Arkansas Capital Corporation

What Arkansas Capital Corporation does

Arkansas Capital Corporation is a private, for-profit lending corporation headquartered in Little Rock, Arkansas, founded in 1957 and operating with 11–50 employees. The firm functions as a community-oriented provider of capital, most consistent with the role of a Community Development Financial Institution (CDFI), as evidenced by a $3.72 million award from the CDFI Fund in April 2023. Its public-facing identity describes it simply as "a lending corporation," and its core activity is deploying capital into community development and small-business loans within its market.

The company's revenue model is not disclosed in the available data, but its funding pattern — combining federal CDFI program capital with Federal Home Loan Bank advances (including a $41,000 tranche from the Federal Home Loan Bank of Dallas in August 2024) — indicates a balance-sheet-driven lending model that earns net interest margin and ancillary fees on originated loans. Capital is sourced from mission-aligned public and quasi-public institutions rather than depositors or capital markets, and leadership consists of a CEO (Sam Walls III) and an Executive Director (Tiffany Henry), consistent with a small, mission-driven lending operation.

The company's own website (arcapital.com/acc) returns only a verification/loader page, and no product portfolio, pricing, customer roster, geographic footprint beyond Arkansas, technology stack, or partnership network is documented in the available sources. As a result, the firm's strategic positioning, customer segments, and technology infrastructure cannot be characterized with specificity beyond its core function as a small, Arkansas-based lending corporation with CDFI alignment.

Name

Arkansas Capital Corporation

Website

https://arcapital.com

Company type

Private

Founded year

1957

Operating status

Operating

Headcount range

11–50 employees

Short description

Arkansas Capital Corporation is a private, for-profit lending corporation founded in 1957 and based in Little Rock, Arkansas. Operating with 11–50 employees, it functions as a community development lender, evidenced by capital awards from the CDFI Fund and the Federal Home Loan Bank of Dallas.

Ownership category

akta.pro rank

Product category

Commercial Lending

NAICS

Commercial Banking (522110)

SIC

Miscellaneous Business Credit Institution (6159), Short-Term Business Credit Institutions (6153)

akta.pro primary industry

SME Term Loans & Growth Capital (FSAKAGAB)

akta.pro secondary industries

Large-Cap / Sponsor Finance Direct Lending (FSANADAJ), Small Business Banking (Microbusiness/Sole Proprietor) (FSABAAAI)

Keywords

• Commercial lending
• Small business loans
• Community development financing
• CDFI lending
• Corporate lending services

Headquarters

HQ city

Little Rock

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Others

Core offering

Arkansas Capital Corporation is a lending corporation that provides financing solutions to businesses, with operations tied to community and economic development initiatives. Founded in 1957 and headquartered in Little Rock, Arkansas, the company is classified as a for-profit private entity with 11-50 employees. The firm has received funding from the Community Development Financial Institutions Fund and the Federal Home Loan Bank of Dallas, indicating activity in community development lending markets.

Product overview

Arkansas Capital Corporation is a lending and investment company. The source data available (a loader/verification page) does not contain substantive information about the company's specific products, services, or product portfolio.

Differentiator

Problem solved

Functional benefit

Products and services

• Lending Services

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves2 records

Expansion highlights2 records

Direct peers

• Accion Opportunity Fund: A national CDFI providing small-business loans and advisory services to underserved entrepreneurs. Comparable business model (CDFI small-business lending) and federal funding access, though operating nationally rather than in a single state.
• LiftFund: A large Texas-based CDFI providing small-business loans across the South and Southwest. Comparable in being a non-bank, mission-driven small-business lender with multiple CDFI Fund awards, though operating at significantly larger scale and broader geography.
• Southern Bancorp: A CDFI-certified community development bank holding company serving rural and underserved markets in Arkansas and the Mid-South. Directly comparable to Arkansas Capital Corporation in mission (community development lending), geography (Arkansas), and CDFI certification status.
• Hope Credit Union (Hope Enterprise Corporation): A Mississippi-based CDFI and credit union providing small-business, consumer, and mortgage lending across the Deep South, including Arkansas. Closely comparable in CDFI status, community development lending model, and regional Mid-South footprint.
• Arkansas Business & Technology Solutions Group (CDFI): An Arkansas-based community development lender providing SBA 504 and small-business loans. Directly comparable in geography, small-business lending focus, and CDFI-aligned mission.

Emerging players

• Grameen America: A national microfinance nonprofit providing small-dollar loans to low-income entrepreneurs, with growing presence in Southern states. Comparable in mission-driven small-dollar lending and CDFI status, though using a group-lending model distinct from Arkansas Capital's likely approach.

Broad incumbents

• Bank of America Community Development Banking: Large national bank's CDFI-adjacent community development lending group providing capital to underserved communities, including in the Mid-South. Comparable mission and borrower base but operates as part of a national institution with vastly greater scale.
• USDA Rural Development: Federal agency providing direct loans, guarantees, and grants for rural business and community facilities across Arkansas and other rural states. Adjacent to Arkansas Capital's lending mission but functions as a federal program rather than a private lender.
• Community Development Financial Institutions Fund (CDFI Fund) Award Recipients — Arvest Community Lending: The community development lending arm of Arvest Bank, a major Arkansas-based regional bank. Overlapping geographic focus on Arkansas small-business and community lending, but operating as part of a much larger commercial banking franchise rather than as a dedicated CDFI.

Others

• Opportunity Finance Network: The national CDFI industry association and intermediary providing capital, ratings, and capacity-building to certified CDFIs including those in Arkansas. Not a direct competitor but a key ecosystem partner and funder for institutions like Arkansas Capital Corporation.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/ArkCapitalCorp
• Facebookfacebook.com/info
• LinkedInlinkedin.com/company/558764

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Arkansas Capital Corporation