Raiffeisen Leasing Kosovë
- Company typePrivate
- Founded2008
- HeadquartersKosovo
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
What Raiffeisen Leasing Kosovë does
Raiffeisen Leasing Kosovo L.L.C., founded on 17 March 2008, is the first licensed financial leasing company in Kosovo and operates as a wholly-owned subsidiary of Raiffeisen Bank International (RBI), the Austrian banking group headquartered in Vienna. The company provides financial leasing for both movable and immovable assets, structured as a standard operating lease with eventual title transfer: the lessor purchases the asset chosen by the lessee and retains ownership until contractual obligations are fulfilled, at which point ownership passes to the lessee. The core technology is a conventional financial leasing origination and servicing platform; no proprietary AI, API, or application-layer differentiation is disclosed.
The company's product portfolio spans twelve core lines organized into two categories: vehicle leasing (private/commercial vehicles, trucks, buses, forklifts, agro vehicles, construction vehicles) and asset leasing (apartments/houses, commercial real estate, IT and telecommunication equipment, medical equipment, CNC machinery, construction machinery). Pricing follows a subscription/recurring monthly billing model with financing ratios ranging from 70% (IT equipment) up to 90% (residential and commercial real estate), and lease tenors from 3 years (IT) to 25 years (real estate). Bundled services include free property valuation and preferential casco insurance. A specialized Diaspora Financing product targets Kosovo expatriates.
Distribution is multi-channel: a six-branch physical network (Prishtina HQ plus Ferizaj, Gjilan, Prizren, Gjakovë, Pejë) supplemented by an online application portal, active social media presence on LinkedIn, Facebook, and Instagram, and a partner ecosystem exceeding 100 dealers and equipment vendors. Customer segments are horizontally distributed across Private Individuals, Micro Businesses, SMBs, and Corporates, with no disclosed single-anchor dependency. In June 2024, the company secured a $5.45M financing facility from the European Bank for Reconstruction and Development (EBRD) under the Sustainable Reboot SME program, signaling strategic expansion into green-energy and EV financing via partnerships with Volvo Kosova, GET (Green Energy Technologies), and SunVolta Energy.
Raiffeisen Leasing Kosovë firmographics
Firmographics- Name
- Raiffeisen Leasing Kosovë
- Legal name
- Raiffeisen Leasing Kosovo L.L.C.
- Website
- https://raiffeisenleasing-kosovo.com
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
Raiffeisen Leasing Kosovë industry classification
Industry- Product category
- Financial Leasing
- NAICS
- Commercial and Industrial Machinery and Equipment Rental and Leasing (5324), Automotive Equipment Rental and Leasing (5321)
- SIC
- Finance Lessors (6172)
- akta.pro primary industry
- SME Equipment & Asset Finance (Leasing, Fleet, Capex) (FSABABAH)
- akta.pro secondary industries
- Rent-to-Own (RTO) & Lease-to-Own Consumer Financing (FSAKAOAC), SME & Small Business Vehicle Leasing (TLABAAAB)
Keywords
Where Raiffeisen Leasing Kosovë is headquartered
LocationHeadquarters
- HQ city
- Kosovo
Offices6 records
Markets served
Raiffeisen Leasing Kosovë business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Financial Leasing: Raiffeisen Leasing Kosovo generates revenue through financial leasing arrangements where the lessor purchases assets chosen by the lessee and provides them for a specified time period. After fulfilling contractual obligations, the lessee automatically becomes the owner of the property. Revenue comes from lease payments, interest income, and fees associated with leasing transactions for vehicles, real estate, and equipment.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Apartments and houses - financing up to 90% of price |
| Subscription | Monthly | Vehicles - financing up to 80% of price |
| Subscription | Monthly | CNC machinery - financing up to 75-90% of price |
| Subscription | Monthly | Medical equipment - financing up to 85% of price |
| Subscription | Monthly | IT equipment - financing up to 70% of price |
| Subscription | Monthly | Agro vehicles - financing up to 80% of price |
| Subscription | Monthly | Buses - financing up to 80% of price |
| Subscription | Monthly | Trucks - financing up to 80% of price |
| Subscription | Monthly | Construction machinery - financing up to 75% of price |
| Subscription | Monthly | Diaspora leasing - financing up to 80% of price |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels5 records
Raiffeisen Leasing Kosovë product offering
Product offeringCore offering
Raiffeisen Leasing Kosovë provides financial leasing for movable and immovable assets across Kosovo. Its portfolio covers financial leasing of movable property (vehicles, industrial/construction/agricultural/forestry/IT/medical/office/restaurant and hotel/energy equipment) and immovable property (apartments, houses, business premises), plus loans for energy-efficiency projects. Customers range from private individuals to micro, small, medium, and large businesses, served through six branches and a partner dealer network.
Product overview
Raiffeisen Leasing Kosovo L.L.C. is a licensed financial leasing company offering a comprehensive portfolio of 12 core leasing products for movable and immovable assets across Kosovo. The product portfolio is organized into two main categories: vehicle leasing (private/commercial vehicles, trucks, buses, forklifts) and asset leasing (residential properties, commercial real estate, IT equipment, medical equipment, CNC machinery, construction machinery, agro vehicles). Additionally, the company offers specialized diaspora financing products tailored for Kosovo expatriates. All products are distributed through the company's headquarters in Prishtina and five branch locations, supported by a network of over 100 partner dealerships and suppliers across new vehicles, used vehicles, real estate, and equipment categories.
Differentiator
Problem solved
Functional benefit
Products and services
- Financial Leasing of Movable Property — Fleet Leasing Vehicle fleet leasing offering up to 80% financing with terms of 3–6 years and optional bundled insurance; intended for corporate fleet buyers and professional transport operators.
- Financial Leasing of Movable Property — Vehicle Leasing Passenger and commercial vehicle leasing for individuals and businesses, financing 70–80% of the asset value over 3–6 years, with comprehensive insurance bundled into the lease.
- Financial Leasing of Immovable Property — Real Estate Leasing Real estate leasing for apartments, houses, and business premises, financing 70–90% of value over 4–25 years, with free property valuation and bundled insurance; offered to individuals, micro, SMB, and corporate clients.
- Industrial Equipment Leasing Financial leasing for industrial equipment including CNC machinery; financing up to 80% of the asset value over 3–10 years, targeted at manufacturing and industrial businesses.
- Construction Machinery Leasing Financial leasing for construction machinery, financing up to 80% of asset value over 3–10 years, for construction companies and contractors.
- Agricultural Equipment Leasing Financial leasing for agricultural equipment with up to 80% financing over 3–10 years; preferential rates may apply for projects subsidized by EU programs.
- Forestry Equipment Leasing Financial leasing for forestry equipment, financing up to 80% of asset value over 3–10 years, targeted at forestry operators.
- IT Equipment Leasing Financial leasing for IT equipment (hardware, computing devices) with up to 80% financing over 3–10 years, for businesses investing in technology assets.
- Medical Equipment Leasing Financial leasing for medical equipment, financing up to 80% of asset value over 3–10 years, targeted at clinics, hospitals, and healthcare providers.
- Restaurant and Hotel Equipment Leasing Financial leasing for restaurant and hotel equipment (kitchen, hospitality assets), financing up to 80% over 3–10 years, for hospitality businesses.
- Office Equipment Leasing Financial leasing for office equipment, financing up to 80% of asset value over 3–10 years, for offices and professional services firms.
- Energy Equipment Leasing Financial leasing for energy equipment such as photovoltaic systems, transformers, and energy-related assets, financing up to 80% over 3–10 years, for renewable energy projects.
- Loans for Energy Efficiency Projects Lending product funding thermal building insulation, door/window replacement, and heating-system improvements, targeting individuals and businesses investing in energy efficiency.
Companies that use Raiffeisen Leasing Kosovë
Customer profileSegments4 records
Ideal customer profiles4 records
Raiffeisen Leasing Kosovë technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Raiffeisen Leasing Kosovë partnerships and signals
Strategic signalPartnerships
18 partnerships are on record, tiered core and strategic.
- Porsche Kosova SH.P.K.coreAuthorized dealer partner for new vehicles, located in Graçanicë at Llapnasellë
- Baki Automobile SH.P.K.coreVehicle dealer partner located in Prishtinë
- Ahp L.L.C.coreVehicle dealer partner in Prizren
- Auto Mita SH.P.K.coreVehicle dealer partner in Graçanicë
- Delfin Auto SH.P.K.coreVehicle dealer partner in Graçanicë
- Kosova Motors J.S.C. SH.A.coreVehicle dealer partner in Graçanicë
- Auto Kaçandolli SH.P.K.coreVehicle dealer partner in Prishtinë
- Auto Trimi SH.P.K.coreUsed vehicle dealer in Prishtinë
- Auto Sherreti SH.P.K.coreUsed vehicle dealer in Prishtinë
- Dukagjini InvestcoreReal estate partner located in Prishtinë, Lakrishte
- Delta InvestcoreReal estate partner in Prishtinë
- Prima Construction SH.P.K.coreReal estate partner in Prishtinë
- N.T.P. YesspharmacoreEquipment partner for pharmaceutical equipment in Prishtinë
- Man Truck & Bus Kosova - Kmg L.L.C.coreCommercial vehicle and truck dealer partner in Graçanicë
- N.SH.T. Madekos MedicalcoreMedical equipment partner in Prishtinë
- Volvo KosovastrategicElectric vehicle partner supporting sustainable mobility financing through the Sustainable Reboot SME program
- GET - Green Energy TechnologiescoreGreen energy technology equipment partner in Prishtinë
- SunVolta Energy SH.P.K.coreSolar energy equipment partner in Prishtinë
Scale indicators1 record
Recent moves6 records
Expansion highlights5 records
Raiffeisen Leasing Kosovë competitors and assessment
Company assessmentDirect peers
- TEB Bank Kosovo: Turkish-owned bank operating in Kosovo offering consumer and SME lending products that directly compete with Raiffeisen Leasing's vehicle and equipment finance offerings in the same geography.
- Raiffeisen Leasing Albania: Sister company within the Raiffeisen Bank International group, offering financial leasing for vehicles, equipment and real estate in Albania. Directly comparable in product mix, parent backing, and Western Balkan market context.
- Raiffeisen Leasing Serbia: RBI group affiliate providing financial leasing in Serbia across vehicles, equipment and real estate. Closest regional comparable given shared parent, shared regulatory family, and similar SME/consumer target segments.
- Raiffeisen Leasing Romania: RBI-owned finance lessor in Romania covering vehicle, equipment and real-estate leasing. Same parent playbook, similar diversified product portfolio and customer segmentation.
- ProCredit Bank Kosovo: SME-focused bank in Kosovo with similar target customer profile (micro businesses, SMBs) and active lending products for capex, vehicles and equipment. Comparable in client segment and risk culture.
- NLB Banka Prishtina: Slovenian-owned bank operating in Kosovo providing retail and SME lending, including vehicle and equipment financing. Competes with Raiffeisen Leasing's SMB and consumer products in the same market.
- Raiffeisen Leasing Bulgaria: RBI group leasing subsidiary in Bulgaria offering a similarly diversified portfolio of vehicle, equipment and real-estate leasing. Comparable in governance, product breadth and CEE/Southeast European context.
Broad incumbents
- BNP Paribas Leasing Solutions: Large European equipment and asset finance provider under BNP Paribas, offering vendor and direct finance leasing across vehicles, machinery and technology. Comparable business model at much greater scale and geographic breadth.
- DLL Group (De Lage Landen): Global vendor finance and leasing company operating across agriculture, food, healthcare, transportation and technology equipment. Comparable in equipment-leasing focus, but broader geography and asset-class mix.
- UniCredit Leasing: Pan-European captive leasing arm of UniCredit providing vehicle, equipment and real-estate finance across multiple CEE and Western European markets. Comparable in business model and SME/corporate focus at much greater scale.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Raiffeisen Leasing Kosovë social profiles
Digital presenceRaiffeisen Leasing Kosovë compliance and trust
Trust signalCompliance2 records
Raiffeisen Leasing Kosovë financial estimates
Financial estimateRevenue estimate
Valuation estimate
Raiffeisen Leasing Kosovë leadership team
Management profileNumber of profiles
Profiles11 records
Raiffeisen Leasing Kosovë funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Raiffeisen Leasing Kosovë M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Raiffeisen Leasing Kosovë
What does Raiffeisen Leasing Kosovë do?
Raiffeisen Leasing Kosovë provides financial leasing for movable and immovable assets across Kosovo. Its portfolio covers financial leasing of movable property (vehicles, industrial/construction/agricultural/forestry/IT/medical/office/restaurant and hotel/energy equipment) and immovable property (apartments, houses, business premises), plus loans for energy-efficiency projects. Customers range from private individuals to micro, small, medium, and large businesses, served through six branches and a partner dealer network.
Is Raiffeisen Leasing Kosovë a public or private company?
Raiffeisen Leasing Kosovë is a private company. It is classified as corporate owned and is currently operating.
When was Raiffeisen Leasing Kosovë founded?
Raiffeisen Leasing Kosovë was founded in 2008. It employs 51 to 100 people.
Where is Raiffeisen Leasing Kosovë based?
Raiffeisen Leasing Kosovë is headquartered in Kosovo.
How does Raiffeisen Leasing Kosovë make money?
One revenue line is on record: financial Leasing.
Who are Raiffeisen Leasing Kosovë's main competitors?
Direct peers on record are TEB Bank Kosovo, Raiffeisen Leasing Albania, Raiffeisen Leasing Serbia, Raiffeisen Leasing Romania, ProCredit Bank Kosovo, NLB Banka Prishtina and Raiffeisen Leasing Bulgaria. Broad incumbents are BNP Paribas Leasing Solutions, DLL Group (De Lage Landen) and UniCredit Leasing.
Does Raiffeisen Leasing Kosovë have an API?
No public API is recorded for Raiffeisen Leasing Kosovë.
What industry is Raiffeisen Leasing Kosovë in?
Raiffeisen Leasing Kosovë's product category is Financial Leasing. Its primary akta.pro industry code is FSABABAH, SME Equipment & Asset Finance (Leasing, Fleet, Capex), with a secondary code of FSAKAOAC, Rent-to-Own (RTO) & Lease-to-Own Consumer Financing. Its NAICS code is 5324 and its SIC code is 6172.