What Neitec does

Neitec (Neitec Limited) is a Madrid-headquartered private fintech founded in 2023 that builds distributed ledger technology (DLT) infrastructure to improve the efficiency of financial markets, with a focus on emerging economies. The company operates two core products: Debita, an on-chain private credit platform that unifies origination, structuring, servicing, and placement of debt instruments for mid-sized corporates and fintech lenders in Latin America, with institutional-grade bond issuance, stablecoin-rail settlement, and real-time covenant and impact monitoring; and Fidere, an automated platform for trust management. Technology is built on Arbitrum One, with Chainlink Automation powering lifecycle events (bond issuance, coupon payments, principal repayments) and Wiserfunding embedding third-party credit risk scoring into lending workflows.

The business model is institutional B2B, with implied transaction and infrastructure fees on private credit issuance. The go-to-market is sales-led, with CEO Julio Ferrón and the leadership team engaging directly with mid-sized corporates, fintech lenders, and banks across Colombia, the Dominican Republic, Mexico, and Argentina. Distribution is supported by strategic partnerships with Dos Mares Credit Investors (origination), Finlabs USA LLC (commercial expansion), the Dominican Banking Association (regulatory sandbox), and technology integrations with Chainlink and Wiserfunding. Neitec has facilitated $80M+ in placed deals with a $150M forward pipeline, won the MERGE Madrid 2025 Startup Contest, and is featured in Forbes Centroamérica. The company has 11-50 employees and has raised $1.5M in disclosed funding.

Name

Neitec

Legal name

Neitec Limited

Website

https://neitec.io

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

11–50 employees

Short description

Neitec is a Madrid-based fintech building DLT-based private credit infrastructure for mid-sized corporates and fintech lenders in Latin America, offering on-chain bond issuance, lifecycle automation, and trust management through its Debita and Fidere platforms.

Ownership category

akta.pro rank

Product category

Blockchain-based Private Credit Infrastructure

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Securities and Commodity Exchanges (52321)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Security Brokers, Dealers & Flotation Companies (6211), Loan Brokers (6163)

akta.pro primary industry

RWA Tokenization Platforms (asset onboarding, structuring, issuance) (FSAPAIAC)

akta.pro secondary industries

Tokenized Collateral & On-Chain Credit Infrastructure (Collateral Mgmt, Liquidations) (FSAGAMAK), Institutional DeFi & On-Chain Liquidity Infrastructure (Permissioned DeFi, Lending) (FSAGAMAG), Borrowing/Lending Risk & Credit Infrastructure (on-chain credit scoring, risk engines, insurance wrappers) (FSAPAEAI)

Keywords

• Private credit infrastructure
• DLT financial products
• Tokenized debt issuance
• Blockchain bond issuance
• Automated trust management

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Platform / Infrastructure Fees (implied): Debita functions as a digital infrastructure platform for private credit issuance, structuring, and lifecycle management. The platform connects issuers seeking liquidity with institutional and private investors. Revenue is implied to derive from fees charged to issuers for platform access, structuring, and transaction facilitation — consistent with the on-chain private credit infrastructure model described.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

Neitec designs and launches DLT-based fintech solutions for financial markets, with its flagship Debita platform providing on-chain private credit infrastructure that unifies origination, structuring, servicing, and placement of private debt for mid-sized corporates and fintech lenders in emerging markets. The company also offers Fidere, a platform for automated and transparent management of trusts using the same DLT foundation, with stablecoin-rail settlement connecting emerging-market issuers to international institutional investors.

Product overview

Neitec offers a platform-plus-products architecture centered on two core solutions: Debita for on-chain debt instrument issuance and private credit management, and Fidere for automated trust management. Both products operate as independent entities within Neitec's ecosystem, leveraging distributed ledger technology (DLT) to drive efficiencies in financial markets. Debita serves mid-sized corporates and fintech lenders with a unified digital workflow replacing manual handoffs, while Fidere addresses trust administration automation. The products share Neitec's DLT infrastructure and can be deployed together or independently for institutional clients.

Differentiator

Problem solved

Functional benefit

Brands

• Debita: On-chain asset-based private credit infrastructure that unifies origination, structuring, servicing, and placement for mid-sized corporates and fintech lenders. Enables institutional-grade bond issuance through smart contracts with end-to-end lifecycle automation and stablecoin-rail settlement.
• Fidere

Products and services

• Debita On-chain asset-based private credit infrastructure that unifies origination, structuring, servicing, and placement for mid-sized corporates and fintech lenders. Enables institutional-grade bond issuance through smart contracts with end-to-end lifecycle automation and stablecoin-rail settlement, connecting emerging-market issuers with international investors.
• Fidere Platform for automated and transparent management of trusts, leveraging distributed ledger technology to digitise trust administration and enhance operational efficiency in fiduciary operations.

Quantifiable outcome

• Over $80M in placed deals facilitated to date, with a pipeline of over $150M for the coming year across Colombia, Dominican Republic, Mexico, and Argentina.
• +1 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability4 records

Feature9 records

Partnerships

Five partnerships are on record, tiered core and flagship.

• Finlabs USA LLCcoreGTM or Marketing Partner · 28 November 2024Strategic alliance announced on November 28, 2024 in Miami, Florida. Finlabs USA LLC serves as a key strategic partner in commercialising and expanding Neitec's solutions (Debita for on-chain debt issuance and Fidere for automated trust management) in priority markets. Both companies will collaborate to deliver solutions that optimise processes, reduce costs, and broaden access to advanced technological tools across financial and corporate sectors. The partnership also explores new applications of blockchain technology in banking, trust management, and asset management. José Frank Almeyda, CEO of Finlabs, and Julio Ferrón, CEO of Neitec, are quoted endorsing the collaboration.
• Dos Mares Credit InvestorscoreStrategic or Co-development PartnerStrategic alliance between Dos Mares Credit Investors and Debita by Neitec to scale private-debt origination across Latin America. Dos Mares contributes deep expertise in originating, structuring, and overseeing private credit operations across Latin American markets. Debita contributes the digital infrastructure connecting issuers with institutional and private investors worldwide, with full transparency and lifecycle automation built into the protocol. The alliance focuses on financing needs of the Latin American SME ecosystem, offering direct lending, asset-based lending (ABL), and mezzanine debt structures. Alfredo Mordezki, Director at Dos Mares, and Julio Ferrón, CEO of Neitec/Debita, are quoted endorsing the collaboration.
• WiserfundingcoreTechnology or IntegrationStrategic partnership embedding institutional-grade credit risk scoring into Debita's lending workflows for mid-sized corporates. Wiserfunding provides advanced risk assessment capabilities using both financial and non-financial data to evaluate SME creditworthiness. The integration optimises risk evaluation, increases transparency and trust for investors, and streamlines the debt issuance process by reducing time required to structure and issue new instruments. Key benefits include standardised, comparable risk frameworks that eliminate the need for issuers to seek external ratings, and improved investor confidence in debt instruments issued through Debita.
• ChainlinkflagshipTechnology or IntegrationDebita has integrated Chainlink Automation into its platform on Arbitrum One. Chainlink's decentralised automation network powers critical on-chain operations spanning bond issuance, periodic coupon payments, and principal repayments. Every Debita bond is associated with an 'upkeep' — an automated task that monitors off-chain conditions and triggers the corresponding on-chain action. The integration addresses the needs of regulated institutions managing high-value securities, ensuring infrastructure aligned with regulatory expectations and the operational resilience of established markets. Chainlink Automation calls a secure forwarder contract to perform corresponding on-chain transactions, with additional permission layers ensuring tightly controlled bond lifecycle execution.
• Dominican Banking Association (ABA)flagshipStrategic or Co-development PartnerStrategic agreement to create a private sandbox exploring how Distributed Ledger Technologies (DLT) can enhance operational efficiency within the Dominican banking sector. Neitec will deploy its suite of solutions including Debita (on-chain debt instruments) and Fidere (automated trust management). The collaboration aligns with Neitec's commitment to Latin America as a key region for deploying solutions, addressing challenges such as enhancing financial inclusion and impacting the development of capital markets. The Dominican Republic is the seventh-largest economy in Latin America, distinguished by sustained economic growth and legal stability. Rosanna Ruiz, ABA President, and Julio Ferrón, CEO of Neitec, are quoted endorsing the collaboration.

Scale indicators6 records

Recent moves6 records

Direct peers

• Centrifuge: Centrifuge is a leading on-chain platform for tokenising real-world assets (RWAs) including invoices and private credit. Highly comparable to Debita: both use DLT to bring off-chain receivables and debt on-chain for institutional investors, with similar tooling for lifecycle automation and credit risk.
• Maple Finance: Maple Finance is an institutional DeFi credit marketplace where lenders provide undercollateralised loans to borrowers via on-chain pools. Directly comparable to Debita's institutional private credit origination and structuring capabilities for fintech lenders.
• Ondo Finance: Ondo Finance tokenises US Treasuries and other yield-bearing assets for institutional investors. Comparable to Debita in the tokenisation of fixed-income instruments and on-chain lifecycle management, though Ondo focuses on liquid yield instruments rather than emerging-market private credit.
• TrueFi: TrueFi provides undercollateralised, on-chain lending to vetted institutional borrowers via credit scoring and risk monitoring. Directly comparable to Debita's model of bringing institutional-grade underwriting and on-chain credit infrastructure to non-bank borrowers.
• Goldfinch: Goldfinch is a decentralised credit protocol focused on lending to real-world businesses in emerging markets via on-chain credit networks. Closely comparable to Debita's emerging-market focus and borrower-vetting model, though Goldfinch uses a community-based credit model rather than institutional bond structures.
• Securitize: Securitize is a regulated platform for issuing and managing digital securities including tokenised funds and private credit. Comparable to Debita's bond issuance and lifecycle automation capabilities, with stronger regulatory licensing and a broader fund-tokenisation focus.
• Clearpool: Clearpool is a decentralised credit marketplace offering undercollateralised loans to vetted institutional borrowers with on-chain credit scoring. Directly comparable to Debita's institutional private credit marketplace model.

Broad incumbents

• Provenance Blockchain: Provenance Blockchain is a public chain purpose-built for financial services, hosting tokenised credit and asset-management applications for institutional users. Comparable to Neitec's institutional RWA focus, though Provenance is infrastructure-level rather than a single application.
• MakerDAO (Sky): MakerDAO/Sky operates one of the largest on-chain credit and stablecoin ecosystems, including the RWA vault programme that tokenises off-chain assets like US Treasuries and trade finance. Comparable to Neitec in deploying tokenised real-world collateral into on-chain credit, though at vastly larger scale and broader scope.

Emerging players

• Polymath: Polymath provides tokenisation infrastructure for security tokens, including compliance and issuance tooling. Comparable to Debita's tokenised-bond issuance capabilities, with similar focus on bringing regulated securities onto blockchain rails.

Market position

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/neitec-company

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries2 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Neitec