moneymeets
moneymeets GmbH is a Cologne-based fintech, founded in 2011, that builds white-label digital advisory software for German banks, Sparkassen, and insurers. Its Digital Insurance Manager platform aggregates 160+ insurers and 80,000+ tariff offers to enable multi-channel insurance management and digital sales across B2B and B2C channels.
- Company typePrivate
- Founded2011
- HeadquartersKöln, Germany
- Headcount11–50
- GTM typeB2B and B2C
- OfferingSoftware
What moneymeets does
moneymeets GmbH is a Cologne-based fintech founded in 2011 by Johannes Cremer and Dieter Fromm that develops customer-centric advisory software for credit institutions (banks and Sparkassen) and insurance companies. Its core product is the Digitaler Versicherungsmanager (Digital Insurance Manager), a white-label, multichannel platform that combines a Versicherungsordner (digital insurance folder), a Vertrags-Check (contract quality checker that evaluates existing policies from only 3-4 data inputs), and a Tarif-Assistent (fully digital, legally compliant sales-closure pathway) for core insurance products. The platform is built on a cloud-native microservices architecture that supports plug-and-play deployment within weeks, and runs on data covering more than 160 German insurers and roughly 80,000 tariff offers evaluated against up to ~200 performance criteria per product line, sourced from rating houses such as Franke und Bornberg and analytics partner MORGEN & MORGEN.
The company complements the Digitaler Versicherungsmanager with a Versicherungs-Robo-Advisor (launched 2018, marketed as Germany's first insurance robo-advisor) and an Investment-Robo for professional investment strategies, plus an account-aggregation/analysis module (Kontenanalyse) that surfaces cross-selling opportunities from customers' bank accounts. All robo and manager assets are packaged under the moneymeets Corporate B2B partner program for white-label licensing to banks and insurers, and the company operates a parallel moneymeets.de B2C portal. Its B2B distribution channel is enterprise field sales with OEM/embedded deployment; B2C traffic runs through the consumer portal. Notable enterprise customers and partners include DEVK Versicherungen, Sparda-Bank West, Braunschweigische Landessparkasse (BLSK), PostFinance AG, and DAB BNP Paribas.
The revenue model is a hybrid of (i) recurring B2B software licensing / white-label subscriptions for the Digital Insurance Manager and robo suite, and (ii) transaction fees from insurance commissions on B2C sales (revenue-sharing with end customers, a structure validated by a 2016 Oberlandesgericht Köln ruling). Institutional shareholders include PostFinance AG (Switzerland), Dieter von Holtzbrinck Ventures, and Woodman Asset Management Group, supplemented by 2022 equity from three German Sparkassen (Wuppertal, Koblenz, Duisburg) that formed a competitive alliance against the group-wide S-Versicherungsmanager solution. Headcount is reported in the 11-50 range; total disclosed funding through 2016 was approximately $15.4M, and the company's material claims include a 'Profitable within one year' outcome for client banks/sparkassen and 'Plug & Play' deployment timelines.
moneymeets firmographics
Firmographics- Name
- moneymeets
- Legal name
- moneymeets GmbH
- Website
- https://moneymeets.com
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- moneymeets GmbH is a Cologne-based fintech, founded in 2011, that builds white-label digital advisory software for German banks, Sparkassen, and insurers. Its Digital Insurance Manager platform aggregates 160+ insurers and 80,000+ tariff offers to enable multi-channel insurance management and digital sales across B2B and B2C channels.
- Ownership category
- akta.pro rank
moneymeets industry classification
Industry- Product category
- Insurance Technology Software
- NAICS
- Finance and Insurance (52)
- SIC
- Investment Advice (6282), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Expense Tracking & Financial Dashboards (FSAGADAB)
- akta.pro secondary industry
- Digital Wallets & Account Aggregation Hub (Multi-account, Stored Value) (FSAGAAAD)
Keywords
Where moneymeets is headquartered
LocationHeadquarters
- HQ city
- Köln
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
moneymeets business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales
Revenue model
- B2B Software Licensing / White-Label Solutions: moneymeets licenses its digital insurance manager and investment robo-advisor as white-label solutions to banks, sparkassen, and insurance companies. Financial institutions pay for access to the platform, enabling them to offer digital insurance advice and sales to their own customers.
- Insurance Commission Sharing (B2C): On the B2C portal moneymeets.de, moneymeets shares insurance commissions with customers, having won a court case confirming this practice under German law. Revenue comes from insurance provider commissions on policies sold through the platform.
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
moneymeets product offering
Product offeringCore offering
moneymeets develops customer-centric digital advisory software for banks, sparkassen, and insurance companies. Its core offering is the Digitaler Versicherungsmanager (Digital Insurance Manager), a white-label platform that enables financial institutions to provide digital insurance portfolio management, contract quality checks, tariff comparison, and fully digital sales workflows. The company also offers insurance and investment robo-advisors, covering over 160 German insurers and 80,000+ tariff offers, with plug-and-play deployment within weeks.
Product overview
moneymeets is a B2B SaaS provider of multi-channel consulting software for the financial industry (banks and insurers). The core offering is the Digitaler Versicherungsmanager platform, which includes three integrated modules: the Versicherungsordner (digital insurance folder), Vertrags-Check (contract quality checker), and Tarif-Assistent (tariff assistant for digital insurance sales). Complementing this is the Versicherungs-Robo-Advisor — Germany's first insurance Robo-Advisor — and the Investment-Robo for professional investment strategies. All solutions are available as White-Label products under the moneymeets Corporate B2B program. The product portfolio is designed for both advisor-assisted and self-service use cases across insurance and investment product lines.
Differentiator
Problem solved
Functional benefit
Brands
- moneymeets Corporate: B2B partner program for banks and insurers offering white-label digital consulting solutions including robo advisors for insurance and investment products.
Products and services
- Digitaler Versicherungsmanager (Digital Insurance Manager) White-label digital insurance management platform for banks, Sparkassen, and insurance companies. Enables advisors and customers to review, analyze, and optimize insurance contracts through integrated modules (Versicherungsordner, Vertrags-Check, Tarif-Assistent). Supports fully digital and legally compliant insurance product sales across online, in-branch, and advisor-led channels.
- Versicherungs-Robo-Advisor (Insurance Robo-Advisor) Germany's first robo-advisor specifically for insurance products. Allows consumers and bank customers to independently review existing insurance contracts and find better tariffs. Covers private liability, household, legal protection, building, and accident insurance with access to over 160 German insurance providers and analysis of up to 80,000 tariff offers.
- Investment-Robo (Investment Robo-Advisor) Robo-advisor for professional investment strategies that recognizes and analyzes customer investment products, profiles investors, and suggests suitable investment products. Powers Germany's first online marketplace for professional investment strategies (launched with DAB BNP Paribas in 2017).
- moneymeets Corporate (B2B Partner Program) B2B partner program offering banks, Sparkassen, and insurance companies white-label access to moneymeets' digital advisory solutions, including the Insurance Robo-Advisor and Investment Robo-Advisor. Designed for plug-and-play deployment within weeks and short time-to-market for corporate customers.
- moneymeets.de B2C Portal Direct-to-consumer online portal (moneymeets.de) for individual German consumers to manage insurance portfolios, compare tariffs from 160+ insurers, evaluate contract quality via the Vertrags-Check, and purchase insurance products directly. Moneymeets shares insurance commissions with customers, a practice confirmed by the Oberlandesgericht Köln in 2016.
Quantifiable outcome
- Banks can significantly increase their market share in insurance business while maintaining control over their business policy
- +3 more outcomes
Companies that use moneymeets
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles3 records
moneymeets technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
moneymeets partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered flagship, core and minor.
- Braunschweigische Landessparkasse (BLSK)flagshipBLSK cooperated with moneymeets to use its Digital Insurance Manager, strengthening customer loyalty and driving insurance sales. This was announced as a press release in April 2023. BLSK is one of three sparkassen that formed a competitive alliance against the S-Versicherungsmanager group solution.
- Sparkassen Wuppertal, Koblenz, and DuisburgcoreThree German sparkassen (savings banks) from Wuppertal, Koblenz, and Duisburg invested in moneymeets, forming a competitive alliance against the group-wide Bancassurance solution 'S-Versicherungsmanager' offered by Versicherungskammer Bayern and Provinzial through JDC Group.
- Sparda-Bank WestflagshipSparda-Bank West uses the digital insurance manager jointly with DEVK and moneymeets to strengthen customer loyalty and generate new sales impulses. The project launch was accelerated due to COVID-19 social distancing requirements.
- DEVK VersicherungenflagshipDEVK partnered with moneymeets to jointly develop and deploy the digital insurance manager, combining DEVK's insurance products with moneymeets' technology platform for bancassurance distribution.
- MORGEN & MORGEN (M&M)coreMORGEN & MORGEN, a software and analysis house, entered a cooperation with moneymeets to provide data and analytics capabilities for the insurance comparison and rating functionality within the digital insurance manager.
- DAB BNP Paribasminormoneymeets launched Germany's first online marketplace for professional investment strategies in cooperation with DAB BNP Paribas, allowing investors to access professional investment strategies through the moneymeets platform.
- WHU – Otto Beisheim School of Managementminormoneymeets and WHU collaborated on the VikoDiA project (Visualisierungskonzept für Digitale Anlageberatung), an EU-funded initiative to develop visualization and user guidance concepts for digital investment advisory. The project was selected for EFRE funding in the CreateMedia.NRW competition.
Scale indicators3 records
Recent moves8 records
Expansion highlights6 records
moneymeets competitors and assessment
Company assessmentBroad incumbents
- Finleap: Berlin-based fintech platform builder and investor that has incubated multiple German fintechs; a broader market shaper and potential competitive/disruptive force in digital financial services.
- Solarisbank: German Banking-as-a-Service platform serving digital finance players; a broader fintech infrastructure incumbent that competes for the same digital-banking transformation budget at German institutions.
- Allianz X: Digital investment arm of Allianz, one of Europe's largest insurers; invests in and builds digital insurance and wealth capabilities directly competitive with moneymeets' B2B insurance distribution value proposition.
Others
- Franke und Bornberg: Independent German insurance rating agency providing the underlying rating data that powers moneymeets' contract-check and tariff-comparison functionality; an enabling ecosystem participant rather than a direct competitor.
- MORGEN & MORGEN: German insurance data and analytics house that is both a moneymeets technology/data partner and a broader ecosystem participant supplying rating and comparison data across the German insurance market.
Direct peers
- Scalable Capital: German robo-advisor and brokerage platform; comparable on the Investment-Robo side of moneymeets' offering and as a B2B/broker-embedded digital wealth provider.
- JDC Group: Operates the S-Versicherungsmanager group solution for German savings banks together with Versicherungskammer Bayern and Provinzial — the direct incumbent competitor moneymeets' three-bank alliance is positioning against.
- Clark: German insurtech offering a digital insurance manager for consumers and white-label solutions to financial institutions, directly comparable to moneymeets' Digital Insurance Manager concept.
- Getsafe (Getsurance): German digital insurance platform targeting both consumers and B2B distribution partnerships; competes in the same digital insurance advisory and management category.
- LIQID: German digital wealth management and robo-advisor serving affluent and institutional clients, including bank distribution — overlaps with moneymeets' investment advisory capabilities.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
moneymeets social profiles
Digital presencemoneymeets financial estimates
Financial estimateRevenue estimate
Valuation estimate
moneymeets leadership team
Management profileNumber of profiles
Profiles6 records
moneymeets funding detail
Funding detailFunding overview
Funding rounds6 records
Investors3 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
moneymeets M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about moneymeets
What does moneymeets do?
moneymeets develops customer-centric digital advisory software for banks, sparkassen, and insurance companies. Its core offering is the Digitaler Versicherungsmanager (Digital Insurance Manager), a white-label platform that enables financial institutions to provide digital insurance portfolio management, contract quality checks, tariff comparison, and fully digital sales workflows. The company also offers insurance and investment robo-advisors, covering over 160 German insurers and 80,000+ tariff offers, with plug-and-play deployment within weeks.
Is moneymeets a public or private company?
moneymeets is a private company. It is classified as venture growth investor backed and is currently operating.
When was moneymeets founded?
moneymeets was founded in 2011. It employs 11 to 50 people.
Where is moneymeets based?
moneymeets is headquartered in Köln, Germany, in the Europe region.
How does moneymeets make money?
Two revenue lines are on record. B2B Software Licensing / White-Label Solutions are the primary driver. The others are insurance Commission Sharing (B2C).
Who are moneymeets's main competitors?
Broad incumbents on record are Finleap, Solarisbank and Allianz X. Others are Franke und Bornberg and MORGEN & MORGEN. Direct peers are Scalable Capital, JDC Group, Clark, Getsafe (Getsurance) and LIQID.
Does moneymeets have an API?
No public API is recorded for moneymeets.
What industry is moneymeets in?
moneymeets's product category is Insurance Technology Software. Its primary akta.pro industry code is FSAGADAB, Expense Tracking & Financial Dashboards, with a secondary code of FSAGAAAD, Digital Wallets & Account Aggregation Hub (Multi-account, Stored Value). Its NAICS code is 52 and its SIC code is 6282.