Mozare3
Mozare3 is Egypt's first agri-fintech platform that connects smallholder farmers with food manufacturers and exporters through contract farming, embedded input financing, digital payments, and its AgriConnect B2B platform.
- Company typePrivate
- Founded2021
- HeadquartersCairo, Egypt
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
What Mozare3 does
Mozare3 is an Egyptian agri-fintech company founded in 2021 and headquartered in 6th October, Cairo, that operates a two-sided contract farming platform connecting smallholder farmers with food manufacturers and exporters. On the supply side, the Mozare3 Android application enables farmers to manage digital contracts, purchase agricultural inputs, request agronomy support through an app, contact center, and on-field engineering visits, receive funds on electronic payment cards, and withdraw or transact via POS-integrated terminals. On the demand side, the proprietary AgriConnect platform gives food manufacturers and exporters an end-to-end operational view covering farmer selection, contracting, agronomy, crop marketing, delivery scheduling, and quality monitoring from seed to factory. As of 2024 the platform reportedly serves 80,000+ farmers and 80+ contracted farms across 10 Egyptian governorates, with a growing corporate client base.
Mozare3 monetizes primarily through transaction fees on contract farming arrangements, embedded finance spreads where the company provides in-kind inputs (pesticides, fertilizers, seedlings) rather than cash to farmers and recovers the cost on crop delivery, and managed services revenues from its partnerships with the National Bank of Egypt and the Agricultural Bank of Egypt, which supply subsidized contract farming financing at 3-5% interest. Distribution is hybrid: a self-serve mobile channel for farmers, direct enterprise sales for food manufacturers, and partner-driven channels through Egyptian state banks and the Ministry of Agriculture's Prime Project. The company has raised a total of USD 3.1 million across a 2021 pre-seed round (led by Algebra Ventures and Disruptech Ventures with EFG-EV) and a subsequent USD 2 million round, and is backed by Algebra Ventures, EFG EV, Disruptech Ventures, and angel investors. Notable co-founders include Hussein Abo Bakr (CEO), Tamer El-Raghy (fundraising), and Mohamed Okasha (fintech product).
Mozare3 firmographics
Firmographics- Name
- Mozare3
- Legal name
- Mozare3
- Website
- https://mozare3.net
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Mozare3 is Egypt's first agri-fintech platform that connects smallholder farmers with food manufacturers and exporters through contract farming, embedded input financing, digital payments, and its AgriConnect B2B platform.
- Ownership category
- akta.pro rank
Mozare3 industry classification
Industry- Product category
- Agricultural Fintech
- SIC
- Agricultural Services (700)
- akta.pro primary industry
- Sustainability & ESG / Carbon & Conservation Program Advisory (AFACAJAF)
- akta.pro secondary industry
- Agronomy Advisory & Field Services (Retailer-Affiliated) (AFABAJAH)
Keywords
Where Mozare3 is headquartered
LocationHeadquarters
- HQ city
- Cairo
- HQ country
- Egypt
- HQ region
- Africa
Offices1 record
Markets served
Mozare3 business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Supply Chain
Revenue model
- Contract Farming Services: Transaction-based contract farming model where Mozare3 facilitates contracts between farmers and food manufacturers, earning fees from the arrangement.
- Embedded Finance: Providing farmers with agricultural inputs (pesticides, fertilizers, seedlings) instead of money, with costs deducted upon crop delivery.
- Financial Services Partnership: Partnership financing with banks (National Bank of Egypt, Agricultural Bank of Egypt) providing low-cost funding (3-5% interest) to farmers through the Mozare3 platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Crop-specific pricing determined at contract |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels5 records
Mozare3 product offering
Product offeringCore offering
Mozare3 is an agri-fintech platform that brokers contract farming agreements between Egyptian smallholder farmers and food manufacturers/exporters. It bundles the farming contracts with embedded financial services (in-kind agricultural inputs and low-cost bank financing), digital payments via electronic cards, agronomic technical support, and an online B2B produce marketplace, delivered through a mobile app for farmers and an AgriConnect web portal for corporate buyers.
Product overview
Mozare3 is an Agri-Fintech company offering a unified platform ecosystem for Egypt's agricultural sector. The core product is the Mozare3 mobile app (Android), which serves as the central interface for farmers to access contract farming, financial services, and agricultural support. This app integrates with a POS terminal system for in-person transactions. The platform is complemented by AgriConnect (a B2B portal for food manufacturers to manage contract farming operations), Mozare3 Shop (B2C/B2B e-commerce marketplace for produce), and Mozare3 Financial Services (banking partnerships for farmer financing). The ecosystem connects over 80,000 contracted farmers with food manufacturers, exporters, and financial institutions across 10+ Egyptian governorates.
Differentiator
Problem solved
Functional benefit
Brands
- AgriConnect: A comprehensive digital operational platform for contract farming as a service, specifically designed for food manufacturers. Includes farmer selection and contracting, agricultural technical support, immediate crop marketing, crop delivery, and scheduling.
Products and services
- Mozare3 App Android mobile application for smallholder farmers to manage contract farming, access embedded financing for inputs, request agricultural technical support, receive digital payments, and view transaction history. Available on Google Play Store.
- AgriConnect Comprehensive digital operational platform for contract farming as a service, designed for food manufacturers. Includes farmer selection and contracting, agricultural technical support coordination, crop marketing, delivery, and scheduling through an online portal.
- Mozare3 Financial Services Financing partnership services connecting contracted farmers with banks (National Bank of Egypt, Agricultural Bank of Egypt) for low-cost funding. Provides in-kind support for fertilizers, pesticides, and seedlings, plus cash for labor costs, irrigation networks, and solar power units.
- Mozare3 Shop
Quantifiable outcome
- 80,808+ happy farmers served
- +2 more outcomes
Companies that use Mozare3
Customer profileNamed customers2 records
Segments2 records
Ideal customer profiles2 records
Mozare3 technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
AI capability1 record
Feature4 records
Mozare3 partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Prime Project (Ministry of Agriculture)coreCooperation protocol to enhance the role of agricultural engineers in Egypt. Aims to create green jobs and facilitate technical knowledge exchange. Includes programs for Independent Agricultural Engineer and 'Izra' Sah (Plant Right) programs.
Scale indicators11 records
Recent moves6 records
Expansion highlights6 records
Mozare3 competitors and assessment
Company assessmentDirect peers
- DeHaat: India's largest agri-fintech platform connecting smallholder farmers with input suppliers, financing, advisory, and offtake buyers. Most directly comparable in business model to Mozare3's contract farming + embedded finance stack, though at materially larger scale.
- Apollo Agriculture: Kenya-based agri-fintech using mobile channels to deliver financing, inputs, and advisory to smallholder farmers. Comparable in serving African smallholders with a bundled finance-input-market access model similar to Mozare3's.
- Twiga Foods: Kenyan B2B agritech platform connecting smallholder farmers with urban food retailers and processors. Comparable in providing market access and embedded logistics/financing, though focused more on fresh produce distribution than contract farming.
- AgroStar: India-based agri-tech platform serving farmers with agronomy advisory, input marketplace, and financing through a mobile-first model. Directly comparable to Mozare3's farmer-facing mobile app plus input financing value proposition.
- Cropin: India-headquartered farm management and traceability platform serving agribusinesses and food manufacturers. Closely comparable to Mozare3's AgriConnect B2B platform offering digital visibility from seed to factory.
Emerging players
- Babban Gona: Nigerian agri-fintech providing smallholder farmer cooperatives with financing, inputs, training, and offtake aggregation. Comparable in serving West African smallholders with a bundled contract farming model, though focused on maize/rice.
- Farmcrowdy: Nigeria-based digital agriculture platform that connects farmers with investors and buyers. Comparable in using a tech-enabled marketplace model to link smallholders with offtake, but with a crowdfunding angle distinct from Mozare3's contract farming focus.
- Hello Tractor: Pan-African agritech providing a digital marketplace for tractor and farm equipment sharing. Adjacent rather than directly overlapping, but relevant as a peer building tech infrastructure for African smallholder agriculture.
Regional players
- Khula!: South African agri-fintech providing input financing, offtake marketplace, and digital tools to smallholder and emerging farmers. Comparable in the embedded finance + marketplace stack, though operating in a more developed market than Egypt.
Broad incumbents
- WayCool Foods: India's largest food and agri distribution platform with full-stack sourcing, processing, and distribution from smallholders to retailers. Comparable as a broad incumbent in emerging-market ag-supply chains, though with significant downstream logistics beyond Mozare3's current scope.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Mozare3 social profiles
Digital presenceMozare3 financial estimates
Financial estimateRevenue estimate
Valuation estimate
Mozare3 leadership team
Management profileNumber of profiles
Profiles5 records
Mozare3 funding detail
Funding detailFunding overview
Funding rounds4 records
Investors7 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Mozare3 M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Mozare3
What does Mozare3 do?
Mozare3 is an agri-fintech platform that brokers contract farming agreements between Egyptian smallholder farmers and food manufacturers/exporters. It bundles the farming contracts with embedded financial services (in-kind agricultural inputs and low-cost bank financing), digital payments via electronic cards, agronomic technical support, and an online B2B produce marketplace, delivered through a mobile app for farmers and an AgriConnect web portal for corporate buyers.
Is Mozare3 a public or private company?
Mozare3 is a private company. It is classified as venture growth investor backed and is currently operating.
When was Mozare3 founded?
Mozare3 was founded in 2021. It employs 101 to 250 people.
Where is Mozare3 based?
Mozare3 is headquartered in Cairo, Egypt, in the Africa region.
How does Mozare3 make money?
Three revenue lines are on record. Contract Farming Services are the primary driver. The others are embedded Finance and financial Services Partnership.
Who are Mozare3's main competitors?
Direct peers on record are DeHaat, Apollo Agriculture, Twiga Foods, AgroStar and Cropin. Emerging players are Babban Gona, Farmcrowdy and Hello Tractor. Khula! is listed as a regional player. WayCool Foods is listed as a broad incumbent.
Does Mozare3 have an API?
No public API is recorded for Mozare3.
What industry is Mozare3 in?
Mozare3's product category is Agricultural Fintech. Its primary akta.pro industry code is AFACAJAF, Sustainability & ESG / Carbon & Conservation Program Advisory, with a secondary code of AFABAJAH, Agronomy Advisory & Field Services (Retailer-Affiliated). Its SIC code is 700.