Numerated
- Company typePrivate
- Founded2017
- HeadquartersBoston, United States
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
Numerated firmographics
Firmographics- Name
- Numerated
- Legal name
- Numerated Growth Technologies
- Website
- https://numerated.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Acquired
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Numerated industry classification
Industry- Product category
- Commercial Lending Software
- NAICS
- Activities Related to Credit Intermediation (5223)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking) (FSAGAHAC)
Keywords
Where Numerated is headquartered
LocationHeadquarters
- HQ city
- Boston
- HQ country
- United States
- HQ region
- North America
Markets served
Numerated business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Digital Lending Software: B2B SaaS revenue from providing digital lending technology solutions to financial institutions, with subscription or usage-based pricing models typical of enterprise fintech solutions
Go-to-market motion1 record
Distribution channels1 record
Marketing channels1 record
Numerated product offering
Product offeringCore offering
Numerated builds a digital lending technology platform that modernizes the entire commercial loan origination lifecycle for banks and financial institutions. The platform combines AI/ML-driven spreading, GenAI-powered credit memo generation, digital borrower engagement, automated scoring and decisioning, and loan operations automation. Following acquisition by Moody's Corporation in January 2026, the technology is now delivered as part of the Moody's Lending Suite Loan Origination solution.
Product overview
Numerated Growth Technologies was a digital lending technology company acquired by Moody's Corporation in January 2026. Following the acquisition, Numerated's technology was integrated into Moody's Lending Suite, which offers a comprehensive commercial loan origination platform. The portfolio consists of Numerated Growth Technologies as the acquired lending technology brand, now operating as part of Moody's Lending Suite - Loan Origination solution. This platform provides end-to-end commercial lending automation including borrower engagement, automated spreading and scoring, underwriting and decisioning, and loan operations, powered by AI and machine learning.
Differentiator
Problem solved
Functional benefit
Products and services
- Moody's Lending Suite Loan Origination
Companies that use Numerated
Customer profileSegments2 records
Ideal customer profiles1 record
Numerated technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability5 records
Feature6 records
Numerated partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Moody's CorporationcoreMoody's Corporation (NYSE:MCO) acquired Numerated Growth Technologies as part of a strategic expansion beyond traditional credit ratings into technology-driven services. The acquisition enables Moody's to integrate Numerated's digital lending technology into its Lending Suite, providing financial institutions with comprehensive loan origination solutions. Investors note this represents Moody's strategy to embed data, machine learning, and credit tools into client workflows in banking and insurance sectors.
Scale indicators1 record
Recent moves5 records
Numerated competitors and assessment
Company assessmentDirect peers
- nCino: nCino provides a cloud-based commercial loan origination platform to banks and credit unions, directly competing with Numerated in the commercial lending workflow automation space. Both platforms digitize the end-to-end origination lifecycle from borrower engagement through closing.
- Abrigo: Abrigo offers commercial lending software and credit risk management solutions to community and mid-sized banks, overlapping directly with Numerated's customer base and product capabilities in commercial loan origination and spreading.
- Baker Hill: Baker Hill provides commercial loan origination, risk analysis, and portfolio management software to banks—directly comparable to Numerated's commercial lending automation and credit risk scoring capabilities.
- Sageworks (Abrigo): Sageworks (now part of Abrigo) provides commercial loan origination and credit risk analytics to financial institutions—directly competing with Numerated's spreading, scoring, and origination automation functionality.
Broad incumbents
- FIS (FIS LoanSphere): FIS offers LoanSphere and a broad suite of commercial and consumer lending technology to large banks globally. FIS was an early Numerated investor and serves similar enterprise lending customers with a wider product portfolio.
- Temenos: Temenos provides a comprehensive core banking and loan origination platform to global banks, including commercial lending functionality that overlaps with Numerated's end-to-end origination suite.
- Jack Henry (SilverLake and CIF 20/20): Jack Henry provides loan origination software including CIF 20/20 for commercial lending to community and mid-sized banks—a directly comparable use case and customer base to Numerated.
- Black Knight (Ellie Mae / Empower): Black Knight provides loan origination systems primarily for mortgage lending with adjacent commercial lending offerings. Broader incumbent with overlapping automation and document management capabilities relevant to Numerated's solutions.
Emerging players
- Blend: Blend is a digital lending platform originally focused on consumer mortgages that has expanded into commercial and SMB lending. Partial overlap with Numerated in digital borrower engagement and origination workflows.
- Tavant: Tavant offers Touchpoint, a digital lending platform for commercial and consumer loan origination. Overlaps with Numerated in borrower-facing workflows and underwriting automation for banks and credit unions.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Numerated social profiles
Digital presenceNumerated financial estimates
Financial estimateRevenue estimate
Valuation estimate
Numerated leadership team
Management profileNumber of profiles
Profiles8 records
Numerated funding detail
Funding detailFunding overview
Funding rounds5 records
Investors9 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Numerated M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Numerated
What does Numerated do?
Numerated builds a digital lending technology platform that modernizes the entire commercial loan origination lifecycle for banks and financial institutions. The platform combines AI/ML-driven spreading, GenAI-powered credit memo generation, digital borrower engagement, automated scoring and decisioning, and loan operations automation. Following acquisition by Moody's Corporation in January 2026, the technology is now delivered as part of the Moody's Lending Suite Loan Origination solution.
Is Numerated a public or private company?
Numerated is a private company. It is classified as corporate owned and is currently acquired.
When was Numerated founded?
Numerated was founded in 2017. It employs 101 to 250 people.
Where is Numerated based?
Numerated is headquartered in Boston, United States, in the North America region.
How does Numerated make money?
One revenue line is on record: digital Lending Software.
Who are Numerated's main competitors?
Direct peers on record are nCino, Abrigo, Baker Hill and Sageworks (Abrigo). Broad incumbents are FIS (FIS LoanSphere), Temenos, Jack Henry (SilverLake and CIF 20/20) and Black Knight (Ellie Mae / Empower). Emerging players are Blend and Tavant.
Does Numerated have an API?
No public API is recorded for Numerated.
What industry is Numerated in?
Numerated's product category is Commercial Lending Software. Its primary akta.pro industry code is FSAGAHAC, Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking). Its NAICS code is 5223 and its SIC code is 6199.