What Agree does

Agree is a fintech invoicing and payments SaaS platform founded in 2017 and headquartered in Martínez, Argentina. The company built tools to modernize the contract-to-payment workflow for B2B businesses, connecting contracts, invoicing, and payment processing within a single self-serve web application accessible at app.agree.ag. Its original positioning as a 'Lending as a Service' plug-and-play platform targeted credit management for businesses operating with manual, outdated receivables processes, and the company pursued a horizontal go-to-market across B2B customers.

Agree operates a product-led growth motion via direct sign-up and login portals, suggesting a low-friction onboarding model aimed at SMBs and individual business users. Its revenue model is described as subscription-recurring SaaS, though no public pricing has been disclosed. Over its independent history, Agree raised approximately $10.2 million in disclosed funding, including a $3M pre-seed round, a $7.2M seed round led by Pelion Venture Partners (announced May 2025), and earlier investment from Grupo Sancor Seguros ($2M in April 2021) and The Yield Lab LATAM (2018). The founding team comprises co-founders Sebastian Miret, Gabriel Sanchez Catena, Nicolas Mayer-Wolf (CEO), and Rodrigo Oscar Vazquez (CTO).

In 2025, Agree was acquired by Agrology and now operates as part of that company, with its platform continuing under Agrology's technology umbrella. The company website and contact email ([email protected]) have been redirected to the parent brand, and operations are integrated into Agrology's broader ecosystem. As of the input data, no AI/ML capabilities, patents, certifications, or named customer logos are disclosed.

Name

Agree

Legal name

Agree

Website

https://agree.ag

Company type

Private

Founded year

2017

Operating status

Acquired

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Accounts Receivable & Invoicing Software

NAICS

Software Publishers (513210), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Services-Prepackaged Software (7372), Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Bill Pay, Invoicing & Payables Platforms (BPAMAFAF)

akta.pro secondary industry

Recurring Billing & Subscription Payments Enablement (FSAMACAF)

Keywords

• Invoicing platform
• Payment processing
• Contract management
• Fintech SaaS
• B2B payments

Headquarters

HQ city

Martínez

HQ country

Argentina

HQ region

Latin America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales

Revenue model

1. Invoicing and Payments Platform: Agree generates revenue through a SaaS platform that modernizes the contract-to-payment process. The platform likely operates on a subscription or transaction-based model for invoicing and payments between businesses.

Go-to-market motion1 record

Distribution channels1 record

Core offering

Agree is a fintech SaaS platform that modernizes the contract-to-payment process for businesses. It enables companies to manage invoicing, payment processing, and contract management in a single end-to-end workflow, replacing manual and outdated back-office processes with a flexible, traceable, and agile digital solution.

Product overview

Agree offers a unified fintech invoicing and payments platform designed to modernize the contract-to-payment process. The company has raised $7.2 million in seed funding to expand its engineering and product development efforts. Agree has since become part of Agrology, with the platform now powered by Agrology technology while maintaining the same tools.

Differentiator

Problem solved

Functional benefit

Products and services

• Agree Platform End-to-end fintech invoicing and payments platform that modernizes the contract-to-payment process for businesses, providing tools for invoicing, payment processing, and contract management.

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• AgrologycoreStrategic or Co-development PartnerAgree has been acquired by and now operates as part of Agrology. The platform continues with the same tools but is now enhanced with Agrology's technology. This represents a strategic acquisition and integration of Agree's invoicing capabilities into Agrology's ecosystem.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Direct peers

• Bill.com: Bill.com is a leading B2B accounts payable and receivable platform serving SMBs and mid-market. It is the most direct US-based competitor to Agree's contract-to-payment modernization thesis, with deeper scale and public-market validation.
• Melio: Melio offers B2B bill pay and payment workflows targeted at SMBs. It is comparable to Agree in serving small businesses that need to digitize vendor payments and invoicing without heavy ERP integration.
• Ramp: Ramp provides corporate cards, bill pay, and accounting automation for businesses. Its bill pay and accounts payable automation overlap with Agree's invoicing/payments value proposition for SMB and mid-market customers.
• FreshBooks: FreshBooks is an SMB-focused invoicing and accounting platform. It targets a similar horizontal B2B segment as Agree, with comparable subscription pricing and self-serve onboarding.
• Wave Financial: Wave provides free and low-cost invoicing, accounting, and payments software to small businesses. It is comparable to Agree as a horizontal, self-serve SMB billing platform.

Broad incumbents

• Stripe: Stripe is a global payments infrastructure provider whose Invoicing and Billing products compete with Agree at the payment-orchestration layer. Stripe's scale, developer ecosystem, and embedded finance stack pose a structural threat to niche billing platforms.
• Brex: Brex combines corporate cards with bill pay and expense management for businesses. Its payables automation and embedded finance products overlap with Agree's end-to-end payment workflow ambitions.
• Intuit QuickBooks: QuickBooks is the dominant SMB accounting platform with built-in invoicing and payment functionality. It competes with Agree for the same horizontal SMB segment and benefits from deeply entrenched customer relationships.

Emerging players

• Paystand: Paystand offers B2B payment automation and AR/AP workflows on blockchain rails. It overlaps with Agree's modernized contract-to-payment workflow for mid-market customers.

Others

• Agrology: Agrology is Agree's parent company following the 2025 acquisition. While not a peer in the competitive sense, it is the strategic entity now driving Agree's roadmap and distribution.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/agree_ag
• LinkedInlinkedin.com/company/agree-ag

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Agree