ViZO

Digital Wallet / Cryptocurrency Walletvizo.app

ViZO is a Nigerian fintech that operates ViZO Wallet, a digital wallet application supporting transactions in e-currency, cryptocurrency, and gold trading, serving retail users in Nigeria and adjacent digital-asset markets.

Company typePrivate
Founded2015
HeadquartersAbuja, Nigeria
Headcount1–10
GTM typeB2C
OfferingSoftware

What ViZO does

ViZO is a Nigerian for-profit fintech private company founded in 2015 and headquartered in Abuja. It operates ViZO Wallet (also branded ViZO E-wallet), a digital wallet application accessible at vizo.app that supports transactions across e-currency, cryptocurrency, and gold trading — positioning the product as a single multi-asset digital finance interface rather than a single-asset payment wallet. The company serves users seeking exposure to both fiat-equivalent electronic money and digital/precious-metal assets, primarily within Nigeria and adjacent digital-asset markets.

The company's core technology, underlying architecture, and integration surface are not publicly disclosed; no APIs, SDKs, MCP servers, or third-party integrations are listed in the available data, and core technology is explicitly recorded as 'Not disclosed'. The product surface appears to be limited to a single consumer-facing wallet application. No patents, trademarks, certifications, or regulatory actions are recorded in the source material.

ViZO employs between 11 and 50 people and is led by CEO Olajide Abiola. Its revenue model, pricing structure, customer segmentation, distribution channels, marketing motion, owning shareholders, and paid customers are not publicly disclosed. The only capital event in the record is a $200,000 funding round on 8 January 2024 with undisclosed investors and lead. As a result, the publicly observable footprint of ViZO is limited to the vizo.app website and a single early-stage capital infusion, with no disclosed revenue, ARR, GMV, transaction volume, or unit economics to anchor analysis.

ViZO firmographics

Firmographics

Name: ViZO
Website: https://vizo.app
Company type: Private
Founded year: 2015
Operating status: Operating
Headcount range: 1–10 employees
Short description: ViZO is a Nigerian fintech that operates ViZO Wallet, a digital wallet application supporting transactions in e-currency, cryptocurrency, and gold trading, serving retail users in Nigeria and adjacent digital-asset markets.
Ownership category
akta.pro rank

ViZO industry classification

Industry

Product category: Digital Wallet / Cryptocurrency Wallet
NAICS: Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)
SIC: Finance Services (6199), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
akta.pro primary industry: International / Multi-Currency Wallets (FSAMAEAL)
akta.pro secondary industries: General-Purpose Digital Wallets (P2P + Merchant) (FSAMAEAA), In-App / Online Checkout Wallets (FSAMAEAH), Multi-Currency Accounts, Wallets & IBAN Services (FSAMAIAG)

Keywords

Digital wallet services
Cryptocurrency transactions
E-currency payments
Gold trading platform
Mobile payment app

Where ViZO is headquartered

Location

Headquarters

HQ city: Abuja
HQ country: Nigeria
HQ region: Africa

Markets served

ViZO business model

Business model

GTM type: B2C
Offering type: Software
Cost components: Technology or R&D, Personnel, Operations, Marketing or Sales

ViZO product offering

Product offering

Core offering

ViZO operates ViZO Wallet, a digital wallet application that enables users to conduct seamless transactions in E-Currency, Crypto-Currency, and gold trading. The wallet serves as a unified smart finance solution accessible via the vizo.app mobile/web platform for individual users managing multi-asset digital finance activities.

Product overview

ViZO offers a single unified product called ViZO Wallet, which is a digital wallet application accessible at vizo.app.

Differentiator

Problem solved

Functional benefit

Products and services

ViZO Wallet

Companies that use ViZO

Customer profile

Ideal customer profiles1 record

ViZO technology and API

Technology

Technology focussed Yes

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

ViZO partnerships and signals

Strategic signal

Recent moves3 records

Expansion highlights3 records

ViZO competitors and assessment

Company assessment

Direct peers

Moniepoint: Moniepoint is a Nigerian fintech providing payments, banking, and wallet services to consumers and merchants. It competes with ViZO in the Nigerian e-wallet and digital payments category.
OPay: OPay is a Nigeria-based mobile payment and wallet platform offering transfers, bill payments, and merchant services. It directly competes with ViZO on the digital-wallet and e-currency proposition in the same Nigerian market.
PalmPay: PalmPay is a mobile wallet operating across Nigeria and other African markets, offering payments, transfers, and rewards. It competes head-to-head with ViZO for Nigerian wallet users.
Yellow Card: Yellow Card is an Africa-focused crypto on/off-ramp and wallet that lets users buy, sell, and store digital assets. It overlaps with ViZO's crypto-currency wallet capabilities and its focus on the Nigerian/African market.
Patricia: Patricia is a Nigerian digital asset platform offering crypto trading, gift cards, and a wallet. It competes directly with ViZO in the Nigerian crypto-wallet niche.
Luno: Luno is a global crypto exchange and wallet with a significant presence in Nigeria and South Africa. It overlaps with ViZO on the crypto-wallet side and competes for the same Nigerian retail crypto users.
Chipper Cash: Chipper Cash is an African cross-border payments and wallet app operating in Nigeria and several other African markets. It is comparable on the digital-wallet and cross-border payments dimension relevant to ViZO.
Paxful: Paxful is a peer-to-peer crypto marketplace with historically strong Nigerian user activity. While primarily a P2P platform rather than a wallet, it overlaps with ViZO's crypto-currency use case in the Nigerian market.

Emerging players

Bundle (Africa): Bundle is an African social payments and crypto wallet app targeting users in Nigeria and other African countries. It is comparable as an emerging mobile wallet with social and crypto elements targeting similar African user segments.

Broad incumbents

Flutterwave: Flutterwave is a large Nigerian-founded payments infrastructure provider offering wallets, transfers, and merchant APIs. It is comparable as a broader Nigerian fintech incumbent whose wallet products overlap with ViZO's offering.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks6 records

Key highlights5 records

Customer concentration

ViZO financial estimates

Financial estimate

Revenue estimate

Valuation estimate

ViZO leadership team

Management profile

Number of profiles

Profiles1 record

ViZO funding detail

Funding detail

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

ViZO M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ViZO

What does ViZO do?

When was ViZO founded?

ViZO was founded in 2015. It employs 1 to 10 people.

Where is ViZO based?

ViZO is headquartered in Abuja, Nigeria, in the Africa region.

Who are ViZO's main competitors?

Direct peers on record are Moniepoint, OPay, PalmPay, Yellow Card, Patricia, Luno, Chipper Cash and Paxful. Bundle (Africa) is listed as an emerging player. Flutterwave is listed as a broad incumbent.

Does ViZO have an API?

No public API is recorded for ViZO.

What industry is ViZO in?

ViZO's product category is Digital Wallet / Cryptocurrency Wallet. Its primary akta.pro industry code is FSAMAEAL, International / Multi-Currency Wallets, with a secondary code of FSAMAEAA, General-Purpose Digital Wallets (P2P + Merchant). Its NAICS code is 523 and its SIC code is 6199.