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Force Over Mass Capital

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uuid0003n94

Namestring
Force Over Mass Capital
Legal namestring
Force Over Mass Capital LLP
Websiteurl
fomcap.com
Company typeenum
Private
Founded yearint
2013
Descriptiontext

Force Over Mass Capital (FOM) is a London-based venture capital firm founded in 2013 by Martijn de Wever, operating as an FCA-authorised limited liability partnership (FRN 613706) from its headquarters at 2nd Floor, 4 Matthew Parker Street. The firm invests across multiple vehicles — a Seed Fund targeting B2B technology startups in fintech, AI, SaaS, and deeptech across Europe at pre-seed and seed stages, a Growth Fund targeting UK, European, and US opportunities from Series A through late-stage, a Semi-Liquid Fund embedding secondaries-by-design architecture, and forthcoming Index Funds tailored for pension fund mandates. Over a decade of operation, FOM has invested in more than 150 portfolio companies, screening from a pool of over 1,500 startups annually.

The firm's technical backbone is the Floww private markets infrastructure platform, also founded by de Wever, which provides governance, reporting, valuation, and transaction-execution capabilities across all fund operations. FOM differentiates through proprietary elements including "Secondaries by Design" fund architecture that embeds secondary transaction potential via transferable certificate format, behavioral-science-based founder assessments, and independent valuation methodologies that respect portfolio company privacy while delivering accountant-verified real-time data to investors. Strategic partnerships with the London Stock Exchange Group connect FOM's investors to the Intermittent Trading Venue, positioning the firm at the intersection of primary venture investing and secondary-market liquidity.

The business model is traditional venture capital economics — management fees on committed capital and carried interest on fund profits above the hurdle rate — augmented by structured liquidity features that target institutional and HNW investors seeking shorter lock-ups and dynamically managed exposure. The customer base is two-sided: B2B technology founders seeking scaling capital and operational support, and Limited Partners spanning Certified High Net Worth Individuals, Self-Certified Sophisticated Investors, Elective Professional Clients, and institutional investors including pension funds. The firm maintains a small headcount of 1-10 employees, reflecting a capital-light GP model in which portfolio management and investor relations are supported heavily by the Floww technology stack.

Short descriptiontext

Force Over Mass Capital is a London-based FCA-regulated venture capital firm investing in B2B technology startups (fintech, AI, SaaS, deeptech) across Europe and the US through Seed, Growth, Semi-Liquid, and forthcoming Index Fund vehicles, leveraging its Floww private-markets platform and London Stock Exchange Group partnership to deliver structured liquidity to individual and institutional LPs.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
1–10
akta.pro rankint
HeadquartersLondon, United Kingdom
HQ citystring
London
HQ countrystring
United Kingdom
HQ regionstring
Europe
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
venture capital, early-stage investing, fund management, technology investments, private markets
Industry1 code
1Early-Stage Venture Capital (Series A/B)
CodeFSANAAABPrimaryYes
NAICS code2 codes
  • Funds, Trusts, and Other Financial Vehicles525
  • Other Investment Pools and Funds5259
SIC code1 code
  • Investment Advice6282
Product category
Venture Capital Fund Management
Social media profiles1 record
GTM motion1 record

Each record includes

Type, Description, Source

Revenue model1 record
1VC Fund Management
TypeManaged Services
Description

Traditional venture capital revenue model combining management fees (typically 2% of committed capital) and carried interest (typically 20% of profits above hurdle rate) from Seed Fund and Growth Fund strategies targeting B2B technology companies across Europe and US

Marketing channels4 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels4 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Pricing details1 tier
1Seed Fund - B2B technology innovation investments
ModelOtherBilling cadenceMulti-year contract
Notes

Specializes in fintech, AI, SaaS, and deeptech verticals; structured to leverage UK (S)EIS tax reliefs for UK investors; tailored to align with investors' mandates and Risk Management metrics

GTM typeB2B
B2B
Offering typeServices
Services
Core offering1 text field

Force Over Mass Capital is a London-based venture capital firm that manages early-stage technology investment funds — primarily a Seed Fund (pre-seed/seed in fintech, AI, SaaS, and deeptech) and a Growth Fund (Series A through late-stage across the UK, Europe, and US) — using a proprietary data- and behavior-driven approach. Investors commit capital into these fund vehicles under FCA-regulated structures that include financial-innovation features such as "Secondaries by Design" liquidity provisions, with operational execution handled through the Floww private markets infrastructure platform.

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 of 2 values shown
  • Evaluate over 1,500 start-ups annually
+1 more record
Product overview1 text field

Force Over Mass Capital offers a suite of venture capital fund products structured around financial innovation and technology-enabled investment management. The core offering consists of three main fund vehicles: the Seed Fund (focused on B2B technology at pre-seed and seed stages), the Growth Fund (targeting Series A to late-stage opportunities with secondaries-by-design structure), and Index Funds (dynamically managed sector and stage-specific portfolios). The Semi-Liquid Fund represents an innovative structure incorporating secondaries-by-design features to enable liquidity within private market holdings. All fund products leverage the proprietary Floww technology platform for portfolio management, data analytics, and governance reporting. The funds target diverse investor segments including individual investors, pension funds, and institutional investors, with particular focus on fintech, AI, SaaS, and deeptech verticals across Europe, with plans for UK, European, and US market expansion.

Product and service4 records
1Seed Fund
CategoryVenture capital fund
Description

Venture capital fund investing in B2B technology innovation at seed and pre-seed stages across Europe, with expertise in fintech, AI, SaaS, and deeptech. Selects winners from over 1,500 start-ups annually using Floww-powered data analytics combined with behavioral science assessments and streamlined due diligence, structured to leverage UK (S)EIS tax reliefs for eligible UK investors.

2Growth Fund
CategoryVenture capital fund
Description

Venture capital fund for institutional and other eligible investors seeking exposure to UK, European, and US growth-stage opportunities from Series A to late-stage, structured with a "Secondaries by Design" architecture that integrates liquidity features directly into the legal documentation of the fund.

3Index Funds
CategoryVenture capital fund
Description

Dynamically managed venture portfolios tailored to specific sectors and stages, designed for pension funds and institutional investors with customized criteria-based exposure (lifecycle stage, risk appetite, sector) and managed access to alternative assets.

4Semi-Liquid Fund
CategoryVenture capital fund
Description

Innovative venture capital fund structure incorporating "Secondaries by Design" features that enables pockets of liquidity and auction-style approaches through the exchange of underlying positions, while remaining private under a proprietary walled-garden architecture.

Scale indicator3 records

Each record includes

Type, Value, Description, Source

Partnership2 partners
Strategic tierCoreTypeTechnology or Integration
Description

Strategic partnership with Floww, the private markets infrastructure platform founded by FOM's CEO Martijn de Wever. Floww provides the technology backbone for FOM's operations including governance mechanisms, investor reporting, pitch digestion, and transaction execution. The partnership enables FOM's distinctive custody and legal framework that reduces friction and costs for primary and secondary transactions.

Strategic tierCoreTypeStrategic or Co-development Partner
Description

Partnership with London Stock Exchange Group to enhance governance structures and provide access to the Intermittent Trading Venue announced by the LSE. This collaboration positions FOM at the forefront of the growth stage pre-IPO market and enables improved liquidity mechanisms for private market investors.

Recent move6 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight5 records

Each record includes

Type, Description

Peers10 records
TypeDirect peer
Description

London-headquartered early- and growth-stage investor focused on European technology companies. Overlaps with FOM on B2B/fintech/AI thesis and UK regulatory/Scaleup ecosystem.

TypeBroad incumbent
Description

London-based generalist technology VC investing across Europe from Series A onwards. A broader incumbent with overlapping B2B exposure but much larger fund sizes and later-stage focus.

TypeDirect peer
Description

UK-based early-stage VC investing in deep tech and AI across the UK and Europe. Direct peer given overlapping thesis (deep tech/AI/B2B) and co-investment alongside FOM in Aibuild.

TypeDirect peer
Description

One of the largest UK VCs focused on early-stage B2B technology, with deep fintech/SaaS exposure and EIS-eligible vehicles. Closely comparable mandate, geography and investor target (UK HNWIs and pensions).

TypeDirect peer
Description

London-based VC specialising in B2B SaaS and enterprise tech across Europe at seed and Series A. Direct peer given shared B2B/enterprise thesis and UK base.

TypeDirect peer
Description

UK seed-stage VC investing in technology from pre-seed through Series A, often with a global mindset. Comparable on stage, geography and the contrarian-founder orientation FOM emphasises.

TypeDirect peer
Description

European early-stage VC with sector funds across fintech, deep tech, SaaS, etc., often partnering at seed. Directly comparable stage and sector specialisation across Europe.

TypeDirect peer
Description

One of Europe's longest-running early-stage VCs investing in technology from seed onwards. Comparable on European breadth and seed-to-growth coverage, including deep tech.

TypeBroad incumbent
Description

Global technology VC with significant London presence investing across stages from seed to growth in fintech, AI, SaaS. A broader incumbent with similar thesis but materially larger AUM and later-stage tilt.

TypeDirect peer
Description

London-based pre-seed and seed investor backing European technology startups. Comparable on stage, geography and contrarian-founders positioning.

Market position
Strengths5 records

Each record includes

Headline, Details, Source

Weaknesses5 records

Each record includes

Headline, Details, Source

Competitive moat5 records

Each record includes

Type, Details

Key risks6 records

Each record includes

Headline, Details, Source

Key highlights7 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Named customers3 records

Each record includes

Name, Industry, Type, Use case, Source, UUID

Segment3 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile3 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Feature4 records

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles1 record

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

Subsidiaries1 record

Each record includes

Name, Acquired on, Relationship type, Type, Business focus

No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment176 records

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Force Over Mass Capital

Venture Capital Fund Managementfomcap.com

Force Over Mass Capital is a London-based FCA-regulated venture capital firm investing in B2B technology startups (fintech, AI, SaaS, deeptech) across Europe and the US through Seed, Growth, Semi-Liquid, and forthcoming Index Fund vehicles, leveraging its Floww private-markets platform and London Stock Exchange Group partnership to deliver structured liquidity to individual and institutional LPs.

What Force Over Mass Capital does

Force Over Mass Capital (FOM) is a London-based venture capital firm founded in 2013 by Martijn de Wever, operating as an FCA-authorised limited liability partnership (FRN 613706) from its headquarters at 2nd Floor, 4 Matthew Parker Street. The firm invests across multiple vehicles — a Seed Fund targeting B2B technology startups in fintech, AI, SaaS, and deeptech across Europe at pre-seed and seed stages, a Growth Fund targeting UK, European, and US opportunities from Series A through late-stage, a Semi-Liquid Fund embedding secondaries-by-design architecture, and forthcoming Index Funds tailored for pension fund mandates. Over a decade of operation, FOM has invested in more than 150 portfolio companies, screening from a pool of over 1,500 startups annually.

The firm's technical backbone is the Floww private markets infrastructure platform, also founded by de Wever, which provides governance, reporting, valuation, and transaction-execution capabilities across all fund operations. FOM differentiates through proprietary elements including "Secondaries by Design" fund architecture that embeds secondary transaction potential via transferable certificate format, behavioral-science-based founder assessments, and independent valuation methodologies that respect portfolio company privacy while delivering accountant-verified real-time data to investors. Strategic partnerships with the London Stock Exchange Group connect FOM's investors to the Intermittent Trading Venue, positioning the firm at the intersection of primary venture investing and secondary-market liquidity.

The business model is traditional venture capital economics — management fees on committed capital and carried interest on fund profits above the hurdle rate — augmented by structured liquidity features that target institutional and HNW investors seeking shorter lock-ups and dynamically managed exposure. The customer base is two-sided: B2B technology founders seeking scaling capital and operational support, and Limited Partners spanning Certified High Net Worth Individuals, Self-Certified Sophisticated Investors, Elective Professional Clients, and institutional investors including pension funds. The firm maintains a small headcount of 1-10 employees, reflecting a capital-light GP model in which portfolio management and investor relations are supported heavily by the Floww technology stack.

Force Over Mass Capital firmographics

Firmographics
Name
Force Over Mass Capital
Legal name
Force Over Mass Capital LLP
Website
https://fomcap.com
Company type
Private
Founded year
2013
Operating status
Operating
Headcount range
1–10 employees
Short description
Force Over Mass Capital is a London-based FCA-regulated venture capital firm investing in B2B technology startups (fintech, AI, SaaS, deeptech) across Europe and the US through Seed, Growth, Semi-Liquid, and forthcoming Index Fund vehicles, leveraging its Floww private-markets platform and London Stock Exchange Group partnership to deliver structured liquidity to individual and institutional LPs.
Ownership category
akta.pro rank

Force Over Mass Capital industry classification

Industry
Product category
Venture Capital Fund Management
NAICS
Funds, Trusts, and Other Financial Vehicles (525), Other Investment Pools and Funds (5259)
SIC
Investment Advice (6282)
akta.pro primary industry
Early-Stage Venture Capital (Series A/B) (FSANAAAB)

Keywords

  • Venture capital
  • Early-stage investing
  • Fund management
  • Technology investments
  • Private markets

Where Force Over Mass Capital is headquartered

Location

Headquarters

HQ city
London
HQ country
United Kingdom
HQ region
Europe

Offices1 record

Markets served

Force Over Mass Capital business model

Business model
GTM type
B2B
Offering type
Services
Cost components
Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

  1. VC Fund Management: Traditional venture capital revenue model combining management fees (typically 2% of committed capital) and carried interest (typically 20% of profits above hurdle rate) from Seed Fund and Growth Fund strategies targeting B2B technology companies across Europe and US

Pricing tiers

ModelBillingPrice
OtherMulti-year contractSeed Fund - B2B technology innovation investments

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Force Over Mass Capital product offering

Product offering

Core offering

Force Over Mass Capital is a London-based venture capital firm that manages early-stage technology investment funds — primarily a Seed Fund (pre-seed/seed in fintech, AI, SaaS, and deeptech) and a Growth Fund (Series A through late-stage across the UK, Europe, and US) — using a proprietary data- and behavior-driven approach. Investors commit capital into these fund vehicles under FCA-regulated structures that include financial-innovation features such as "Secondaries by Design" liquidity provisions, with operational execution handled through the Floww private markets infrastructure platform.

Product overview

Force Over Mass Capital offers a suite of venture capital fund products structured around financial innovation and technology-enabled investment management. The core offering consists of three main fund vehicles: the Seed Fund (focused on B2B technology at pre-seed and seed stages), the Growth Fund (targeting Series A to late-stage opportunities with secondaries-by-design structure), and Index Funds (dynamically managed sector and stage-specific portfolios). The Semi-Liquid Fund represents an innovative structure incorporating secondaries-by-design features to enable liquidity within private market holdings. All fund products leverage the proprietary Floww technology platform for portfolio management, data analytics, and governance reporting. The funds target diverse investor segments including individual investors, pension funds, and institutional investors, with particular focus on fintech, AI, SaaS, and deeptech verticals across Europe, with plans for UK, European, and US market expansion.

Differentiator

Problem solved

Functional benefit

Products and services

  • Seed Fund Venture capital fund investing in B2B technology innovation at seed and pre-seed stages across Europe, with expertise in fintech, AI, SaaS, and deeptech. Selects winners from over 1,500 start-ups annually using Floww-powered data analytics combined with behavioral science assessments and streamlined due diligence, structured to leverage UK (S)EIS tax reliefs for eligible UK investors.
  • Growth Fund Venture capital fund for institutional and other eligible investors seeking exposure to UK, European, and US growth-stage opportunities from Series A to late-stage, structured with a "Secondaries by Design" architecture that integrates liquidity features directly into the legal documentation of the fund.
  • Index Funds Dynamically managed venture portfolios tailored to specific sectors and stages, designed for pension funds and institutional investors with customized criteria-based exposure (lifecycle stage, risk appetite, sector) and managed access to alternative assets.
  • Semi-Liquid Fund Innovative venture capital fund structure incorporating "Secondaries by Design" features that enables pockets of liquidity and auction-style approaches through the exchange of underlying positions, while remaining private under a proprietary walled-garden architecture.

Quantifiable outcome

  • Evaluate over 1,500 start-ups annually
  • +1 more outcomes

Companies that use Force Over Mass Capital

Customer profile

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Force Over Mass Capital technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Feature4 records

Force Over Mass Capital partnerships and signals

Strategic signal

Partnerships

Two partnerships are on record, tiered core.

  • FlowwcoreTechnology or IntegrationStrategic partnership with Floww, the private markets infrastructure platform founded by FOM's CEO Martijn de Wever. Floww provides the technology backbone for FOM's operations including governance mechanisms, investor reporting, pitch digestion, and transaction execution. The partnership enables FOM's distinctive custody and legal framework that reduces friction and costs for primary and secondary transactions.
  • London Stock Exchange GroupcoreStrategic or Co-development PartnerPartnership with London Stock Exchange Group to enhance governance structures and provide access to the Intermittent Trading Venue announced by the LSE. This collaboration positions FOM at the forefront of the growth stage pre-IPO market and enables improved liquidity mechanisms for private market investors.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Force Over Mass Capital competitors and assessment

Company assessment

Direct peers

  • Balderton Capital: London-headquartered early- and growth-stage investor focused on European technology companies. Overlaps with FOM on B2B/fintech/AI thesis and UK regulatory/Scaleup ecosystem.
  • IQ Capital: UK-based early-stage VC investing in deep tech and AI across the UK and Europe. Direct peer given overlapping thesis (deep tech/AI/B2B) and co-investment alongside FOM in Aibuild.
  • Octopus Ventures: One of the largest UK VCs focused on early-stage B2B technology, with deep fintech/SaaS exposure and EIS-eligible vehicles. Closely comparable mandate, geography and investor target (UK HNWIs and pensions).
  • Notion Capital: London-based VC specialising in B2B SaaS and enterprise tech across Europe at seed and Series A. Direct peer given shared B2B/enterprise thesis and UK base.
  • LocalGlobe: UK seed-stage VC investing in technology from pre-seed through Series A, often with a global mindset. Comparable on stage, geography and the contrarian-founder orientation FOM emphasises.
  • Speedinvest: European early-stage VC with sector funds across fintech, deep tech, SaaS, etc., often partnering at seed. Directly comparable stage and sector specialisation across Europe.
  • Earlybird Venture Capital: One of Europe's longest-running early-stage VCs investing in technology from seed onwards. Comparable on European breadth and seed-to-growth coverage, including deep tech.
  • Hoxton Ventures: London-based pre-seed and seed investor backing European technology startups. Comparable on stage, geography and contrarian-founders positioning.

Broad incumbents

  • Atomico: London-based generalist technology VC investing across Europe from Series A onwards. A broader incumbent with overlapping B2B exposure but much larger fund sizes and later-stage focus.
  • Index Ventures: Global technology VC with significant London presence investing across stages from seed to growth in fintech, AI, SaaS. A broader incumbent with similar thesis but materially larger AUM and later-stage tilt.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Force Over Mass Capital social profiles

Digital presence

Force Over Mass Capital financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Force Over Mass Capital leadership team

Management profile

Number of profiles

Profiles1 record

Force Over Mass Capital subsidiaries and ownership

Company hierarchy

Subsidiaries1 record

Force Over Mass Capital funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Force Over Mass Capital M&A and investment

M&A and investment

M&A

Investments176 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Force Over Mass Capital

What does Force Over Mass Capital do?

Force Over Mass Capital is a London-based venture capital firm that manages early-stage technology investment funds — primarily a Seed Fund (pre-seed/seed in fintech, AI, SaaS, and deeptech) and a Growth Fund (Series A through late-stage across the UK, Europe, and US) — using a proprietary data- and behavior-driven approach. Investors commit capital into these fund vehicles under FCA-regulated structures that include financial-innovation features such as "Secondaries by Design" liquidity provisions, with operational execution handled through the Floww private markets infrastructure platform.

Is Force Over Mass Capital a public or private company?

Force Over Mass Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.

When was Force Over Mass Capital founded?

Force Over Mass Capital was founded in 2013. It employs 1 to 10 people.

Where is Force Over Mass Capital based?

Force Over Mass Capital is headquartered in London, United Kingdom, in the Europe region.

How does Force Over Mass Capital make money?

One revenue line is on record: VC Fund Management.

Who are Force Over Mass Capital's main competitors?

Direct peers on record are Balderton Capital, IQ Capital, Octopus Ventures, Notion Capital, LocalGlobe, Speedinvest, Earlybird Venture Capital and Hoxton Ventures. Broad incumbents are Atomico and Index Ventures.

Does Force Over Mass Capital have an API?

No public API is recorded for Force Over Mass Capital.

What industry is Force Over Mass Capital in?

Force Over Mass Capital's product category is Venture Capital Fund Management. Its primary akta.pro industry code is FSANAAAB, Early-Stage Venture Capital (Series A/B). Its NAICS code is 525 and its SIC code is 6282.

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Live signals
StartupmagFintech startup Stoa raises £1.8m led by Bespokeist Partners and Ingenii CapitalStoa, a UK fintech startup, raised £1.8m in pre-seed funding led by Bespokeist Partners and Ingenii Capital. The funds will scale its cash management platform that converts idle deposits into upfront perks for savers and businesses. The company plans US expansion and cites over £600bn in low-yield UK accounts as a target.The SaaS NewsStoa Raises €2.1M Pre-seedLondon-based FinTech startup Stoa raised €2.1 million in pre-seed funding co-led by Bespokeist Partners and Ingenii Capital, with participation from Force Over Mass Capital and Fuel Ventures. The company operates a cash management platform enabling consumers and businesses to earn rewards on idle cash deposits while keeping capital protected. The newly raised capital will be used to accelerate growth of the platform.FinSMEsStoa Raises $2.4M in Pre-Seed FundingLondon-based fintech startup Stoa raised $2.4 million in a pre-seed funding round co-led by Bespokeist Partners and Ingenii Capital, with participation from Force Over Mass Capital and Fuel Ventures. The company plans to use the capital to accelerate software product engineering, expand consumer merchant onboarding, and scale its operations across the United Kingdom. Stoa has developed a consumer fintech application with an integrated API ecosystem that delivers automated cashback tracking, transactional reward distribution, and merchant discovery features through open banking integration.EU-StartupsFrom cash deposits to everyday rewards: London-based Stoa raises €2.1 millionUK FinTech startup Stoa has raised €2.1 million in pre-Seed funding co-led by Bespokeist Partners and Ingenii Capital, with participation from Force Over Mass Capital, Fuel Ventures, and senior financial services angels. The company has built a cash management platform that enables consumers and businesses to earn upfront perks and benefits from idle cash deposits held in fixed-term "Stoa Pots" through partner brands, with deposits protected under the FSCS scheme. Founded in 2022, Stoa is currently live in the UK for both consumers and businesses and is in early partnership discussions for planned expansion into the US market.BitlyStoa secures $2.4M for cash rewards platformUK fintech startup Stoa has raised $2.4 million in a pre-seed funding round co-led by Bespokeist Partners and Ingenii Capital, with participation from Force Over Mass Capital and Fuel Ventures, to grow its cash management platform. The platform connects financial institutions, brands and customers by offering upfront rewards on fixed-term "Stoa Pots" deposits, with funds protected under the FSCS. The funding will support product development, partnership growth, and expansion in the UK and the United States, where Stoa is building partnerships ahead of a planned market launch.BusinessCloudStoa secures £1.8m to reshape cash managementStoa, a UK-based FinTech startup, has raised £1.8 million in pre-seed funding co-led by Bespokeist Partners and Ingenii Capital, with participation from Force Over Mass Capital, Fuel Ventures, and senior financial services angels. The company's cash management platform enables consumers and businesses to earn upfront lifestyle and business perks from fixed-term deposits held with regulated banking partners, protected under the FSCS scheme, offering an alternative to traditional interest-based savings models. Stoa is currently live in the UK for both consumer and business customers, with early partnership discussions underway for planned expansion into the US market.Tech.euStoa secures $2.4M for cash rewards platformStoa raised $2.4 million in pre-seed funding to accelerate its cash management platform, which offers upfront rewards on cash deposits. The platform is live in the UK for consumers and businesses, with deposits held with regulated banking partners. The company plans to expand in the US, building partnerships ahead of a planned launch.MaddynessFinovox lève 8,2 M€ pour aider assureurs et institutions financières à lutter contre la fraude documentaireFinovox raised 8.2M€ in a Series A led by TX Ventures to expand its document-fraud detection platform across Europe. The startup, which tripled its 2025 revenue, plans 15 new hires to reach 45 employees. It aims to become the European standard for fraud prevention.LinkedInWe’ve raised an oversubscribed £2.1m Seed round 🎉 Our round was led by Outward VC with participation from AFG Partners, Tenity and returning investors Haatch and Force Over Mass. We’re also proud…A UK-based FinProm compliance platform has raised an oversubscribed £2.1 million seed round led by Outward VC, with participation from AFG Partners, Tenity, Haatch, Force Over Mass, and Ventures Together, along with backing from fintech angels. The company, which launched last year and serves clients including Lloyds Banking Group, PensionBee, InvestEngine, and ActivTrades, automates financial promotion compliance reviews and claims to reduce review times by up to 88%. The funding will support the company's expansion beyond the UK, team growth, and development of new AI-driven compliance and marketing products.P2pfinancenewsKoyo raises £100m debt and £5m equity roundConsumer lender Koyo has expanded its debt facility to £100m and raised £5m in equity funding from New York-based Atalaya Capital Management, led by existing investors Force Over Mass, Forward Partners Frontline Venture and Atalaya. The firm, which originated over £50m since launching in January 2020, also hired David Cain as chief finance officer.