IZA
IZA Seguradora S.A is a SUSEP-authorized Brazilian digital insurer offering personal accident, travel, and group life insurance products through a proprietary broker platform (IZAHUB) and mobile app, serving individual workers, travelers, and corporate clients across Brazil.
- Company typePrivate
- Founded2019
- HeadquartersSão Paulo, Brazil
- Headcount11–50
- GTM typeB2B
- OfferingServices
What IZA does
IZA Seguradora S.A is a Brazilian digital insurance company (CNPJ 40.004.544/0001-46) founded in 2018 and headquartered in Pinheiros, São Paulo. The company operates as an independent insurer authorized by SUSEP (Superintendência de Seguros Privados), the Brazilian insurance regulator, under code 0457-0. IZA serves individual workers and freelancers, travelers, and corporate clients seeking personal accident, travel, and group life insurance products. The company emphasizes a 100% digital experience, reporting a 24-hour average claim payment time, a 14-minute record claim payment for hospital indemnity, and an NPS of 83 as of March 2026. R$ 550 billion in total insured importance is cited as a scale metric (sum insured exposure, not revenue).
The company's core technology is the proprietary IZAHUB platform — a real-time policy administration system for insurance brokers and their clients — complemented by a mobile application available on iOS and Android for policyholders. Both channels support digital policy management, claims filing, and documentation. IZA offers API-based integration enabling partners to embed its insurance products into third-party platforms, and integrates with WhatsApp for customer service and Zap Sign for digital signatures. The product portfolio comprises three SUSEP-registered lines: Personal Accident Insurance (launched 2020), Travel Insurance (launched 2024), and Group Life Insurance and Group Personal Accident (launched 2025).
IZA generates revenue through recurring insurance premiums collected via a B2B2C distribution model centered on independent insurance brokers (corretores de seguros) who use the IZAHUB platform to manage client portfolios. Direct corporate sales are used for group products. Reinsurance capacity is provided by Arch Re and IRB Re, two of the largest global reinsurers. The company has raised approximately $3.16M in funding (April 2023) from Columbia Ventures Brazil and Sororitê, employs 11–50 people, and operates exclusively in the Brazilian market with no public listing.
IZA firmographics
Firmographics- Name
- IZA
- Legal name
- IZA Seguradora S.A
- Website
- https://iza.com.vc
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- IZA Seguradora S.A is a SUSEP-authorized Brazilian digital insurer offering personal accident, travel, and group life insurance products through a proprietary broker platform (IZAHUB) and mobile app, serving individual workers, travelers, and corporate clients across Brazil.
- Ownership category
- akta.pro rank
IZA industry classification
Industry- Product category
- Digital Insurance
- NAICS
- Direct Insurance (except Life, Health, and Medical) Carriers (52412), Direct Life, Health, and Medical Insurance Carriers (52411), Direct Life Insurance Carriers (524113)
- SIC
- Accident & Health Insurance (6321), Life Insurance (6311), Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Travel AD&D / Common Carrier Accidental Death Insurance (FSAIALAD)
- akta.pro secondary industry
- Group Travel & Corporate Travel Accident Insurance (FSAJAJAK)
Keywords
Where IZA is headquartered
LocationHeadquarters
- HQ city
- São Paulo
- HQ country
- Brazil
- HQ region
- Latin America
Offices1 record
Markets served
IZA business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Operations, Personnel, Technology or R&D, Marketing or Sales
Revenue model
- Insurance Premiums: IZA generates revenue through insurance premiums charged for personal accident, travel, and group life insurance products. Premiums are collected regularly (monthly/annual) from policyholders through broker relationships or directly via the digital platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Custom insurance products with flexible coverage options |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels4 records
IZA product offering
Product offeringCore offering
IZA Seguradora is a 100% digital Brazilian insurance company offering Personal Accident (Acidentes Pessoais), Travel (Viagem), and Group Life (Vida em Grupo) insurance products. The company distributes these products through insurance brokers via its proprietary IZAHUB platform, mobile applications, and APIs, enabling fully digital onboarding, policy management, and 24-hour claims processing without traditional paperwork or physical branches.
Product overview
IZA Seguradora is a 100% digital insurance company offering personalized, scalable insurance products through three core insurance lines: Seguro Acidente Pessoal (Personal Accident Insurance - individual and collective), Seguro Viagem (Travel Insurance), and Seguro Vida em Grupo (Group Life Insurance). The company provides its products through two main digital channels: the IZAHUB platform for insurance brokers to manage client portfolios, contracts, and claims in real-time, and the IZA Mobile App for policyholders to access coverage information, update data, file claims, and manage policies. The company emphasizes API-based integration for partners and offers claims processing support through multiple channels including WhatsApp.
Differentiator
Problem solved
Functional benefit
Products and services
- Acidentes Pessoais (Personal Accident Insurance) Personal accident insurance coverage for individual policyholders, designed to protect workers and end consumers against accidents. Distributed 100% digitally through the IZAHUB broker platform and IZA mobile app, with simplified digital onboarding and claims processing completed within 24 hours.
- Viagem (Travel Insurance) Digital travel insurance providing coverage for travelers. Sold entirely online through broker channel partners and the IZA app, featuring streamlined onboarding and 24-hour claims handling with no paperwork or bureaucracy.
- Vida em Grupo (Group Life Insurance) Group life insurance policy sold to companies for their employees, providing collective life coverage. Distributed through insurance brokers and corporate clients via the IZAHUB digital platform, with full digital contract management and 24-hour claims turnaround.
- IZAHUB Broker Platform A digital hub platform for insurance brokers (corretoras) to quote, issue, and manage IZA insurance policies entirely online. Provides brokers with real-time policy issuance, automated workflows, and integrated claims handling, eliminating traditional paperwork and physical branch dependency.
- IZA Mobile App (Consumer App) Mobile application for individual policyholders to manage their insurance contracts, file claims, and access policy information. Part of the company's no-paperwork, fully digital consumer experience targeting individual personal accident and travel insurance customers.
Quantifiable outcome
- Claim payment within 24 hours (average)
- +3 more outcomes
Companies that use IZA
Customer profileNamed customers5 records
Segments3 records
Ideal customer profiles3 records
IZA technology and API
TechnologyTechnology focussed No
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature3 records
IZA partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- Arch RecoreGlobal reinsurance company providing reinsurance capacity and support to IZA, reinforcing financial stability and claims-paying ability.
- IRB RecoreBrazilian global reinsurance company providing reinsurance support to IZA for risk management and capital relief.
- GTA – Global Travel AssistancecoreOfficial representative for travel insurance products. GTA provides commercial representation services for IZA's travel insurance, handling sales and customer service for travel insurance policies.
- ITACI – Instituto de Tratamento do Câncer InfantilminorCharitable partnership supporting ITACI, a public hospital for childhood cancer treatment linked to ICESP and USP Medical School. IZA supports free treatment for children and adolescents.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
IZA competitors and assessment
Company assessmentDirect peers
- Justos: Brazilian digital-first insurtech offering auto insurance via a mobile app and proprietary pricing model. Comparable as a SUSEP-authorized digital insurer in Brazil targeting consumers and partners through a tech-led, API-enabled stack.
- Pier: Brazilian digital auto insurer using telematics-based pricing. Directly comparable as a Brazilian insurtech that uses proprietary technology and data to underwrite and serve customers digitally.
- 180˚ Seguros: Brazilian digital insurer offering personal accident and similar specialty lines through broker and partner channels. Closely comparable to IZA's product mix and B2B2C distribution via corretores.
- Akko: Brazilian insurtech focused on gadget and electronics insurance sold embedded and via digital channels. Comparable as a young, tech-first Brazilian insurer using partnerships and digital distribution.
- Too Seguros: Brazilian digital insurer operating with broker-friendly technology and embedded distribution. Comparable business model to IZA's combination of digital platform plus corretor channel.
Emerging players
- Crivel: Brazilian digital insurance brokerage platform serving consumers and brokers. Adjacent comparable as it sits in IZA's distribution ecosystem (corretores) with overlapping target customers.
- Sami: Brazilian digital health plan operator. Comparable as a Brazilian digital-first insurer using proprietary technology, although focused on health rather than accident/travel.
- SafetyWing: Digital-first travel and remote-worker medical insurance company. Comparable for IZA's Travel Insurance product and digital distribution model, though SafetyWing is global and remote-worker-focused.
Broad incumbents
- World Nomads: Global travel insurance specialist serving independent travelers. Comparable for IZA's Travel Insurance line, although World Nomads operates at much greater scale and across many geographies.
- Lemonade: US-listed digital-first insurance carrier using AI-driven underwriting and a mobile-first experience. Comparable as a scaled, tech-led insurance carrier pursuing NPS-led growth — though far larger and broader in product line than IZA.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
IZA social profiles
Digital presenceIZA compliance and trust
Trust signalCompliance5 records
IZA financial estimates
Financial estimateRevenue estimate
Valuation estimate
IZA leadership team
Management profileNumber of profiles
Profiles3 records
IZA funding detail
Funding detailFunding overview
Funding rounds1 record
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
IZA M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about IZA
What does IZA do?
IZA Seguradora is a 100% digital Brazilian insurance company offering Personal Accident (Acidentes Pessoais), Travel (Viagem), and Group Life (Vida em Grupo) insurance products. The company distributes these products through insurance brokers via its proprietary IZAHUB platform, mobile applications, and APIs, enabling fully digital onboarding, policy management, and 24-hour claims processing without traditional paperwork or physical branches.
Is IZA a public or private company?
IZA is a private company. It is classified as venture growth investor backed and is currently operating.
When was IZA founded?
IZA was founded in 2019. It employs 11 to 50 people.
Where is IZA based?
IZA is headquartered in São Paulo, Brazil, in the Latin America region.
How does IZA make money?
One revenue line is on record: insurance Premiums.
Who are IZA's main competitors?
Direct peers on record are Justos, Pier, 180˚ Seguros, Akko and Too Seguros. Emerging players are Crivel, Sami and SafetyWing. Broad incumbents are World Nomads and Lemonade.
Does IZA have an API?
Yes. IZA offers API integration for partners and insurance brokers. The company emphasizes simplified API integration as one of its core value propositions, enabling partners to connect with their insurance platform. The API allows for streamlined insurance operations including policy management, claims processing, and customer data synchronization.
What industry is IZA in?
IZA's product category is Digital Insurance. Its primary akta.pro industry code is FSAIALAD, Travel AD&D / Common Carrier Accidental Death Insurance, with a secondary code of FSAJAJAK, Group Travel & Corporate Travel Accident Insurance. Its NAICS code is 52412 and its SIC code is 6321.