AdvaRisk

What AdvaRisk does

AdvaRisk, operated by SLO Technologies Private Limited and headquartered in Mumbai, India, is a B2B SaaS platform that provides real estate collateral management and non-performing asset (NPA) recovery intelligence to banks, financial institutions, and fintech lenders in India. Founded in 2016, the company sells two core products: AdvaSmart, which automates property title verification, encumbrance checks, collateral onboarding, portfolio monitoring, and origination support across the full real-estate-backed lending lifecycle; and AdvaNPA, which integrates 600+ data sources with forensic analysis algorithms to identify undisclosed assets of defaulters and improve recovery rates. The platform is powered by a proprietary database covering 250 million unique properties and lands across 15 Indian states, refreshed at predefined frequencies, and uses proprietary AI-ML algorithms to interpret ownership documents written in state-specific official languages. Its 'One Bharat, One API' architecture provides a single integration point into customer Loan Origination Systems (LOS) and Loan Management Systems (LMS), abstracting India's state-level regulatory complexity.

The company generates revenue through enterprise SaaS subscriptions and usage-based API calls for property checks, title verifications, collateral monitoring, and NPA recovery intelligence, with quote-based pricing negotiated through enterprise field sales. Its go-to-market is API-first, B2B enterprise sales targeting financial institutions, supported by 'Book a Demo' CTAs, content marketing, LinkedIn engagement, and industry events. Notable customers include ICICI Bank (also a strategic investor and co-branding partner), with a total of 50+ financial institution clients. The company has completed 10 million property due diligences and claims to have enabled Rs 30,000 crores in recoveries, citing 95% reduction in turnaround time and 90% reduction in operational costs for collateral management. AdvaRisk is empaneled by the Indian Banks Association, is ISO 27001:2013 certified, and operates under India's IBC compliance framework. It has raised a disclosed $700,000 in funding from Nabventures, Seafund, and Sprout Venture Partners, with additional investments from ICICI Bank, bigCapital, and others.

Name

AdvaRisk

Legal name

SLO Technologies Private Limited

Website

https://advarisk.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

51–100 employees

Short description

AdvaRisk is a Mumbai-based B2B SaaS platform that provides real estate collateral verification and NPA recovery intelligence to Indian banks and financial institutions via two products, AdvaSmart and AdvaNPA, powered by a proprietary 250M-property database.

Ownership category

akta.pro rank

Product category

Real Estate Collateral Management Software

NAICS

Offices of Real Estate Appraisers (53132), Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Finance Services (6199)

akta.pro primary industry

Home Equity Valuation & Collateral Management (AVM/Appraisal/BPO) (FSALAGAJ)

akta.pro secondary industries

Pricing, Risk-Based Offer & Limit Management (FSAGAHAE), Direct Lending — Asset-Based Lending (ABL) (FSAHAJAE)

Keywords

• Property title verification
• Collateral management platform
• Mortgage lending automation
• NPA recovery intelligence
• Real estate due diligence

Headquarters

HQ city

Mumbai

HQ country

India

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. API Platform Services: AdvaRisk generates revenue through API-based platform services enabling banks and financial institutions to access property verification, title checks, and collateral monitoring capabilities. The platform is offered as a SaaS solution with integration capabilities into existing banking systems.
2. Usage-based API Calls: Revenue is derived from API usage for property checks, title verifications, and collateral monitoring across the platform. The company offers a single unified API for property checks across all states of India.

Go-to-market motion2 records

Distribution channels1 record

Marketing channels4 records

Core offering

AdvaRisk provides a B2B real estate collateral management platform for banks and financial institutions, offering property title verification, due diligence, portfolio monitoring, and NPA (non-performing asset) recovery. The platform is powered by proprietary property databases covering 250 million+ unique properties across 15 Indian states, delivered through a unified 'One Bharat, One API' that integrates with existing Loan Origination Systems and Loan Management Systems. AI-ML algorithms automate title checks, encumbrance validation, and defaulter analysis to compress turnaround times from weeks to minutes.

Product overview

AdvaRisk offers a unified real estate collateral management platform comprising two core products: AdvaSmart (property title and encumbrance risk assessment) and AdvaNPA (NPA recovery intelligence). AdvaSmart covers the full collateral lifecycle including onboarding, due-diligence, monitoring, and origination, while AdvaNPA focuses on improving recovery from defaults by leveraging 600+ data sources and forensic analysis. Both products share proprietary property databases and AI-ML technologies, with AdvaSmart providing foundational collateral verification and monitoring, and AdvaNPA enabling recovery teams with comprehensive defaulter intelligence.

Differentiator

Problem solved

Functional benefit

Brands

• AdvaSmart: A simple, reliable, efficient and intelligent platform which helps banks/financial institutions digitize the entire journey of a real estate collateral. Features include onboarding, due-diligence, monitoring, and origination capabilities for property title and encumbrance risk assessment.
• AdvaNPA

Products and services

• AdvaSmart A property title and encumbrance risk assessment platform that helps banks and financial institutions digitize the entire journey of a real estate collateral, including onboarding with instant ownership checks, due-diligence with complete title chain and search reports within minutes, portfolio monitoring with red flag alerts, and origination support with qualified leads for expansion into new and existing markets.
• AdvaNPA An NPA (non-performing asset) recovery intelligence platform that integrates alternate data from 600+ data sources with forensic analysis intelligence algorithms to identify undisclosed real estate properties, intangible assets, and businesses of defaulters, enabling banks and financial institutions to improve recovery by a minimum of 75% with IBC-compliant reporting.

Quantifiable outcome

• 95% reduction in turnaround time and 90% reduction in operational costs for collateral management
• +5 more outcomes

Named customers2 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability5 records

Feature6 records

Partnerships

One partnership is on record.

• Ministry of Corporate AffairsminorOthersPrevented major commercial and reputation loss for the Ministry of Corporate Affairs through fraud detection services.

Scale indicators11 records

Recent moves6 records

Expansion highlights6 records

Market position

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInin.linkedin.com/company/advarisk

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds1 record

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about AdvaRisk