Temblor
Temblor is a privately held catastrophe modeling company that develops seismic hazard and risk assessment models for the insurance, reinsurance, insurance-linked securities, and mortgage lending industries, supplemented by free consumer apps and scientific publishing.
- Company typePrivate
- Founded2014
- HeadquartersRedwood City, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingSoftware
What Temblor does
Temblor, Inc. is a privately held catastrophe modeling company founded in 2014 by former U.S. Geological Survey scientists Ross Stein (Ph.D.) and Volkan Sevilgen (M.Sc.). Headquartered in Redwood City, California, the firm specializes in seismic hazard and risk assessment, building its models on independently-tested scientific publications to deliver an alternative to incumbent catastrophe modelers for the insurance, reinsurance, insurance-linked securities, and mortgage lending industries.
Temblor's product portfolio centers on proprietary hazard models — including the TemblorCat stochastic event set (the first globally consistent insurance loss model), PUSH probabilistic uniform seismic hazard, STAMP site amplification (the highest-resolution global site amplification model available), the Temblor Earthquake Score (a building-level composite risk metric), and Realtime Risk (dynamic post-event hazard and loss forecasts) — delivered through direct enterprise sales and the Temblor API. The GEAR earthquake activity rate model, developed with academic partners, supports short-term earthquake forecasting. The company also distributes free consumer-facing apps on iOS, Android, and the web, publishes Temblor Earthquake News, and maintains the open-source Coulomb MATLAB software for earthquake and volcanic stress analysis.
The business model relies primarily on subscription-based enterprise licensing of risk solutions and API access to commercial clients in insurance, reinsurance, ILS, and mortgage lending, supplemented by a freemium consumer channel that drives awareness and referrals to insurance agents and retrofit contractors. Temblor has operated without disclosed venture capital or private equity, with cumulative non-dilutive funding of approximately $1.075 million across three National Science Foundation grants (2016, 2019, 2020), and remains a small organization of 1-10 employees serving a global footprint spanning at least 25 countries.
Temblor firmographics
Firmographics- Name
- Temblor
- Legal name
- Temblor, Inc.
- Website
- https://temblor.net
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Temblor is a privately held catastrophe modeling company that develops seismic hazard and risk assessment models for the insurance, reinsurance, insurance-linked securities, and mortgage lending industries, supplemented by free consumer apps and scientific publishing.
- Ownership category
- akta.pro rank
Temblor industry classification
Industry- Product category
- Catastrophe Risk Modeling
- NAICS
- Testing Laboratories and Services (54138)
- SIC
- Services-Testing Laboratories (8734), Services-Commercial Physical & Biological Research (8731)
- akta.pro primary industry
- Climate Hazard & Catastrophe Modeling (Flood, Wind, Wildfire, Heat, Sea-Level Rise) (EUABALAA)
- akta.pro secondary industries
- Natural Catastrophe Reinsurance (NatCat) (FSAOACAD), Resilience Finance & Risk Transfer Analytics (Parametric Design, Cat Bonds, Public Risk Pools) (EUABALAK)
Keywords
Where Temblor is headquartered
LocationHeadquarters
- HQ city
- Redwood City
- HQ country
- United States
- HQ region
- North America
Markets served
Temblor business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Commercial Risk Solutions: Enterprise licensing of seismic hazard models and risk assessment products to insurance, reinsurance, and insurance-linked security companies. Includes access to Realtime Risk, TemblorCat, PUSH, STAMP, and API services.
- Temblor API: API access to seismic risk data and hazard models, sold on a subscription or usage basis to commercial clients requiring programmatic access to risk assessments.
- Consumer Mobile/Web Apps: Free consumer apps driving awareness and engagement, with potential for premium features or referral revenue to contractors and insurance agents.
Go-to-market motion2 records
Distribution channels4 records
Marketing channels4 records
Temblor product offering
Product offeringCore offering
Temblor develops and licenses seismic hazard and catastrophe risk assessment products — including dynamic hazard forecasts, stochastic event sets, probabilistic seismic hazard models, and site amplification models — for the insurance, reinsurance, insurance-linked securities, and mortgage lending industries. It also delivers a building-level Temblor Earthquake Score, a developer API, free consumer mobile and web apps for personal earthquake risk checking, and the open-source Coulomb research software.
Product overview
Temblor is a catastrophe modeling company specializing in seismic hazard and risk assessment. Founded in 2014 by former USGS scientists Ross Stein and Volkan Sevilgen, the company offers a comprehensive portfolio of products including Realtime Risk (dynamic hazard and loss forecasts), TemblorCat (globally consistent insurance loss model), PUSH (probabilistic seismic hazard), STAMP (site amplification model), the Temblor Earthquake Score (building-level risk score), and the Temblor API. The company serves the insurance, reinsurance, insurance-linked security communities, and mortgage lenders. Additionally, Temblor provides consumer mobile applications and the Temblor Earthquake News publishing platform. The company also offers Coulomb open-source software for earthquake stress interaction calculations.
Differentiator
Problem solved
Functional benefit
Brands
- Realtime Risk: Dynamic hazard and loss forecasts after large earthquakes
- TemblorCat
- PUSH
- STAMP
- Temblor Earthquake Score
- Temblor Earthquake News
- Coulomb Software
Products and services
- Realtime Risk Provides dynamic hazard and loss forecasts after large earthquakes, enabling real-time risk assessment and monitoring of seismic events and their impacts for insurance, reinsurance, and financial clients.
- TemblorCat (Stochastic Event Set) The first globally consistent insurance loss model that provides stochastic event sets for catastrophe risk modeling across global portfolios, sold to insurance and reinsurance clients for underwriting and portfolio management.
- PUSH (Probabilistic Uniform Seismic Hazard) Probabilistic uniform seismic hazard assessment model that is globally consistent and corrected for soil amplification, trained on USGS shaking models, used by commercial clients for hazard analysis.
- STAMP (SiTe AMPlification) Highest-resolution global site amplification model available, used to assess how local soil conditions affect ground motion during earthquakes for commercial risk modeling clients.
- Temblor API Developer API providing programmatic access to Temblor's seismic hazard data and risk assessment capabilities for integration into third-party applications used by insurance, reinsurance, and financial clients.
- Coulomb Software Open-source MATLAB software for interactive exploration and visualization of earthquake and volcanic processes, including stress interaction and deformation calculations, used in earthquake research and teaching.
- Temblor Mobile App (iOS and Android) Free consumer mobile applications available on iOS and Android that let individual users check their personal earthquake risk and connect with insurance agents and seismic retrofit contractors.
- Temblor Web App Web-based application that lets individual users check their personal earthquake risk and connects them with insurance agents and seismic retrofit contractors via the Find-a-Pro directory.
Companies that use Temblor
Customer profileNamed customers6 records
Segments3 records
Ideal customer profiles4 records
Temblor technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability1 record
Feature8 records
Temblor partnerships and signals
Strategic signalScale indicators1 record
Recent moves6 records
Expansion highlights5 records
Temblor competitors and assessment
Company assessmentEmerging players
- Zesty.ai: AI-driven property risk analytics provider for insurance and real estate, including wildfire and natural hazard scoring. Adjacent to Temblor's building-level risk scoring concept applied to different perils.
- EigenRisk: Cloud-based catastrophe risk analytics platform targeting insurance and reinsurance clients. An emerging alternative to legacy cat modelers with overlapping seismic risk-assessment functionality to Temblor.
- SpatialKey: Provides location-based risk analytics and visualization for insurance carriers, with overlap to Temblor's geospatial risk-assessment capabilities for underwriting.
Direct peers
- KatRisk: Catastrophe modeling company providing probabilistic risk models for flood, hurricane, and earthquake. Competes directly with TemblorCat in the stochastic-event-set and probabilistic hazard space.
- CoreLogic (Cotality): Provides property data and natural hazard risk analytics including earthquake risk scoring. Operates in the same insurance and mortgage risk-assessment space as Temblor's Earthquake Score and PUSH.
- Karen Clark & Company: Independent catastrophe modeling firm offering real-time event response and risk analytics to insurers. Highly comparable to Temblor's independent, science-led positioning and real-time forecasting approach.
- Moody's RMS: The dominant catastrophe modeling platform serving global insurers and reinsurers with multi-peril models including earthquake. Temblor competes for the same enterprise risk-modeling budget with a focused, independent seismic offering.
- AIR Worldwide (Verisk): Catastrophe modeling unit of Verisk offering earthquake, hurricane, and flood models to insurers worldwide. Directly comparable to Temblor in seismic modeling but with broader multi-peril scope and deeper insurer integration.
Others
- USGS Earthquake Hazards Program: U.S. government source of authoritative seismic hazard data and ShakeMap products that Temblor's models build upon. Functions partly as an enabler/data supplier and partly as a publicly funded competitor for hazard awareness.
- Oasis Loss Modeling Framework: Open-source catastrophe modeling platform widely used by reinsurers and academics. Conceptually adjacent to Temblor's open-source Coulomb software and addresses the same modeling buyer base.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Temblor social profiles
Digital presenceTemblor financial estimates
Financial estimateRevenue estimate
Valuation estimate
Temblor leadership team
Management profileNumber of profiles
Profiles4 records
Temblor funding detail
Funding detailFunding overview
Funding rounds3 records
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Temblor M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Temblor
What does Temblor do?
Temblor develops and licenses seismic hazard and catastrophe risk assessment products — including dynamic hazard forecasts, stochastic event sets, probabilistic seismic hazard models, and site amplification models — for the insurance, reinsurance, insurance-linked securities, and mortgage lending industries. It also delivers a building-level Temblor Earthquake Score, a developer API, free consumer mobile and web apps for personal earthquake risk checking, and the open-source Coulomb research software.
Is Temblor a public or private company?
Temblor is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Temblor founded?
Temblor was founded in 2014. It employs 1 to 10 people.
Where is Temblor based?
Temblor is headquartered in Redwood City, United States, in the North America region.
How does Temblor make money?
Three revenue lines are on record. Commercial Risk Solutions are the primary driver. The others are temblor API and consumer Mobile/Web Apps.
Who are Temblor's main competitors?
Emerging players on record are Zesty.ai, EigenRisk and SpatialKey. Direct peers are KatRisk, CoreLogic (Cotality), Karen Clark & Company, Moody's RMS and AIR Worldwide (Verisk). Others are USGS Earthquake Hazards Program and Oasis Loss Modeling Framework.
Does Temblor have an API?
Yes. Temblor exposes a public API. Developer documentation is at temblor.net/api.
What industry is Temblor in?
Temblor's product category is Catastrophe Risk Modeling. Its primary akta.pro industry code is EUABALAA, Climate Hazard & Catastrophe Modeling (Flood, Wind, Wildfire, Heat, Sea-Level Rise), with a secondary code of FSAOACAD, Natural Catastrophe Reinsurance (NatCat). Its NAICS code is 54138 and its SIC code is 8734.