified (renewed April 2024, valid until 2027), was recognized by Forrester in 2020 as a Base/Regional Player and by Gartner in its 2024 Market Guide for Middle East and Africa, and has grown reported headcount from approximately 300 to roughly 400 employees between 2023 and 2026.
The company pursues a direct enterprise sales motion supported by regional sales hubs, industry-event participation (GITEX Africa, AML and compliance summits), and an expanding technology-partner ecosystem that includes SIX Group, Myriad Connect, Polixis, FIXhub.net, Procapt, and EU Technology. Leadership comprises Samer Hanna (CEO), Aziz Akl (Group CFO & General Manager Lebanon), Michel Tueni (COO), Alain Klat (Head of Sales and Marketing Group), and Christophe Brisson (Global Head, Front Product Line). The firm is privately held with no publicly disclosed ownership structure and has raised only one disclosed funding round — a $5M investment from BeryTech Fund in June 2018 — pointing to an organic, self-funded growth profile.
Capital Banking Solutions firmographics
Firmographics- Name
- Capital Banking Solutions
- Legal name
- Capital Banking Solutions
- Website
- https://capital-banking.com
- Company type
- Private
- Founded year
- 1997
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Capital Banking Solutions is a Paris-based, privately held banking-software vendor founded in 1997 that provides a modular core-banking platform and 15+ add-on modules to 200+ retail, corporate, private, Islamic, microfinance, and government banks across Europe, Africa, the Middle East, and the Americas.
- Ownership category
- akta.pro rank
Capital Banking Solutions industry classification
Industry- Product category
- Banking Software / Core Banking Platform
- NAICS
- Credit Intermediation and Related Activities (522), Depository Credit Intermediation (5221), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Functions Related To Depository Banking, Nec (6099), Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Core Banking & Ledger Systems (Cloud Core, Deposits, Accounts) (FSAGAAAC)
- akta.pro secondary industries
- Digital Banking & Neobank Platforms (BPAMAFAD), Neobank Core Platform (Retail/SME Digital Bank) (FSAGAAAA), Treasury, Cash Management & Liquidity Tools (Sweeps, Cash Concentration) (FSAGAAAG), SME Banking Suite (Business Accounts, Invoicing, Payroll Integrations) (FSAGAAAI)
Keywords
Where Capital Banking Solutions is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices9 records
Markets served
Capital Banking Solutions business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Software Licensing: Enterprise software licensing model for core banking and specialized banking solutions. Software is offered as on-premise or cloud deployment with configuration and customization capabilities. Clients include retail banks, corporate banks, private banks, Islamic banks, microfinance institutions, neobanks, and other financial institutions.
- Software Subscriptions and Maintenance: Ongoing software subscriptions and third-party application maintenance services. Includes product support, version upgrades, and continuous improvement of solutions.
- Professional Services: Implementation, integration, and consulting services for deploying banking solutions. Includes system integration with existing environments, customization, and customer support services.
Go-to-market motion2 records
Distribution channels1 record
Marketing channels9 records
Capital Banking Solutions product offering
Product offeringCore offering
Capital Banking Solutions develops and sells an end-to-end, modular banking software platform anchored by the CapitalBanker core banking system, covering front, middle, and back-office operations. The platform extends to digital channels, loan origination, AML/compliance, payments, open banking APIs, reconciliation, internal control, wealth management, microfinance, and analytics for retail, corporate, private, Islamic, microfinance, neobanks, and government financial institutions. Solutions are deployed on-premise or in the cloud and integrated with banks' existing environments via APIs.
Product overview
Capital Banking Solutions offers a modular, open-architecture banking platform with CapitalBanker as the core banking system managing front, middle, and back-office operations. The platform comprises specialized add-on modules including CapitalDigital for omnichannel digital banking, CapitalLending for loan origination with scoring and workflow management, CapitalCompliance for AML/KYC and regulatory compliance, CapitalConnect as open middleware for API integration, BanksAnalytics for reporting and dashboards, CapitalClearing for check and payment clearing, CapitalReconciliation for automated matching, CapitalControl for internal controls, CapitalPayments for SWIFT/ISO 20022 messaging, CapitalPrivate for wealth management, Capital e-Learning for training, and WhatsApp Banking for conversational access. Solutions are available on cloud or on-premises deployment with API-ready architecture supporting 200+ financial institutions worldwide.
Differentiator
Problem solved
Functional benefit
Brands
- CapitalBanker: Core banking software system for managing Front, Middle, and Back Office banking operations. Formerly known as Orion.
- CapitalDigital
- CapitalLending
- CapitalCompliance
- CapitalConnect
- BanksAnalytics
- CapitalReconciliation
- CapitalControl
- CapitalClearing
- CapitalPrivate
- CapitalPayments
- CapitalBanker MFI
- CapitalBanker (Ex Orion)
Products and services
- CapitalBanker Core Banking Software
Quantifiable outcome
- 25 contracts recognized by Forrester in 2020 Global Banking Platform Vendor Pyramid
- +1 more outcomes
Companies that use Capital Banking Solutions
Customer profileNamed customers16 records
Segments10 records
Ideal customer profiles2 records
Capital Banking Solutions technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
AI capability7 records
Feature15 records
Capital Banking Solutions partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- EU TechnologycoreStrategic partnership for financial sector events and technology cooperation. EU Technology is a Swiss-based company founded by banking, systems, networking, and security professionals with partners across Africa (Abidjan, Dakar, Douala, Kinshasa, Niamey). Provides comprehensive IT solutions for banks combining hardware and software needs with implementation and maintenance services.
- SIX GroupcoreIntegration partnership enhancing CapitalPrivate (private banking platform) with SIX financial data. SIX provides market data, investor protection, and product risk information. Banks subscribing to SIX gain native access to financial instrument data within the CBS solution for a plug-and-play experience.
- Myriad ConnectcoreStrategic partnership integrating USSD service as native channel in CapitalBanker MFI platform. Myriad Connect provides mobile communication technology (USSD) enabling interaction without internet connection. This allows microfinance institutions to offer microcredit applications and transaction tracking in areas with low connectivity, enhancing financial inclusion across Africa.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
Capital Banking Solutions competitors and assessment
Company assessmentEmerging players
- Backbase: Digital banking and engagement platform competing with CapitalDigital and CapitalConnect in omnichannel, onboarding, and open banking — frequently deployed alongside (or against) incumbent core systems.
- Thought Machine: Cloud-native core banking platform (Vault) competing for digital-first and challenger bank mandates. Competes with CBS's core/digital offerings primarily in the neobank and digital transformation segment CBS targets (e.g., ARGON Finance Uganda).
- Mambu: Cloud-native banking platform serving neobanks, fintechs, and incumbent banks for digital lending and core banking. Overlaps with CapitalBanker and CapitalDigital in the neobank/challenger segment.
Direct peers
- Temenos: Temenos is the largest independent core banking software vendor globally, offering core banking, digital, payments, and wealth modules to retail, corporate, private, Islamic, and microfinance banks. Directly comparable as the closest end-to-end competitor to CapitalBanker across CBS's target segments, including emerging markets.
- Finastra: Finastra provides core banking, lending, payments, and digital channel solutions (Fusion products) to retail, corporate, and Islamic banks worldwide. Comparable end-to-end suite overlap with CBS and similar presence in emerging markets (notably Africa and MENA).
- Sopra Banking Software: European-headquartered competitor offering core banking, lending, digital, and compliance solutions to retail and corporate banks. Comparable geographic focus (Europe + francophone Africa) and overlapping product breadth, making it a near-direct rival for CBS's bank clients.
- TCMIS (T24 / Infinity Suite): Turkish-headquartered core banking vendor (formerly T24 by TMUB) with strong presence across MENA, CIS and francophone Africa. Directly comparable to CBS in core banking, Islamic banking, and digital channels in emerging markets.
Broad incumbents
- Oracle Financial Services Software: Provides core banking, analytics, and compliance suites to large global banks. Competes with CBS at the upper end of the mid-market and tier-1 bank segment; broader portfolio but less specialized in emerging-market microfinance.
- FIS (Fidelity National Information Services): Global financial technology provider offering core banking, payments, wealth, and risk solutions. Broad incumbent that overlaps with multiple CBS product lines, particularly in retail and commercial banking.
Regional players
- Profile Software: Provides banking, wealth management, and asset management software (including FMS.next core platform) primarily to European and Cypriot/Greek banks. Comparable in wealth/private banking module overlap with CapitalPrivate.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Capital Banking Solutions social profiles
Digital presenceCapital Banking Solutions compliance and trust
Trust signalCompliance1 record
Capital Banking Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Capital Banking Solutions leadership team
Management profileNumber of profiles
Profiles8 records
Capital Banking Solutions funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Capital Banking Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Capital Banking Solutions
What does Capital Banking Solutions do?
Capital Banking Solutions develops and sells an end-to-end, modular banking software platform anchored by the CapitalBanker core banking system, covering front, middle, and back-office operations. The platform extends to digital channels, loan origination, AML/compliance, payments, open banking APIs, reconciliation, internal control, wealth management, microfinance, and analytics for retail, corporate, private, Islamic, microfinance, neobanks, and government financial institutions. Solutions are deployed on-premise or in the cloud and integrated with banks' existing environments via APIs.
Is Capital Banking Solutions a public or private company?
Capital Banking Solutions is a private company. It is classified as venture growth investor backed and is currently operating.
When was Capital Banking Solutions founded?
Capital Banking Solutions was founded in 1997. It employs 251 to 500 people.
Where is Capital Banking Solutions based?
Capital Banking Solutions is headquartered in New York, United States, in the North America region.
How does Capital Banking Solutions make money?
Three revenue lines are on record. Software Licensing is the primary driver. The others are software Subscriptions and Maintenance and professional Services.
Who are Capital Banking Solutions's main competitors?
Emerging players on record are Backbase, Thought Machine and Mambu. Direct peers are Temenos, Finastra, Sopra Banking Software and TCMIS (T24 / Infinity Suite). Broad incumbents are Oracle Financial Services Software and FIS (Fidelity National Information Services). Profile Software is listed as a regional player.
Does Capital Banking Solutions have an API?
No public API is recorded for Capital Banking Solutions.
What industry is Capital Banking Solutions in?
Capital Banking Solutions's product category is Banking Software / Core Banking Platform. Its primary akta.pro industry code is FSAGAAAC, Core Banking & Ledger Systems (Cloud Core, Deposits, Accounts), with a secondary code of BPAMAFAD, Digital Banking & Neobank Platforms. Its NAICS code is 522 and its SIC code is 6099.