National Flood Experts

What National Flood Experts does

National Flood Experts is a Tampa, Florida-based civil engineering consulting firm founded in 2014 that specializes in removing commercial and residential properties from FEMA Special Flood Hazard Areas (SFHA) to reduce or eliminate mandatory flood insurance costs for property owners. The firm's core offerings include a complimentary Desktop Engineering Review to scope solutions, an in-house Flood Expert Survey (FES) field data collection service, Letter of Map Amendment (LOMA) preparation and submission to FEMA, and Insurance Consulting for NFIP/Risk Rating 2.0 policy optimization. All projects carry a 100% outcome guarantee — clients pay no final invoice unless a solution is delivered, and the firm reports a 99% success rate on projects that move forward and a ~50% solution rate across nationwide case reviews.

The business is structured around a project-based, outcome-linked professional services model delivered by National Account Executives, an in-house engineering team led by a Director of Engineering, and field technicians operating from offices in Tampa, FL and Virginia Beach, VA. Cumulative client outcomes exceed $20M in annual flood insurance premium savings and roughly $300M in added property value across 50 states plus U.S. territories (Virgin Islands, Guam, Puerto Rico), per company disclosures. Pricing is performance-linked with an upfront-fieldwork component in select cases, and revenue is diversified across vertical segments including multifamily (Lark Capital Group, Baywood Hotels, URBY, Brazos Residential), commercial real estate investment (84 Lumber, Fergmar Enterprises, QRST Properties, Rood Investments), self storage (Patriot Holdings), and residential owners.

The firm sells primarily through outbound sales to property owners, supplemented by an affiliate program targeting insurance brokers, commercial real estate brokers, and lenders, plus top-of-funnel thought leadership (CEO media presence, conference speaking, podcasts, webinars). It earned Inc. 5000 recognition in 2021 and 2022 and the Tampa Bay Business Journal Fast 50 in 2022. The only disclosed external capital is a $300,000 grant from RISE (Resilience Innovation accelerator) awarded in April 2023 to pilot flood insurance cost-reduction solutions in Hampton Roads, Virginia.

Name

National Flood Experts

Legal name

National Flood Experts, LLC

Website

https://nationalfloodexperts.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

National Flood Experts is a Tampa-based civil engineering consulting firm that helps commercial and residential property owners reduce or eliminate flood insurance costs through FEMA Letter of Map Amendment filings, field surveys, and NFIP/Risk Rating 2.0 policy optimization, operating across all 50 U.S. states and territories.

Ownership category

akta.pro rank

Product category

Flood Zone Engineering Consulting

NAICS

Environmental Consulting Services (54162), Environmental Consulting Services (541620)

SIC

Services-Engineering Services (8711)

akta.pro primary industry

Water, Wastewater & Hydraulics Engineering Consulting (BPAHAIAD)

akta.pro secondary industry

Flood Risk Modeling, Mapping & Forecasting (Hydrology/Hydraulics, Digital Twins) (EUANAEAH)

Keywords

• Flood zone consulting
• FEMA letter of map amendment
• Flood insurance reduction
• Civil engineering services
• LOMA processing services

Headquarters

HQ city

Tampa

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Engineering Consulting Services: NFE provides flood zone cost-saving solutions through project-based consulting engagements. The company conducts complimentary desktop engineering reviews to identify potential solutions. If solutions are found, projects move forward with field surveys and FEMA submissions. All projects are 100% guaranteed - if solutions are not successful, no final invoice is issued. Pricing varies by project scope, with costs discussed by account representatives after initial review. The only potential upfront cost mentioned is for fieldwork when building-specific elevation or topography data is not available.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels6 records

Core offering

National Flood Experts is an engineering consulting firm that identifies and executes FEMA-recognized solutions to remove structures from Special Flood Hazard Areas (SFHA), thereby eliminating or reducing lender-mandated flood insurance for commercial and residential property owners. The core deliverables are the preparation and submission of Letter of Map Amendment (LOMA) filings to FEMA, supported by in-house Flood Expert Surveys (FES) for elevation/topography data, complimentary Desktop Engineering Reviews, and NFIP-focused insurance consulting. Engagements are outcome-guaranteed: clients pay no final invoice if a solution is not achieved.

Product overview

National Flood Experts is a specialized civil engineering firm offering a unified platform of flood zone cost-saving solutions for commercial and residential property owners. The core offering combines Desktop Engineering Reviews (complimentary initial analysis), Flood Expert Surveys (in-house field data collection), Letter of Map Amendment (LOMA) filings with FEMA, and Insurance Consulting services to reduce or eliminate flood insurance expenses. Services are structured across property types (Multifamily, Condo, Residential, Commercial, Land) and acquisition phases (Pre-LOI, Due Diligence, Pre-Closing). The integrated approach delivers LOMA and FES as primary products, supplemented by Insurance Consulting and Portfolio Review services, all backed by a 100% guarantee on outcomes.

Differentiator

Problem solved

Functional benefit

Products and services

• Letter of Map Amendment (LOMA) / FEMA Letter of Map Revision Engineering and FEMA-submission service that legally removes a structure (or a defined metes-and-bounds parcel of land) from FEMA's 100-year flood zone (Special Flood Hazard Area), eliminating or reducing the lender requirement to carry flood insurance. Delivered by licensed Professional Engineers and submitted to FEMA on the client's behalf.
• Flood Expert Survey (FES) In-house field data collection service conducted by NFE's own Field Technicians. Gathers building-specific elevation, topography, and physical property data required for FEMA LOMA filings and for elevating NFIP flood insurance rating.
• Desktop Engineering Review Complimentary preliminary engineering analysis of a property using FEMA flood maps, property records, and topographic data to identify potential flood zone solutions before committing to fieldwork. Used as the freemium entry point that qualifies leads for paid engagements.
• Insurance Consulting Advisory service that analyzes NFIP policy ratings and identifies opportunities to reduce annual or full-risk flood insurance premiums through engineering data, EC submissions, and policy optimization. Standalone offering used independently or in combination with LOMA.
• Acquisition Solutions (Pre-LOI / Due Diligence / Pre-Closing) Phase-based consulting delivered during commercial real estate transactions - Pre-LOI, Due Diligence, and Pre-Closing - to identify flood zone solutions that protect NOI, support pricing, and remove closing blockers.
• Portfolio Review Comprehensive multi-property review across an owner's portfolio (e.g., multifamily, hotel, self-storage, retail) to identify flood zone reclassification opportunities and aggregate premium savings. Targeted at owners and asset managers seeking portfolio-wide NOI improvement.

Quantifiable outcome

• Over $20 million in annual flood insurance premium savings identified for clients
• +4 more outcomes

Named customers10 records

Segments7 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

One partnership is on record.

• Floodproofing.comminorStrategic or Co-development PartnerNFE partnered with Floodproofing.com to contribute insights on ASCE 24-24 flood-resistant design standards and how these changes will impact property owners, developers, insurers, and municipalities.

Scale indicators8 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• AECOM: Major global infrastructure consulting firm with a sizable water, floodplain and climate-resilience practice serving FEMA, USACE and private developers. Comparable because it competes for the same FEMA-driven engineering work and adjacent flood risk advisory mandates.
• J.S. Held: Global consulting firm with deep property and infrastructure expertise including flood, environmental and insurance-related services. Comparable as a broader incumbent whose property loss consulting and FEMA-adjacent work overlaps with NFE's flood risk advisory.
• Stantec: International engineering firm with strong water resources and floodplain management capabilities, including FEMA flood study and LOMR work. Comparable as a broad incumbent offering engineering services that overlap with NFE's flood zone reclassification domain.
• Tetra Tech: Global engineering and consulting firm with deep water resources, flood modeling and FEMA floodplain mapping practices. Comparable as a large-scale incumbent addressing hydrology, hydraulics and flood risk management for both public agencies and private property owners.
• Dewberry: National engineering and consulting firm with a long-standing floodplain management, FEMA map modernization and LOMA-related practice. Comparable because Dewberry delivers water/flood engineering services to public and private clients across the same FEMA framework NFE leverages.
• TRC Companies: Engineering and consulting firm with a strong water, environmental and climate resilience practice serving both public agencies and private real estate clients. Comparable as a broader incumbent with overlapping floodplain management and infrastructure consulting services.
• Wood Environment & Infrastructure (Wood PLC): Global engineering and environmental consultancy with water resources, floodplain and FEMA-related service lines. Comparable as a large incumbent delivering flood engineering and environmental consulting that overlaps with NFE's water/flood engineering scope.

Emerging players

• Floodproofing.com: Specialist flood mitigation products and advisory firm focused on ASCE 24-24 flood-resistant design. Comparable as an adjacent emerging player in the flood risk space that NFE has already partnered with on standards-related content, indicating overlapping customer and regulatory conversations.
• Riskalyze (Riskalyze / Nitrogen): Risk-focused fintech platform serving financial advisors and, increasingly, property/insurance workflows with analytics and risk scoring. Comparable as an emerging risk-analytics peer that could converge with NFE's flood insurance analytics layer in the insurtech/CRE-tech stack.
• Coastal Risk Consulting: Boutique flood risk and elevation data firm providing property-level flood analytics, elevation certificates and risk scoring. Comparable as a niche emerging player with overlapping customer use cases around flood insurance optimization and FEMA-driven property analysis.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xtwitter.com/nationalfloodexperts
• LinkedInlinkedin.com/company/nationalfloodexperts

Revenue estimate

Valuation estimate

Number of profiles

Profiles16 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about National Flood Experts