What i-payout does

i-payout (International Payout Systems, Inc.) is a global mass payout platform founded in 2007 by Eddie Gonzalez and headquartered in Fort Lauderdale, Florida. The company operates a RESTful API-based payout infrastructure enabling businesses to disburse funds to large, distributed recipient populations across 180+ countries through 20+ payment rails and 10 funding currencies. Core product modules include Mass Payout Solutions, eWallet, Tax Management (automated 1099, 1042-S, T4A compliance), Marketplace Escrow with split-payment logic, White-Label Platform, and four integration paths (Hosted Solution, Full API, Embedded UI, Batch Files). The platform is supported by a Developer Portal and a 24/7/365 customer service operation, with offices in the US (HQ), Canada, Mexico, the Philippines, the UK, and Hong Kong.

The platform serves marketplaces, affiliate networks and MLM organizations, eSports and gaming operators, gig economy platforms, accounts payable teams, B2C disbursement programs, insurance carriers, and banks/financial institutions. Named enterprise customers include Pokémon (gaming), Neora, Mannatech, Bravenly, and Plexuz. Revenue is generated primarily through transaction-based fees on mass payout processing, payin/receivables collection, FX spread on currency conversion, and merchant/credit card processing fees from the Links Merchant Services unit (launched 2021). The go-to-motion is enterprise field sales combined with an API-first/Developer Portal self-service channel for technical evaluators, with quote-based multi-year contracts and no publicly disclosed pricing. The company is privately held, founder-controlled, bootstrapped (no disclosed external funding rounds), and operates under US state-by-state money transmitter licensing and Canadian MSB registration.

Name

i-payout

Legal name

International Payout Systems, Inc.

Website

https://i-payout.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Short description

i-payout is a bootstrapped, founder-led global mass payout platform that enables marketplaces, affiliate networks, gaming firms, and gig platforms to disburse funds across 180+ countries via a unified RESTful API, eWallet, tax compliance, and white-label solutions.

Ownership category

akta.pro rank

Product category

Cross-Border Payment Platform

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Services-Prepackaged Software (7372), Finance Services (6199)

akta.pro primary industry

Marketplace & Platform Seller Payouts (FSAMAKAE)

akta.pro secondary industries

Cross-Border B2B2C Payouts (Mass Payouts, Gig/Creator, Marketplace) (FSAGAKAC), Payouts, Disbursements & Mass Payments Infrastructure (FSAGABAN)

Keywords

• Global mass payouts
• Payment processing platform
• Multi-currency disbursement
• Affiliate commission payouts
• Marketplace payment infrastructure

Headquarters

HQ city

Fort Lauderdale

HQ country

United States

HQ region

North America

Offices6 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Others

Revenue model

1. Mass Payout Processing Fees: Transaction-based fees charged to businesses for processing mass payouts to large recipient populations globally. Fees are typically based on transaction volume and payment method used, supporting affiliate networks, gig economy platforms, marketplaces, and other performance-based payout programs.
2. Payin and Receivables Collection: Fees collected when businesses receive payments from beneficiaries or users through the platform, including online banking transfers and credit card payments. Supports fee collection, subscription payments, and other receivables.
3. FX Spread on Currency Conversion: Revenue generated from currency conversion spreads when processing multi-currency payouts across different funding and settlement currencies.
4. Merchant/Credit Card Processing Services: Links Merchant Services providing credit card processing capabilities launched in 2021, generating transaction fees on card payments.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels5 records

Core offering

i-payout provides a global mass payout platform that enables businesses and platforms to disburse funds to large, distributed recipient populations across 180+ countries using 20+ payment rails and 10 funding currencies. The platform is offered via RESTful API, embedded components, hosted UI, or batch file integration, with optional eWallet, white-label, and automated tax compliance (1099, 1042-S, T4A) modules.

Product overview

i-payout operates as a unified global payout platform with modular architecture. The core Mass Payout Solutions platform provides global disbursement capabilities across 180+ countries and 20+ payment rails, supported by the eWallet for beneficiary fund management. The Tax Management module adds automated compliance for 1099/1042-S filing. The API serves as the technical interface for Full API Integration, Embedded Solution, or Batch File Integration methods. The Developer Portal provides documentation and sandbox access. Optional Whitelabel Platform enables full branding customization. The Management Console provides administrative operations interface.

Differentiator

Problem solved

Functional benefit

Products and services

• Mass Payout Solutions Core platform capability enabling businesses to send bulk payments to beneficiaries globally across 180+ countries with support for multiple currencies and 20+ payment rails.
• eWallet Digital wallet solution allowing beneficiaries to receive, hold, and manage funds with options for bank transfers, prepaid cards, and other withdrawal methods. Supports multiple currencies and local payment options with self-branded web and mobile app access.
• Tax Management / Tax Filing & Reporting Automated tax compliance service covering IRS and CRA filing requirements including 1099, 1042-S, and T4A issuance with automated withholding calculations and year-end reporting.
• API RESTful API enabling programmatic access to all payout operations including beneficiary management, payout initiation, eWallet operations, multiple payout methods, webhook notifications, and reporting modules.
• Coverage Global payment network providing access to 180+ countries with local payment rails, 10 funding currencies, and 20+ payment methods including bank transfers, debit cards, eWallets, prepaid cards, and mobile money.
• Whitelabel Platform Customizable white-label solution offering complete branded package including platform, mobile app, debit cards, and tailored resources for partner presentation to payees.
• Customer Service 24/7/365 global customer support with dedicated service teams for account and eWallet assistance.
• Developer Portal Comprehensive hub providing API documentation, integration guides, sandbox environment, and resources for technical integration.
• NOW App Mobile application launched to manage payouts on the go.
• Links Merchant Services Credit card processing merchant services launched in 2021 to provide payin/receivables collection capabilities and transaction fee revenue on card payments.
• Instant Payout Service Real-time payments service launched in the USA and Canada enabling recipients to use existing bank accounts for instant payments directly from an i-payout account.
• Management Console Web-based administrative interface for managing payout operations, beneficiary accounts, and platform configuration.

Quantifiable outcome

• 50,000 new Payee accounts daily
• +3 more outcomes

Named customers5 records

Segments8 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature7 records

Partnerships

One partnership is on record.

• SHAZAMcoreTechnology or Integration · 14 October 2024Strategic partnership for instant real-time payments in the USA market. i-payout leverages SHAZAM's real-time payment network to enable recipients to receive instant payments directly to their existing bank accounts. The partnership was announced in October 2024 as part of i-payout's push into real-time payment capabilities.

Scale indicators7 records

Recent moves9 records

Expansion highlights6 records

Direct peers

• Tipalti: Tipalti is a leading mass payout / AP automation platform serving affiliate networks, marketplaces, and platforms globally. i-payout's own comparison content names Tipalti directly, and both compete for platforms needing multi-currency, multi-method payouts with compliance automation.
• Payoneer: Payoneer operates a global cross-border B2B payout platform serving marketplaces, freelancers, and affiliates with multi-currency accounts. Named by i-payout in its competitor comparisons and directly overlaps on marketplace seller payouts and mass disbursements.
• PayQuicker: PayQuicker delivers global mass payout and prepaid card solutions for affiliate networks, MLM/distributor programs, and gig platforms. Both companies target the same primary verticals (affiliate/MLM, direct sales) with branded payee experiences and multi-rail disbursements.
• TransferMate: TransferMate provides global B2B payment infrastructure for cross-border payouts and receivables across 200+ countries. Directly referenced in i-payout comparison content and overlaps heavily on multi-currency, multi-rail mass payouts for platforms.
• Hyperwallet (PayPal): Hyperwallet, owned by PayPal, operates a mass payouts platform targeting marketplaces, gig platforms, and global enterprises with branded payee experiences. Closely comparable to i-payout's white-label eWallet/payout offering for platforms operating cross-border.
• Veem: Veem provides global B2B payment and mass payout infrastructure for SMBs, marketplaces, and platforms across 100+ countries. Overlaps with i-payout on multi-currency, multi-method payouts, and global reach for platform-driven payment flows.
• Nium: Nium is a global payments infrastructure platform offering real-time cross-border payouts, issuing, and remittance across 100+ countries via API. Direct competitor on mass-payout infrastructure for platforms and gig/creator economy businesses.
• Currencycloud (Visa): Currencycloud, now part of Visa, provides B2B cross-border payments and payouts infrastructure via API for platforms and financial institutions. Comparable to i-payout's API-first multi-currency payout engine used by platforms and banks.

Broad incumbents

• Stripe Connect: Stripe Connect is the broader incumbent offering marketplace and platform payouts via Stripe's global payments suite. Named by i-payout in its comparison content; competes on API-first platform payouts but with broader product reach and significantly deeper capital base.
• Remitly: Remitly is a larger, publicly-adjacent digital remittance and cross-border payments player serving global consumer and SMB payouts. Overlaps with i-payout's cross-border payout infrastructure but focuses more on P2P remittance than B2B platform mass payouts.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/international-payout-systems-inc-?trk=hb_tab_compy_id_2579920
• Xx.com/i_payout

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about i-payout