Selective Insurance Group
- Company typePublic
- Founded1926
- HeadquartersBranchville, United States
- Headcount1,001–5,000
- GTM typeB2B and B2C
- OfferingServices
Selective Insurance Group firmographics
Firmographics- Name
- Selective Insurance Group
- Legal name
- Selective Insurance Group, Inc.
- Website
- https://selective.com
- Company type
- Public
- Founded year
- 1926
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Ownership category
- akta.pro rank
Selective Insurance Group industry classification
Industry- Product category
- Property and Casualty Insurance
- NAICS
- Direct Property and Casualty Insurance Carriers (524126), Direct Insurance (except Life, Health, and Medical) Carriers (52412)
- SIC
- Fire, Marine & Casualty Insurance (6331), Insurance Carriers, Nec (6399)
- akta.pro primary industry
- Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)
- akta.pro secondary industry
- Product Liability Umbrella / Excess (FSAJANAI)
Keywords
Where Selective Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Branchville
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Selective Insurance Group business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Marketing or Sales, Technology or R&D, Others, Infrastructure
Revenue model
- Insurance Premiums: Net premiums earned from property and casualty insurance policies across commercial lines, personal lines, and excess & surplus lines. Q1 2026 net premiums earned were $1.22 billion, up 5% year-on-year. The company operates in 22+ states with plans to expand to 36-40 states.
- Investment Income: After-tax net investment income from the company's investment portfolio. Q1 2026 investment income was $113 million, up 18% year-over-year. The company targets $465 million in after-tax net investment income for full-year 2026.
- Total Revenue: Full-year 2025 total revenue of $5,336.9 million, a 10% increase from 2024. The company reported Q1 2026 total revenues of $1.36 billion, up 6% year-on-year.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Commission-based agent compensation model |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels6 records
Selective Insurance Group product offering
Product offeringCore offering
Selective Insurance Group underwrites and distributes property and casualty insurance through a network of appointed independent insurance agents, with four core segments: standard commercial lines for small, middle, and large accounts; personal lines (auto, home, renters, condo, umbrella) for individuals; NFIP flood insurance; and Excess & Surplus Lines via its MUSIC subsidiary. Policies are bundled with risk management services such as Compass telematics, NT24 nurse triage, Praesidium abuse-prevention training, and PaySync flexible payment, and serviced through the MySelective online account portal and mobile app.
Product overview
Selective Insurance Group is a property and casualty insurance holding company offering a comprehensive portfolio of insurance products through independent agents. The company operates four core business segments: Business Insurance (commercial lines for small to large accounts including Workers Compensation, BOP, Commercial Auto, and specialized coverages like Cyber Liability and Product Recall), Personal Insurance (auto, homeowners, renters, umbrella), Flood Insurance (NFIP coverage), and Excess & Surplus Lines (through its MUSIC subsidiary for complex commercial accounts). The portfolio is supplemented by value-added services including Compass telematics, NT24 nurse triage hotline, Praesidium abuse prevention training, PaySync flexible payment plans, and the MySelective mobile app for policyholders.
Differentiator
Problem solved
Functional benefit
Brands
- MUSIC (Mesa Underwriters Specialty Insurance Company): Excess and surplus lines insurance subsidiary offering property and liability coverage for complex commercial accounts
- MySelective
- Compass
- NT24 (Nurse Triage 24)
- PaySync
- Praesidium
- Selective Risk Managers
Products and services
- Business Insurance Commercial insurance products for small, middle, and large account markets, providing Workers Compensation, Business Owner's Policy (BOP), Commercial Auto, Inland Marine, Management Liability, Surety Bonds, Cyber Liability and Data Breach Coverage, Product Recall Expense, Abuse and Molestation coverage, Errors and Omissions, and Umbrella Liability through appointed independent insurance agents.
- Personal Insurance Insurance products for individual consumers including Personal Car Insurance, Homeowners Insurance, Apartment & Renters Insurance, Condominium & Townhouse Insurance, and Umbrella Insurance, distributed through appointed independent agents.
- Flood Insurance Flood insurance coverage through the National Flood Insurance Program (NFIP), available for both personal and commercial policyholders, distributed through appointed independent agents.
- Excess & Surplus Lines (MUSIC) Property and liability insurance through Mesa Underwriters Specialty Insurance Company (MUSIC) for businesses with complex or non-standard exposures across more than 1,000 business classes, distributed nationwide through wholesale general agents.
- Workers Compensation Insurance Insurance helping protect employees if injured on the job, with risk management support, proactive claims management, early return-to-work focus, and access to NT24 nurse triage and PaySync flexible payment.
- Commercial Auto Insurance Coverage for business vehicles including fleet protection, liability coverage, and optional coverages like auto loan/lease gap coverage, rental reimbursement, and new vehicle replacement; Compass telematics is available for fleet risk management.
- Business Owner's Policy (BOP) Insurance Packaged Business Owner's Policy insurance combining property and liability coverages tailored to small and mid-sized commercial accounts.
- Cyber Liability Insurance Coverage for exposures arising from security compromises, including information security and privacy liability, privacy breach response, website media content liability, and cyber extortion.
- Product Recall Expense Coverage Coverage helping cover expenses to conduct a product recall, including cost to replace the recalled product, customer's consequential loss of profits, and good faith advertising expenses.
- Management Liability Insurance Coverage protecting business owners from claims related to management decisions, directors and officers liability, and employment practices.
- Errors and Omissions Insurance Professional liability coverage protecting businesses from claims of negligence, errors, or omissions in the services they provide.
- Umbrella Liability Coverage Commercial umbrella liability coverage providing protection beyond general liability limits, with limits available from $1M up to $25M.
Quantifiable outcome
- 12% operating ROE achieved for seven consecutive quarters
- +3 more outcomes
Companies that use Selective Insurance Group
Customer profileSegments4 records
Ideal customer profiles4 records
Selective Insurance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability2 records
Feature6 records
Selective Insurance Group partnerships and signals
Strategic signalScale indicators11 records
Recent moves8 records
Expansion highlights6 records
Selective Insurance Group competitors and assessment
Company assessmentDirect peers
- The Hanover Insurance Group: The Hanover Insurance Group is a mid-size U.S. property and casualty insurer with comparable commercial and personal lines businesses and an independent-agent distribution focus — making it the closest direct peer in size, product mix, and go-to-market.
- Cincinnati Financial: Cincinnati Financial is a mid-size U.S. P&C carrier with a strong independent-agent distribution model and a similar mix of commercial, personal, and specialty lines — directly comparable in GTM and product breadth.
- Erie Indemnity: Erie Indemnity is a regional P&C insurer that distributes exclusively through independent agents, comparable to Selective in its regional geographic concentration and agent-driven model.
- Donegal Group: Donegal Group is a small-cap regional P&C insurer with a similar commercial and personal lines mix distributed through independent agents — a comparable scaled-down peer in size and model.
- Kinsale Capital Group: Kinsale Capital is a specialist E&S lines insurer, closely comparable to Selective's MUSIC subsidiary and the broader E&S strategy of writing complex commercial risks at higher margins.
- RLI Corp. RLI is a specialty P&C insurer focused on niche commercial and personal lines — comparable to Selective in its specialty underwriting focus and independent-agent distribution approach.
Broad incumbents
- W. R. Berkley: W. R. Berkley is a larger specialty P&C insurer with significant E&S and commercial lines exposure, providing a relevant benchmark for Selective's specialty expansion strategy.
- American Financial Group: American Financial Group operates P&C specialty businesses through independent agents, comparable to Selective's agent-driven model and specialty lines focus, though with broader business mix.
- Markel Group: Markel Group is a specialty insurer with significant E&S and commercial lines operations, offering a relevant comparison point for Selective's specialty insurance expansion and underwriting discipline.
- The Travelers Companies: Travelers is one of the largest U.S. P&C insurers with broad commercial and personal lines products through independent agents — a key competitor that defines the upper bound of Selective's competitive landscape.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Selective Insurance Group social profiles
Digital presenceSelective Insurance Group compliance and trust
Trust signalCompliance2 records
Selective Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Selective Insurance Group leadership team
Management profileNumber of profiles
Profiles21 records
Selective Insurance Group subsidiaries and ownership
Company hierarchySubsidiaries3 records
Selective Insurance Group funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Selective Insurance Group M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Selective Insurance Group
What does Selective Insurance Group do?
Selective Insurance Group underwrites and distributes property and casualty insurance through a network of appointed independent insurance agents, with four core segments: standard commercial lines for small, middle, and large accounts; personal lines (auto, home, renters, condo, umbrella) for individuals; NFIP flood insurance; and Excess & Surplus Lines via its MUSIC subsidiary. Policies are bundled with risk management services such as Compass telematics, NT24 nurse triage, Praesidium abuse-prevention training, and PaySync flexible payment, and serviced through the MySelective online account portal and mobile app.
Is Selective Insurance Group a public or private company?
Selective Insurance Group is a public company. It is classified as public and is currently operating.
When was Selective Insurance Group founded?
Selective Insurance Group was founded in 1926. It employs 1,001 to 5,000 people.
Where is Selective Insurance Group based?
Selective Insurance Group is headquartered in Branchville, United States, in the North America region.
How does Selective Insurance Group make money?
Three revenue lines are on record. Insurance Premiums are the primary driver. The others are investment Income and total Revenue.
Who are Selective Insurance Group's main competitors?
Direct peers on record are The Hanover Insurance Group, Cincinnati Financial, Erie Indemnity, Donegal Group, Kinsale Capital Group and RLI Corp.. Broad incumbents are W. R. Berkley, American Financial Group, Markel Group and The Travelers Companies.
Does Selective Insurance Group have an API?
No public API is recorded for Selective Insurance Group.
What industry is Selective Insurance Group in?
Selective Insurance Group's product category is Property and Casualty Insurance. Its primary akta.pro industry code is FSAEADAD, Wholesale Insurance Brokerage (Excess & Surplus Lines), with a secondary code of FSAJANAI, Product Liability Umbrella / Excess. Its NAICS code is 524126 and its SIC code is 6331.