First Florida Integrity Bank

Community Bankingfirstfloridaintegritybank.com

First Florida Integrity Bank is a privately held community bank headquartered in Naples, Florida, founded in 2009, serving consumers, small businesses, and commercial clients in the Southwest Florida market through relationship-based banking.

Company typePublic
Founded2009
HeadquartersNaples, United States
Headcount101–250
GTM typeB2B and B2C
OfferingServices

What First Florida Integrity Bank does

First Florida Integrity Bank is a privately held community bank headquartered in Naples, Florida, serving the Southwest Florida market. Founded in 2009, the bank operates with a workforce of 101–250 employees, consistent with a mid-sized community banking franchise built over more than 15 years of operation. Its operating model centers on relationship-based community banking, with a physical branch presence in the Naples/Southwest Florida region.

The bank's executive leadership is anchored by Garrett Richter (Chief Executive Officer, President & Board Member) and Heather Leslie (Chief Financial Officer & Executive Vice President). In July 2020, the bank completed a $24,065,000 funding round, providing capital that is consistent with balance-sheet growth, branch expansion, and lending-portfolio scaling within its core regional footprint. No specific product-level breakdown (loan portfolio mix, deposit composition, or digital platform details) is disclosed in the available source material.

First Florida Integrity Bank makes money through traditional community banking revenue mechanics — net interest income on lending activity, fee income on deposit and treasury services, and ancillary fee revenue from cards and payment products. Pricing is not publicly disclosed, consistent with relationship-based commercial banking. Customer segments are not enumerated in the source data, but the community bank profile suggests a mix of local retail consumers, small businesses, and professional/commercial clients in the Southwest Florida market. No M&A activity, regulatory actions, or geographic expansion beyond the Naples/Southwest Florida footprint are disclosed.

First Florida Integrity Bank firmographics

Firmographics

Name: First Florida Integrity Bank
Legal name: Sunflower Bank, N.A.
Website: https://firstfloridaintegritybank.com
Company type: Public
Founded year: 2009
Operating status: Operating
Headcount range: 101–250 employees
Short description: First Florida Integrity Bank is a privately held community bank headquartered in Naples, Florida, founded in 2009, serving consumers, small businesses, and commercial clients in the Southwest Florida market through relationship-based banking.
Ownership category
akta.pro rank

First Florida Integrity Bank industry classification

Industry

Product category: Community Banking
NAICS: Commercial Banking (522110)
SIC: National Commercial Banks (6021)
akta.pro primary industry: SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC)
akta.pro secondary industry: Balance-Sheet / Portfolio CRE Lending (FSALADAG)

Keywords

Community banking
Personal banking
Commercial lending
Wealth management
Small business lending

Where First Florida Integrity Bank is headquartered

Location

Headquarters

HQ city: Naples
HQ country: United States
HQ region: North America

Markets served

First Florida Integrity Bank business model

Business model

GTM type: B2B and B2C
Offering type: Services
Cost components: Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

Interest Income from Lending: Interest income generated from business lending products including Lines of Credit, Term Loans, Equipment Financing, Owner-Occupied Real Estate Financing, SBA Lending, Multifamily Lending, Commercial Real Estate Lending, and Small Business Lending.
Deposit Services: Fee income from Business Checking, Savings, Money Market Accounts (MMAs), Certificates of Deposit (CDs), and Commercial Deposit Services.
Treasury Management Services: Commercial treasury management services for business clients.
Credit Cards: Income from Business Credit Cards and Consumer Credit Cards.
Private Wealth Management & Investment Advisory: Investment Management, Wealth Planning, Trust Services, and Philanthropy Services offered through First Foundation Advisors (SEC registered investment adviser).

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

First Florida Integrity Bank product offering

Product offering

Core offering

First Florida Integrity Bank operates as a relationship-focused financial services institution providing a unified platform of personal banking (checking, savings, money market, CDs, consumer credit cards), business banking (deposits, treasury management, SBA and commercial lending), income property lending (multifamily, commercial real estate), and private wealth management (investment management, wealth planning, trust services, philanthropy). Banking products are FDIC-insured and delivered through digital self-service platforms and dedicated bankers.

Product overview

First Foundation Bank operates as a relationship-focused financial services institution offering a unified platform of banking, wealth management, and lending products. Following the April 2026 merger with FirstSun Capital Bancorp, the bank now operates under the Sunflower Bank, N.A. brand while continuing to serve customers through Personal Banking (checking, savings, credit cards, digital banking), Business Banking (deposits, lending, treasury management), Income Property Lending (multifamily and commercial real estate), and Private Wealth Management (investment advisory, trust services, philanthropy). The product portfolio spans retail deposit products, commercial lending, specialty lending (SBA, equipment financing), and investment management services, unified under relationship-driven banking principles.

Differentiator

Problem solved

Functional benefit

Brands

Sunflower Bank, N.A. Primary banking brand following merger with FirstSun Capital Bancorp
FirstSun Advisors
First Foundation Advisors
Nevada Trust Services

Products and services

Personal Banking

Companies that use First Florida Integrity Bank

Customer profile

Segments4 records

Ideal customer profiles1 record

First Florida Integrity Bank technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

First Florida Integrity Bank partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

FirstSun Capital BancorpcoreStrategic or Co-development Partner · 1 April 2026FirstSun Capital Bancorp and First Foundation Inc. completed their merger on April 1, 2026. First Foundation Bank is now Sunflower Bank, N.A. following receipt of all bank regulatory approvals on March 12, 2026. The merger brings enhanced, relationship-focused financial solutions including personal banking, commercial and specialty banking, private wealth management, investment management, and mortgage lending.

Scale indicators1 record

Recent moves3 records

Expansion highlights3 records

First Florida Integrity Bank competitors and assessment

Company assessment

Direct peers

Crews Bank & Trust: Family-owned community bank headquartered in the SW Florida region offering personal banking, business lending, and wealth services to local SMEs and consumers. Closest comparable in scale and geography to First Florida Integrity Bank.
FineMark National Bank & Trust: Southwest Florida-based community bank providing personal, business, and wealth management services with a relationship-driven model. Operates in the same SW Florida footprint with comparable product set and similar private-bank positioning.
Seacoast Banking Corporation of Florida: Florida-headquartered community bank serving consumers and businesses across the state, including Southwest Florida. Comparable deposit/lending mix and similar concentration in Florida CRE and SMB lending.

Broad incumbents

BankUnited: Florida-headquartered commercial bank with a national commercial lending franchise and a sizable Florida retail deposit base. Competes for the same SW Florida business and consumer relationships at greater scale.
Regions Financial: Large Southeast U.S. regional bank with a sizable Florida branch and commercial lending franchise. Competes for SW Florida consumer, SME, and CRE relationships at significantly greater scale.
Truist Financial: Top-10 U.S. bank holding company with extensive Florida presence across consumer, commercial, and wealth segments. Represents the large-incumbent competitor shaping competitive dynamics for community banks in the region.

Regional players

ServisFirst Bancshares: Southeast U.S. regional bank focused on business and commercial lending with strong Florida presence. Comparable relationship-banking model and CRE/SBA specialty lending orientation.
Cadence Bank: Mid-sized regional bank with operations across the Southeast and Texas offering commercial, treasury, and wealth services. Comparable business banking and CRE lending orientation.
Hancock Whitney: Gulf Coast regional bank headquartered in Mississippi with strong Florida presence, offering commercial banking, wealth, and trust services. Competes for similar SME and CRE relationships in SW Florida.
Trustmark National Bank: Mississippi-based regional bank with Florida operations offering commercial, consumer, and wealth management services. Comparable relationship-driven community banking model.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

First Florida Integrity Bank compliance and trust

Trust signal

Compliance3 records

First Florida Integrity Bank financial estimates

Financial estimate

Revenue estimate

Valuation estimate

First Florida Integrity Bank leadership team

Management profile

Number of profiles

Profiles2 records

First Florida Integrity Bank subsidiaries and ownership

Company hierarchy

Subsidiaries2 records

First Florida Integrity Bank funding detail

Funding detail

Funding overview

Funding rounds2 records

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

First Florida Integrity Bank M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about First Florida Integrity Bank

What does First Florida Integrity Bank do?

Is First Florida Integrity Bank a public or private company?

First Florida Integrity Bank is a public company. It is classified as unknown and is currently operating.

When was First Florida Integrity Bank founded?

First Florida Integrity Bank was founded in 2009. It employs 101 to 250 people.

Where is First Florida Integrity Bank based?

First Florida Integrity Bank is headquartered in Naples, United States, in the North America region.

How does First Florida Integrity Bank make money?

Five revenue lines are on record. Interest Income from Lending is the primary driver. The others are deposit Services, treasury Management Services, credit Cards and private Wealth Management & Investment Advisory.

Who are First Florida Integrity Bank's main competitors?

Direct peers on record are Crews Bank & Trust, FineMark National Bank & Trust and Seacoast Banking Corporation of Florida. Broad incumbents are BankUnited, Regions Financial and Truist Financial. Regional players are ServisFirst Bancshares, Cadence Bank, Hancock Whitney and Trustmark National Bank.

Does First Florida Integrity Bank have an API?

No public API is recorded for First Florida Integrity Bank.

What industry is First Florida Integrity Bank in?

First Florida Integrity Bank's product category is Community Banking. Its primary akta.pro industry code is FSABABAC, SME Deposits & Business Accounts (Operating, Savings, CDs), with a secondary code of FSALADAG, Balance-Sheet / Portfolio CRE Lending. Its NAICS code is 522110 and its SIC code is 6021.