What Waltio does

Waltio (legally SAS WALTIO) is a France-based software company that operates a cloud-based cryptocurrency tax reporting platform for individual investors and SMB users. Founded in 2019 and headquartered at 22 Allée Alan Turing, Clermont-Ferrand, the company aggregates transactions from 700+ exchanges, wallets, and blockchains via read-only API connections and file imports, then applies country-specific tax rules to calculate capital gains, DeFi activity, staking rewards, and NFT transactions for users declaring in France, Germany, Spain, Italy, the United Kingdom, and Belgium. The platform supports 10,000+ assets and outputs jurisdiction-ready forms such as the French Cerfa 2086 and 3916-bis and the UK Self Assessment, with localized compliance guides in five languages.

The underlying technology is built on Amazon Web Services infrastructure (servers in Ireland), with Amazon KMS used to encrypt API keys and wallet data, Auth0 handling authentication, and read-only access enforced to limit trading or withdrawal risk. An automated categorization engine handles complex DeFi operations (swaps, staking, lending, airdrops, spam tokens) and NFT transactions; AI is applied for transaction processing and asset identification. Stripe and PayPal process payments, Intercom powers support, and a custom Waltio File Format enables manual imports from unsupported platforms. Waltio is GDPR-compliant and has appointed a Data Protection Officer; in January 2026 it suffered a data breach affecting approximately 50,000 users, prompting a preliminary investigation by the Paris Public Prosecutor's Office and National Cyber Unit.

Waltio generates revenue through a freemium, product-led growth model: account syncing and portfolio tracking are free, and users pay only when downloading official tax reports, with pricing scaled to transaction volume complexity under a seasonal subscription that auto-renews annually through October 1. Distribution is direct-to-consumer via waltio.com, tax.waltio.com, and a mobile app, supplemented by an affiliate program on Post Affiliate Pro and content marketing in five languages. As of 2026 the platform reports 150,000+ users and a 4.7/5 rating from 600+ reviews on Trustpilot. The company has raised €1.8 million in a November 2023 seed round led by a mix of traditional financial entities (including Crédit Agricole Private Bank) and crypto-native investors and operates with 11-50 employees.

Name

Waltio

Legal name

SAS WALTIO

Website

https://waltio.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

Waltio is a France-based SaaS platform that aggregates cryptocurrency transactions from 700+ exchanges, wallets, and blockchains to automate capital gains calculation and generate country-specific tax reports for individual crypto investors across France, Germany, Spain, Italy, the UK, and Belgium under a freemium, pay-per-report model.

Ownership category

akta.pro rank

Product category

Cryptocurrency Tax Software

NAICS

Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121)

SIC

Finance Services (6199)

akta.pro primary industry

Travel Rule & Crypto-Related Screening for Payments (FSAMAMAM)

Keywords

• Crypto tax software
• Cryptocurrency tax reporting
• Blockchain transaction aggregation
• Digital asset compliance
• Crypto portfolio tracking

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Operations

Revenue model

1. Freemium with Paid Report Downloads: Platform access is free for syncing accounts and tracking portfolio performance. Revenue is generated when users are ready to download official tax-compliant reports, with pricing tailored to transaction volume complexity. Seasonal subscription with automatic renewal.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Waltio operates a cloud-based crypto tax reporting SaaS platform that aggregates transactions from 700+ exchanges, wallets and blockchains via read-only API connections and file imports. It automatically calculates capital gains, DeFi/NFT/staking income and other crypto activity, then generates tax-ready reports compliant with the rules of France, Germany, Spain, Italy, UK and Belgium. Users can sync accounts and track portfolio performance for free, paying only when downloading official tax reports.

Product overview

Waltio is a unified crypto tax reporting SaaS platform that connects to 700+ exchanges, wallets, and blockchains via read-only API integrations and file imports to automate cryptocurrency tax compliance. The core product (Waltio Crypto Tax Platform) combines portfolio tracking, tax calculation, and filing assistance into a single service. Supporting modules include country-specific tax guides (France, Germany, Spain, Italy), a crypto tax simulator for estimating gains/losses, and a custom file format for importing unsupported platforms. The platform also offers affiliate and referral programs. Founded in France with €1.8M seed funding, Waltio serves 150,000+ users across multiple countries.

Differentiator

Problem solved

Functional benefit

Products and services

• Waltio Crypto Tax Platform Cloud-based SaaS platform that syncs user crypto transactions across 700+ exchanges, wallets and blockchains via read-only APIs, calculates capital gains, DeFi/NFT/staking/airdrops income and generates tax-ready reports for individuals filing in France, Germany, Spain, Italy, UK and Belgium. The platform is offered to individual crypto investors on a freemium basis with paid tax report downloads.

Quantifiable outcome

• Tax report generation in under 5 minutes
• +2 more outcomes

Named customers3 records

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration35 records

AI capability2 records

Feature5 records

Partnerships

Five partnerships are on record, tiered core.

• AWS (Amazon Web Services)coreTechnology or IntegrationCloud infrastructure provider for Waltio's platform. Servers located in Ireland. AWS security standards used for data protection.
• StripecoreTechnology or IntegrationPayment processing provider handling card payments and billing. Waltio does not store banking data - all payment processing handled through Stripe.
• PayPalcoreTechnology or IntegrationAlternative payment method available for subscriptions, processed under PayPal's own terms.
• Auth0coreTechnology or IntegrationAuthentication service used for secure login and password management, preventing password leaks and external attacks.
• IntercomcoreTechnology or IntegrationCustomer support and chat tool used for website assistance and user communication with support team.

Scale indicators6 records

Expansion highlights5 records

Direct peers

• ZenLedger: ZenLedger is a US-headquartered crypto tax preparation and accounting platform integrating with major exchanges, wallets, and accountants. It competes with Waltio on tax calculation, DeFi support, and increasingly on accountant/B2B channels.
• CoinLedger: CoinLedger (formerly CryptoTrader.Tax) is a US-based crypto tax software with broad exchange/wallet integrations and accountant-focused tools. It is a direct competitor on tax calculation and reporting for individual crypto holders, including DeFi/NFT support.
• Blockpit: Blockpit (which absorbed Accointing) is an Austria-based crypto tax and portfolio tracking platform with strong presence in DACH and EU markets. It directly competes with Waltio for German, Austrian, and broader European individual crypto investors needing compliant tax reporting.
• CoinTracker: CoinTracker is a major US-headquartered crypto portfolio tracker and tax platform that aggregates transactions across exchanges and wallets and generates tax reports. It overlaps directly with Waltio's portfolio-tracking and tax-reporting features and competes for the same individual investor segment.
• TokenTax: TokenTax is a US-based crypto tax service offering both self-serve software and assisted filings for individuals and businesses. It overlaps with Waltio on DeFi and NFT tax handling and competes on similar freemium/self-serve pricing structures.
• Koinly: Koinly is a leading crypto tax calculator with integrations across hundreds of exchanges, wallets, and blockchains, supporting dozens of jurisdictions. It directly competes with Waltio on multi-country tax reporting, DeFi/NFT handling, and freemium-to-paid conversion.
• CoinTracking: CoinTracking is a long-standing German-headquartered crypto portfolio tracker and tax calculator supporting extensive integrations and reporting for many countries including EU jurisdictions. It is a direct competitor to Waltio for individual crypto investors in Europe.
• CryptoTaxCalculator: CryptoTaxCalculator is an Australia-based crypto tax platform with global exchange/wallet integrations and country-specific tax reporting for 30+ jurisdictions. It overlaps directly with Waltio on multi-jurisdiction tax calculation and DeFi/NFT support.

Emerging players

• Divly: Divly is a Scandinavian crypto tax reporting startup focused on Nordic markets with a simple, guided UX. It is an emerging competitor targeting individual investors with similar freemium/value-based pricing to Waltio, though with a narrower geographic focus.

Broad incumbents

• TurboTax / Intuit cryptocurrency imports: TurboTax is a mass-market consumer tax preparation platform with growing direct crypto import and reporting features (via partnerships like CoinTracker). It represents a broad incumbent threat if it deepens embedded crypto tax handling, bypassing standalone tools like Waltio for many US/international users.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/Get_Waltio
• YouTubeyoutube.com/channel/UCGPORLNfEgavsJ2OPXWIZxg
• Facebookfacebook.com/hellowaltio
• LinkedInlinkedin.com/company/waltio

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Waltio