Southside Bank
- Company typePublic
- Founded1957
- HeadquartersTyler, United States
- Headcount501–1,000
- GTM typeB2B and B2C
- OfferingServices
Southside Bank firmographics
Firmographics- Name
- Southside Bank
- Legal name
- Southside Bancshares, Inc.
- Website
- https://southside.com
- Company type
- Public
- Founded year
- 1957
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Ownership category
- akta.pro rank
Southside Bank industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (52211)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
Keywords
Where Southside Bank is headquartered
LocationHeadquarters
- HQ city
- Tyler
- HQ country
- United States
- HQ region
- North America
Offices28 records
Markets served
Southside Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Net Interest Income: The primary revenue driver, generated from the spread between interest earned on loans ($4.95 billion in Q1 2026) and securities versus interest paid on deposits and borrowed funds. Net interest margin was 3.01% in Q1 2026.
- Non-Interest Income: Fees from deposit accounts, treasury management services, wealth management and trust services, credit card transactions, mortgage lending, and merchant services. Includes service charges, card income, and other fee-based revenues.
- Dividend Income: 29 consecutive years of dividend payments to shareholders. Stock offers approximately 4.18% dividend yield.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Business checking accounts (Smart Business, Commercial Checking, Premier Business Checking) with Zelle integration |
Go-to-market motion2 records
Distribution channels6 records
Marketing channels6 records
Southside Bank product offering
Product offeringCore offering
Southside Bank is a community bank holding company that delivers consumer and commercial banking through 55 branches in Texas, offering deposit accounts (checking, savings, CDs, IRAs), consumer and commercial loans (mortgage, personal, student, business), credit cards, treasury management, merchant services, investment services through a Raymond James partnership, and wealth management and trust services. Digital delivery is provided via online banking, a mobile app, text banking, and partner integrations (Zelle, ADP, IntraFi, Autobooks).
Product overview
Southside Bank operates as a community bank offering a unified banking platform with multiple integrated product lines. The core personal banking suite includes checking, savings, CDs, and retirement accounts alongside personal loans, student loans, and mortgage lending. The digital banking platform provides unified access to online banking, mobile app, text banking, and Zelle P2P payments. Business banking encompasses business accounts, business loans, business credit cards, and Treasury Management—a comprehensive cash management platform comprising Payables (ACH), Receivables, Merchant Services, Cash Sweep/Zero Balance Accounts, Corporate Online Banking, Remote Deposit Capture (Smart Deposit), and Security solutions. Wealth services span Investment Services (via Raymond James partnership) and Wealth Management & Trust with North Texas expansion. The bank also offers specialized services including IntraFi for FDIC coverage enhancement, Properties for Sale, Mobile Deposit, and eStatements. All services are accessible through Southside Bank's digital channels with 55 branches across Texas markets including East Texas, Dallas-Fort Worth, Houston, Austin, Fort Worth, and Southeast Texas regions.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Checking Accounts Consumer deposit accounts such as Classic Checking, providing personal accountholders with everyday banking, debit card access, and digital banking through online and mobile channels.
- Personal Savings Accounts Savings deposit accounts for individual consumers to build savings balances, with digital access and competitive interest rates.
- Certificates of Deposit (CDs) Time deposit accounts offering fixed terms and competitive interest rates across multiple maturity options for personal savers.
- Retirement Accounts (IRAs) Individual Retirement Accounts providing tax-advantaged savings options to support personal retirement planning.
- Personal Loans Flexible personal lending solutions for individual borrowers to finance debt consolidation, major purchases, or unexpected expenses.
- Student Loans Education financing options for students and families to fund higher education expenses.
- Mortgage Lending Home purchase, refinance, and construction loan financing for personal banking customers, accessible online and through branches.
- Personal Credit Cards Credit card products for personal use, offering rewards and benefit programs to individual accountholders.
- Business Accounts Business checking and savings accounts (Smart Business, Commercial Checking, Premier Business Checking) tailored for small and mid-sized businesses, with digital and treasury management integration.
- Business Loans Commercial term loans, lines of credit, and specialized financing solutions supporting growth and operations of small and mid-sized businesses.
- Business Credit Cards Credit card products designed for business spending, including expense management features and rewards programs.
- Treasury Management Integrated cash management platform for commercial clients combining Payables (ACH), Receivables, Cash Sweep/Zero Balance Accounts, Merchant Services, Remote Deposit Capture (Smart Deposit), Corporate Online Banking, and Treasury Management Security solutions.
- Merchant Services Credit card merchant processing for businesses, including equipment, software, electronic, PC-based, real-time internet, and mobile processing options.
- Investment Services Brokerage and investment advisory services delivered through a Raymond James partnership, providing advice and portfolio management to customers from offices in Fort Worth and Tyler.
- Wealth Management and Trust Comprehensive wealth management and trust services for HNW clients, including investment management, estate planning, and trust administration, with presence in Tyler and expansion into North Texas.
- IntraFi Network Deposits Deposit sweep product that places customer funds across multiple FDIC-insured institutions via the IntraFi network, allowing customers to insure deposits exceeding the standard $250,000 FDIC limit through a single Southside Bank relationship.
Quantifiable outcome
- Q1 2026 net income of $23.3 million, up 8.1% year-over-year
- +3 more outcomes
Companies that use Southside Bank
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles3 records
Southside Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
Feature5 records
Southside Bank partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- ADP (Automatic Data Processing)coreSouthside Bank partnered with ADP, the payroll and HR leader trusted by over 900,000 small businesses, to offer integrated payroll and HR services to business customers. The partnership provides ADP's RUN Powered by ADP platform offering payroll processing, tax filing, benefits administration, and HR tools to Southside Bank business clients.
- Raymond JamescoreRaymond James provides investment services through Southside Bank locations, with dedicated Investment Services offices in Fort Worth and Tyler. Investment advisors operate under the Raymond James platform while serving Southside Bank customers.
Scale indicators9 records
Recent moves10 records
Expansion highlights6 records
Southside Bank competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key highlights6 records
Customer concentration
Southside Bank social profiles
Digital presenceSouthside Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Southside Bank leadership team
Management profileNumber of profiles
Profiles4 records
Southside Bank subsidiaries and ownership
Company hierarchySubsidiaries1 record
Southside Bank funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Southside Bank M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Southside Bank
What does Southside Bank do?
Southside Bank is a community bank holding company that delivers consumer and commercial banking through 55 branches in Texas, offering deposit accounts (checking, savings, CDs, IRAs), consumer and commercial loans (mortgage, personal, student, business), credit cards, treasury management, merchant services, investment services through a Raymond James partnership, and wealth management and trust services. Digital delivery is provided via online banking, a mobile app, text banking, and partner integrations (Zelle, ADP, IntraFi, Autobooks).
Is Southside Bank a public or private company?
Southside Bank is a public company. It is classified as public and is currently operating.
When was Southside Bank founded?
Southside Bank was founded in 1957. It employs 501 to 1,000 people.
Where is Southside Bank based?
Southside Bank is headquartered in Tyler, United States, in the North America region.
How does Southside Bank make money?
Three revenue lines are on record. Net Interest Income is the primary driver. The others are non-Interest Income and dividend Income.
Does Southside Bank have an API?
No public API is recorded for Southside Bank.
What industry is Southside Bank in?
Southside Bank's product category is Community Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings). Its NAICS code is 52211 and its SIC code is 6022.