IZA

What IZA does

IZA Seguradora S.A is a Brazilian digital insurance company (CNPJ 40.004.544/0001-46) founded in 2018 and headquartered in Pinheiros, São Paulo. The company operates as an independent insurer authorized by SUSEP (Superintendência de Seguros Privados), the Brazilian insurance regulator, under code 0457-0. IZA serves individual workers and freelancers, travelers, and corporate clients seeking personal accident, travel, and group life insurance products. The company emphasizes a 100% digital experience, reporting a 24-hour average claim payment time, a 14-minute record claim payment for hospital indemnity, and an NPS of 83 as of March 2026. R$ 550 billion in total insured importance is cited as a scale metric (sum insured exposure, not revenue).

The company's core technology is the proprietary IZAHUB platform — a real-time policy administration system for insurance brokers and their clients — complemented by a mobile application available on iOS and Android for policyholders. Both channels support digital policy management, claims filing, and documentation. IZA offers API-based integration enabling partners to embed its insurance products into third-party platforms, and integrates with WhatsApp for customer service and Zap Sign for digital signatures. The product portfolio comprises three SUSEP-registered lines: Personal Accident Insurance (launched 2020), Travel Insurance (launched 2024), and Group Life Insurance and Group Personal Accident (launched 2025).

IZA generates revenue through recurring insurance premiums collected via a B2B2C distribution model centered on independent insurance brokers (corretores de seguros) who use the IZAHUB platform to manage client portfolios. Direct corporate sales are used for group products. Reinsurance capacity is provided by Arch Re and IRB Re, two of the largest global reinsurers. The company has raised approximately $3.16M in funding (April 2023) from Columbia Ventures Brazil and Sororitê, employs 11–50 people, and operates exclusively in the Brazilian market with no public listing.

Name

IZA

Legal name

IZA Seguradora S.A

Website

https://iza.com.vc

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

IZA Seguradora S.A is a SUSEP-authorized Brazilian digital insurer offering personal accident, travel, and group life insurance products through a proprietary broker platform (IZAHUB) and mobile app, serving individual workers, travelers, and corporate clients across Brazil.

Ownership category

akta.pro rank

Product category

Digital Insurance

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412), Direct Life, Health, and Medical Insurance Carriers (52411), Direct Life Insurance Carriers (524113)

SIC

Accident & Health Insurance (6321), Life Insurance (6311), Fire, Marine & Casualty Insurance (6331)

akta.pro industry

PRIMARYFSAIALAD

Travel AD&D / Common Carrier Accidental Death Insurance

Financial & Insurance/Insurance — Life & Health/Accidental Death & Dismemberment (AD&D) Insurance

SECONDARYFSAJAJAK

Group Travel & Corporate Travel Accident Insurance

Financial & Insurance/Insurance — Motor, Property & Casualty/Travel & Accident (Non-Life) Insurance

Keywords

• Digital insurance
• Personal accident insurance
• Group life insurance
• Travel insurance
• Insurtech platform

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Marketing or Sales

Revenue model

1. Insurance Premiums: IZA generates revenue through insurance premiums charged for personal accident, travel, and group life insurance products. Premiums are collected regularly (monthly/annual) from policyholders through broker relationships or directly via the digital platform.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

IZA Seguradora is a 100% digital Brazilian insurance company offering Personal Accident (Acidentes Pessoais), Travel (Viagem), and Group Life (Vida em Grupo) insurance products. The company distributes these products through insurance brokers via its proprietary IZAHUB platform, mobile applications, and APIs, enabling fully digital onboarding, policy management, and 24-hour claims processing without traditional paperwork or physical branches.

Product overview

IZA Seguradora is a 100% digital insurance company offering personalized, scalable insurance products through three core insurance lines: Seguro Acidente Pessoal (Personal Accident Insurance - individual and collective), Seguro Viagem (Travel Insurance), and Seguro Vida em Grupo (Group Life Insurance). The company provides its products through two main digital channels: the IZAHUB platform for insurance brokers to manage client portfolios, contracts, and claims in real-time, and the IZA Mobile App for policyholders to access coverage information, update data, file claims, and manage policies. The company emphasizes API-based integration for partners and offers claims processing support through multiple channels including WhatsApp.

Differentiator

Problem solved

Functional benefit

Products and services

• Acidentes Pessoais (Personal Accident Insurance) Personal accident insurance coverage for individual policyholders, designed to protect workers and end consumers against accidents. Distributed 100% digitally through the IZAHUB broker platform and IZA mobile app, with simplified digital onboarding and claims processing completed within 24 hours.
• Viagem (Travel Insurance) Digital travel insurance providing coverage for travelers. Sold entirely online through broker channel partners and the IZA app, featuring streamlined onboarding and 24-hour claims handling with no paperwork or bureaucracy.
• Vida em Grupo (Group Life Insurance) Group life insurance policy sold to companies for their employees, providing collective life coverage. Distributed through insurance brokers and corporate clients via the IZAHUB digital platform, with full digital contract management and 24-hour claims turnaround.
• IZAHUB Broker Platform A digital hub platform for insurance brokers (corretoras) to quote, issue, and manage IZA insurance policies entirely online. Provides brokers with real-time policy issuance, automated workflows, and integrated claims handling, eliminating traditional paperwork and physical branch dependency.
• IZA Mobile App (Consumer App) Mobile application for individual policyholders to manage their insurance contracts, file claims, and access policy information. Part of the company's no-paperwork, fully digital consumer experience targeting individual personal accident and travel insurance customers.

Quantifiable outcome

• Claim payment within 24 hours (average)
• +3 more outcomes

Named customers5 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature3 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Arch RecoreOthersGlobal reinsurance company providing reinsurance capacity and support to IZA, reinforcing financial stability and claims-paying ability.
• IRB RecoreOthersBrazilian global reinsurance company providing reinsurance support to IZA for risk management and capital relief.
• GTA – Global Travel AssistancecoreChannel Partner/ Reseller/ DistributorOfficial representative for travel insurance products. GTA provides commercial representation services for IZA's travel insurance, handling sales and customer service for travel insurance policies.
• ITACI – Instituto de Tratamento do Câncer InfantilminorOthersCharitable partnership supporting ITACI, a public hospital for childhood cancer treatment linked to ICESP and USP Medical School. IZA supports free treatment for children and adolescents.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Justos: Brazilian digital-first insurtech offering auto insurance via a mobile app and proprietary pricing model. Comparable as a SUSEP-authorized digital insurer in Brazil targeting consumers and partners through a tech-led, API-enabled stack.
• Pier: Brazilian digital auto insurer using telematics-based pricing. Directly comparable as a Brazilian insurtech that uses proprietary technology and data to underwrite and serve customers digitally.
• 180˚ Seguros: Brazilian digital insurer offering personal accident and similar specialty lines through broker and partner channels. Closely comparable to IZA's product mix and B2B2C distribution via corretores.
• Akko: Brazilian insurtech focused on gadget and electronics insurance sold embedded and via digital channels. Comparable as a young, tech-first Brazilian insurer using partnerships and digital distribution.
• Too Seguros: Brazilian digital insurer operating with broker-friendly technology and embedded distribution. Comparable business model to IZA's combination of digital platform plus corretor channel.

Emerging players

• Crivel: Brazilian digital insurance brokerage platform serving consumers and brokers. Adjacent comparable as it sits in IZA's distribution ecosystem (corretores) with overlapping target customers.
• Sami: Brazilian digital health plan operator. Comparable as a Brazilian digital-first insurer using proprietary technology, although focused on health rather than accident/travel.
• SafetyWing: Digital-first travel and remote-worker medical insurance company. Comparable for IZA's Travel Insurance product and digital distribution model, though SafetyWing is global and remote-worker-focused.

Broad incumbents

• World Nomads: Global travel insurance specialist serving independent travelers. Comparable for IZA's Travel Insurance line, although World Nomads operates at much greater scale and across many geographies.
• Lemonade: US-listed digital-first insurance carrier using AI-driven underwriting and a mobile-first experience. Comparable as a scaled, tech-led insurance carrier pursuing NPS-led growth — though far larger and broader in product line than IZA.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/izacomvc
• LinkedInlinkedin.com/company/izaseguradora
• Instagraminstagram.com/iza.com.vc

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds1 record

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about IZA