trivium

What trivium does

Trivium Capital Pte. Ltd. is a Singapore-based technology company that provides API infrastructure enabling third-party applications to embed financial services. The company offers a unified API covering two product modules: Launch Global Payments (bank account issuance, foreign exchange as a service, and payment automation with multi-currency support) and Launch Investments (money market funds, fixed deposits, and equities trading). Trivium does not hold a Monetary Authority of Singapore (MAS) license itself; instead it operates as a technology layer that partners exclusively with MAS-licensed financial institutions to deliver regulated services, thereby abstracting regulatory complexity from its customers.

The underlying technology is a single REST API with Swagger documentation and a JavaScript SDK, positioned for developer self-service adoption while also supporting sales-assisted enterprise integration. Trivium targets application developers and product teams at B2B companies that want to add financial services capabilities without building infrastructure or obtaining regulatory approvals independently. Primary use cases include embedding banking features, investment features, and cross-border payment workflows into existing applications.

The revenue model is usage-based API pricing, with no publicly disclosed pricing tiers; enterprise prospects are directed to book a sales call or submit an email inquiry. Trivium is supported by the Singapore Fintech Association and StartupSG, has raised approximately $178,000 across two pre-seed rounds (Antler in August 2023 and Tenity in August 2024), and operates with a team of 1-10. The company is led by CEO Leonardo Oliveira and CTO William Haw. No customers, revenue figures, or transaction volumes are publicly disclosed.

Name

trivium

Legal name

Trivium Capital Pte. Ltd.

Website

https://triviumcapital.tech

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

1–10 employees

Short description

Trivium Capital Pte. Ltd. is a Singapore-based API infrastructure provider that enables third-party applications to embed banking and investment services—including payments, FX, money market funds, fixed deposits, and equities trading—through a single unified API, targeting developers and B2B companies.

Ownership category

akta.pro rank

Product category

Embedded Finance API Infrastructure

NAICS

Securities and Commodity Contracts Intermediation and Brokerage (5231), Depository Credit Intermediation (5221)

SIC

Finance Services (6199), Functions Related To Depository Banking, Nec (6099)

akta.pro primary industry

Cross-Border & FX Payments Platforms (BPAMAFAK)

Keywords

• Embedded finance APIs
• Banking-as-a-service
• Financial infrastructure
• Payment automation API
• Investment API platform

Headquarters

HQ city

Singapore

HQ country

Singapore

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. API Infrastructure Services: Trivium provides financial services infrastructure to third-party applications via API. The company acts as a technology layer between applications and licensed financial institutions, likely monetizing through usage-based or subscription API access fees.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Trivium provides a unified financial API that enables third-party applications to embed banking and investment services, covering bank account issuance, FX-as-a-service, payment automation, money market funds, fixed deposits, and equities trading. The company operates as a technology layer between application developers and MAS-licensed financial institution partners, abstracting regulatory compliance and infrastructure complexity from its customers.

Product overview

Trivium operates as a technology company offering financial infrastructure APIs through two main product modules: Launch Global Payments (providing bank account issuance, FX as a service, and payment automation) and Launch Investments (providing money market funds, fixed deposits, and equities trading). These modular offerings are accessed via a single unified API that allows third-party applications to embed comprehensive banking and investment services.

Differentiator

Problem solved

Functional benefit

Products and services

• Launch Global Payments
• Launch Investments An investment services module offering money market funds, fixed deposits, and equities trading functionality for integrated applications looking to embed investment product capabilities.
• Unified Financial API A single API endpoint set providing programmatic access to bank account issuance, FX, payment automation, money market funds, fixed deposits, and equities trading, with a JavaScript SDK and Swagger documentation for developer self-service.

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Licensed Financial InstitutionscoreStrategic or Co-development PartnerTrivium partners exclusively with MAS-licensed financial institutions to deliver regulated financial services. This partnership structure allows Trivium to provide financial services infrastructure without itself holding a MAS license, while ensuring regulatory compliance for end customers.
• Singapore Fintech Association (SFA)minorGTM or Marketing PartnerTrivium is a member of the Singapore Fintech Association, which provides industry credibility, networking opportunities, and potential customer referrals within Singapore's fintech ecosystem.
• StartupSGminorGTM or Marketing PartnerTrivium is supported by StartupSG, Singapore's government startup support program. This affiliation provides legitimacy, potential access to government-backed resources, and credibility signals for a fintech startup.

Scale indicators1 record

Recent moves5 records

Expansion highlights3 records

Direct peers

• Airwallex: Singapore-headquartered cross-border payments and multi-currency business accounts platform. Closely comparable to Trivium's Launch Global Payments module (FX, multi-currency accounts, payment automation) and shares the Singapore fintech ecosystem.
• Unit: Banking-as-a-service platform exposing bank accounts, payments, and lending via a single API. Highly comparable to Trivium's API-first infrastructure model spanning bank account issuance and payments.
• Treasury Prime: Banking-as-a-service platform connecting fintechs to a network of partner banks via API for account opening, payments, and ledgering. Directly comparable to Trivium's bank account issuance and partner-bank distribution model.
• Synctera: End-to-end embedded banking platform pairing fintechs with sponsor banks for accounts, cards, and payments via API. Closely comparable in both partner-bank model and unified-API developer experience.
• Alpaca: Brokerage API platform offering equities trading and embedded investing infrastructure to applications. Directly comparable to Trivium's Launch Investments module (money market funds, fixed deposits, equities trading).
• Nium: Singapore-based global payments infrastructure platform offering cross-border payouts, FX, and issuing via API. Comparable to Trivium's payments and FX module, with a similar Singapore-centric regulatory and partner-bank structure.
• Currencycloud: Cross-border payments API infrastructure acquired by Visa, enabling multi-currency accounts, FX, and payouts. Highly comparable to Trivium's FX-as-a-service and payment automation primitives.

Broad incumbents

• Stripe Treasury: Stripe's embedded banking product (Treasury) lets platforms embed bank accounts and financial accounts via API. Operates as part of Stripe's broader payments empire but overlaps directly with Trivium's bank-account-issuance primitive.
• Marqeta: Card-issuing and payment processing API platform serving fintechs and embedded-finance use cases. Comparable as a developer-first financial infrastructure layer, though more focused on card issuing than Trivium's payments-plus-investments scope.
• Wise Platform: Wise's embedded cross-border payments offering for banks and platforms. Overlaps with Trivium's cross-border multi-currency payment automation capability.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about trivium