Impact Seven

What Impact Seven does

Impact Seven, Inc. is a private nonprofit 501(c)(3) organization founded in 1970 (originally as the Ojibwa Industrial Development Corporation, renamed Impact Seven in 1972) and headquartered in Rice Lake, Wisconsin, with a regional office in Milwaukee. Certified as a Community Development Financial Institution (CDFI) since 1999 and designated the only state-wide Certified Housing Development Organization (CHDO) in Wisconsin, the company operates three integrated lines of work: (1) direct business lending, with loans ranging from $200,000 to $5,000,000 to Wisconsin small and mid-sized businesses and developers; (2) affordable and workforce real estate development, including new construction, adaptive reuse, and historic rehabilitation financed through LIHTC, NMTC, HOME, HUD, USDA Rural Development, and FHLB AHP funding; and (3) property management services delivered through its wholly-owned subsidiary Impact Management Group, LLC (created in 2020), which manages more than 1,700 housing units across the portfolio of Impact Seven-owned and third-party properties.

The business model is a hybrid of community-development nonprofit financing and operating real estate. Revenue is generated through interest income on the deployed loan portfolio, recurring property management fees, development fees on new construction and rehabilitation projects, and investment returns on capital raised from banks, foundations, institutional investors, and government entities including the CDFI Fund and the Federal Home Loan Bank of Chicago. Customers span low-income individuals and families, elderly and disabled residents, Wisconsin-based SMBs needing flexible financing, and catalytic community-development projects. Distribution is direct and relationship-driven: business development professionals, regional managers, and co-developers work with municipalities, housing authorities, tribes, and community organizations across Wisconsin.

Operating technology is conventional — standard property management and loan servicing systems, a public website with an apartment finder tool, and a Secure Cafe resident portal — without proprietary software, APIs, or AI tooling. The organization's scale is material for its niche: over $150 million in developed real estate, more than 2,500 units developed or managed, nearly $1 billion in economic impact in Wisconsin over the past decade, and over 25,000 jobs created over its 50-year history. Headcount of 51-100 supports three operating VPs and a full asset-management, maintenance, and accounting function.

Name

Impact Seven

Legal name

Impact Seven, Inc.

Website

https://impactseven.org

Company type

Private

Founded year

1970

Operating status

Operating

Headcount range

51–100 employees

Short description

Impact Seven is a Wisconsin-based 501(c)(3) Community Development Financial Institution providing direct business lending, affordable real estate development, and property management serving low-income residents, elderly and disabled households, and small businesses across Wisconsin.

Ownership category

akta.pro rank

Product category

Community Development Lending and Affordable Housing

NAICS

Civic and Social Organizations (813410), Grantmaking and Giving Services (81321)

SIC

Services-Social Services (8300), Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Impact Investing & Social Finance (Funds, CDFIs, Microfinance) (BPAGALAA)

akta.pro secondary industries

Impact Investing (Intentional, Measurable Social/Environmental Outcomes) (FSAAALAC), Sustainable Private Markets (Impact PE/VC, Private Credit, Infrastructure) (FSAAALAG), Financial Inclusion & Consumer Empowerment (Banking Access, Credit Building) (BPAGALAJ)

Keywords

• Community development lending
• Affordable housing development
• Property management services
• CDFI business loans
• Workforce housing

Headquarters

HQ city

Rice Lake

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain

Revenue model

1. Business Lending Interest: Impact Seven generates revenue through interest income on loans provided to businesses, real estate developers, and community development projects. Loans range from $200,000 to $5,000,000 with rates and terms varying based on project quality, use of funds, and collateral offered.
2. Property Management Fees: Impact Management Group, LLC manages over 1,700 units of housing and charges management fees for property management services provided to both Impact Seven-owned properties and third-party owners.
3. Real Estate Development Fees: As a developer, co-developer, or consultant, Impact Seven earns development fees from real estate projects including new construction, adaptive reuse, and preservation of affordable housing.
4. Investment Returns: As a 501(c)(3) nonprofit CDFI, Impact Seven raises capital from investors including banks, foundations, institutional investors, and government entities. Returns are generated through successful loan portfolio performance and community development outcomes.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Impact Seven is a nonprofit Community Development Financial Institution providing direct business loans ($200,000 to $5,000,000) to Wisconsin businesses and real estate developers, developing affordable and workforce housing through new construction and adaptive reuse, and managing over 1,700 affordable housing units through its subsidiary Impact Management Group. The company serves low-income families, elderly and disabled residents, small and medium-sized businesses, and community development projects throughout Wisconsin.

Product overview

Impact Seven is a certified Community Development Financial Institution (CDFI) offering three interconnected service lines: Business Lending (providing $200,000-$5,000,000 loans to Wisconsin businesses), Impact Management Group Property Management (managing over 1,700 affordable housing units), and Real Estate Development (having developed over $150 million in residential/commercial projects). The apartment finder tool connects residents with available rental properties across their portfolio.

Differentiator

Problem solved

Functional benefit

Products and services

• Business Lending Flexible, affordable loan capital for businesses, housing developers, commercial real estate, and community development projects. Direct loans ranging from $200,000 to $5,000,000 for startups, expansions, new construction, equipment loans, and inventory lending, serving emerging, expanding, or existing Wisconsin businesses.
• Impact Management Group Property Management Full-service property management for affordable housing units operated through subsidiary Impact Management Group, LLC. Manages over 1,700 units including housing for low-income families, elderly residents, and persons with disabilities. Services include rent collection, maintenance requests, and resident certifications through online portals for both Impact Seven-owned properties and third-party owners.
• Real Estate Development Development of affordable and workforce housing through new construction, adaptive reuse, and historic rehabilitation. Specializes in Low-Income Housing Tax Credit (LIHTC) projects, HUD financing, HOME funding, and USDA Rural Development financing. Has developed over $150 million in residential and commercial real estate, including projects like Artist Lofts, Franklin School Apartments, and Pine Ridge Assisted Living.
• Find Your Next Home (Apartment Finder) Online apartment finder tool allowing users to search for rental properties across Wisconsin. Supports filtering by bedroom size, pet policy, and program type (Affordable/Section 42, Government Subsidized, Market Rate) with interactive map showing property locations.

Quantifiable outcome

• Created over 25,000 jobs throughout Wisconsin over 50 years
• +4 more outcomes

Named customers9 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core and supporting.

• NeighborWorks AmericacoreStrategic or Co-development Partner · 1 January 2012Impact Seven became an affiliate of NeighborWorks America in 2012. This professional association provides valuable resources for organizational capacity-building, staff training, and capital for community and economic development projects. Impact Seven has received NeighborWorks America capital grants, including $492,000 in 2016 grant funding.
• Wisconsin Redevelopment, LLCcoreStrategic or Co-development PartnerWisconsin Redevelopment, LLC has partnered with Impact Seven on multiple real estate development projects including Artist Lofts in Manitowoc, Beaver Dam Lake Historic Lofts, and Mitchell Street Market Lofts. Impact Seven and Wisconsin Redevelopment jointly develop affordable housing properties.
• Wisconsin Historical SocietysupportingOthersState historic tax credits are jointly administered by the Wisconsin Historical Society for projects like Franklin School Apartments and Artist Lofts historic rehabilitation.
• La CrossesupportingOthersLa Crosse received a national award for an affordable housing project developed by Impact Seven. The Garden Terrace Apartments development on La Crosse's near north side includes 50 apartments and a community center.

Scale indicators11 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Wisconsin Women's Business Initiative Corporation (WWBIC): Wisconsin-based CDFI providing business lending, training, and technical assistance to entrepreneurs, with focus on underserved communities. Direct competitor in Impact Seven's business lending segment, though smaller in real estate development.
• Cinnaire: Midwest CDFI serving Michigan, Wisconsin, and Indiana with LIHTC syndication, real estate development financing, and capital deployment for affordable housing. Closely comparable geographic and product overlap with Impact Seven in Wisconsin.
• NeighborWorks Capital: National CDFI lender providing predevelopment, acquisition, and bridge financing exclusively to NeighborWorks America network members. Impact Seven is a NeighborWorks affiliate, making NeighborWorks Capital a natural capital partner/peer.
• IFF: Midwest-headquartered CDFI providing real estate financing, facility planning, and development consulting for nonprofits and social enterprises in Illinois, Indiana, Iowa, Michigan, Minnesota, Missouri, Ohio, and Wisconsin. Strong regional peer with similar lending + real estate focus.
• Forward Community Investments: Wisconsin CDFI making loans and grants to nonprofits, cooperatives, and social enterprises across the state. Comparable in geographic focus and mission-driven community development lending, though with a different borrower profile.
• Reinvestment Fund: Mid-Atlantic CDFI that combines flexible business and real estate lending with community development investments. Closely comparable to Impact Seven in combining commercial lending, real estate development financing, and policy data analytics.

Broad incumbents

• Enterprise Community Partners: National nonprofit combining real estate development, lending, and policy work to advance affordable housing. Directly comparable to Impact Seven's three-pillar model (lend/develop/manage) but at significantly larger scale.
• LISC (Local Initiatives Support Corporation): National CDFI providing financing, capacity building, and policy advocacy for affordable housing and community development. Closest large-scale analog to Impact Seven's integrated model, but operating across 38 markets rather than a single state.

Others

• Opportunity Finance Network (OFN): National CDFI industry association that provides capital, policy advocacy, and capacity building to 400+ CDFI members including Impact Seven. Comparable as an ecosystem peer rather than a direct competitor.

Regional players

• Wisconsin Housing Preservation Corp. Wisconsin nonprofit focused on preserving affordable rental housing through acquisition, rehabilitation, and management. Highly comparable in unit-management scale and affordable housing mission within the same state.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/ImpactSeven
• LinkedInlinkedin.com/company/impact-seven
• Xx.com/impactseveninc

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Subsidiaries1 record

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Impact Seven