Coinchange
- Company typePrivate
- Founded2019
- HeadquartersToronto, Canada
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
Coinchange firmographics
Firmographics- Name
- Coinchange
- Legal name
- Coinchange Financials, Inc.
- Website
- https://coinchange.io
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
Coinchange industry classification
Industry- Product category
- Digital Asset Yield Infrastructure
- NAICS
- Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Finance Services (6199), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Yield, Vaults & Asset Management (vault strategies, robo-vaults, structured yield) (FSAPAEAG)
- akta.pro secondary industries
- Yield Aggregators & Strategy Vaults (FSADAMAF), Institutional DeFi & On-Chain Liquidity Infrastructure (Permissioned DeFi, Lending) (FSAGAMAG), DeFi Asset Management & On-Chain Index Protocols (FSADAMAK), Treasury Management & Corporate Crypto Yield Programs (FSADAHAL)
Keywords
Where Coinchange is headquartered
LocationHeadquarters
- HQ city
- Toronto
- HQ country
- Canada
- HQ region
- North America
Offices4 records
Markets served
Coinchange business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations
Revenue model
- Yield Spread / Management Fee: Coinchange generates revenue by capturing yield spread between returns generated through DeFi/CeFi strategies and payouts to customers. Returns are generated through diversified strategies including stablecoin lending, liquidity provision, carry trades, and basis arbitrage across multiple protocols and blockchains.
- API/Platform Integration Fees: B2B partners (exchanges, fintechs, neobanks) pay fees for API access and integration of Coinchange's yield infrastructure, either as revenue share or per-transaction fees embedded in the yield spread.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Capital Preservation - Market-Neutral Stablecoin Lending |
| Subscription | Monthly | Balanced Yield - Risk-adjusted DeFi/CeFi Blend |
| Subscription | Monthly | Enhanced Return - Directional Hedged Exposure |
| Usage-based | Pay-as-you-go | Alpha Strategies - Opportunity-driven High APY Potential |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels8 records
Coinchange product offering
Product offeringCore offering
Coinchange provides institutional-grade cryptocurrency and stablecoin yield infrastructure through its Yield-as-a-Service (Earn API), enabling fintechs, crypto exchanges, neobanks, fund managers, and corporate treasuries to embed daily-compounding DeFi yield into their platforms without building DeFi capabilities in-house. Its offering blends CeFi and DeFi strategies (delta neutral, directional hedged, alpha-seeking) governed by a proprietary FARM VaR risk management system, and is delivered via API integration, white-label widgets, smart contract vaults, Business Account portal, Institutional DeFi Account, and direct retail onboarding through web and mobile apps.
Product overview
Coinchange operates as a multi-strategy yield platform offering institutional-grade DeFi yield services through a platform-plus-modules architecture. The core product is the Yield-as-a-Service (Earn API) which enables fintechs, exchanges, and institutional clients to embed cryptocurrency yield features into their platforms. Supporting products include the Earn Account for direct yield access, Institutional DeFi Account for multi-strategy fund management (integrated with 5 blockchains and 14 protocols), Coinchange OTC for over-the-counter trading, and Business Account for non-technical yield management. The platform offers four main strategy types: CeFi Delta Neutral (funding-rate and basis spread capture on Binance/OKX), DeFi Delta Neutral (on-chain yield via Uniswap, Aave, Morpho, Pendle, Drift), CeFi Directional Hedged (risk-managed market exposure), and CeFi Directional with Varying Risk Profiles (alpha-seeking with ML-driven signals). Add-on modules include Smart Contract Vaults for non-custodial DeFi-native yield, Vault Widget for embedded interfaces, and Analytics Dashboards for BTC and USDC positions. Custody infrastructure is provided through Fireblocks and Copper, with KYC/AML handled by Sumsub, Finchecker, and Nominis.
Differentiator
Problem solved
Functional benefit
Brands
- Earn API: API-powered yield integration solution for fintechs and funds to embed institutional-grade yield services
- Earn Account
- Smart Contract Vaults
- Coinchange OTC
- Vault Widget
- Institutional DeFi Account
Products and services
- Yield-as-a-Service (Earn API) A fintech-native API solution that abstracts institutional DeFi complexity into a daily yield product with no lockups, no minimums, and no infrastructure burden. Enables partners such as crypto exchanges, fintechs, neobanks, and business accounts to offer institutional-grade stablecoin yield services through their own UI via a single API integration; includes a sandbox environment for testing.
- Earn Account (Daily Earn Product) Business account product offering daily compounding yield on stablecoins, BTC, and ETH with zero fees and no lock-in period, allowing users to earn yield on digital assets through risk-managed DeFi strategies.
- Coinchange OTC Over-the-counter crypto exchange service providing secure and competitive large-volume crypto trading and execution to global markets.
- Card Payout / Offramp Payout API and offramp enabling trading liquidity, payments, and disbursements via gift and prepaid credit cards alongside secure large-volume crypto trading and execution to global markets.
- Institutional DeFi Account Multi-strategy institutional account connecting traditional finance to DeFi markets, offering managed yield on popular tokens, treasury management, and API integration for crypto yield offerings; integrated across 5 blockchains and 14 protocols including Uniswap, Aave, and Compound.
- Business Account (Web Portal) Intuitive web portal for managing yield activity on stablecoins, BTC, and ETH without requiring any technical integration, targeted at corporate treasury and fund managers.
- Smart Contract Vaults DeFi-native yield vaults deployed via non-custodial smart contracts, providing full on-chain control for DeFi-native or privacy-focused applications; direct settlement via CEFFU minimizes exchange exposure.
- Vault Widget Embedded widget solution providing yield services through a customizable interface component that partners can drop into their own platforms without full API integration.
- Stablecoin Portfolios Capital-preservation yield portfolios focused on stablecoins (USDC, USDT, DAI) with low volatility and daily liquidity, positioned for fintechs offering savings alternatives, corporate treasury, and exchanges seeking stable client yield.
Quantifiable outcome
- 3-5% yield improvement vs existing savings/staking products for partner users
- +4 more outcomes
Companies that use Coinchange
Customer profileNamed customers6 records
Segments5 records
Ideal customer profiles4 records
Coinchange technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration14 records
AI capability4 records
Feature5 records
Coinchange partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and flagship.
- FireblockscoreFireblocks provides industry-standard multi-party computation (MPC) vault custody infrastructure backed by insurance. All customer digital assets are held via Fireblocks. Integration enables both custodial and non-custodial vault options for Coinchange and its B2B partners.
- CoppercoreCopper provides custody and settlement infrastructure for Coinchange's institutional operations, complementing Fireblocks for enhanced security and regulatory compliance.
- SumsubcoreSumsub provides onboarding and identity verification services, enabling compliant KYC processes for Coinchange customers across multiple jurisdictions.
- FincheckercoreFinchecker provides ongoing KYC/KYB monitoring and compliance services to ensure regulatory compliance and fraud prevention.
- NominiscoreNominis provides transaction monitoring services to detect suspicious activity and ensure compliance with anti-money laundering regulations.
- Kanga ExchangeflagshipKanga Exchange integrated Coinchange's Earn API to provide users passive income on crypto holdings. Kanga operates 1000+ physical exchange points across 12 countries. Partnership resulted in 3-5% yield improvement vs previous products and elimination of 15-30 day lock-ups. ~30% of Kanga's 100,000+ active users adopted Earn.
- ConomyflagshipConomy, a Chilean fintech, integrated Coinchange's Earn API enabling users to earn competitive returns on USDC without active DeFi management. Partnership addressed inflation concerns in Chile by offering stable, dollar-pegged yield.
Scale indicators4 records
Recent moves6 records
Expansion highlights6 records
Coinchange competitors and assessment
Company assessmentBroad incumbents
- Fireblocks: Fireblocks is an institutional digital-asset custody and settlement platform offering yield products through its network, custody infrastructure (Coinchange itself integrates with them). Comparable as a broad incumbent that bundles yield infrastructure with custody for institutions, though custody is the primary business.
- Matrixport: Matrixport is an institutional crypto financial services platform offering yield, custody, OTC, and structured products. Comparable to Coinchange for institutional DeFi yield strategies and as a CeFi+DeFi multi-strategy yield provider at scale.
- Anchorage Digital: Anchorage Digital is a federally chartered digital asset bank providing custody, staking, and yield products for institutions. Comparable to Coinchange for institutional crypto yield infrastructure with strong regulatory standing, though at substantially larger scale and broader product breadth.
Direct peers
- Beefy Finance: Beefy Finance is a multi-chain yield optimizer that auto-compounds returns across 20+ networks. It directly compares to Coinchange's vault strategy model and DeFi delta-neutral approach across Uniswap, Aave, and Morpho integrations.
- Idle Finance: Idle Finance is a DeFi yield optimizer that algorithmically allocates capital across lending protocols (Aave, Compound, Morpho equivalents). Comparable to Coinchange's stablecoin lending and risk-managed DeFi strategies, with similar auto-rebalancing logic.
- Convex Finance: Convex Finance optimizes yield for Curve liquidity providers via auto-compounding booster vaults. It is a comparable DeFi yield aggregator with similar vault-based strategy architecture to Coinchange's DeFi delta-neutral offering.
- Enzyme Finance: Enzyme (formerly Melon) is an on-chain asset management protocol enabling managers to run structured investment strategies via smart-contract vaults. It is a direct peer for Coinchange's smart contract vault and multi-strategy fund management products targeting institutional and partner capital.
- Maple Finance: Maple Finance is an institutional DeFi credit marketplace offering undercollateralized lending with managed pools. Comparable to Coinchange for serving institutional and fintech partners with yield products wrapped in compliance infrastructure.
- Yearn Finance: Yearn Finance is a leading DeFi yield aggregator that runs automated vault strategies across lending, liquidity provision, and basis trades. It is a direct peer to Coinchange as both operate multi-strategy vault products generating yield on deposited assets, though Yearn is permissionless/native-DeFi whereas Coinchange is a regulated B2B2C API.
Emerging players
- Ribbon Finance: Ribbon Finance runs structured yield vaults using options strategies (covered calls, puts). Comparable to Coinchange's CeFi Directional Hedged strategy that uses listed options and delta-hedging, though Ribbon is permissionless and Coinchange is regulated/B2B.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Coinchange social profiles
Digital presenceCoinchange compliance and trust
Trust signalCompliance7 records
Coinchange financial estimates
Financial estimateRevenue estimate
Valuation estimate
Coinchange leadership team
Management profileNumber of profiles
Profiles3 records
Coinchange funding detail
Funding detailFunding overview
Funding rounds4 records
Investors7 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Coinchange M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Coinchange
What does Coinchange do?
Coinchange provides institutional-grade cryptocurrency and stablecoin yield infrastructure through its Yield-as-a-Service (Earn API), enabling fintechs, crypto exchanges, neobanks, fund managers, and corporate treasuries to embed daily-compounding DeFi yield into their platforms without building DeFi capabilities in-house. Its offering blends CeFi and DeFi strategies (delta neutral, directional hedged, alpha-seeking) governed by a proprietary FARM VaR risk management system, and is delivered via API integration, white-label widgets, smart contract vaults, Business Account portal, Institutional DeFi Account, and direct retail onboarding through web and mobile apps.
Is Coinchange a public or private company?
Coinchange is a private company. It is classified as venture growth investor backed and is currently operating.
When was Coinchange founded?
Coinchange was founded in 2019. It employs 51 to 100 people.
Where is Coinchange based?
Coinchange is headquartered in Toronto, Canada, in the North America region.
How does Coinchange make money?
Two revenue lines are on record. Yield Spread / Management Fee is the primary driver. The others are API/Platform Integration Fees.
Who are Coinchange's main competitors?
Broad incumbents on record are Fireblocks, Matrixport and Anchorage Digital. Direct peers are Beefy Finance, Idle Finance, Convex Finance, Enzyme Finance, Maple Finance and Yearn Finance. Ribbon Finance is listed as an emerging player.
Does Coinchange have an API?
Yes. Coinchange offers an Earn API (also referred to as Yield-as-a-Service) that enables fintechs, exchanges, and business accounts to embed institutional-grade stablecoin yield features into their own platforms. The API supports automated yield generation, connecting users' assets to DeFi protocols. An API Development Sandbox is available at sandbox.coinchangetest.io for testing. API Documentation is available at api-doc.coinchangetest.io. Developer documentation is at api-doc.coinchangetest.io.
What industry is Coinchange in?
Coinchange's product category is Digital Asset Yield Infrastructure. Its primary akta.pro industry code is FSAPAEAG, Yield, Vaults & Asset Management (vault strategies, robo-vaults, structured yield), with a secondary code of FSADAMAF, Yield Aggregators & Strategy Vaults. Its NAICS code is 523 and its SIC code is 6199.