Socilen
- Company typePrivate
- Founded2014
- HeadquartersMadrid, Spain
- Headcount11–50
- GTM typeB2C
- OfferingDigital Commerce or Content
Socilen firmographics
Firmographics- Name
- Socilen
- Website
- https://socilen.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Socilen industry classification
Industry- Product category
- Crowdlending Platform
- NAICS
- Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Personal Credit Institutions (6141), Loan Brokers (6163)
- akta.pro primary industry
- Consumer P2P Personal Loans (Unsecured) (FSAKAHAA)
- akta.pro secondary industries
- P2P Small Business / SME Marketplace Lending (FSAKAHAC), Marketplace & Loan Aggregation Platforms (Borrower-Lender Matching) (FSAGAHAL)
Keywords
Where Socilen is headquartered
LocationHeadquarters
- HQ city
- Madrid
- HQ country
- Spain
- HQ region
- Europe
Markets served
Socilen business model
Business model- GTM type
- B2C
- Offering type
- Digital Commerce or Content
- Cost components
- Technology or R&D, Operations, Personnel, Marketing or Sales
Socilen product offering
Product offeringCore offering
Socilen operates a crowdlending platform that connects families and SMEs in need of financing with private investors willing to fund loans. The platform enables peer-to-peer lending agreements (Préstamos entre Particulares) directly between borrowers and individual lenders, eliminating the role of traditional banks as financial intermediaries. It serves as a Spanish online marketplace for direct P2P lending.
Product overview
Socilen operates as a single-product crowdlending platform focused exclusively on peer-to-peer lending between private individuals. The company offers one core offering: Préstamos entre Particulares, which facilitates direct loan agreements between individual lenders and borrowers through the platform. The platform is a unified service without additional modules or add-ons.
Differentiator
Problem solved
Functional benefit
Products and services
- Préstamos entre Particulares (Crowdlending) Peer-to-peer lending product that enables families and SMEs in Spain to obtain financing directly from individual investors through Socilen's online crowdlending marketplace, bypassing traditional banks as intermediaries.
Companies that use Socilen
Customer profileIdeal customer profiles2 records
Socilen technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Socilen partnerships and signals
Strategic signalRecent moves4 records
Expansion highlights3 records
Socilen competitors and assessment
Company assessmentBroad incumbents
- Mintos: Mintos is one of Europe's largest P2P lending marketplaces, connecting retail investors with consumer and business loans originated by partner lenders across multiple countries. It is broadly comparable to Socilen as a multi-vertical P2P marketplace operating in Europe, though at significantly greater scale.
- Zopa: Zopa is one of the original UK P2P lending platforms and a pioneer in the consumer P2P personal loan category. It is directly comparable to Socilen's core consumer P2P loan product, though Zopa has since expanded into a fully regulated digital bank.
- Funding Circle: Funding Circle is a leading online marketplace lender specializing in small business loans across the UK, US, Germany, and the Netherlands. It is comparable to Socilen in targeting SME borrowers via a marketplace model, though with substantially larger scale and institutional backing.
- LendingClub: LendingClub is the largest US P2P lending marketplace for consumer credit. While US-based and much larger, it is the canonical reference comparable for Socilen's consumer P2P loan product and marketplace mechanics.
Direct peers
- Bondora: Bondora is an Estonia-based P2P lending platform offering consumer loans funded by retail investors. It directly competes with Socilen's consumer P2P loan offering and shares the European, multi-country cross-border lending footprint.
- October: October is a European P2P lending platform focused on SME and business financing across France, Spain, Italy, Germany, and the Netherlands. It directly competes with Socilen's SME lending segment under similar marketplace mechanics within overlapping European geographies.
- Auxmoney: Auxmoney is one of Germany's largest P2P lending marketplaces for consumer credit. It is a direct competitor to Socilen's consumer-facing Préstamos entre Particulares, operating under similar marketplace economics in continental Europe.
Emerging players
- Iwoca: Iwoca is a fintech lender offering short-term working capital loans to small businesses across the UK, Germany, and Spain. It overlaps with Socilen's SME financing thesis and shares a marketplace-adjacent digital origination model in overlapping geographies.
Regional players
- EstateGuru: EstateGuru is a European P2P lending marketplace focused on real estate-backed loans across multiple European countries. It is comparable to Socilen as a European P2P marketplace, though focused on a different collateralized asset class.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Socilen social profiles
Digital presenceSocilen financial estimates
Financial estimateRevenue estimate
Valuation estimate
Socilen leadership team
Management profileNumber of profiles
Profiles3 records
Socilen funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Socilen M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Socilen
What does Socilen do?
Socilen operates a crowdlending platform that connects families and SMEs in need of financing with private investors willing to fund loans. The platform enables peer-to-peer lending agreements (Préstamos entre Particulares) directly between borrowers and individual lenders, eliminating the role of traditional banks as financial intermediaries. It serves as a Spanish online marketplace for direct P2P lending.
Is Socilen a public or private company?
Socilen is a private company. It is classified as venture growth investor backed and is currently operating.
When was Socilen founded?
Socilen was founded in 2014. It employs 11 to 50 people.
Where is Socilen based?
Socilen is headquartered in Madrid, Spain, in the Europe region.
Who are Socilen's main competitors?
Broad incumbents on record are Mintos, Zopa, Funding Circle and LendingClub. Direct peers are Bondora, October and Auxmoney. Iwoca is listed as an emerging player. EstateGuru is listed as a regional player.
Does Socilen have an API?
No public API is recorded for Socilen.
What industry is Socilen in?
Socilen's product category is Crowdlending Platform. Its primary akta.pro industry code is FSAKAHAA, Consumer P2P Personal Loans (Unsecured), with a secondary code of FSAKAHAC, P2P Small Business / SME Marketplace Lending. Its NAICS code is 52231 and its SIC code is 6141.