Developer docs
API playgroundTry for free, no card

Search company profiles

Flushing Bank

Full company profile

uuid0003zzu

Namestring
Flushing Bank
Legal namestring
Flushing Financial Corporation
Company typeenum
Public
Founded yearint
1995
Descriptiontext

Flushing Bank is a New York State chartered stock commercial bank insured by the FDIC, operating as the primary banking subsidiary of Flushing Financial Corporation (formerly NASDAQ: FFIC). Founded in 1929 and headquartered in Uniondale, New York, the bank serves retail consumers, small and medium-sized businesses, commercial real estate borrowers, residential mortgage customers, and government entities across the New York metropolitan area, with branches concentrated in Queens, Brooklyn, Manhattan (including Chinatown), and Long Island. Its product suite spans consumer and business deposit products (checking, savings, money market, CDs), lending (business, commercial real estate, residential mortgage), cash management, merchant services, and accessible banking services, supported by online and mobile banking platforms with mobile check deposit and Zelle P2P payments.

The bank's revenue model is anchored in net interest income from the spread between interest earned on its loan portfolio (residential mortgages, commercial real estate, business lending) and interest paid on deposits, supplemented by non-interest income from deposit fees, overdraft charges, wire transfer fees, cash management, and merchant services. Distribution is primarily community-led through physical branches combined with self-service digital channels, and the bank differentiates via multilingual capabilities (English, Spanish, Chinese), relationship-based service, and a strong franchise serving the Asian-American community in NYC.

As of June 1, 2026, Flushing Bank ceased operating as an independent entity following the completion of OceanFirst Financial Corp.'s all-stock acquisition valued at approximately $579 million. The bank now operates as a division of OceanFirst Bank N.A., with the combined entity controlling approximately $23 billion in assets, $17 billion in loans, $18 billion in deposits, and 71 retail branches across New Jersey, New York, Long Island, and Pennsylvania. Warburg Pincus made a concurrent $225 million strategic equity investment representing approximately 12% ownership in the combined entity, and former Flushing CEO John Buran joined OceanFirst's board as non-executive Chairman.

Short descriptiontext

Flushing Bank is an FDIC-insured New York State chartered commercial bank serving retail consumers, SMBs, commercial real estate borrowers, and government entities across the New York metropolitan area. Following its June 2026 merger with OceanFirst Financial, it now operates as a division of OceanFirst Bank N.A.

Operating statusenum
Acquired
Ownership categoryenum
Headcount rangeband
251–500
akta.pro rankint
HeadquartersNassau, United States
HQ citystring
Nassau
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Offices4 records

Each record includes

City, Country, Type, Description, Source

Keyword5 values
community banking, retail banking, commercial lending, small business banking, mortgage lending
Industry3 codes
1Mass-Market Consumer Deposit Banking (Checking/Savings)
CodeFSABAAAAPrimaryYes
2Branch & In-Person Banking (Teller/ATM Networks)
CodeFSABAAAEPrimaryNo
3Payables & Disbursements (ACH/SEPA, wires, checks, virtual cards)
CodeFSABAIABPrimaryNo
NAICS code2 codes
  • Commercial Banking52211
  • Depository Credit Intermediation5221
SIC code1 code
  • State Commercial Banks6022
Product category
Community Banking
GTM motion1 record

Each record includes

Type, Description, Source

Revenue model2 records
1Net Interest Income
TypeSubscription Recurring
Description

Traditional banking revenue generated from the spread between interest earned on loans (residential mortgages, commercial real estate, business lending) and interest paid on deposits (checking, savings, CDs, money market accounts). Represents the primary revenue driver for the bank as a community/regional financial institution.

bankingciooutlook.com
2Non-Interest Income
TypeTransaction Fee
Description

Fee-based income from deposit account fees, overdraft fees, wire transfer fees, merchant services, cash management services, and other banking service charges.

flushingbank.com
Marketing channels4 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels3 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Pricing details1 tier
1Consumer and business checking, savings, money market, and CD accounts with fee schedules published on the website.
ModelSubscriptionBilling cadenceMonthly
Notes

Account fees and charges are outlined in the Schedule of Fees document available on the bank's website. Specific tier pricing for relationship tiers or premium accounts is not publicly disclosed.

flushingbank.com
GTM typeB2B and B2C
B2B and B2C
Offering typeServices
Services
Core offering1 text field

Flushing Bank is a community-based commercial bank providing personal deposit products (checking, savings, money market, CDs, retirement/investing), business banking products (business checking, savings, money market, professional advantage, cash management, merchant services), government deposit products, and lending solutions (business, commercial real estate, and residential mortgages). The bank distributes these offerings through an extensive branch network across New York City and Long Island complemented by online and mobile banking, mobile check deposit, and Zelle peer-to-peer payments.

Differentiator
Functional benefit
Problem solved
Product overview1 text field

Flushing Bank offers a unified retail and commercial banking platform with a comprehensive suite of deposit products, lending solutions, and digital banking services. The core banking offering includes personal checking (Complete Checking), savings, money market accounts, and CDs, alongside business banking products such as Business Checking, Business Money Market, and Professional Advantage services. Digital banking capabilities are delivered through Online and Mobile Banking with integrated features including Mobile Check Deposit, Zelle peer-to-peer payments, and Cash Management services. The bank provides specialized lending for business, commercial real estate, and residential properties. Additional services include Merchant Services for payment processing, Government deposit products, Retirement and Investing services, and Accessible Banking features. As of June 2026, Flushing Bank operates as a division of OceanFirst Bank N.A. following the merger completion.

Product and service16 records
1Complete Checking
CategoryPersonal Deposit Accounts
2Savings Accounts
CategoryPersonal Deposit Accounts
3Consumer Indexed Money Market
CategoryPersonal Deposit Accounts
4Certificates of Deposit
CategoryPersonal Deposit Accounts
5Retirement and Investing
CategoryPersonal Investment and Retirement Services
6Business Checking
CategoryBusiness Deposit Accounts
7Business Money Market
CategoryBusiness Deposit Accounts
8Business Savings
CategoryBusiness Deposit Accounts
9Professional Advantage
CategoryBusiness Banking Programs
10Cash Management
CategoryBusiness Treasury and Cash Management
11Merchant Services
CategoryBusiness Payment Processing
12Business Lending
CategoryBusiness Lending
13Commercial Real Estate Lending
CategoryCommercial Real Estate Lending
14Residential Real Estate Lending
CategoryResidential Mortgage Lending
15Debit Cards
CategoryCards
16Government Deposit Products
CategoryGovernment Banking
Scale indicator7 records

Each record includes

Type, Value, Description, Source

Recent move6 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight4 records

Each record includes

Type, Description

Peers10 records
TypeDirect peer
Description

Korean-American focused community bank with a similar ethnic-community banking model and SME/commercial lending focus; comparable to Flushing's Asian-American community franchise strategy.

TypeDirect peer
Description

Chinese-American focused commercial bank serving the Asian-American community across multiple U.S. metros; the most direct peer to Flushing's multilingual Chinese-language community-banking niche.

TypeDirect peer
Description

New York-based community bank with similar relationship-banking model and emphasis on retail deposit gathering and residential/mortgage lending across upstate NY and neighboring metros.

TypeDirect peer
Description

New Jersey-headquartered regional commercial bank serving similar NY/NJ metro SMB and consumer customers with comparable deposit and CRE lending products; an organic peer in geographic and product overlap.

TypeDirect peer
Description

Staten Island-based community bank serving the New York metropolitan area with similar multifamily lending focus and community-banking orientation; closely comparable in scale and geography.

TypeRegional player
Description

New Jersey-based community commercial bank serving similar SMB and consumer customers with deposit, lending, and digital banking products; comparable in scale and business model but primarily NJ rather than NYC.

TypeDirect peer
Description

New Jersey-based community bank with overlapping NY/NJ metro customer base, similar deposit and CRE lending products, and comparable mid-cap regional bank scale.

TypeDirect peer
Description

Long Island-headquartered community bank with a similar mix of multifamily lending, relationship banking, and Brooklyn/Queens deposit franchise; direct overlap with Flushing's core market and product set.

TypeDirect peer
Description

The largest thrift/commercial bank headquartered in the New York metro area with deep multifamily and CRE lending concentration. Closest direct comparable to Flushing's NYC-focused community-banking model and rent-regulated lending specialization.

TypeBroad incumbent
Description

Acquirer of Flushing Financial; New Jersey-based regional bank serving similar NY/NJ metro customers across a broader geographic footprint now including Pennsylvania. Becomes the parent and structural peer post-merger.

Market position
Strengths5 records

Each record includes

Headline, Details, Source

Weaknesses5 records

Each record includes

Headline, Details, Source

Competitive moat4 records

Each record includes

Type, Details

Key risks5 records

Each record includes

Headline, Details, Source

Key highlights6 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Segment5 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile5 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

Integration3 records

Each record includes

Title, Type, Description, Source

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Subsidiaries1 record

Each record includes

Name, Acquired on, Relationship type, Type, Business focus

Compliance4 records

Each record includes

Name, Class, Description

Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds2 records

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors2 records

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A3 records

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Flushing Bank

Community Bankingflushingbank.com

Flushing Bank is an FDIC-insured New York State chartered commercial bank serving retail consumers, SMBs, commercial real estate borrowers, and government entities across the New York metropolitan area. Following its June 2026 merger with OceanFirst Financial, it now operates as a division of OceanFirst Bank N.A.

What Flushing Bank does

Flushing Bank is a New York State chartered stock commercial bank insured by the FDIC, operating as the primary banking subsidiary of Flushing Financial Corporation (formerly NASDAQ: FFIC). Founded in 1929 and headquartered in Uniondale, New York, the bank serves retail consumers, small and medium-sized businesses, commercial real estate borrowers, residential mortgage customers, and government entities across the New York metropolitan area, with branches concentrated in Queens, Brooklyn, Manhattan (including Chinatown), and Long Island. Its product suite spans consumer and business deposit products (checking, savings, money market, CDs), lending (business, commercial real estate, residential mortgage), cash management, merchant services, and accessible banking services, supported by online and mobile banking platforms with mobile check deposit and Zelle P2P payments.

The bank's revenue model is anchored in net interest income from the spread between interest earned on its loan portfolio (residential mortgages, commercial real estate, business lending) and interest paid on deposits, supplemented by non-interest income from deposit fees, overdraft charges, wire transfer fees, cash management, and merchant services. Distribution is primarily community-led through physical branches combined with self-service digital channels, and the bank differentiates via multilingual capabilities (English, Spanish, Chinese), relationship-based service, and a strong franchise serving the Asian-American community in NYC.

As of June 1, 2026, Flushing Bank ceased operating as an independent entity following the completion of OceanFirst Financial Corp.'s all-stock acquisition valued at approximately $579 million. The bank now operates as a division of OceanFirst Bank N.A., with the combined entity controlling approximately $23 billion in assets, $17 billion in loans, $18 billion in deposits, and 71 retail branches across New Jersey, New York, Long Island, and Pennsylvania. Warburg Pincus made a concurrent $225 million strategic equity investment representing approximately 12% ownership in the combined entity, and former Flushing CEO John Buran joined OceanFirst's board as non-executive Chairman.

Flushing Bank firmographics

Firmographics
Name
Flushing Bank
Legal name
Flushing Financial Corporation
Website
https://flushingbank.com
Company type
Public
Founded year
1995
Operating status
Acquired
Headcount range
251–500 employees
Short description
Flushing Bank is an FDIC-insured New York State chartered commercial bank serving retail consumers, SMBs, commercial real estate borrowers, and government entities across the New York metropolitan area. Following its June 2026 merger with OceanFirst Financial, it now operates as a division of OceanFirst Bank N.A.
Ownership category
akta.pro rank

Flushing Bank industry classification

Industry
Product category
Community Banking
NAICS
Commercial Banking (52211), Depository Credit Intermediation (5221)
SIC
State Commercial Banks (6022)
akta.pro primary industry
Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
akta.pro secondary industries
Branch & In-Person Banking (Teller/ATM Networks) (FSABAAAE), Payables & Disbursements (ACH/SEPA, wires, checks, virtual cards) (FSABAIAB)

Keywords

  • Community banking
  • Retail banking
  • Commercial lending
  • Small business banking
  • Mortgage lending

Where Flushing Bank is headquartered

Location

Headquarters

HQ city
Nassau
HQ country
United States
HQ region
North America

Offices4 records

Markets served

Flushing Bank business model

Business model
GTM type
B2B and B2C
Offering type
Services
Cost components
Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

  1. Net Interest Income: Traditional banking revenue generated from the spread between interest earned on loans (residential mortgages, commercial real estate, business lending) and interest paid on deposits (checking, savings, CDs, money market accounts). Represents the primary revenue driver for the bank as a community/regional financial institution.
  2. Non-Interest Income: Fee-based income from deposit account fees, overdraft fees, wire transfer fees, merchant services, cash management services, and other banking service charges.

Pricing tiers

ModelBillingPrice
SubscriptionMonthlyConsumer and business checking, savings, money market, and CD accounts with fee schedules published on the website.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Flushing Bank product offering

Product offering

Core offering

Flushing Bank is a community-based commercial bank providing personal deposit products (checking, savings, money market, CDs, retirement/investing), business banking products (business checking, savings, money market, professional advantage, cash management, merchant services), government deposit products, and lending solutions (business, commercial real estate, and residential mortgages). The bank distributes these offerings through an extensive branch network across New York City and Long Island complemented by online and mobile banking, mobile check deposit, and Zelle peer-to-peer payments.

Product overview

Flushing Bank offers a unified retail and commercial banking platform with a comprehensive suite of deposit products, lending solutions, and digital banking services. The core banking offering includes personal checking (Complete Checking), savings, money market accounts, and CDs, alongside business banking products such as Business Checking, Business Money Market, and Professional Advantage services. Digital banking capabilities are delivered through Online and Mobile Banking with integrated features including Mobile Check Deposit, Zelle peer-to-peer payments, and Cash Management services. The bank provides specialized lending for business, commercial real estate, and residential properties. Additional services include Merchant Services for payment processing, Government deposit products, Retirement and Investing services, and Accessible Banking features. As of June 2026, Flushing Bank operates as a division of OceanFirst Bank N.A. following the merger completion.

Differentiator

Problem solved

Functional benefit

Products and services

  • Complete Checking
  • Savings Accounts
  • Consumer Indexed Money Market
  • Certificates of Deposit
  • Retirement and Investing
  • Business Checking
  • Business Money Market
  • Business Savings
  • Professional Advantage
  • Cash Management
  • Merchant Services
  • Business Lending
  • Commercial Real Estate Lending
  • Residential Real Estate Lending
  • Debit Cards
  • Government Deposit Products

Companies that use Flushing Bank

Customer profile

Segments5 records

Ideal customer profiles5 records

Flushing Bank technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Integration3 records

Flushing Bank partnerships and signals

Strategic signal

Scale indicators7 records

Recent moves6 records

Expansion highlights4 records

Flushing Bank competitors and assessment

Company assessment

Direct peers

  • Hanmi Financial Corporation: Korean-American focused community bank with a similar ethnic-community banking model and SME/commercial lending focus; comparable to Flushing's Asian-American community franchise strategy.
  • Cathay General Bancorp: Chinese-American focused commercial bank serving the Asian-American community across multiple U.S. metros; the most direct peer to Flushing's multilingual Chinese-language community-banking niche.
  • Trustco Bank Corp: New York-based community bank with similar relationship-banking model and emphasis on retail deposit gathering and residential/mortgage lending across upstate NY and neighboring metros.
  • Valley National Bancorp: New Jersey-headquartered regional commercial bank serving similar NY/NJ metro SMB and consumer customers with comparable deposit and CRE lending products; an organic peer in geographic and product overlap.
  • Northfield Bancorp: Staten Island-based community bank serving the New York metropolitan area with similar multifamily lending focus and community-banking orientation; closely comparable in scale and geography.
  • Provident Financial Services: New Jersey-based community bank with overlapping NY/NJ metro customer base, similar deposit and CRE lending products, and comparable mid-cap regional bank scale.
  • Dime Community Bancshares: Long Island-headquartered community bank with a similar mix of multifamily lending, relationship banking, and Brooklyn/Queens deposit franchise; direct overlap with Flushing's core market and product set.
  • New York Community Bancorp: The largest thrift/commercial bank headquartered in the New York metro area with deep multifamily and CRE lending concentration. Closest direct comparable to Flushing's NYC-focused community-banking model and rent-regulated lending specialization.

Regional players

  • First Bank (NJ): New Jersey-based community commercial bank serving similar SMB and consumer customers with deposit, lending, and digital banking products; comparable in scale and business model but primarily NJ rather than NYC.

Broad incumbents

  • OceanFirst Financial Corp: Acquirer of Flushing Financial; New Jersey-based regional bank serving similar NY/NJ metro customers across a broader geographic footprint now including Pennsylvania. Becomes the parent and structural peer post-merger.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

Flushing Bank social profiles

Digital presence

Flushing Bank compliance and trust

Trust signal

Compliance4 records

Flushing Bank financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Flushing Bank leadership team

Management profile

Number of profiles

Flushing Bank subsidiaries and ownership

Company hierarchy

Subsidiaries1 record

Flushing Bank funding detail

Funding detail

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Flushing Bank M&A and investment

M&A and investment

M&A3 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Flushing Bank

What does Flushing Bank do?

Flushing Bank is a community-based commercial bank providing personal deposit products (checking, savings, money market, CDs, retirement/investing), business banking products (business checking, savings, money market, professional advantage, cash management, merchant services), government deposit products, and lending solutions (business, commercial real estate, and residential mortgages). The bank distributes these offerings through an extensive branch network across New York City and Long Island complemented by online and mobile banking, mobile check deposit, and Zelle peer-to-peer payments.

Is Flushing Bank a public or private company?

Flushing Bank is a public company. It is classified as corporate owned and is currently acquired.

When was Flushing Bank founded?

Flushing Bank was founded in 1995. It employs 251 to 500 people.

Where is Flushing Bank based?

Flushing Bank is headquartered in Nassau, United States, in the North America region.

How does Flushing Bank make money?

Two revenue lines are on record. Net Interest Income is the primary driver. The others are non-Interest Income.

Who are Flushing Bank's main competitors?

Direct peers on record are Hanmi Financial Corporation, Cathay General Bancorp, Trustco Bank Corp, Valley National Bancorp, Northfield Bancorp, Provident Financial Services, Dime Community Bancshares and New York Community Bancorp. First Bank (NJ) is listed as a regional player. OceanFirst Financial Corp is listed as a broad incumbent.

Does Flushing Bank have an API?

No public API is recorded for Flushing Bank.

What industry is Flushing Bank in?

Flushing Bank's product category is Community Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSABAAAE, Branch & In-Person Banking (Teller/ATM Networks). Its NAICS code is 52211 and its SIC code is 6022.

Unlock the full company data

50 free credits on sign-up, no credit card required.

Contact sales
Live signals
Investing.comOceanFirst Financial director Buran sells $2.2 million shares By Investing.comOceanFirst Financial director John R. Buran sold approximately $2.2 million worth of 113,630 shares on August 7, 2026, to facilitate the rollover of assets from a 401(k) plan. This transaction is reported alongside OceanFirst Financial's second-quarter 2026 earnings, which showed core EPS of $0.43 beating estimates, though revenue fell short of forecasts amid integration costs from its acquisition of Flushing Financial Corp.Investing.comOceanFirst Financial director sells $2.2m in shares By Investing.comJohn R. Buran, a Director at OceanFirst Financial Corp., sold 113,463 shares for approximately $2.2 million on August 7, 2026, at $19.4036 per share, with the filing indicating the sale was to facilitate a 401(k) plan rollover. Following the transaction, Mr. Buran directly holds 113,329 shares of the company. In other recent news, OceanFirst Financial reported Q2 2026 core earnings of $0.43 per share, slightly beating Wall Street estimates, while revenue of $131.33 million fell short of the $135.63 million forecast, and the company completed its acquisition of Flushing Financial Corp.Seeking AlphaOceanFirst expects Q4 2026 net interest margin of 3.09%-3.14% following Flushing integration (NASDAQ:OCFC)OceanFirst Financial Corp reported second quarter results following the closing of its acquisition of Flushing Financial Corporation on June 1, 2026, marking what CEO Christopher Maher described as a transformational transaction. The company provided guidance for Q4 2026 net interest margin in the range of 3.09% to 3.14%, reflecting integration expectations from the Flushing deal. This earnings call insight reflects the bank's early-stage performance reporting post-acquisition close.Seeking AlphaOceanFirst Financial: Merger Complete, Great Dividend Yield (NASDAQ:OCFC)OceanFirst Financial Corp. has completed its acquisition of Flushing Financial, scaling its total assets to $23.3 billion and expanding its presence in the New York metro area. Q2 2026 adjusted earnings came in at $0.43 per share, in line with expectations, supported by net interest margin expansion to 3.05% and improved credit quality despite merger-related GAAP losses. The analyst maintains a Buy rating, citing the company's 4%+ dividend yield and disciplined management, while acknowledging near-term integration risks.Investing.comEarnings call transcript: OceanFirst posts Q2 2026 core EPS beat after Flushing deal By Investing.comOceanFirst Financial Corp reported Q2 2026 core earnings of $0.43 per share, edging above the $0.428 Wall Street estimate, while revenue of $131.33 million missed the $135.63 million forecast by 3.2%, with GAAP results showing a loss of $0.04 per share due to $33.6 million in after-tax merger-related expenses. The quarter was dominated by the June 1 closing of the company's acquisition of Flushing Financial Corp, which expanded OceanFirst's total assets to approximately $23 billion and added 30 retail branches in New York City and Long Island, alongside a concurrent $225 million strategic investment from Warburg Pincus. Management guided for net interest margin expansion to 3.07-3.12% in Q3 and expects operating expenses to decline to $110-115 million in Q4 as merger integration savings materialize, with 2027 targets including a return on assets above 1.0% and a long-term net interest margin of 320 basis points.ChartmillOceanFirst Financial (NASDAQ:OCFC) Posts Inline Q2 Results Following Flushing AcquisitionOceanFirst Financial reported second-quarter 2026 earnings in line with analyst expectations, with non-GAAP EPS of $0.43 on revenue of $131.33 million, though GAAP results showed a $0.04 loss per share due to $42.8 million in non-recurring merger-related expenses from its acquisition of Flushing Financial Corporation. The deal, completed June 1, 2026, added $8.69 billion in assets, $6.19 billion in loans, and $7.44 billion in deposits, along with 30 retail branches across New York City and Long Island. Management executed balance sheet repositioning including selling $1.31 billion of multifamily loans and reinvesting proceeds into liquid securities, expanding net interest margin by 12 basis points to 3.05% while targeting full integration by Q3 2026.Stock TitanOceanFirst Q2 Earnings: $3.0M Net LossOceanFirst Financial Corp. reported a net loss of $3.0 million ($0.04 per diluted share) for Q2 2026, compared to net income of $16.2 million ($0.28 per share) in the prior year period, driven by $42.8 million in non-recurring merger-related expenses from the acquisition of Flushing Financial Corporation. On a core basis excluding these one-time items, earnings were $30.5 million ($0.43 per diluted share), up 72% from $17.7 million in Q2 2025. The company completed its acquisition of Flushing on June 1, 2026, adding $8.69 billion in total assets and 30 retail branches across New York City and Long Island.Investing.comOceanFirst earnings on deck: Merger integration in focus By Investing.comOceanFirst Financial Corp is scheduled to report second-quarter earnings on Thursday, its first report since completing a merger with Flushing Financial Corporation on June 1, which created a scaled regional bank with 71 branches across New Jersey, New York, Long Island, and Pennsylvania. Analysts expect earnings of $0.428 per share on revenue of $135.63 million, representing a 44% year-over-year revenue surge driven by the acquisition. The earnings call will test whether management can deliver on growth promises while managing integration risks, including scrutiny of the bank's $1.3 billion sale of multifamily loans and its $225 million strategic investment from Warburg Pincus completed concurrent with the merger.GlobeNewswireOceanFirst Financial Corp. Announces Second Quarter Financial ResultsOceanFirst Financial Corp. reported a Q2 net loss of $3.0 million, down from $16.2 million net income a year earlier, after completing its acquisition of Flushing Financial Corp. on June 1. The company also sold $1.31 billion of multifamily loans from the acquisition to reduce commercial real estate concentration.Simply Wall St3 US Regional Bank Stocks Linked To Small Business Lending GrowthThis Simply Wall St article profiles three US regional banks positioned for growth in small business lending amid steady credit conditions and modest rate expectations: Metropolitan Bank Holding (NYSE:MCB), First Merchants (NasdaqGS:FRME), and OceanFirst Financial (NasdaqGS:OCFC). Each bank is presented with its revenue, market capitalization, lending focus, growth forecasts, dividend yields, and risk factors. The article notes OceanFirst Financial's merger with Flushing Financial and a $1.3 billion multifamily loan sale, while highlighting that the stocks are part of a broader screener covering 35+ companies.