What NGS Super does

NGS Super is an Australian profit-to-members industry superannuation fund founded in 1988, headquartered in Melbourne and operating nationally under AFSL 233 154 and APRA supervision. It serves primarily employees in non-government education and community organizations, plus open members from other industries, providing superannuation accumulation, transition-to-retirement and retirement income account products under a single platform. Its core offering comprises the NGS Super Accumulation account (including the Diversified MySuper default option and 11 choice investment options), the Transition to Retirement account allowing partial in-work withdrawals, and the NGS Income Account for retirees aged 60+. The platform layers digital tooling on top: the Member Online portal for self-service account management, NGS Virtual Adviser for interactive financial guidance, the NGS QuickSuper employer clearing house with OSKO real-time payment support, and a three-tier financial advice stack (Foundations free, Essentials low-cost, Platinum comprehensive). Underlying investment options are disclosed via product dashboards, unit pricing and portfolio holdings, with the MySuper option targeting net returns 3% above CPI over rolling 10-year periods at a Medium-to-High risk band.

The fund operates on a not-for-profit mutual model: revenue derives from administration and investment management fees applied to member assets, and surplus is returned to members via fees and returns rather than shareholders. GTM is B2B2C, anchored on employer partnerships (especially in the education sector) where Customer Relationship Managers drive workplace onboarding and contribute-management workflows, complemented by direct-to-consumer digital acquisition through the public website, calculators and the Virtual Adviser funnel. Pricing is multi-component (both dollar-based and percentage-based administration fees), with the percentage-based component noted as below competitor median.

The most strategically distinctive recent activity sits on the investment side rather than the core super product: during 2026 NGS Super participated in four disclosed venture rounds, including a A$217M Series E in Gilmour Space Technologies (producing Australia's first space unicorn), a US$310M pre-IPO tranche in autonomous trucking developer DeepWay, a US$70M Series C1 in CAR-T biotech Oricell Therapeutics, and a US$13.25M Series A2 in continuous-fermentation biomanufacturer Cauldron Ferm. These exposures, alongside the NGS QuickSuper OSKO upgrade for incoming Payday Super obligations, define the company's near-term offensive agenda.

Name

NGS Super

Legal name

NGS Super Pty Limited

Website

https://ngssuper.com.au

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

101–250 employees

Short description

NGS Super is an Australian profit-to-members industry superannuation fund founded in 1988 that provides accumulation, transition-to-retirement and retirement income accounts primarily to non-government education sector employees, supported by digital portals, tiered financial advice and an employer clearing house.

Ownership category

akta.pro rank

Product category

Industry Superannuation (Retirement Savings)

NAICS

Pension Funds (525110)

SIC

Finance Services (6199)

akta.pro primary industry

Pension Master Trusts, Superannuation & Provident Funds (FSAAAGAB)

Keywords

• Industry superannuation fund
• Retirement savings products
• Superannuation accumulation accounts
• Financial advice services
• Employer superannuation clearing

Headquarters

HQ city

Melbourne

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Administration and Investment Fees: Superannuation funds typically charge administration fees and investment management fees based on assets under administration. The fund operates on a not-for-profit basis where profits are directed back to members through competitive fees and returns.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

NGS Super is a profit-to-members industry superannuation fund that provides accumulation, transition-to-retirement, and income (pension) accounts to education-sector workers, alongside group insurance (income protection and life & disability cover), tiered financial advice, and an employer contribution clearing-house service. The fund is structured to return profits to members rather than shareholders, with competitive fees, multiple investment options including a MySuper default, and integrated digital and adviser support.

Product overview

NGS Super is a trusted Australian superannuation and retirement fund offering a unified platform of three core account products: the NGS Super Accumulation account for working members, the NGS Super Transition to Retirement account for those phasing into retirement, and the NGS Super Income Account for retirees seeking regular income payments. The Diversified (MySuper) option serves as the default balanced growth investment. Supplementary digital tools include the Member Online portal, NGS Virtual Adviser for automated financial guidance, NGS QuickSuper for employer contribution management, and tiered NGS Financial Advice services ranging from complimentary single-issue support to comprehensive financial planning. The product suite is designed for educators and their families, providing superannuation, retirement planning, insurance, and financial advice integration.

Differentiator

Problem solved

Functional benefit

Products and services

• NGS Super Accumulation Superannuation accumulation account that lets members contribute, invest and grow retirement savings throughout their working life; the Diversified (MySuper) option is the default investment. Intended for individual members, primarily in the education sector.
• NGS Super Transition to Retirement Account that allows members who have reached preservation age to access part of their super as a non-commutable income stream while continuing to work reduced hours, supporting a gradual move from full-time work to retirement. Targeted at education sector employees approaching retirement.
• NGS Super Income Account Account-based pension providing a regular income stream to members in retirement, with investment options drawn from the fund's menu. Targeted at retired education sector members drawing down their super benefits.
• Diversified (MySuper) Default MySuper investment option for Accumulation members, providing a diversified, balanced growth portfolio designed for members who do not make an active investment choice. Available to individual members of NGS Super.
• NGS QuickSuper Clearing-house service that allows employers to make all employee super contributions through a single platform, helping them meet Superannuation Guarantee compliance requirements and reduce payroll administration. Targeted at HR/payroll teams of education sector employers, including those whose employees are not members of NGS Super.
• NGS Virtual Adviser Online advice tool that delivers intra-fund financial advice to NGS Super members on topics such as investment choices, contribution levels, insurance and transition-to-retirement strategies, and is also accessible to non-members. Targeted at members and prospective members.
• NGS Financial Advice (Advice Foundations, Advice Essentials, Advice Platinum) Tiered financial advice service for NGS Super members covering accumulation strategies, retirement planning, transition to retirement, and superannuation product selection. Delivered by phone, virtually or face-to-face through qualified advisers, with a complimentary Advice Foundations tier and progressively more comprehensive Advice Essentials and Advice Platinum packages.
• NGS Income Protection Insurance Group Income Protection insurance available to NGS Super members, providing a monthly benefit if the member is unable to work due to illness or injury. Premiums are typically deducted from the member's super account.
• NGS Life & Disability Insurance Group Life (death) and Total & Permanent Disablement (TPD) insurance available to NGS Super members, paying a lump sum on death or qualifying disablement. Premiums are typically deducted from the member's super account.

Quantifiable outcome

• Diversified (MySuper) investment objective: net return 3% above CPI p.a. over rolling 10-year periods
• +1 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Market position

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/ngssuper
• LinkedInlinkedin.com/company/ngs-super
• Instagraminstagram.com/ngssuperaus

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments18 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about NGS Super