SCIO Capital
SCIO Capital is a London-based, FCA-authorised asset manager that provides European asset-based private credit to institutional and professional investors through Luxembourg SICAV-FIS funds, originating collateralised loans in the €5-25m segment across Northern Europe and the UK.
- Company typePrivate
- Founded2009
- HeadquartersLondon, United Kingdom
- Headcount1–10
- GTM typeB2B
- OfferingServices
What SCIO Capital does
SCIO Capital LLP is a London-based, FCA-authorised asset manager founded in 2009 that runs a European asset-based private credit strategy for institutional and professional investors. The firm originates collateralised loans in the underserved €5-25m segment of Northern Europe and the UK, targeting borrowers whose financing needs fall below the threshold of mainstream corporate lenders; loans are secured by underlying assets with contractual, predictable cash flows rather than relying on issuer creditworthiness.
The product platform is built around three Luxembourg SICAV-FIS vehicles regulated by the CSSF: the open-ended SCIO Opportunity Fund (launched May 2016 with monthly subscriptions, quarterly redemptions, and EUR/GBP/USD share classes), the closed-end SCIO European Secured Credit Fund IV (launched April 2023, stated 7.0% coupon, maturity April 2028), and a Bespoke Fund capability for larger investors. Underpinning the platform is a trader-led operating model that allows SCIO to participate in both private asset-based loans and public asset-backed securities markets, a dual-market capability most private lenders cannot replicate.
SCIO monetises through recurring management fees on Luxembourg fund vehicles plus performance fees, distributed to professional clients via direct institutional relationships, AIFMD passporting through Waystone, and Swiss representative arrangements. Distribution is supported by thought-leadership content, industry event presence (Hedgeweek, HFM, AltCredit Fund Intelligence), and a series of award wins between 2020 and 2023. The team is intentionally small (1-10 employees) with an average of 27 years of asset-based credit experience, and the firm executed a landmark US$600m capital commitment from Moody Aldrich Partners in January 2026 alongside a €265m co-lending partnership with Barclays Europe in 2024.
SCIO Capital firmographics
Firmographics- Name
- SCIO Capital
- Legal name
- SCIO Capital LLP
- Website
- https://scio-capital.com
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- SCIO Capital is a London-based, FCA-authorised asset manager that provides European asset-based private credit to institutional and professional investors through Luxembourg SICAV-FIS funds, originating collateralised loans in the €5-25m segment across Northern Europe and the UK.
- Ownership category
- akta.pro rank
SCIO Capital industry classification
Industry- Product category
- Private Credit Asset Management
- NAICS
- Portfolio Management and Investment Advice (523940), Other Investment Pools and Funds (5259), Open-End Investment Funds (52591)
- SIC
- Investment Advice (6282), Asset-Backed Securities (6189), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Specialty Finance / Structured Credit (FSANADAE)
- akta.pro secondary industry
- Distressed / Opportunistic Credit (FSANADAF)
Keywords
Where SCIO Capital is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices2 records
Markets served
SCIO Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Management Fees: SCIO earns management fees from managing Luxembourg-based fund vehicles including the open-ended SCIO Opportunity Fund (launched May 2016) and closed-end SCIO ESCF IV (launched April 2023). The firm operates as an FCA-authorized asset manager providing professional investor access to European asset-based private credit.
- Performance Fees: Staff receive variable remuneration including a fixed percentage of any performance fee received by the company. For the 2023 calendar year, staff were entitled to a fixed percentage of any performance fee received, aligning employee interests with fund performance.
- Interest Income from Asset-Based Lending: Core revenue derived from providing collateralized loans to underserved European small and mid-cap borrowers. Loans are secured by assets with contractual, predictable cash flows. Returns depend on underlying asset cash flows rather than issuer performance, providing capital protection.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Multi-year contract | SCIO ESCF IV - Closed-end Fund |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
SCIO Capital product offering
Product offeringCore offering
SCIO Capital is a London-based asset management firm that originates and manages collateralized asset-based loans to underserved European small and mid-cap borrowers in the €5-25m segment, primarily across Northern Europe and the UK. The firm manages investment fund vehicles (SCIO Opportunity Fund, SCIO ESCF IV, and Bespoke Funds) through a Luxembourg-based SICAV-FIS platform, providing professional investors with access to European asset-based private credit featuring contractual cash flows, strong covenants, and collateral-backed capital protection.
Product overview
SCIO Capital offers a focused portfolio of European asset-based credit investment products operated through Luxembourg-based SICAV-FIS vehicles. The core offering comprises three distinct fund structures: the open-ended SCIO Opportunity Fund (launched May 2016) providing monthly liquidity with quarterly redemptions; the closed-end SCIO European Secured Credit Fund IV (launched April 2023) targeting enhanced returns with a 7.0% stated coupon maturing April 2028; and a Bespoke Fund capability for larger investors requiring customized structures. All funds are denominated in EUR, GBP and USD share classes and are managed by SCIO Capital as portfolio manager, with Waystone Management Company (Lux) SA serving as the appointed AIFM.
Differentiator
Problem solved
Functional benefit
Brands
- SCIO-Fund: Luxembourg-based SICAV-FIS alternative investment fund structure containing SCIO's investment vehicles including SCIO Opportunity Fund and SCIO European Secured Credit Fund IV
Products and services
- SCIO Opportunity Fund Open-ended European asset-based credit fund providing investors with monthly subscriptions and quarterly redemptions in an evergreen structure. Offers professional investor access to European asset-based private credit with share classes in EUR, GBP, and USD, managed by SCIO Capital as portfolio manager.
- SCIO European Secured Credit Fund IV (SCIO ESCF IV) Closed-end European secured credit fund with a stated coupon of 7.0% and scheduled maturity of April 2028, targeting investors seeking to maximize returns through exposure to European asset-based private credit. Managed by SCIO Capital as portfolio manager.
- Bespoke Fund Customized, tailor-made fund product designed for larger investors with specific needs, featuring bespoke stated coupon terms. Launch time is typically 6-8 weeks.
Quantifiable outcome
- SCIO ESCF IV closed-end fund delivers 7.0% stated coupon
- +1 more outcomes
Companies that use SCIO Capital
Customer profileNamed customers4 records
Segments2 records
Ideal customer profiles2 records
SCIO Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
SCIO Capital partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Waystone Management Company (Lux) SAcoreAppointed Alternative Investment Fund Manager (AIFM) for SCIO-Fund SICAV-FIS under Luxembourg AIFM Law. Responsible for regulatory compliance and fund administration.
- Waystone Investment Management (IE) LimitedcoreAppointed distribution agent for the EEA under AIFM Directive passporting arrangements, enabling fund distribution across European Economic Area.
Scale indicators6 records
Recent moves5 records
Expansion highlights5 records
SCIO Capital competitors and assessment
Company assessmentDirect peers
- Hayfin Capital Management: London-based alternative credit manager specializing in European direct lending and asset-based credit strategies, with a similar institutional LP base and multi-fund vehicle structure. Comparable in geographic focus (Europe), strategy (asset-based / private credit), and target investor base (institutional and professional).
- Muzinich & Co: Global credit specialist manager with a strong European structured credit and asset-based finance franchise, managing funds for institutional clients. Comparable in product mix (closed-end and open-end credit funds), institutional distribution model, and focus on European credit opportunities.
- Pemberton Asset Management: European-focused alternative credit manager providing direct lending and asset-based financing to mid-market borrowers, predominantly in Northern Europe. Direct overlap in target borrower segment, geographic focus, and institutional fund structure.
- Capula Investment Management: London-based alternative asset manager with a structured credit and asset-based lending franchise serving institutional clients. Comparable in strategy (European asset-based credit), regulatory footprint (FCA-authorized), and institutional distribution approach.
- Alcentra: Specialist asset-based and structured credit manager owned by BNY Mellon, focused on European and US middle-market credit. Direct peer in asset-based lending and structured credit strategies with comparable institutional client base.
- Chenavari Investment Managers: London- and Paris-based alternative credit manager with expertise in European structured credit, asset-based finance, and opportunistic credit strategies. Direct overlap in European structured credit strategy, institutional client focus, and multi-vehicle fund structure.
Broad incumbents
- Intermediate Capital Group (ICG): Large listed alternative asset manager with a significant European private credit and asset-based finance business. Operates at much greater scale but competes directly in European mid-market and structured credit lending; serves as a benchmark for institutional fund-raising in this space.
- M&G Credit: Large European credit investment business within M&G plc, offering both public and private credit strategies to institutional and retail investors. Competes for institutional mandates in European private credit and asset-based lending, though operates at a much larger scale.
- Ares Management (European Credit): Global alternative asset manager with a sizeable European private credit and asset-based finance franchise. Comparable in product breadth (open and closed-end credit funds), institutional distribution, and European mid-market focus, though operating at materially greater scale.
Emerging players
- Cairn Capital: London-based specialist credit manager focused on European structured credit and asset-based opportunities. Comparable in boutique scale, structured credit specialization, and institutional fund structure targeting professional investors.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
SCIO Capital social profiles
Digital presenceSCIO Capital compliance and trust
Trust signalCompliance2 records
SCIO Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
SCIO Capital leadership team
Management profileNumber of profiles
Profiles2 records
SCIO Capital subsidiaries and ownership
Company hierarchySubsidiaries1 record
SCIO Capital funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
SCIO Capital M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about SCIO Capital
What does SCIO Capital do?
SCIO Capital is a London-based asset management firm that originates and manages collateralized asset-based loans to underserved European small and mid-cap borrowers in the €5-25m segment, primarily across Northern Europe and the UK. The firm manages investment fund vehicles (SCIO Opportunity Fund, SCIO ESCF IV, and Bespoke Funds) through a Luxembourg-based SICAV-FIS platform, providing professional investors with access to European asset-based private credit featuring contractual cash flows, strong covenants, and collateral-backed capital protection.
Is SCIO Capital a public or private company?
SCIO Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was SCIO Capital founded?
SCIO Capital was founded in 2009. It employs 1 to 10 people.
Where is SCIO Capital based?
SCIO Capital is headquartered in London, United Kingdom, in the Europe region.
How does SCIO Capital make money?
Three revenue lines are on record. Management Fees are the primary driver. The others are performance Fees and interest Income from Asset-Based Lending.
Who are SCIO Capital's main competitors?
Direct peers on record are Hayfin Capital Management, Muzinich & Co, Pemberton Asset Management, Capula Investment Management, Alcentra and Chenavari Investment Managers. Broad incumbents are Intermediate Capital Group (ICG), M&G Credit and Ares Management (European Credit). Cairn Capital is listed as an emerging player.
Does SCIO Capital have an API?
No public API is recorded for SCIO Capital.
What industry is SCIO Capital in?
SCIO Capital's product category is Private Credit Asset Management. Its primary akta.pro industry code is FSANADAE, Specialty Finance / Structured Credit, with a secondary code of FSANADAF, Distressed / Opportunistic Credit. Its NAICS code is 523940 and its SIC code is 6282.