Acep Burkina
- Company typePrivate
- Founded2012
- HeadquartersOuagadougou, Burkina Faso
- Headcount101–250
- GTM typeB2B
- OfferingServices
Acep Burkina firmographics
Firmographics- Name
- Acep Burkina
- Legal name
- ACEP Burkina SA
- Website
- https://acep-bf.com
- Company type
- Private
- Founded year
- 2012
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Acep Burkina industry classification
Industry- Product category
- Microfinance Services
- NAICS
- Commercial Banking (52211)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- SME Business Lending (Term Loans, Lines of Credit, Overdrafts) (FSABABAB)
- akta.pro secondary industries
- SME Lending Platforms & Embedded SME Credit (FSAKAGAJ), SME Cash Management & Payments (Merchant, ACH/Wires, Payroll) (FSABABAD)
Keywords
Where Acep Burkina is headquartered
LocationHeadquarters
- HQ city
- Ouagadougou
- HQ country
- Burkina Faso
Offices5 records
Markets served
Acep Burkina business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Credit/Loan Interest: Interest income from micro and small business loans. Credit products include TPE loans starting at 100,000 FCFA and PME loans up to 100 million FCFA. Direct lending without requiring prior savings.
- Savings Deposits: Collection of savings deposits including term deposits (DAT), education savings, housing savings, and project savings. Interest paid to depositors at competitive rates (3.5%-8% annually).
- Signature Guarantees: Surety bonds and guarantees issued for entrepreneurs bidding on public/private contracts. Includes bid bonds, performance bonds, and advance payment guarantees. Fee-based service.
- Financial Attestations: Issuance of financial certificates and attestations including capacity certificates, account statements, and non-engagement certificates for a fee.
- Mobile Money Transactions: Transaction fees and float income from Moov Money integration allowing customers to repay loans and make deposits remotely.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Monthly | TPE Credit: From 100,000 FCFA |
| Unit Pricing | Monthly | TPE PLUS Credit: From 15,000,000 FCFA |
| Unit Pricing | Monthly | PME Credit: Up to 100 million FCFA |
| Subscription | Annual | Term Deposit (DAT): Up to 8% annually |
| Subscription | Monthly | Project Savings (Djigui): 3.5% annually |
| Subscription | Monthly | Housing Savings (M'Roogo): 4% annually |
| Subscription | Monthly | Education Savings (M'Beog Neere): 4% annually |
| Subscription | Pay-as-you-go | Free Savings: Preferential credit rates |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels4 records
Acep Burkina product offering
Product offeringCore offering
ACEP Burkina is a microfinance institution providing credit, savings products, and signature guarantee services to micro and small enterprises in urban and peri-urban areas of Burkina Faso. The institution operates through 10 branches across 5 cities (Ouagadougou, Bobo-Dioulasso, Koudougou, Ouahigouya, Kaya), complemented by SMS Banking and Moov Money mobile money integration for remote transactions. Core credit products range from 100,000 FCFA for very small enterprises to 100 million FCFA for SMEs, with savings products paying interest up to 8% annually.
Product overview
Acep Burkina is a microfinance institution offering a comprehensive suite of financial products and services. Core offerings include three credit tiers: Crédit TPE (100,000-15,000,000 FCFA for microenterprises), Crédit PME (up to 100 million FCFA for SMEs), and various savings products including Epargne Libre (flexible), Epargne Education/M'Beog Neere (4% rate), Epargne Logement/M'Roogo (housing savings with 4% rate), Epargne Projet/Djigui (3.5% rate), and Dépôt à Terme/DAT (up to 8% rate). The company also provides signature guarantee services (Caution de Soumission, Caution de Bonne fin d'Exécution, Caution d'Avance de Démarrage) for public and private tenders, SMS Banking for account alerts, and financial attestations. The institution focuses on urban and peri-urban micro, small, and medium enterprises in Burkina Faso.
Differentiator
Problem solved
Functional benefit
Brands
- DJIGUI: Epargne Projet savings product allowing clients to save freely each month at their own pace to realize personal projects, with a remuneration rate of 3.5% per year.
- EPARGNE M'ROOGO
- EPARGNE M'BEOG NEERE
Quantifiable outcome
- Over 300 billion FCFA disbursed to entrepreneurs
- +3 more outcomes
Companies that use Acep Burkina
Customer profileSegments2 records
Ideal customer profiles2 records
Acep Burkina technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature1 record
Acep Burkina partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered moderate and core.
- Grameen FoundationmoderateGlobal nonprofit focused on microfinance and poverty alleviation. Listed as partner, sharing expertise in serving the unbanked population.
- ACEP GroupcoreParent company of ACEP Burkina. Joined the ACEP Group in October 2019. ACEP Group has over 25 years of experience in financial inclusion across Africa with operations in Burkina Faso, Cameroon, Niger, and Madagascar.
Scale indicators6 records
Recent moves8 records
Expansion highlights6 records
Acep Burkina competitors and assessment
Company assessmentBroad incumbents
- Orabank: Pan-African banking group operating in UEMOA countries including Burkina Faso, serving SMEs, corporates, and individuals. Overlapping customer base but with broader banking services beyond microfinance.
- Coris Bank Burkina: Major commercial bank in Burkina Faso offering SME banking, microfinance, and digital financial services. Competes for the same SME segment but with a broader product portfolio and balance-sheet scale.
- Banque Populaire du Burkina (BABF): Major cooperative banking network in Burkina Faso with deep SME and retail deposit franchise. Overlaps with ACEP in serving small entrepreneurs but operates under a different legal structure (cooperative bank).
Regional players
- Kafo Jiginew: Leading Malian microfinance institution serving micro and small enterprises in Mali with credit, savings, and related services. Comparable business model and West African/UEMOA context, though operating in a different country.
- Cofina Group: West African financial services group focused on SME and microenterprise financing across UEMOA countries. Comparable product set (credit, savings, digital) and West African footprint, though headquartered in Côte d'Ivoire.
Direct peers
- Baobab (formerly Microcred): Pan-African digital financial inclusion group providing credit, savings, and digital banking to micro-entrepreneurs and SMEs across multiple African countries. Closely comparable in product offering and target customer.
- ACEP Group (parent subsidiaries): ACEP's sister entities (ACEP Cameroon, ACEP Niger, ACEP Madagascar) operate the same microfinance model with identical product structure, target segments, and parent governance, making them the closest functional peers.
- PAMIGA: Pan-African microfinance network and fund manager supporting MFIs across Africa with technical assistance and capital. Overlapping in mission, customer base (micro/SME), and DFI-backed structure.
- Advans Group: Paris-headquartered microfinance group operating across Sub-Saharan Africa and Asia, serving micro and small enterprises with credit and savings products. Directly comparable business model and customer segment to ACEP Burkina.
Others
- Fonds d'Appui aux Activités Rémunératrices (FAAR): Burkinabe public fund providing credit lines and guarantees to MFIs and SMEs in Burkina Faso. Acts as a wholesale funding source and partial competitor in serving the same SME ecosystem.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Acep Burkina financial estimates
Financial estimateRevenue estimate
Valuation estimate
Acep Burkina leadership team
Management profileNumber of profiles
Profiles1 record
Acep Burkina funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Acep Burkina M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Acep Burkina
What does Acep Burkina do?
ACEP Burkina is a microfinance institution providing credit, savings products, and signature guarantee services to micro and small enterprises in urban and peri-urban areas of Burkina Faso. The institution operates through 10 branches across 5 cities (Ouagadougou, Bobo-Dioulasso, Koudougou, Ouahigouya, Kaya), complemented by SMS Banking and Moov Money mobile money integration for remote transactions. Core credit products range from 100,000 FCFA for very small enterprises to 100 million FCFA for SMEs, with savings products paying interest up to 8% annually.
Is Acep Burkina a public or private company?
Acep Burkina is a private company. It is classified as corporate owned and is currently operating.
When was Acep Burkina founded?
Acep Burkina was founded in 2012. It employs 101 to 250 people.
Where is Acep Burkina based?
Acep Burkina is headquartered in Ouagadougou, Burkina Faso.
How does Acep Burkina make money?
Five revenue lines are on record. Credit/Loan Interest is the primary driver. The others are savings Deposits, signature Guarantees, financial Attestations and mobile Money Transactions.
Who are Acep Burkina's main competitors?
Broad incumbents on record are Orabank, Coris Bank Burkina and Banque Populaire du Burkina (BABF). Regional players are Kafo Jiginew and Cofina Group. Direct peers are Baobab (formerly Microcred), ACEP Group (parent subsidiaries), PAMIGA and Advans Group. Fonds d'Appui aux Activités Rémunératrices (FAAR) is listed as an others.
Does Acep Burkina have an API?
No public API is recorded for Acep Burkina.
What industry is Acep Burkina in?
Acep Burkina's product category is Microfinance Services. Its primary akta.pro industry code is FSABABAB, SME Business Lending (Term Loans, Lines of Credit, Overdrafts), with a secondary code of FSAKAGAJ, SME Lending Platforms & Embedded SME Credit. Its NAICS code is 52211 and its SIC code is 6153.