CSE Federal Credit Union

Name

CSE Federal Credit Union

Legal name

Canton School Employees Federal Credit Union

Website

https://csefcu.com

Company type

Private

Founded year

1938

Operating status

Operating

Headcount range

51–100 employees

Ownership category

akta.pro rank

Product category

Retail Banking

NAICS

Credit Unions (52213), Depository Credit Intermediation (5221)

SIC

Savings Institution, Federally Chartered (6035), Personal Credit Institutions (6141)

akta.pro primary industry

Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)

akta.pro secondary industries

Bank & Credit Union Personal Loans (Unsecured Installment) (FSAKAAAL), Credit Cards & Revolving Credit (FSABAAAC)

Keywords

• Retail banking services
• Consumer lending
• Credit union services
• Digital banking
• Financial education

Headquarters

HQ city

Canton

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Interest Income: The primary revenue driver for credit unions, generated from interest on loans including auto loans, mortgages, home equity loans, personal loans, recreational loans, and student loans. Interest rates vary by product type and member creditworthiness.
2. Fee Income: Various fee-based services including account service fees, ATM fees (though fee-free ATM network exists), overdraft fees, and other account-related charges.
3. Interchange Revenue: Revenue generated from debit and credit card transactions processed through the CSE Debit Mastercard and Visa credit card programs.
4. Insurance Products: TruStage Insurance products offered through the credit union, providing members with insurance solutions including loan insurance.

Pricing tiers

Go-to-market motion2 records

Distribution channels6 records

Marketing channels5 records

Core offering

CSE Federal Credit Union is a federally chartered, member-owned credit union providing personal banking, consumer lending, and digital financial services. Core offerings include savings and checking accounts, youth accounts, auto loans, mortgages, home equity loans, personal, recreational, and student loans, debit and credit cards, digital banking, and free financial education through the Banzai platform to members in Stark County, Ohio.

Product overview

CSE Federal Credit Union operates as a traditional credit union offering a unified suite of banking products organized around personal banking, lending, and electronic services. The core product portfolio includes savings and checking accounts (with specialized youth accounts for ages 7-17), comprehensive lending products (auto, mortgage, home equity, personal, recreational, and student loans), credit and debit cards with rewards programs, and digital banking services. Educational offerings through the Financial Education Hub with Banzai programs, insurance products via TruStage partnership, and financial planning tools round out the ancillary services. The credit union serves members in the Stark County, Ohio area with branches, digital banking, and shared branching networks.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Banking Accounts
• Youth Accounts (M3 Money Club & Elements of Money)
• Auto Loans
• Home Equity Loans
• Mortgages
• Personal Loans
• Recreational Loans
• Student Loans
• Debit Mastercard
• Visa Credit Cards
• Reloadable & Gift Cards
• Digital Banking (eBranch)
• Mobile Banking App
• Credit Score Monitoring
• Financial Education Hub (Banzai)
• TruStage Insurance
• Business Payment Services
• Financial Calculators

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Nine partnerships are on record, tiered minor and core.

• TruStage InsuranceminorGTM or Marketing PartnerTruStage Insurance products are offered through CSE Federal Credit Union, providing members with access to insurance solutions including loan insurance and other protection products.
• CO-OP Shared BranchingcoreChannel Partner/ Reseller/ DistributorCSE participates in the CO-OP shared branching network, allowing members to access their accounts and conduct transactions at thousands of credit union locations nationwide.
• BanzaicoreStrategic or Co-development PartnerBanzai provides free interactive financial education programs including Junior (for kids), Teen (for teens), and Plus (for adults). CSE offers these resources free to both members and the broader Stark County community.
• U.S. Department of Housing and Urban Development (HUD)minorOthersCSE is an approved lender participating in HUD programs, offering FHA loans and other government-backed mortgage products.
• forbinfiminorOthersforbinfi provides financial websites and marketing services for CSE Federal Credit Union's online presence.
• Mortgage CompaniesminorGTM or Marketing PartnerNon-affiliate mortgage companies referenced in privacy policy as potential joint marketing partners for mortgage products.
• Insurance CompaniesminorGTM or Marketing PartnerInsurance companies referenced in privacy policy as affiliates and joint marketing partners for insurance products. Includes TruStage as a named partner.
• Akron-Canton Food BankminorOthersCommunity partner for Shred Day events - members are encouraged to bring food donations per box of shredding.
• Stark County Community Action AgencyminorOthersCommunity partner providing venue for Shred Day events in the parking lot of their facility at 1366 Market Ave. N., Canton, OH.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Direct peers

• SchoolsFirst Federal Credit Union: California-based federal credit union originally serving school employees and now expanded to a broader community field-of-membership. Directly comparable to CSE in heritage (school-employee charter), CDFI-adjacent mission, and member-owned cooperative structure, though materially larger in scale.

Regional players

• KEMBA Financial Credit Union: Ohio-based community credit union headquartered in Columbus serving the central Ohio region. Comparable as a fellow Ohio-domiciled credit union with personal banking, lending, and digital channels, though serving a larger metro market than Stark County.
• First Financial Federal Credit Union: Ohio-headquartered community credit union serving multiple Ohio markets. Comparable to CSE in serving community-based membership with personal/lending products and shared branching participation, though operating at somewhat larger scale across multiple branches.

Broad incumbents

• Wright-Patt Credit Union: One of Ohio's largest credit unions, headquartered in Fairborn, OH. Comparable as a fellow Ohio federal credit union offering personal banking, lending, and digital services; much larger scale provides a benchmark for what CSE could become with successful geographic and membership expansion.
• Bethpage Federal Credit Union: Large New York-based federal credit union offering full-service personal banking, lending, and digital channels. Comparable as a federally chartered member-owned cooperative with branch + digital distribution and a similar product mix; benchmark for larger-scale federal credit union operations.
• Connexus Credit Union: Wisconsin-based national digital credit union with broad field-of-membership and high-yield deposit products. Comparable to CSE as a federally insured credit union competing for consumer deposits and loans, but with materially larger scale and a digital-first acquisition model that pressures smaller community CUs.
• Alliant Credit Union: Illinois-based digital-first federal credit union serving members nationwide. Comparable to CSE in offering consumer banking, lending, and digital channels via a federally chartered cooperative structure; represents the digital scale leader against which community CUs must compete for member wallet share.
• Digital Federal Credit Union (DCU): Massachusetts-based federal credit union with a strong digital banking franchise and broad consumer lending portfolio. Comparable to CSE as a federally chartered cooperative offering personal banking, lending, and digital services; represents a more digitally mature benchmark.
• First Tech Federal Credit Union: Oregon-based federal credit union serving a defined affinity (technology employees) plus broader community. Comparable to CSE as a federal credit union with an affinity-based charter origin that has expanded, offering a roadmap for how a small school-employee cooperative could scale nationally.

Others

• TruStage (CUNA Mutual Group): Insurance and financial services provider to credit unions, including the TruStage insurance products offered through CSE. Comparable as a strategic partner/ecosystem participant rather than a competitor — represents the kind of vendor relationship CSE relies on to extend product capabilities without building them in-house.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/csefcu

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CSE Federal Credit Union