Cloud to Street
Cloud to Street, operating as Floodbase, is a New York-based AI and satellite platform that powers parametric flood insurance products for brokers, carriers, municipalities, and humanitarian organizations, enabling rapid payouts based on large-area flood events.
- Company typePrivate
- Founded2017
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Cloud to Street does
Cloud to Street, operating as Floodbase, is a Delaware-incorporated public benefit corporation founded around 2017 and headquartered in New York. The company provides an AI-powered parametric flood insurance platform that fuses data from seventeen observational satellite sources to monitor and map floods in near real-time, regardless of cloud cover. Its core product stack includes a parametric platform, continuous flood event mapping, a global flood database, and an instant quoting API launched with Liberty Mutual in 2026. The technology enables large-area flood insurance products that pay out within days of an event without adjustment processes or on-site equipment.
Floodbase generates revenue primarily through enterprise B2B sales of parametric flood insurance products and related analytics, distributed via a broker and carrier panel that includes AmWins, Aon, Swiss Re, Lloyd's, and Liberty Mutual. Pricing is quote-based, billed annually, and structured flexibly (deductible buy-down, wrap-around, primary, or excess cover). The company also serves government and humanitarian clients (e.g., WFP Republic of the Congo) for disaster response and risk analysis, and has expanded into verticals including municipalities, golf courses, agriculture, cannabis operators, and coastal corporates.
The company has raised approximately $21.3 million across disclosed rounds from 2020 through 2022, with investors including Collaborative Fund, Lowercarbon Capital, MCJ, Mercy Corps Ventures, and the Draper Richards Kaplan Foundation. The team is small (11-50 employees) and operates from New York, with active commercial engagements in the United States and Europe. Recent milestones include the launch of continuous flood mapping (2025), the triggering of Europe's largest portfolio parametric flood policy in Italy (2026), and an instant quoting API with Liberty Mutual (2026).
Cloud to Street firmographics
Firmographics- Name
- Cloud to Street
- Legal name
- Cloud to Street, PBC
- Website
- https://cloudtostreet.ai
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Cloud to Street, operating as Floodbase, is a New York-based AI and satellite platform that powers parametric flood insurance products for brokers, carriers, municipalities, and humanitarian organizations, enabling rapid payouts based on large-area flood events.
- Ownership category
- akta.pro rank
Cloud to Street industry classification
Industry- Product category
- Parametric Insurance Technology
- NAICS
- Geophysical Surveying and Mapping Services (54136), Geophysical Surveying and Mapping Services (541360), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
- SIC
- Services-Computer Processing & Data Preparation (7374), Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Flood Risk Modeling, Mapping & Forecasting (Hydrology/Hydraulics, Digital Twins) (EUANAEAH)
- akta.pro secondary industry
- Real-Time Monitoring & Smart Stormwater (Sensors, SCADA/IoT, RTC) (EUANAEAK)
Keywords
Where Cloud to Street is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Markets served
Cloud to Street business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- Parametric Flood Insurance Products: Revenue generated from parametric flood insurance policies that pay out based on the magnitude of flooding over a large area. Policies enable quick payouts within days of an event without adjustment processes or equipment installation.
- Insurance Broker Partnerships: Revenue through deep partnerships with brokers and carriers who distribute Floodbase-enabled parametric flood products. Partners include AmWins, Aon, and Lloyd's markets.
- Enterprise/Government Risk Solutions: Direct engagement with municipalities, government agencies, and humanitarian organizations for disaster response, risk analysis, and parametric flood coverage.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Custom enterprise pricing based on coverage requirements and risk profile |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels6 records
Cloud to Street product offering
Product offeringCore offering
Cloud to Street, operating as Floodbase, provides an AI-powered parametric flood insurance platform that uses satellite imaging and 17 observational data sources to detect and monitor flood events in near real-time. The platform enables parametric flood insurance products that pay out within days based on the magnitude of flooding over large areas, without adjustment processes or equipment installation. Core offerings include a parametric platform, continuous flood event mapping, a global flood database, and an instant automatic quoting API.
Product overview
Cloud to Street, operating as Floodbase, offers a unified AI-powered parametric flood insurance platform consisting of a core parametric platform with continuous flood event mapping capabilities, supported by a proprietary Global Flood Database built from satellite observation data. The product portfolio includes the Parametric Platform, Flood Event Mapping, and Global Flood Database as core offerings, supplemented by specialized insurance products including Parametric Flood Insurance, Automatic Quoting API, Risk Analysis, and Disaster Response modules. The platform leverages seventeen observational satellite sources to enable large-area parametric flood insurance products that pay out rapidly without traditional adjustment processes.
Differentiator
Problem solved
Functional benefit
Products and services
- Parametric Platform An end-to-end parametric flood insurance platform that enables insurance products for previously uncovered flood risk, providing large-area flood monitoring and automatic policy triggering capabilities for insurance brokers, carriers, and government/humanitarian clients.
- Flood Event Mapping Continuous flood monitoring and mapping service that detects flood events using satellite imagery from 17 observational sources, enabling rapid response and insurance policy triggering for government, humanitarian, and commercial clients.
- Global Flood Database Comprehensive global flood database containing historical satellite observation data of floods, used for risk analysis, policy design, and scientific research on flood impacts and climate adaptation.
- Automatic Quoting API-powered instant quoting capability for parametric flood insurance, enabling brokers to generate quotes in real-time for commercial market clients in partnership with Liberty Mutual.
Quantifiable outcome
- Policies pay out within days of a flood event
- +2 more outcomes
Companies that use Cloud to Street
Customer profileNamed customers4 records
Segments7 records
Ideal customer profiles4 records
Cloud to Street technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability2 records
Feature4 records
Cloud to Street partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and flagship.
- WFP Republic of the CongocoreWFP Republic of the Congo uses Floodbase's Flood Intelligence Platform which 'provided the infrastructure to detect and respond more quickly to floods that previously did not exist' according to their Director of Prevention and Risk Reduction.
- AmWinsflagshipAmWins is a key distribution partner enabling parametric flood products. Quote: 'By partnering with Floodbase, we unlock a tremendous opportunity by enabling products that pay out based on the magnitude of flooding'
- Liberty MutualflagshipLiberty Mutual and Floodbase launched instant parametric flood quoting capability for the US commercial market, enabling automated policy generation.
- Swiss RecoreSwiss Re is a carrier partner supporting the parametric flood insurance panel, contributing to the design and structuring of large-area flood insurance products.
- Aon CorporationcoreAon is a broker partner for distribution of Floodbase-enabled parametric flood insurance products to commercial clients.
- Lloyd'scoreLloyd's insurance market provides carrier capacity for Floodbase's parametric flood insurance products in the London market.
Scale indicators1 record
Recent moves6 records
Expansion highlights6 records
Cloud to Street competitors and assessment
Company assessmentBroad incumbents
- Munich Re: Global reinsurer with growing parametric and nat-cat capabilities and existing broker/carrier relationships. Comparable as a carrier panel participant and in parametric innovation, representing both a potential partner and a competitive incumbent.
- Verisk: Large data analytics and risk assessment provider serving insurance and financial markets, including flood and property risk. Incumbent comparable through its insurance carrier customer base and risk modeling capabilities, though broader portfolio than Floodbase's parametric specialization.
- Moody's RMS: Established catastrophe and flood risk modeling vendor serving global insurers and reinsurers. Broader incumbent in flood modeling with deep carrier relationships; represents the competitive incumbent Floodbase must displace or partner with in insurance analytics.
- CoreLogic (LightBox): Property data and analytics provider including flood risk and hazard datasets used by insurers. Comparable through its insurance carrier distribution and flood data focus, though offering broader property intelligence rather than parametric insurance.
Emerging players
- Jupiter Intelligence: Climate risk analytics platform providing physical climate and flood risk models to insurers, financial institutions, and governments. Comparable in flood analytics and enterprise insurance customer overlap, though focused on risk assessment rather than parametric issuance.
- ICEYE: SAR satellite operator providing near real-time flood and natural catastrophe imagery. Comparable on the satellite flood monitoring layer; overlaps with Floodbase's observational data inputs and serves similar insurance and government customers.
- First Street Foundation: Non-profit producing high-resolution flood, fire, and climate risk data and tools. Overlaps with Floodbase's flood risk mapping and data products, though distribution model and revenue approach differ (non-profit vs. commercial insurance).
Direct peers
- Descartes Underwriting: Paris-based parametric insurance MGA using data and analytics to underwrite climate and weather risk for businesses. Closest direct competitor in parametric specialty insurance, with overlapping target customers (brokers, carriers) and a similar data-driven approach.
- Kettle: Climate-focused reinsurance startup using ML and satellite data to underwrite weather and climate risk. Direct competitor targeting reinsurance carriers with a data-driven parametric approach, comparable customer base to Floodbase's carrier partners.
- Arbol: Parametric weather and climate risk platform offering index-based insurance products to enterprises and reinsurers. Direct peer in the parametric insurance space, sharing Floodbase's enterprise distribution and trigger-based payout model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Cloud to Street social profiles
Digital presenceCloud to Street financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cloud to Street leadership team
Management profileNumber of profiles
Profiles2 records
Cloud to Street funding detail
Funding detailFunding overview
Funding rounds3 records
Investors5 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cloud to Street M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cloud to Street
What does Cloud to Street do?
Cloud to Street, operating as Floodbase, provides an AI-powered parametric flood insurance platform that uses satellite imaging and 17 observational data sources to detect and monitor flood events in near real-time. The platform enables parametric flood insurance products that pay out within days based on the magnitude of flooding over large areas, without adjustment processes or equipment installation. Core offerings include a parametric platform, continuous flood event mapping, a global flood database, and an instant automatic quoting API.
Is Cloud to Street a public or private company?
Cloud to Street is a private company. It is classified as venture growth investor backed and is currently operating.
When was Cloud to Street founded?
Cloud to Street was founded in 2017. It employs 11 to 50 people.
Where is Cloud to Street based?
Cloud to Street is headquartered in New York, United States, in the North America region.
How does Cloud to Street make money?
Three revenue lines are on record. Parametric Flood Insurance Products are the primary driver. The others are insurance Broker Partnerships and enterprise/Government Risk Solutions.
Who are Cloud to Street's main competitors?
Broad incumbents on record are Munich Re, Verisk, Moody's RMS and CoreLogic (LightBox). Emerging players are Jupiter Intelligence, ICEYE and First Street Foundation. Direct peers are Descartes Underwriting, Kettle and Arbol.
Does Cloud to Street have an API?
No public API is recorded for Cloud to Street.
What industry is Cloud to Street in?
Cloud to Street's product category is Parametric Insurance Technology. Its primary akta.pro industry code is EUANAEAH, Flood Risk Modeling, Mapping & Forecasting (Hydrology/Hydraulics, Digital Twins), with a secondary code of EUANAEAK, Real-Time Monitoring & Smart Stormwater (Sensors, SCADA/IoT, RTC). Its NAICS code is 54136 and its SIC code is 7374.